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201Q07404 9. Prtytecdon of Le�der's Interest in the Property and Ri�tts Under this Sec�u�ity Iustrument. If (a) Borrower fails ta perform the covenants and agr�ts contained in tt►is Securih' Instrumsnt, (b) th�re is a legal proceediu�g that might significantly afFect L,ender's interest in the Properiy and✓or rights under this 5e,curity Instrument (sucli as a proce�iug in bankruptcy, Probate, for cond�tu�ation or forfeiture, for enforccment of a lien which may attain priority over thi�s Scaxrity Instnunent or w enfarce laws or regulations), or (c) Borrawer bas abandoned the property, then Lende�r nnay dn an�d pay for whatever is reasonable �r a�ropriate to protect I.ender's intarest in the Properry and rights under this Security Instnux�nt, includin$ protec�i.ng and/or assessing thc value nf the Propezty, and securing and✓or ;repairing the Property. I.ender's actions can includc, but are not limited to: (a) PaYix►8 any surns secure� by a lien wluch has priority over this Security Insirunnent; (b) aPPcarin8 in court; and (c) �aying reasonable attorneys' fees to proteat its interest in the Prnperty and/or rights under this Security Instrument, including its se�ured position. ua a baakruptcy proceeding. Securing the Property includes, but ia tmt lirnited ta, entering the Property to malne rcpairs, cl�ange locks, replace or board up_doars and windows, drain water from pi�s, eliminate building or other code violations or dangerous conditions, and har+e utilities turned on or off. Alt�ough L�e�nder may take action under this Se�tion 9, Lsnder does not have to do so and is not uader any duty or obtigation to do so. It i� agreed that Lender incurs no liability fox not talring any oz all actions authorize�i under this Section 9. Any amounts disbursed by L�der under this Section 9 shall beoome �ditional debt of Borrower secured by this SeCUrity Inswment. Theee �nounta shall be�x intcrest az the Notc rate from the datc of disburseme�t a�d shall be payable, with such interest, upon notice from L.ender to Bpa�xower r�questing � thx's Security Instrument is on a leasehold, Borrower shall comply with all the pravisions of the lease. If Horrower acquires fee ritle w the ProPertY� the leasehold and the fee Citle shatl not merge unless I.ender agrees to the �cnerger in writing. ].0. Mortgage In�urance. If Lendar rcqu�ired Mortgaga Insuraace as a condition af maldng the Loan, Borrower slaall pay the prenmiums required to maintain the MoRgage Insurance in effe�t. If, for any �ason, the Mortgage Insurance coverage required by i.endcr c�ases to be available from the mortgage insurer that previously provided such insurance and Barrowcr was re�uired ta m�ake separately designated payments toward trie premiwms for Martggge �nsurnnce, Horrowec shall pay the pnamiuma required to obtain coverage subatmntially equivalent to the Mortgage Insurance previously in effect, at a�st substantially equivalent to the cost w Bornvwer of the Mortga$� Insurance previously in effect, fiom an alternate mortgage iinsurer select�d by L�ender. If substantially equivalent Mortgage Inauranc� coverage is not available, Borrower shall oot�tinue ta pay to L�ndcr the arnou� of tbe s�parately designated payinents that werc due whe�► the insuranc:e coverage ceased to be in effe�ct. Len.der will accept. use and retain thasc paymients as a non-refundable loss re�erve in lieu of Mortgage Insuranc�. Stu� loss reserve sha11 be non-refundable, notwithstanding the faet that the Loan is ulrimately paid in ft►�1, and Lender shall nat be required to pay Borrower any interest or carnings on such lo�s reaerve. Lcnder can no longer rcquire losa reserve payments if Mortgage Insurance coverage (in the amount and for the per�od that I,ender �quares) provided by an insurer selected by Lender again becot� available, is obtained, and I.ender requires separatBly designatsd payments toward the premiuma for Mortgage Insurance. If I.ender required Mortgage Insuranco as a�ndidoa of �naking the Loan and Barrowar was required to maks aeparately designated payments torward thc pz�niums for Martgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss resen►e� until Lender's requirement for Mortgage Insurance ends in accordance with any written agreennent between Borrower and Lender providing for att�h termination or until termination is raquired by Applicable Law. Nothing in this Section lU affects Hcrrrow�r's obligataon to pxy intareat at ihn rata pravided in the Note. Mortgag� Insux�nce reimbur�es Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower doea �t t�pay the Loan as agreed, Borrower is nnt a party to the Mortgage Insur�nr.c. Mortgage inaurers evaluate t�eir total risk on all such insurancc in fnrae firom tune to rime, and may enter into agreements with other partie� chat share or modify the�ir risk, or reduce lnsses. The.se agreernents are on terms and �nditions ttaat are satisfactory to the �urtgage insiuer and the other PartY (or parties) to the�se �ts. These �gre�naents may requirc the �nrtgage imsurer to make paym�nts using any scawrcc of fuads that the mortgage inst�rer may have available (whitch may include fundg obtained from Mortgage Insurance premiums). NEBRpBKA - Stnale �amily - Femnie MaU1=r�ddN Mac UNIFORM INiSTRUM�M�' �-B�NE) 1os� � 1 rao. e m� s in�ura: Form 30x8 1/01