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<br />      				-   �  s. H�s�ri.e�++� L�ra�ce� Aoncrrer.�l kap�d�e imPra�'m�ats.no�a►existIns� -       .  	t.
<br />      																	i�a,e�ita e�c.�ted an el�
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<br />       				tbocts or tloocfin6:for whkh L�der requins irmut�e.11�is ia�rroo�sh�lT be maiMainod ia tl�e asmunts atM fo►dK�
<br />   				`    1h�t Isndet zoqa�s.The inwtat�oe carri�r pcbviding ti�e iaw„raitice sh�Ii be cl�stn by Borruwer subjxt to'L.tndes's ap�rav,al
<br />   				.   whielr shd!nnt be uore�sa�abiY witbhetd, if 8or�ower fails'w maituain wvenge Qescribed above.Lende[�may.at l.eoder's
<br />       				{�ption.obtain oave�e to prott�t Lender's�ights in the PropenY in aocord�ncx with paraSr+Ph�-.  				.
<br />     					AIl inw�noe policies and teoewals sfsall be aooepta�to to i.endtr smd shall Qncliide:standae+d martgage cl9use. Le.nder   	;
<br />       				s1�ti fiiave the right to l�otd she policies and r+a�ewals-If Is�det rc4uues.Bocmwe�shali prnmptiY Sivt to ts+�der alt reaipts of'
<br />       				P�P�ums aad�enew�l notioes.,Tn the event ot loss,B�rnnwer'st�li give procopt maoe to tfie insuraacs carritr and Lender.
<br />       				t�nd�r any uuke pmof of bss if not mada pmmQti`y by Boriower.
<br />     					Udess i�r an��m�wa otherwisa a8���ang,inw�nce pmco�s���PPlied to restoration or n�ir of the
<br />       				�P�Y�8�if the trstoraoian or t+epair is cconomicaliy fasib:e�d ixnder's security is nat[esse�d.If tbe.resw�ation ar
<br />       				t�epair is mt economicallY fe�le or Leoder's security woutd be les�ad.�the insurance Pmoeods s1�16e applied to:the saa�s
<br />       				secuzod bl►this Sxuritl►tn�va�at•ahd6er or aot[heo due, with any eaccass paid w Bois+uwer. If Bumawa aba�dong the
<br /> 				-     property,or does not answer withia 30 days a notia�f�m Lendu'tl�t the inwranx carrier lsas afftnod to settte a claim.tben     __
<br />					Leadar may oollxt the insurnnce P�ocoeds- I.ender maY ase the pmceeds to repair or restore�he PtopertY or w paq sams -  -
<br />					saaued by t6is Saauity Iasuumeot.whahe�or not then due.The 30-da9 Paiad w71 kegin when the aouce is given.   		�
<br />     					Udess Isodec aud Bomower ai�ecwise agnee in wr�tin8. a�►Y.aPP�i�tion of procoeds fo princiPal sl�all noc extend or
<br />					postpone the doe date of the mottttily paymen�s referred to in paiagra�s 1 aud 2 or ci�ge tf�e amouM of the�i�� .
<br /> 									is     	Ie�der..Bormwer's rigbt w any ms�c��noe policies and proceeds
<br />					ander pa�rs►graph 2l tiie Prope�ty' acqni�ed bY
<br />      				. d�m�g�w the pmperty priorw tUe acqaisitio!i shall pass w L.atda tn ibe ext,eat o�ti�e sums sea�red by this Savrity tnsteuma�t
<br />					munedi�tely psior w the acquisitiun.     .:      	�    	�     	�,�res's I.oan�l��Ld�eholds.
<br /> _  					i.p�y,Rrsecratioa,Maiate�uce sad Pr+ata�tioa ot the Prapaty:							�
<br />    				�   Boirower s6at1 aocupy.establish,aM nse thc Propecty as Eorrower's principal residence within sixty days afcer the ezautiou of
<br /> =     				this Socuri�y inun�nent aad st�all conrinue w accupy the PropertY as Bor�°�''s p�P���^�for�t teast oae year after
<br />  -     				t}�e date of oc,cupancy.unless l�ender otberwise agrtes i°wriring;which conseut si�atl not be unreasonably withheld.or unless
<br /> -      				exte�g �exist which ue beyond Borrower's.cots�, BormQver shali not de.�troy. daQnaSe or impaic the
<br />					property.ailow tite Pruperty to deceriarate.or commit waste un tt�Pcoperty.Borrower sh�[I be in default if any�forfe�e
<br />   				'    aetion,or ptucoed'ing.whdlkr eivil ar criminal.is begun that in Lender's goad faith judgment could result in forfeiture o�'the.
