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<br /> ` ���ii�i7fi�it d�e-i�upctfve�ss�os���the-�aY��-_
<br /> a ha�e�tlet a p�t of t�popaty. IUf�epl�oeakats atd ad�iti�as si�U�sa 6e onvaed �- . _
<br /> ' f�mm�aM. All d We fd+e�is iefared to ie titis Savrity Ic�scr�haaN aa the"Ptopetty" ` �.
<br /> � � $ORROWF,R COYENANfS th�t Bormwer is tawfulty seised of tae estatr 6eitbY coaveyed�nd l�the ri�to�cmt .
<br /> �ad convey We Ptuperty�nd d�at the Fcopertg is unencuinbeted.except�orencumbrsnce�af recocd. Bortower�xxr��s�
<br /> � . � �aeceoa�auy�ne riae to the Bmpetty aasinct�1l cl�ims�od dem�ntls.subjeet w aay eacumbr�ce�o�ceeatd.
<br /> ' T�S SECURICY tNS[RtJMENT c�ombines unifomt oavemnts for aatiaial use aad i�an-unifa�m coven�nts witb
<br /> -�t1111tOd Y�Ii�1Ql5�1 jIQIS�1011 TO�1�g����U�7�CO�KItI$�'i9��Gt��- _ `
<br /> UNI�RM COVEN/�s. BOR�O�VCT�flA Ll11�f�COYd1Ylt�fld�$RCt 14 fOIIOWS: ���� .
<br /> 1. 'Ap�eat dPrieiNJ a�d IMe�;Trep�7�e�t a�d Late CMrtes SoROw�sl�ti pmmptly MY �
<br /> piacipal of aad i�erest aa tbe d�t avidencod by tAe Nou and my pc�ymeat aad lafe chatges due under the Not�
<br /> ' 2 t�imil�7'sse�a�i Liwra�oa Subjoct to applicaMe law or to a aritrcn w�ivdr by Leadtr.Borrow�er�Aall p�y Eo
<br /> ��an t6e day ma�MldY P�Y�m due under the Nute.uatil the Note is pAid L►full,a sum(°Fwds"}for:(a?.yarlY. •
<br /> rues aud asses�rnts which may at�un pioritY over this Security Iasmune�as a lien on the P�operiy;(b)yearly 1a�boi�
<br /> p�ymeots ar gruuad reats.oa tAe PtuQatY• if any; (c).Y�Y �a F�Y ins�uaaee Pc+emiva�s:(d) Y����
<br /> � inwrance p�emimas. if any:(e)YadY �SaB����P���f aay:aa� tfl�Y�l�Y��
<br /> l.ender.in xeard�ace with thc penvisioos of puagrapt�8,in Dia►of tbe payment of mortga8e ins�uznce p�+aniums. 77�ese
<br /> iums are c�llod"Escmw Items." LeAder may.at aony time.collect aaii huld Funds m an'amount c�s:to exceed tbe maximum .
<br /> `aa�oant s ladec fa a fcderaiIy tetaued mo�tgage ta�n may nequue for Bomnwer's escruw acrnurt under tve fodcral Real.
<br /> E,�ue Sat)emp�c ptoceduces Act of 1474 as ameaded fran}time to tim�12 US.C.§260i et ssq.("RFSPA"),aakss anolhec
<br /> law that appiies to ibe#'+rads sets a ksser Amaunc If so,l.ea�der tnay.at aay time,colisct and hold Funds in�a amount nat w
<br /> exaed the ksser�mau�. Lendec taay es�aate the�oamt of Ii�ads duc an thc i�sis of cuRent d�ta artd Rawaable � .
<br /> _ �of expt�ditut�es of fupae Escmw I�or othecwise m ac�adance with applicabte taw. ,
<br /> Zbe r,u�a�-shall be new in ao iasptaa���vLos�aeposiu aoe;nsurea Hy a fed�al'aBency.insamire�atiCy.or enticy
<br /> (incl�d"u��I�der,if I.ender is suc6 an it�tituti�)or in any FedePal Hame Laan BdnY. L.ender shaU appTy the Funds to pay►
<br />— tUe Esctow ltems. I.e�xler may not charge Barmwer fa hoid'mg and appiYinB thc Fut�ds•armnally analyzinE the esctow
<br /> � account�or verifyH►g ti�e Escrnw Items.unless i.ender pays Bacrower interess at the Fvnds and apptica6le law permits
<br /> -- Lu�ier to m�ke such a charge. However.l.ender may requtre Borrower to pay a ono-time charge for an indeperidene na1
<br /> law vtdes otlxrwise. Untess an
<br /> " estate tax npatiag se[vice nsed 6Y I.eixtes'in a�nnecrion rvith this 1oan.unkss appl�te pto � .
