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<br /> ' � �roc�wiTH au me improY�at�uo�x orLeieaf�er erecoea`a►�6c p�p�rty.am Ali easmxnts,�. . � �
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<br /> Ia��'Ail of.the fo�egoiug is.refaned to in ehis Se��ority Inst�ument as tGe"Pmpe�Ry." - ` ' , �
<br /> BORRORIER C10VENAN7�tiiat Borrower is lawfuliy scised of the est�e heceby ca�►veyed an�6u tLt rigi�t to gant _
<br /> _ �ad canvey tLe Ptop�rty ai�that tlse Propeny is aaencumbend.cxapt for encvmbrances of ieco�d. Barawer warnnts and -
<br /> cv�71 aefena gena�uy uie ticle w the Hvpeny again�all claims ana aemanas.snbjecc w any eacumb�aaces of r�d.
<br /> TtIIS SECURPTY IN.STRUII+I�N'f combines u�iform aa'venants for nationa! use and non-unifona covenams arith
<br /> �imitod variatioas by jruisd'ictim to constitnoe a�otm secnrity iasti�matE covering re�l groperry:
<br /> � UNffORM COVENANTS.Borrnwer a�l.ender coveaaut and agtee as foHaw� �
<br /> � ' L F�jme�t ot Prbscipai and Ia�;Prcps7me°t asd�.att Ci�s. Borrawes shaD p�ti}�Fa�when due the -
<br /> ptiocipal of wd intetest oa the debt evideaced by the Note aad aaY P�3+�nt�d late charges�ce�tt�e Note. ,
<br /> 2 blyds fae'6us stl Ia�ra� Subjxt to a�plieaWe law a to awritten waiver 6y��c�'��;�er shatt pay to
<br /> Lrndec an the day moatWX P�Y�nts are due 4►�tdea?.�`�nte,uaa'1 ihe Note is p���ia.�a st.�i:�,�3:c"�f�s�a}X�Y
<br /> taxes aad ass�ts which may attain prio�i*s::!e��ia�ecuriry Insnumeiu a"s;�,���thG�.��y��.i;�sehold
<br /> ats or rents on the_ ;�.����t:T��+�1J� E4vatd or propei�y i.-r�rdnca�.i:�s;d���rY�floa� .
<br /> _ Pc+Yme Srou�4 . �',:_:r. .
<br />--- - insunrce ptemivans,if anY:{e)Ye�tY mo�c!nsuraa�P�emimns.ii an�; and(�?any su�s:}��bte ty Bairower to__
<br />-= Lender.in accordance witb the provisiass of pa�agrapb 8,in fiea of tue payraent of moitgage iasuiai�ce premiums: T'hese� �
<br /> iums aoe ealkd"Escraw Iums." L•ender may.at any time�coUoct and hnld Funds in an�t not to excoed the maximum
<br />�_� —am�w[�tender for-a federslty reiate�inor[gsge tciag�ay ncquise-far;Borrourerts.esaatv accoiuu t�nder the fedeaa!Real —
<br />�r - - " Fstate Settlement Pmced�ses Act of 1474.as amendcd f��ne w time,l2 II.S.C..$26Q1 et seq.("RESPA'�,unless anotber
<br />°� • law t1u�t applics to tl�e F�nds se"ts a lesse�aaiaaaL If sa:i.�;�'may,acaay 6me,collect and hotd Funds in an amoa�lt not to
<br /> � exceed the kssec,amouax .F�ler maY;e�i�nate the aQiamE of Funds due on ihe basis of cu�nt data and masonable
<br />-__ • estip�ues af espenc�t�s u'��imue Fscruar Ite�ns ar ottyerwise in accordance with applicable taw. ---
<br />�=� . 'It�e Fvnds".sbat! be 7ici�ut an inctituiuon whose de�OSits ace insured isy a fa�..�ai agency,inspvmentalitg:ar emity� -
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<br />�-�. � �inc3uding Leader.if l.ender i�.sach an instImtion)ar iii ateg�ederal Home l.oan B�-l.endec shail apply tue L��i3s to --_-
<br /> PaY _
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<br /> —_'-•. . •�E s c��t e.i�s. I,e n d e r may n o t c h a t g c B o t p o w e r f i x��o l d'm g a n d a p p l y i n g t I»l i�:n c t s,a n n u a l l y a n a l y z�'� �"
<br />=..K:, acconnt,�'•yz�'pinS the Escrow Items::iii�,°ss Lender:pays Borrower interest on�te Fands aBd�aaplicable fiaw pemitts . y,u�__=
<br />-'�`<}{ Lender to�Yc�sueh a eharge. Huwever',;I.�nder may ccquire Bom►wer co pay a one-ti�ie cts��e�an indepenclene real ¢���
<br />�:�-�:_ ' la�- �dtetWise. Unless ar► . � _ _ :�::�.�`�-.