<br />					Property or otherwise materially impair the lien created hy this Security lnstramem or Lender's securiry iateres�Sorcawe��y     .    -
<br />					c�u+e such a default and t+einstate.as pmvidecl-in paragraPh 18.by causing the actian or proceedin8 to be dismissed with a ruling
<br /> ti�`     				thai,in Lender's good faith detemun.uion, precludes forfeiture of[he•Borruwer's interesi��he Property or ather material
<br />�-�     				impairment�t1�e lien creatod by this Security Instrument or I.ender's socurity intenst.Ba.��er shall also be in default if
<br />					Boriower.damig the la9n application process,gave materially false�s inaccnrate information�s siate►nents to Leader(ar failed
<br />					to pravide I.ender with any materia!'snformation)in connection wittt the loan evidenced by the Note,including,but not timitea 	.
<br /> 					�o,r�p��a�s caa��Borrower's occupancy of the PropetEg as a principai residence.If this Sec�rity Instniment ia on a   	�
<br />   �     				leasehold. Horrower shalf oomply with all the ptavisions of the �¢�e. �f Bmcm�wer aaNiies fee title to the�i'ropetcy, the
<br /> 					teasehotd and the fee title shall not merge untess I.en�er agrees ca tIc¢r,�ger in wridng.
<br />      					7.Pratection otl.ende�'s Rights ia the Property.if Borrower fai;s to pedorm the covenants and agreements contained in
<br /> 					this Security Instrument.eTthere is a legal proceeding that may significantly affect Lender's rights in the Property(such as a
<br />.:'      				proceeding in bankntptcy,�+abate. for condemnation or forfeiture or to eaforce taws or regulations),then lxnder may do and
<br /> -       				pay for whatever is necessary to protect the value of the Property and 1.ender's rights in the Propeny. i�ender's�actions maY
<br /> 					;nc(ude paying any sums secured by a lien which has priariry aver this Security Instrume�t. appearing in cuurt, paying
<br />-   •     				reasonable attomeys'fees and entering on the Praperty to make repaira. Although I.ender may taaBe actian unifier ihia paragraph
<br />     '   				7.Lender does not have to ato so.
<br />   .   					Any amounts diabu��a,i by Lender mider this paragraph 7 shal} bec�me additlonal debt af Borrower secured by this
<br /> 					Security Instrument. Unfess 8orrower and Lender agrec to othet terma af payment. these amounu shall bear interest from the   	,
<br />!;�.`      				date of disbursement at the Note rate aacl shall be payable. with itrtcrest. upon notice fram L.ender ta Borrawer requesting
<br />}:�   -   				payment.
<br />"     					8.Mortgpge Ingaraac�It'Lecidee required moKgage insurance as a conditivn oi making the loan secured by this Security
<br />   �     				instrument. �orrower sha�B yray thc premiums required to maintain the martgage insurancc in cffect. 1f. fer any reason.the
<br /> 					mongage;nsurance coverage requirai by l.ender lap.ses or ceasey to be in effect.Borrawer shall pay the premiums required to
<br />�.�'      				obtain caverage substantiaUy equ'sva�te�cz ro the mortgage inxurance previously in effect.at a c�•t substantially equivalent to the
<br /> 					cost to Borrower of the mortgage insarance prcviausly in eifect. fram an altemate martgage insurer approved by Lender. If
<br />      	'   			subs[antially equivalent mort�ge insurance covcrage is not uvailable. Bc�rrower sha11 pay«s Lender each month a sum eqaal to
<br />     .       		�   	ane-twelfth of the yearly mortsage insuranee premium being paid by Borrowe:a�fi.�n the insurance cnverage lapsed ar ceased to
<br /> �					be in effece.i.ender will accept.use and relain these payments as a lo�.y [esen•e i.t lieu af mo»gago insurance. Loss reserve
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