201407571
<br />shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shaJl not
<br />apply in the case pf acceleratian under Section 1$.
<br />20. Sale of Note; Change oF Loan Servicer; Nodce af Grievance. The Nat� or a partial interest in
<br />the Note (together with this Security Instrument) can be sold one or more times without prior notice to
<br />Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Periodic Payments due under the Note and this Security Instrunnent and performs other mortgage loan
<br />servicing obligations und�r th� Note, this Secnrity Instrument, and Applicable Law. There also might be
<br />one ar mare changes of the L,oan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrower will be given written notice of the change which will state Che name and address of the
<br />new Loan Servicer, the address to which payments should be made and any otk►er informaCion RESPA
<br />requires in cannection with a noCice of Cransfer of servicing. If the Note is sold and thereafter the L.oan is
<br />serviced by a Loan Servicer ather than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor L.aan Servicer and are not
<br />assurned by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, ar be joined to any judicia! action (as either an
<br />individual litigant or the rnernber of a class) that arises from ihe other party's actions pursuant to this
<br />Security Instrument ar that alleges that the other party has breached any pravision of, or any duty owed by
<br />reason of, this Security Instrument, until such Borrower or L.ender has notified the other party (with such
<br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such notice to take correccive action. If
<br />Applicable Law provides a time period which must elapse before certain actian can be taken, that time
<br />period will be deemed to be reasonable far purposes af this paragraph. The notice of acceleratian and
<br />opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective
<br />action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazazdous Substances" are those
<br />substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />following substances: gasaline, kerosene, other flammable or toxic petroleum products, toxic pesticides
<br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, or rernvval actian, as defined in �nvironmental Law; and (d) an"Environmental
<br />Condition" rneans a condition that can cause, contribute to, ar otherwise trigger an Environmental
<br />Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardaus Substances, on or in the Property. Borrawer shall not do,
<br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
<br />Law, (b) which creates an Environmental Condition, or (c) which, dua to the presence, use, or release af a
<br />Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding
<br />two sentences shall nat apply to the presance, use, or storage on the Property of sma11 quantities of
<br />Hazardaus Substances that axe generally recognized to be appropriate to normal residential uses and to
<br />rnaintenance of the Property (including, but not limiCed to, hazardous substances in consumer products).
<br />Borrower shall pxomptly give L,Qnder written notice of (a) any investigation, claim, dernand, lawsuit
<br />or other action by any governmental or regulatory agency or private party involving the Property and any
<br />Haza�'dous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
<br />Environmental Condition, including but not limited ta, any spilling, l�aking, discharge, release or threat of
<br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified
<br />NEBRASKA - 5ingie Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />�-61NE) loettl Pege 12 of 15 inmais• � Form 3028 1/07
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