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<br /> TOO�'I'HER WIiH ull !he in�pruve►rsents now on c�reafter er�ted on thc pr�perty, and all easemecus,uppurtenances.uhd
<br /> flxwr-es now ar heeeaRer n p�rt of tl:r, pj•o�se�sy. All repincct�i�nt� and r.tlditions shr.Q n1Er., bo coversd by tliie Securhy _Y
<br /> (nsirument. All uf lhe faregoing iy refcr►'a1 co in thi:3 Sccurity Inr,�rui}�ent as ti�e"Prop2rt�r.° t„-
<br /> BURROW�It CAVENANTS thnt Q�srrowcr iti lawfully scisu!of tlzc cstnte hcrcby com��yarJ�nd ilas thc right to 6rant nnJ
<br /> cnnvey the Property and thAt the Arolur.rty is unencumbered.exrept for encumB►�anees of re�rci, l�oYr<rdvc� �varrrmta uud will
<br /> defer►ci gencrully thc title to the P►�pr.rty against oll claims nnd dema�xis. subjcxt ta nny encuml»�nnt��s of rcr.Nxd.
<br /> 7'HIS SECURI'fY INSTRUMRNT combines unifurni covenunts for nattnnnl ue4 at►d nntt•uniforr�,�aaF'�i�+an�g With limitcd
<br /> VNTIP.h003 by Jurlsdtction to cvnstit�ttr,s►uniform hecurity instrun�r,nt covcring rcal pr�pc�ty•
<br /> UNIFORM COVENANTS. Bonawerund i,ender�t��l��1e►C�A��°�`t�*vwr shnU�pNm�tly pay whc� due the �
<br /> i. 1'�►ymenl ot Princtpal�nd Interc.st; PreI�Y
<br /> pri�xipal of and interest�tt the debt evidenced by the Note and nny prepayment and l�tc chnra��dan unc7a�r�ttc Nuee.
<br /> y, FLndA for Tuces nnd Ingur�ce. Subject to applicable!aw or ta a written w�i���r by' I.k:ililttY� B�I'YOwC�EIIAII nRy IO
<br /> ILender on dtie day nionthly paymcnte�re duc under Ihc Note.until the Note is paid in fi►11,a sum("Funds")for:(a1 ycarly taxes
<br /> and assessm�:nts which may attain pri�rity ovcr this Secueity Instrument as a lien an thn Pmpett�r,{bT Ye.a�'�Y�e�11°Id paymr.nxn
<br /> or ground rer�G9 on the Pro�rty,if any;(c)yeadY haiu►rd or prape�ty insut�nc�pmmiums;(d�y�a��1y fl�cxl insuranct prema►2mr+,
<br /> if any;(e)yearly m�rtgnge ii�sucance premiums, if any;and(�any sums puyablc�by klorro►vwr it� be.`attifc, in uccordance with
<br /> the provisions at par�grnph $,in�lieu of the paym�esit of mcirtg¢ge insur,�nae pmmiums.Ttto'so itam",t►r'�s.a�l([xl"Escrov�IGems."
<br /> i.ender may. at any time,coll�ct amd hotJ Funds in�n amoua�t not to exasod tha mnximnm,nmA��nt,a�lei�der for a feAr.rally
<br /> celated im�gu8c lcam m�y r�quirc for Borrower's cscrow sucount undcr d��fedcral R�.sl��sm1W S..MClemcnt Procodures Act of
<br /> 1974 as nm�ended frorxa time to tcm�e, 12 U.S.C.Section 2601 et seg. ("R�.`�iPA").unlass�ntnticm Imv thv,t applies tn the Fu3edv
<br /> scts a I,;.�ssr a.�w��. !f�4 I.ender may. at stny dme. collect and hold Fu�n�:�t��nn.amannt�n�t,tn�c+xc:e�l the lesser anxwnt.
<br /> Lender may e�ti�_a2e the annour.c of Funds due on tho basis of current dttCu��tt� reavnnNbla esiuutr.;tr>t�f•�xp..txlitutrs of fcEe:.^�
<br /> Escrow It•rms or c+��envise in accaadance with applicablB law.
<br /> 7'�k FucBs sbalt bc heid ir� un institution whc►se deposits a�e insured by a fi::icml�.n$ffneY� instrumentaliry. ar entity
<br /> (inc(udi�g i,�.oder,if i.ender ts such an institution)or in uny Federal Humo Lo�n Bc,�ik..ILend�+����aPpaY�e Funds to pay thc
<br /> Psccow(u:ii�s. �.�:ni��may n�s charge Burmwcr for holding ancl applying tht�Fr,u�ds.annuidi�anu�y�nII the escrow account,or
<br /> vcrifyi�g¢he Fscmw[tuns. unless L.ender pays Burrower interest on tt�n Fund�anA tapplir.a?�l�law permits L�c�der to make such
<br /> a ch:u�e.Nowcvcr,Lender nu�y require Bonowa.r to pay a one-timc chargo fnr an.indtrpt-+�t�c:rt rca�estate tux regoning s�:rvicc
<br /> used by Lendcr in connection with this loan, untess appllcablv lnw prov[dcrs othai�Niarm: Unless an agramem.i•s madle or
<br /> applicable law r�quirss interest to b�pald,I.endcr shull not be roquirrxi ta pxy���verr,Pnl�interest or eamings an�.�Fwtids.