<br /> agrcement is m�o�applicabte law requires intetest to be paid.l.ender s1�a11 not 6e�Nired to pay Borrower atry interest or
<br /> - eunings on tlie Fvnds. Bormwer and 1.ender may ag[ee in writing.however,that interest shall be pa�d on the Funds. I�ender
<br />__` shall give to Bomnwer.witt�out charge,an annual accountimg of the Funds,showing ccedits and dobits tO the Funds and the ,
<br /> p�upose for wLich each detiit to tf�c Punds was made. The Amds are pledged as additional securiry for all sums secuned by
<br /> , this Security Insuument. � �:
<br /> '�''� lf the Fvnds held by Lender excoed tti��ounts pemtitted to b�.Ee.1d by applicable taw,Leader shafl accouni to
<br />``:'� . BcxroWec fm tLe�s gunds{�accordance x�tl�e reqmrecnents of a�'�ieabk taw. If the artwunt of the Funds l�e1d try
<br />°.;i,:• I.ender at any time is i�ot suffici�st w pay the Escrow ite�s��t d�.�3L�der may so eotify Borrawer in writing,and.in
<br /> '„�� sc�ii ease Hos;ower i.�a:4�+��r��.ender the amount i�=.�io�re�Lp the deficiency. .Bamawer shall make op the -
<br /> �in no moa�than tweeve monthly payments,at L�:tid�:�s�b2e d��fion. _
<br /> �`��� IJpon paymeni�in faU of all sums secured by this Security lnstru:r�:`�.�.I.ender shall pmmptly�tund to Barrower any
<br /> Fi�nds held by I.erider. If.under paragraph 21.Lender shall acqulre or se�J the Propecty,Lender,pnor to the acquisirion or _
<br /> sale of the Property.shall apply any Funds held by Lender at the time af acquisiUOn or sale a5 a cculit against the sums _
<br /> . ' secured by this Security I�suttmen� -
<br /> ot Pa utents. Unless a plica�le law provides otherwise. all payments received by I.ender urder _
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<br />= paragaphs 1 and 2 sha11 be applied:first.to any prepayment charges due under the Note:second,co amaunts payable�ader _
<br /> paragraph 2;third.to interest due;foarth.to principal dur,and last,to any late charges due under the Nae.
<br /> � 4. Cl�arges; Liees. Barrower shall pay all taxes. assessmenu. chargeg. fines and impositions attributable to the =
<br /> e.
<br /> • property which may attain priority over this Sewrity instrument,and leasehold payments or ground rents.if any. Borrower • -:
<br /> shall psy these obtfgadans in tfte"ranner provided in parag�h 2.ar if not paid in that manner.Borrower shatl pay them on
<br />_ ' time dlrectly to the person owe��Sment. Bonower shali r.^c�pdy fumish to Lender a�L nocices of amounts to be paid under , _
<br /> tfus paragraph. lf Hortowet makes these pa}ments directIy.�hrrower shall promptty farrsish to Lendcr receipts evidencing =
<br />'.',�;���,: t1�cPaYmenu• �-
<br /> ;;..:�--.-• . Borrower shatl pramptly dischazge any lien which has priority o�•ec cli:s Security Iristrument unless Borrower:(a)agees _
<br />" '���1� in writing to the payment of the obliganon secured by the lien in a mas��:�'ceptable to Lender.(b)contests in gaud faith tfte ,
<br /> liea by.or detends against enforcement of thc lien in,legal proceeding��fiich in the Lender c apinion operate to prevent the
<br /> - ;• eRfc�re�t�ent of the lien;or(c�secures from the holder of ttte fien acr agreement satisfactory to Lender subordinating the lien
<br /> t tcx t�sis Secutity instrumenG if Lender determines that any�t of the Pro�erty is subJect to a lien which may attain priority
<br /> • over this Security instrumen�L.ender may glve Borrower a notice identif�.ic�g the lien. Borrower shali sati�fy the lien or takc
<br /> ane or more of tf�e actions set fonh abave within 10 days of the ghring af��:ice. ��
<br /> S. HazArd oe Property Insurance. Borrowcr sha!i keep the improvemcnts now existing pr hereafter erected on the . .
<br /> �'r�erty insured against loss�p t"se.hau�tds included witl'��.n the term"extended cuverage"and any othcr haxards."u�cluAing :
<br /> �o;�;s or flooding.for whicE�L•r�der requires insurance. 'Ei::s insurance shall bc maintaincd in thc amounu�d iur the
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