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<br /> . periods dat Lender toquLes: 'lUe;atta�nce c�ier p�aing the insunqoe ahau be chosen by Earovrer subjaci to cer�dq� -
<br /> � , �p�nval q�liich shall rot be un�easatabiy witl►heW. If Sarowec fa�'Is to rpaintain cover�ge descri6ed abova.Lendes mry.at
<br /> --- - - --- -- t�ter's oetia� __��p_protect Lende:�s ri�Ms in the Aopeny ir�accwda�x't with p�rragraph�.
<br /> � -_
<br /> ° All insuranCe�xs aid-_renew�a�s` --- -- - - - - -- - . •�+=`=� - — --
<br /> � s3�s1!have the rig6t w�otd the polkiGs aud tenewals. If Lender raquircs..Bormvrer sha13 pmmptty give to l.ender�I!rxeips .
<br /> of p�id prtcpiums and Rnewa!notice.s. Ia ds�eve�of loss.'Bonuwec sha11 give prarnpt nutice io the insur.u�ce ca�rIer and
<br /> Lender. Lender may make proof of loss if not au�de p�omptty by Bolrower. . . ,
<br /> Unkss L,en4er and Bartower otfienvise agrce in wnting.insur.urce puceeds sAatl be applied to restoration or n�ir of
<br /> tt�e ptppeRy damaged, if tUe�ar.ution or rcpair is ecawmicatly feasiDta and Le�der's• securiry is not lesx�ed. If the �
<br /> nesio�aoa or cep�ir is not ecanomic�liy fra�'bk or Lenders security u�uid 6e t�sened.d�e insurauce pr�x�eeds-sha116e
<br /> ' applieQ to the sunu secu[ed hy sius Secarisy tnstnunenb wlxthet o�nat tfien:due.with any excesc paid to Borrowcr. If
<br /> Barovira�tlre Qt�nperry:or daes not answes a�in 30 days a notic�`fmne lender that tl�e insu�ance t�rr(er t�as .
<br /> . offered to s�ttk a ciwn.that Lender may rnllect the insurance pioceeds: Lxnder may use the proceeds,to repair or restune .
<br /> . t6e Ptoperty or to pay s�s secured by this Security Instruma�f.whether or not thcn due. 7Tie 30day periad will begin when
<br /> _ .the notice is given. • `
<br /> =' Unkss Lendet and Batower otherwise agree in writin&�Y�PPlicaiion of procce3s to principaf shaU nat extend or
<br /> -'= postpa�e the due datt of t6e rt�hly paymenu refened to in parrgrrphs 1 and 2 or change the amowt of ttie payments. If
<br />::�;_ under pan�raph 21 the Ptuperty i.g acquired by Lenckr.Bortowei's right to any insurance policies and�proceeds resufting
<br /> from damage to the Ptoperty prior ro the acquisition shalt pass to Lender to the extent aF the sums securrd by this Secwiry
<br /> - instnunent immediately prior to the acquis�tiaL '
<br />' 6. Oecqpaqcy. Preservatioe. Maintteat�x and Protection o�t6e.Property: SorraRer's Iwma Appiication; .
<br /> i,�ase6olds. Bortuwer shall occupy.establish,and ase the Pmperty as Bomovrer's principal eesidence witGiu sixty days after �— --
<br /> , the eaecution of this Security Insaumart aad shaA continue w accupy the Prope�ty as Bo�rawer's-principal restdence for ut _
<br />, - � leact one yrar,afier ffie dat�e Qf occupancy. untess Lrnder aheiwise agcees in writing, which cansent shall not be =-
<br /> unceasanabty withheld.ar unless eatenuatin�cis+�umstances exist which ar+e beyand Bomnwer's-contml. Borrower sha{I itat �;,�___
<br />. desTCOy�damage or impair the Ptoperty.atlow the Ptnpecry to deteriorate.or coinmit was[e on the Praperty. Baaowcr sh�{! .��
<br /> be in default if any forfeiture action ar proceediag,whetlKr dvi!or criminal.is begun that in Lender:s good faith judgme�t �s`-—
<br /> could nesult in forfeitun bf the P�perty or othenvise materiatly iaipair�he lien created by this Security Tnstrument or __----
<br /> � L,ender s securiry irteiesY. Borrowec may cure sucfi a default and reinstate,as provided in paragraph 18,by caa+ing the action - :
<br />' • or proceeding ta be dismissed with a ruling tha�in Lender's•good faith determination.pr�eclades forfeitureof the Borrower's � "r-
<br /> _ - im�ecst�of the lien creazed b ihis Securi _lnstn►ment or Lender's•security '
<br /> - oc aher material im Y �Y �-I`.='.�- �4
<br />. . .�- mtsrest m the Progerty Pa _
<br /> inte�est. Bomnwer shall also be in default i€ 8orrower. during the toan application process, gave materialty false�or ' ` ; '�
<br /> t ' inaccurate information or statemen�s to l.ender(or failed to provide i.ender with any material information)in connection with �-°�
<br /> ::�..--- - _.�
<br /> � � the #aan evidenced by the Note. inctuding, but not lunited to, representations conceming Borrower's occupancy�f the � : .•�.�' -