<br /> Borrower and Lender n�uy agroe in writing, ho�•�ver. that interest shaU bo prid nn,thmE�r+�xls. 1.ende���g��far w�ch each
<br /> �;�tir,,,���+��;gn a,usnal �countin�of the Fu►xls. showing craiits and dc�bitf�tn•t]us Fuads and the ix�rpo�s
<br /> d�bit to thc Funds was nu�de.Thc Funds arr,pledgod as udditional securinr inn ail:sumr��+�y u'u��n�i�'~��_
<br /> If tM:Funds held by L.e�itz:T excced tltie+amaunts pennitted to ba tield by a�plitt�blu iaw.Lender sha11 accou►et tr,�lf�ccowa
<br /> for the cacess Funds in xao�xtr�n:e wlth die reqairements of applicablv l�a�.If tttp rmt+a,t�nt c�f the Funds held by I,ender at any
<br /> time is t►at suffi^.'setK to pny thr xscrow Items when due�.I.encl�r mpy r�?+,mvtiPj Bu1'�'titv�r.ip•writing,artd.in such cx�se Horrowet '
<br /> sluill pay [o L�ier the amount aec�ssary to ma[ce up tha def�c'�!�;;llursr�n�er shnll �iake up the cl�[iciear.y in no nwrc than ,', .
<br /> twclve monthlY paymente, :►t L�tder's sole discsr.tion. . ' •,•� �
<br /> Upon puynxnt in full of a11 sums securcd by Uii�5aas:�"ls�rs�.'r,���t. Lcn�9t�.sl��ll promptly refund to &xrowcr any •�,;• '
<br /> Funds held by I.e��der.I�.::�a.,.�:"�araornnh 2I.Lender shul0'a��.�.�:�1,•:�'�:Ihe P�npixsl.l.Gnder,Prior to the acg�i5i:icm or sslo
<br /> of the Property.sts��l.apply any Funds hcicl by i.ender at tha tlmo oS','rc�;�o�:siion or saie s�cc a crodit agai�t�t the sum�secu�ed by.
<br /> thia Security Instn+mtnt. '
<br /> 3.Appliratbn ot P�ymentt.Unlass applicable law provide�atltt�Y:9i:�-�.sdl iwymc:nt�roceivcd b�y y�►der u�er�';.,
<br /> ! and 2 shal!be applied: t"irst, to any prep�Y►►xnt chargcs duo uotirr'the ti'txe; seoond,to amounte Able u�er 2'
<br /> third,to intcrest duc;fourth,to principal duo;aod last,eo xn)'1s�a�lsarBes due under t►�c�Votc.
<br /> 4.Cla�rga;I.iene. Borrowcr shRU pay all uuccs.as.,cssmattts, cfurgcs, fines smcl:iu�positeons suiilwtable to tha Piaperty
<br /> which muy attai�priority over this Socnrity Insctument. ancl t+��ehold pa��nents or grouad renty, it'Any. Borrower shAll pay •,
<br /> these obligainns in iM:mnnnar providad In pxrngr�h 2.or•ifi r�t ps�id in C•h�t,ma�u�ec,Borrower s1ui3l�;p�Y•th�m on time directJy.,�
<br /> t�e tk�e.�erson owed paYment.BorroK�r sUaltpromptly fumisii�tp Lender all notioes�B.'arnounts to be p�id under tl�i9:?pa�tt�p�i: ..
<br /> If Su++rrower makes thuse Pay►nents dircctl;�, Bon•aarr shxRi pTntiu,p►ly funvsh to Lend�r�eceipts evidenciag the paYr�eiyui•
<br /> Boreawer sbul!prom�xly dischxrge axsy lien which h�4 pCio�Y over�chis Sceuriry Instrument unless Sorrower:�{�)�rgroa in ,.
<br /> wridng to the payment of ehe obligation secunzi by tlx�lit�in���m�nn�x`ne��pt�bte to Lender,(b)contests in good faith the liu�
<br /> by, or defends ugain�t enforc.cmcnt of d►s�lien in, lev„�1•'ptnaxdings Y.vhio�► in the I.cnder's opinion operate to {xe.weat L'�ct �_ .�
<br /> enforccmcnt of the lien;or(c)sccures firirn tlk+holdt�o�thm'�icn°n abf'cxment satis6actory to I.tader suborclinating the lisn to
<br /> this Socuriry [nstn�nxnt. if Lendcc dece.�nines that any{xx�t�of the Pm�!erry is subjxt to a lien which may atcain prioriry over
<br /> Ghis Sxurity Instrunxnt. I.eixt°r may gi��c Horrowea a rintia�identifyer�the licn.Borrower sl�all satisfy thr,lian or take one on
<br /> more of tho actians set forth above witidn lU de�ys of tt►o�7�'ing of nadcr..
<br /> ' w�m aoxs sr.w
<br /> 'F'eip�2 016
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