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<br />with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sala might result in a change
<br />in the entity (known as the "Loan Servicer") that collects Periodic Payments duc under the Note and this Security Instrument
<br />and performs other mortgage loan servicing obligations und�r the Note, this Security Instn�ment, and Applicable Law. There
<br />also might be one or more chang�s of the Loan Servicer unrelated to a sale of the Note. lf there is a change of th� Loan
<br />Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer,
<br />the address to which payznents should be mada and any other inf'ormation RESPA requires in connectian with a notice of
<br />transfer of servicing. If the Note is sald and thereafter the Loan is serviced by a Loan Servicer ather than the purchaser of the
<br />Note, the mortgage loan servicing obligations to Borrower will remain with thc Loan Servicer or be transferrad to a successor
<br />Iaoan Servicer and are not assumed by the Note purchaser unl�ss otherwise provided by ihe Note purchaser.
<br />Neither Borrower nor Lender may commance, join, or be joined to any judici�il action (as either an individuai litigant
<br />or the member of a class) that arises from che other party's actions pursuant to this Security Tnstniment or that alleges chat the
<br />other party has breached any provision of, or any duty owed by reason of, this Security Instniment, until such Borrower or
<br />Lender has notitied the other party (vvith such notice given in compliance with the requirements of Section 15) of such alleged
<br />breach and afford�d the other party hereto a reasonable period after the giving of such notice to take corrective action. If
<br />Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed
<br />to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure �iven to Borrower pursuant
<br />to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy che notice and
<br />apportunity to take corrective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "1-fazardous Substances" are those substances defined as
<br />toxic or hazardous substances, pollutants, or wast�s by Environmental Law and th� following substances: �asoline, kerosene,
<br />oth�r flammlble or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or
<br />formaldehyde, and radioactive materials; (b) "Environmental Law" rneans federal laws and laws of the jurisdictian where the
<br />Property is located that relate to heaith, safety or environmental protection; (c) "Environmental Cleanup" includes any response
<br />action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a
<br />condition that can cause, concribute to, or otherwise tri�ger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, stora�e, or release of any Hazardous Substances, or
<br />threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do,
<br />anything affectin� the Property (a) that is in violatian of any �,nvironmental Law, (b) which creates �n Environmental
<br />Condition, or (c) which, due to the presence, use, or release of a IIazardaus Substance, cra�ites a condition that adversely
<br />affects the value of the Property. The preceding fwo sentences shall not apply to the presence, use, or storage on the Property of
<br />small quantities of Hazardous Substances that ar� generally recognizad to be appropriate to normal residential uses and to
<br />maintenance of the Property (includin�, but not limited to, hazardous s��bstances in consumer products).
<br />Borrower shall promptly give Lender writt�n notice of (a) any investigation, claim, demand, lawsuit or other action by
<br />any gavernmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental
<br />Law of which Borrnwer has ach►al knowl�dge, (b) any Fnviromnental Candition, including but not limited to, any spilling,
<br />leakin�, discharg�, release or threat of rel�as� of any Haz�►rdous Substance, and (c) any condition caused by the presence, us�
<br />or release of a Hazardous Substanec which adversely affects the value of the Prop�rty. If Borrower learns, or is notified by any
<br />governmental or re�;ul�tory authority, or any private party, that any removal or other remediation of any Hazardous Substance
<br />�►ffectin� th� Property is necessary, Borrower sh�ll promptly take all necessary remedial actions in accordance with
<br />Environmental Law. Nothing herein shall create any obligation on Lender f'or an Environm�ntal Cleanup.
<br />NON-UNTFORM COVENANTS. Borrower and Lender further cavenant and agree as follows:
<br />22. Acceleration; Remedies. Lender shs�ll givc notice to Borrpwcr prior to acceleration foltpwing Borrower's
<br />breach of any covenant or agreement in this Security Instrument (but not prior to acceleratian undcr Section 18 unless
<br />Applicable L,aw provides otherwise). The notice shall specify: (a) thc default; (b) the action requircd to cure the default;
<br />(c) u date, not less than 30 days from thc date the notice is givcn ta Borrower, by whlch the default must be cured; and
<br />(d) that failure to cure the default on or before the date specitied in the notice may result in acccicration of the sums
<br />secured by this Secur3ty Instrument and sale of the I'roperty. Thc notice shall further inform Bprrowcr of the right to
<br />reinstatc Aftcr acceleration and the right to bring a court action to asscrt the non-existence af a default or any other
<br />defense of Borrower to accelerat3on and sfllc. [f the default is nat cured on or before the date speci�cd in the notice,
<br />Lender at its option may require immediate payment in full af all sums sccured by this Security Instrument without
<br />NEBRASKA--Single �'amily--Fannie Mae/Freddie Mac UNIFORM INSTRUMEN7'
<br />� 338•2 Pa�e 10 of 12 Form 302R 1/01
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