<br /> � � ` . � �•� t" propetty as a principal residence. If lhis Security tnstcument is au a leasehatd.Bortower shaA compty with all the pravisions � � � "� �• :;;'--
<br /> 'b`;�� =" - of the lease. If Bormwer acquires fee title ro the Property,the leasehotd and the fee titte shail not merge uniess i.ender a�es - -
<br /> • to the mager in writing. ` _ -
<br /> ' 7. ptotection ot I,ender's Rights in t6e Peoperty. If Borrower failx to perform the covenants and agreementc .• .�:. _
<br /> ' •' contained in this Securiry Instnrme��or there is a legal proceeding that may sigmfrcantly affect l.eader:s rights in the ''-,;�a �
<br /> � . `�� Propecty(4uch as 3 proceeding in hankruptcy.probate,far candemnation or forfeiture or[u enforce laws ar regulationc).then
<br />� - :,=��"� Lender may do and pay for whatever is nece�+yan�to protect the value of the Property and l.ender:s righxs�n the Ptoperty. �'��r� °=
<br />• � ��:;�•- l.ender's actions may include paying any sums...rured by a lien which h�s priority over this Security Instrumenti appe�•uing _ - '_-�_:�
<br /> .; =_;��.�" in caan.paying reasonabte attomeys fees an�entering on the Praperty to make repairs.Although L,ender may take action • `�--_
<br /> �` under this pars�raph 7.Lender doe.aot bave ta da so. � �'�
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<br /> �'`�>�:i��. ��cy amounts disbursed by Lender under this paragraph 7 shall become additional debt af Borrower�ecured by Ihis : ��,;
<br /> �'� 'r" � Security I�stnimerFt. EJntess Bprrower and l.enderagrce ta ather tcrmx af paymcnt,t hese amaunts s ha l f b ear interest from t he • �•.
<br /> -.••; . . . ..
<br /> ; date af disbunement 3t ihe IYote rate and shal!�payable, with interest.upon notice`rom Lender ta Barrower rcyuesting . ��`
<br /> ` paymenG ; . —
<br /> S. Mortgage Insurance. Ii Lender requirec!martgagc insurAnce�ti a condition of making the loan secureci by Ihic . __-_
<br />, �.. Security Instrument.Borrowcr s�ia(E pay the premiumx reyuirad ta maintain thc rnortgage insarance in effect, lf.for uny =°===
<br /> � �- -'�.�,.;. reasan, the mortgage insurance cu�rcti`age required hy lxnder lap+es ar ceases to be in ePfect. Bonawer shall pay �he .. � ^"';�;.
<br /> �= premiums reyuired to obt�in coverage substa-,r.�l{y eyuivalent tn thc morigage in�urance previously in effect. at a catit , ' , ::__
<br /> ~ �} � � substantialfy equivalent ta the cost to Barro�'.��:s9�he mangage insurance previautily in effect.from an aitemate mortg�ge � , ;:t,�;,.
<br /> � � insurer approved by Lender. If substantialty e�?��Yalent munguge imurnnce rnverage ir nnt av�ilable,Bciaower shall pay tn _ ��""'
<br />� � � ��,• � l.ender each man�h a sum cyuaf r.�a�one-iwelfth uf the yearly mongage in�;urance premium being paid by Banuwer when�he _�� __ _
<br /> .• ' � inscsraarce coverage lapscd or c�:�w�:o be in effec�. I.ender witl acccpt.usc.md retain the.r pay ments ac a lu���cserve in lieu . -`:�� ;:� ,
<br /> < J mf evt�cnsage insurance. Lass rs�ervc paymemy ma�no longcr bc rcyuired.su ihe��pti��n ni L,cndcr,iP mong:�ge insurancc ` ' `- ��
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<br /> � � :ti��.c!-�:!in the z�:��si and for�hc peri�x!thai l.cndcr ru�uire.)providcd hy an insurer apprnvcd by l.cnder:�g�in becometi � •.� .._
<br /> '�;r�� '� a�2:zn'.�:and is e�:a���d.Barcower shall pay thr prcmium�rcquircd to main�.iin m��nga�;e intiirc:mcc in��ffect.�r to pmvide a -
<br />- rt . " �a5s�eseive,unGt:�.:reyuiremcnt for mortgage inrurance end..'in accordancs:a ith any w•rittcn ag�c��tnent bctween But��wer ' .
<br /> : > � -�`�: zct�txr.dcr nr uppticahte law. . .
<br /> • 'r± '�`�{';:':�'t , � (n9pectiun. Lcnde�u-:r,agent tuay make rcationable cntrirs upnn�ind in�pcction,of thc Praperty. I.rnder tihall
<br /> ' • �� ' �''•'�'��` �it:�:�rrawrr notirc at thc dm�c 4'crr rinr t��:oi in+ �tion ti �if in�rca+onabk caurc f��r ihc inr �tian. .
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<br /> . r:�.•..•' . � �.' 10. Condemnatiun. The priweed+of any a�v:ud ur cluitn fur damage�.direct or cuntiryucntiul.in cu►ttuci(an u•ith:ury
<br /> �_:„t',.y{'��;,ti,� ::�' Singtrlumdy..Fannk�lad`red4k�1:tr 1��liOpH l��'t Ni'31t:�'f--t'nilorm t'o�cnat�t. 41N! ���ugr?„1�•►aur.� . . .
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