<br /> �- ':, estate 1a�t nporting servier used by�;endec iiicoflaectian s�ith tt�is ban.unless aPP� ���
<br /> `' } • •agtuemeat is made or applicabte!aw requires Interzst fo fi�paid,Lender shall nat be r..�a�ed to gay��rrower�ty iaterest or ,�,�,��� �.
<br /> ' ' � eamings on the Pund.�. Borrower and I.ender may.agree in wriqng,however,that iatter�st sl�aU 6e pa�c!on ihe F'�r�w. Lender.�•,,; � � _'
<br />.. . . '-` : .v o Bomnwer without char e an a�maai acaounfrn of the Funds.showing,�ts an�d'e,bits iv tlie f�%�s ait�i�e.., . . i�.�<<�",_�s�dfs:-
<br /> �, skail g� e t . 8 . S �
<br /> ,;� s, ; � • Purpose fos atiich each debit to the Funds was made. 't'he Funds are ple�ed au aa�6na1 secaris�+�faa alE sums secured li�, c�f�����,` -
<br /> this Secarity lnsocutnenb �
<br /> � -" (f t he Bunds held b y Lender eaceed tUe amo�mts�miued to be hetd by a�v�t�abls lac�.�.;P:,d�r shait,account to __.±s
<br /> ' Bomnwer for the excess Funds in accordance witt�the r�qairements of applicabk ta:*�::'�the amouis�bf the�mds held by `�`"�`-
<br /> I,ender at any time is not sufficient to pay the Escrow Items wt�en due,L.ender may so.�otify Bomawer in writing.and,in ��''��
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<br /> such case Borrowcr shall pay to Lender the amount necessury to malce up the deftciertcy. Borrower shall make up the F�;�`�'-
<br /> deficien in no more than twetve monthl a ents.at Lender s sole discretion. �� �
<br /> cy Y P Ym ��w':A:,--_
<br /> , i '• llpon payment in fpil of aU sums secured by this Seeurity instrument,Lender shali promptty refund to Bocrowes any -: -�.t.;. .�'-
<br /> • Funds held by Lender. If.under paragrapb 2t.Lender shalt acquire or sell the Aroperry.l.ender,prior to the acquisition or _,
<br /> ' ° sale of the Property.sbal!apply any Funds hetd by Lender at the time of acquisition or sate�s a credit against the sums ..
<br /> • _ secured by this Securiry Instrumen� "` � �{
<br /> �z � 3. Aypllcation o�F�ymenta Untess applicable law provides othenvise.al! paymenu received by 1.ender under ' ^ .
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<br /> paragraphs 1 and 2 shaA be applied:fir�t.to any prepayment charges due undcr the Note:secoaA.to amounts payable under . _
<br /> �, pazagr�ph 2:thiM.to intencst duc:fourth.to princ�pal due:and last,to any late charges due under the Notc. _ •
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<br /> � :t, 4. Cha�es; Litns. Bortower shail pay ali taxes. asses�menG4. char�es, fines and impositions attributable ta the �.
<br /> Property which may attain priority over tDis Security instrument.sind leasehotd paymen�s ur ground rents.if any. Borrower _
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<br /> � ,_:.� :'. shall pay these obligations in thc manncr ptovided in paragrapb 2.ar if not paid in�hat manner.Borrawer shall pay them on • �"
<br /> � ��� " ` �+-* �' time directiy to the person awed payment. Borrower shall pramptly iumish to Lendcr all notices of amounts to be pa�d under .
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<br /> �� •;���� this paragaph. If Borrower makes these payments dimctly.Borrower shall prampdy fumish to Lender receipts evidencins : _
<br /> °�' thc paymen(s. -• � .
<br /> , ��'' .*�+s`. Borrower shall promptly 8iseharge any licn which das prioriry over this Security Instrument unless Borrower.(a)agrees . .;•;
<br />' � in writing to tlte payment of the obligation sccured by the lien in a manner acceplable to Lender;(b)contests in good faith the . -�• :��-
<br /> •'•v 6en by.or defends against enforcement of ihc lien in,legal procecdings whlch in the l.enders opinion operate to prevent the , '�" _
<br />- . � enforcement of the lien;or(c)secure.v from the holder of thc lIcn an agreemcnt satisfactory to Lender subordinatMg the lien .
<br /> ��� 's j to this Security Instrumen� if Lender determines that any part of the Propecty is subject to a lien which may attain priodry
<br /> �` over thts Secnr�ty Instrument,Lender may give Borrower a notice identifyfng thc lien. Bonower stiall satisfy the lien or take .
<br /> • . �'��' � ane or more af the actions set fonh above within 10 days of thc giving of noticc. ' .
<br /> _ '"-°.=.=�' C 5. N�rd or Property Insuranca Bortower shall keep the improvemenu now existing or hereafter erected on the � •
<br /> . •�;i"� .: property insuredagainst loss by fire,hazards included within the term"extended coverage"and any other Aazar ds.inclu ding
<br /> � - ,,v'�-`�� ., floods or t7ooding.for which Lender requires insurance. Thi�insurance shall be maintained in the amounts and for the ,
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