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<br /> aud fiii�n now or ha�after s part ot dje prnpezty. All�epi�ohnaits aad addi6aas sAa[i aTso 6e covc�+ed by this Security
<br /> f tabnoodeut. A!t of the to4egoin�is iefased w ut ttis Secutity Ins�umeat a�tbe " - --
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<br /> C � . BORRO �'or�owec�s y se �e - - - - -- -- - �8� o B� .
<br /> `.',u�d odrv�y the Aoperty.and diat th�Pruperty is unencwn6eied.e�pt far eacum6saaces of�ecoM. Bomow�er wffir�ats aad
<br /> ; . witt defend genaatiy tbe titJe 0�thc Aopeng against ait cUims aad demands.subjxi to uiy encumbrances of rccotd. • �
<br /> � T�IIS SEfURT�Y INSTRUMQNT CA�IMOES ImIfO[ID COYq1�11�S EOf 11�10f1a� YSC.Md AWl-LtIIEQQiI COY�LS W11�1 .
<br /> �lqUtCd V�UOfiS�1 JIQiS�Ct10Ii W C011SIlAliE i 11�0[nl SOCI1Qlj1 IaShUilk(ft COYtilp$tp�p[Opti[y. '
<br /> �:'� � UNlEa0RMt70VENANTS:Burmwer.andt.endercavenmtudagneasfoitows: � 4 � -
<br /> � �. Prqt�e�t ot PrLcip�!a�d Lte�sti��1���C� Batower si�ll pcomptiY ira�wn�a�e me
<br /> p�cip�t of ana i��sc an t1�e ae6c�viaa,coa by.tbe Nou aea�or{xepayment?nd lue cr�arges aue w�deF uye ote..
<br /> � 2, �L�ds.tor 7Lset aMl Iwra�t� Sulsje�t io appltsa6le law o!to a wntten waiva by I:CtNkr,:B,Q4rower shall pay to ,
<br /> - t.a,aec on tee d�►rnoothly�aymeo�.c�re aue nnaer a�e N«e.wwt the Noco is paw in rulk a snm("F�ids°)for:ta)yearly .
<br /> -- - � taxes�d u�na�ts whic6 may uain priariry ovei Hus Soc�aity Iatuumc�u ag a liea oa the Pivputy;.tb)Y�Y teasetioid —
<br /> pRymeers a.grau�d rents an the FroQa�ty, �f any;(c)YearIY hazard a Prape�Y insura�ca prmium� t� Y�Y��` ..
<br /> ; ir�urmcr P�+�m!ucas.if m►S•(��Y�Y���A'�wns.:if s+ny:aod(�anY�WY��bY Barawec t� .
<br />_..=_ � l,pida.in a000tdac�ce wnh tbe provisioag af paragr�S;in t�w of thc payma�t af mortgage Insurancc p�+emiums. ,'fhese>="-`.
<br /> _- k. items ane raikd"Fscmw[u:�iis." I.endcr m�.ac aay tiiia.collxt and hold liu�d,s in an Amount not ta.eaceed the iqaximum '.
<br />_-_ — amouoot a laidet fa a federalty nlattd macgage.low may tequine for Bortuweris escrnw aacaunt w�der tUe fed�eral Rcal: -.'. _
<br />_ ' Fsr�e Se�emau Prucedurcs Act of 19T4 as amended fran dme co dme,12 U.S.C..�26U1 er s�q.("RFiSPA'�.uniess'ap`q�hei' ��:•.'_�:,.
<br />__ � law tiw applies w�the Funds sets a iessa amount.[f so,l.ender may,at any wne."coUect and hold Funds in aa amou�n ool to : : _==_=_- -
<br />- ' exceod:Q�e less�r Amoun4 I.endcr may estknaie the amouat of Fiunds due an tho basis of cutrent data and teasm�bk '�- ��-J��::
<br /> � : estudatcs c��w[es of fuwte Fseta�c Itertu ot atherwise in aecoManee with appliea6la law. ; • - •:. �'>Ls��•
<br /> = The��ali be held in an institurion whose deposits ac+e iasuced by a federal ageacy.ip'siiumentality,ar e�tity ' ° _ = --
<br />-°_' -� " (includ'ritg Lender.if Lender is such an institadaa)a�n any Federal Home Loan Bank: l.ender shpU apPiy tl�e Funds w p���">�; -__-=
<br />_`- ; tbe Fscrow Items. I.ender may twt cbarge Botrower for holding aad applying tA�Futds.�aiiuuiilty att�tYtinS:tlie ese,mv►�•,. -
<br />-.� � accoonE,or verifyin8 the Esc�ow Itemc.�mkss l.ender pays Horrower.intenst on tfie Fuads"�and•appt�cable iaw penriits":;;,�= —
<br /> Lender to mate such a charge. However,Lender may roquine Bonuwrer to pay a one-time charg,e'for an independent te�l`�.`•__ =--
<br /> estau tas sepoNng secvice used by Lenckr in eonneetion with tbis laut.unless applicable!aw pc�vides aRherwise. Unless'u�i;,;;: �:
<br /> - - ageremeot is made ar applicabte law regoi�es,inte[est to.6.e pa�d,l:enctec shal3 not 6e requind ta pay Bocrowec ang enterest or � �=;��:��.-
<br /> eaminga on tbe Funds. Eormwer and I.ender may agree in writing,however.that intet�est shaif ba.paid�t�e;liind�. l.endei �;�. �:
<br /> "" shail give to Borrower,witfwut charge.an annual aceam�ng of tha Funds.showIng caedits and debits ta the;Ruids aud the s"�°�
<br /> v:r: ; for all sutns secured b �`�`��'`��
<br /> � „ , purpase for which eacb debit to tAe Funds waq made.;�#�unds are pledgod as addidi�aal'secur�ry! . y �'�'•�"•_�°
<br /> ;��, : thisSectiary lnsttumen� � ' : ;. _ ' •i':•; ; • ' .,_..,;:.:. ..-#�k �:::<`_'_°�_
<br /> � '� If the Funds held by I.e�der excxe.d the amounts permitted tfl,Iae:i�eW=6y,appt�ca6l�;law.l:ender shaD account w °�. �` -,:�i;__��
<br /> <'�. ;
<br /> • Bw�c+awec fa tl�e excess�`aads in accoNance witb the teqirircments af appficable,lav�►:'tf tlie�ambont of the Funds tuld by':: ';
<br /> �. .
