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2oioo�3s4 <br />451D13759 <br />Any notice to Borrower in connection with this Security Instrumant shall be d�emed to have been given to Borrower when <br />mailed by �rst class inail or when actually delivered to Borrow�r's notice address if sent by other means. Notice to any one <br />Borrower shall constitute notice to all Borrowers unless Applicable Law exprassly requires oth�rwise. The notice address shall <br />be tha 1'roperty Address unless Borrower h�s designated a substitute notice address by notice to Lender. Borrower shall <br />promptly notify Lender of Borrower's change of address. If L�nder specifi�s a procedure for reporting Borrower's change of <br />address, then Borrower shall only r�port a change of address through that specified procedure. There may be only one <br />designated notice address under this Security instrument at any one time. Any notice to Leuder shall be given by delivering it <br />or by mailin� it by lirst class mail to Lender's address stated herein unless Lender has designated another address by notice to <br />Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until <br />actually received by Lender. If any notice required by this Security Instruinent is also required under Applicable Law, the <br />Applicable Law requirement will satisfy th� corresponding requirem�nt under this Security instrum�nt. <br />16. Govcrning Law; Scverability; Rules of Construction. This Security Instniment shall be governed by federal <br />law and the law of the jurisdiction in which the Property is locaced. All rights and obligations contained in this Security <br />instrument are subject tn any requirem�nts and limitations nf Applicable Law. Applicabie Law might explicitly or implicitly <br />allow the parties to agree by contract qr it might b� silent, but s��ch silence shall not be construed as a prohibition against <br />agraement by contract. in the ev�nt that �►ny provision or clause af this Security Instrument or the Note conflicts with <br />Applicable Law, such conflict shall not affect oth�r provisions of this Security Instniment or tha Nate which can be �iven <br />effect without the conflicting provision. <br />As used in this Security Tnstrument: (a) words of the masculine gender shall mean and include corresponding neuter <br />wards or words of the feminine gender; (b) words in the singular shall mean and include the plural �nd vice versa; and (c) the <br />word "may" gives sole discretion without any obligation to take any �ction. <br />17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Securiry Instrument. <br />18. Transfer of the Property or a Bencticial Interest in Borrower. As used in this Saction 18, "Interast in the <br />Property" means any legal or bene�cial interest in the Property, including, but not limited to, those beneficial interests <br />transferred in a band for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the <br />transfer of title by Borrower �t a future date to a purchaser. <br />It all or any part of the Property or any Interest in the Property is sold or transferred (or if Barrower is not a natural <br />person and a bene�cial interest in Barrower is sold or transferred) without T,ender's prior written consent, Lender may require <br />immediate paytnent in full of all sums secured by this 5ecurity Instrument. However, this option shall not be exercised by <br />Lender if such exercise is prohibited by Applicable Law. <br />lf Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of <br />not lass than 30 days from tha date the notice is given in accordance with Section I 5 within which Borrawer zaiust pay all sums <br />secured by this Security Instrurnent, If Borrower fails to pay these surns prior to the expiration of this period, Lender rnay <br />invoke any remedies p�rmitted by this Security Instrument without further notice or demand on �3orrower. <br />19. Borrower's Right tp Rcinstate After Acceleration. If Borrower meets certain conditions, Borrower shall hav� <br />the right to have enfnrcement oi'this S�curity Instnunent discontinued at any time prior to the earliest of: (a) �ve days before <br />sale of the Property pursuant to any power nf sale cont�►ined in this Security Instrument; (b) such other period as Applicable <br />I..aw might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing Chis Security <br />instrument. Thase conditions are that Dorrower; (a) pays Lender all sums which then would be due under this Security <br />Instrument and the Note as if no ace�leration had occurred; (b) cures any default of any other covenants or agreements; (c) <br />pays all exp�nses incurred in enforcing this Security Instrument, includin�, but not limited to, reasonable attorneys' f�es, <br />property inspection and valuation fces, and ather fees incurred for the �urpose of protecting Lender's interest in the Property <br />and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that L�nder's <br />interest in the Property and rights under this Security Instrument and E3orrower's obligation to pay the sums secur�d by this <br />Security Instrument, shall continue unchan�ed. Lender may require that Borrower pay such reinstatement sums and expenses in <br />ane or more of the followin� forms, as selected by Lender: (a) cash; (b) mnney order; (c) certi�ed check, bank check, <br />tre�surer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a <br />federal agency, instrumentality or entity; or (d) �,lectronic Funds Transfer. Upon reinstatement by Borrower, this Security <br />Instrument and obligations secured hereby shall rernain fiilly effective as if no acceleration had occurred. However, this right to <br />reinstate shall not apply in the case of acceleration under Section 18. <br />20. Sale of Note; Chs►ngc of Loan Servicer; Noticc of Grievance. The Note or a partial interest in the Note (together <br />NEBRASKA--Single Pamily--Fannie Mae/N'reddie Mac UNIFORM 1NSTRUMN:IVT <br />� 338,2 Page 9 of 12 Form 3U28 1/Ol <br />1��`�, ` <br />