<br /> l.ender at any tiate is nat saFftcient to pay t6e Fserow It�nis when clue.l.endec ijtay sb not�fY Bomower in writing,and.in : "
<br />- '�_ sncb case BoROwer shall pay to Lender the amount iieAZS'sacy to mal�ce uP.the d�ciency. Bomnwer,shall make up the �r
<br /> deficiency ia no,moce thaa twelve mantlilY PaYmemts.ut•Leiider?s�sote cliscretIon. ' -
<br /> � Upexi paymant in full of all sums secund hy thi��atcdtY:Iastiuirieat,l.ender shall promptty refund to Bortower any :;°. r
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<br /> �i%F� Funds hefd Leakr. 1f.under ra 21 LendeC s�hati �iic 4r sell the Pro Lender. riar to the uisition a •.�'�`�^'�
<br /> hY Pa S�Ph � �i PenY. P �4 �
<br /> � ;�, ,. •i� � safe of tt�e Ptopecty.shall.upply aay Funds held by L'eader at the time of acquisition or sale us a eredit against the sums ` .��:.�, ,
<br /> secured 6y this Secur�ty�r�aument. ' ' ':�`�" `�.: .,
<br /> .�`�� ���j r�;. 3. Ayplic�Noa ai Payments. Unless applica6le taw provides othenNise. all payments received by Lender under ;..�.�< ��
<br /> . y:,�r, paragraphs 1 and 2 shaT�be applied:ftts�to any prepayment chazges due under the Note:second,to amounts payable under •;, ' .�:_
<br /> ��: garagraph Z��,i�,to intexest due;fourth,w pdnci due;and last,[o an late char es due under the Note. _ 1'�"��
<br /> Pa1 Y 8 �:.a.,�:_..._
<br /> . � .�+': � 4. t�e� l,iena. Bo�t+awer sha11 pay atl taxes. assessmenis.charges. fines and impositlons amibutable to the � " •i'=
<br /> J� �_. Property which'may attain priority over this Seeuriry lnstrumen�and teasehold paymen�s or ground rents.if any. Borrower ' . _�-
<br />- � shall pay these oblig�dons�the maanee provided in paragrapb 2,or if not paid in that manaer.Borrower shaD pay them on `��_ _ �''�
<br /> � - =....��-� -�, t�ma dlrectly to the person owed yayment. Bortower shail promptly fumish ta Lender ail notices of amounts ta 6e paid under %��:`;�� �� � `•�
<br /> �r�: -•s this paragtaph. 1f Borrawer makes these payments direcQy.Barrawer shall promptly fumish to l.ender receipu evidcmcing :�'"�4ti�-:'`.. ,'. :::y.�___
<br /> .;.�•. the payments. • . _- ---
<br />`;`�, ' $otrower shall promptly discharge any lien which has priority over this Security Insirurtient untess Borrower.(a)agrees� ' . -
<br /> • in wrlHng to the payment of the obligation secured by the lien i�a manner acceptabte to Lender;(b)contests in good faith the �,,,i. • °:.7:`.
<br /> " lien by,or defends against enforcement of the liea in,tegal prceeedings which ln the l.ender's apinion operate to prevent the �
<br /> enfor+eemc�t of the lien;or(c)secures fram the holder of the lien an agreement satisfa�to ta Lcmder subordinatin the lien �'i;;}`��`.'.�` �b°"-�-:
<br /> �: a t rY 8 c�,,,�;.: :'�•�x .
<br /> _ to this SCCUdty Inswmena If l.ender determines that any part of the Properly is�ulFjeci to a liea which may attain priority �;����:. w'_�`�
<br /> � '``"" over this 5ecuriry Instnrmcnt,I.ender may give Borrower u notice identifying the lien. Borrower s�all satisiy lhe lien or take _,��z
<br /> • �,: one or mote of the xtlons�et forih above within 10 da q of the tvin af notice. ' - � • •
<br /> ��`ry-�_ - . Y• S 8 , .
<br /> "�f3�`�-' . �S. Hazard or Prapresty lnsuraece. Horrawcr shal! keep ihc improvements now existin�or hereafter etected on thc !. . •
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<br /> ,;�... ' .� . Propetty insured agAinst lo!cy by fire.hazards included within the term"extended caverage"and any other hazards.irtcluding ' .
<br /> �r'.`'• . . . t�aads or flaoding.fat wh'rrh l.cndcr requires insurancc. This insurancc shall be maintalned in the amounts and for thc I¢¢���;'; _ :
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