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F�_.. _ <br /> - --� � -_ _ ; .. - � <br /> - - - --. ;-�� � --- - --- -.- - -- -�- - -- <br /> . � �,r <y � � j ._ �--- <br /> c _ r •� _ . •�t • _ ._ _ . - c .. -. . . '.�`/ __ <br /> _ _ � " . . �Y." ,_#r� ._ �� _ - __..._ . - <br /> . . . 'r � _��`' {� •• ' . � ^ . a , . . 4 _ . .� ..... ._. —_ _— - '- ... <br /> � . << �� . ` . _ . , . . � � � � y,�_ ,o.��j� . <br /> = s _ . , , . - <br /> ��n��ae��. �,e;�����;a�g,b���a�a��y s«�o�a��c�e�c w�.e�ae�•s . , -_ <br /> appi+nval wt�ich sl�all aot bc uaneasa�ablY w'sthheld. If$ormwer fails to o�aietain covctage de�scribod abovA t.ende�anY.at <br /> I.�der's obtain caver+Se to P�ooect t.mde��s tights in the Bm�petcx in accocd�nce with pusgraplt 7. <br />- - .. __....—Aiti�,e�ll�l�_ _ at+ltkt�.�l�titl�lu�teasra�fdar+drtjo[tg�e-daaSe�]�_- --- -._ _ <br /> _—`—s6a11 have the rigdt to��—polx7es and renewats. lf l.ender nquines.BFx�ower shaU P�P�Y�►ve to l.�ndcr aU rayeipt� _ ' - <br /> �of paid�xemucros and tenewai md�es- in�he event of toss.Bortower shall give pmmpt notice tp the ins��and <br /> � l.ender. Lender may make pmof of Ioss if not made promptlY bY Bormwer. � <br /> • Uakss I:ender and Barower otherwise agiee io wrltiag.in9arance proaed5 shall 6e ap�ied to�estaation or repair of <br /> ' � the pmpetty daenagod,if the testorarian ar rcpair is tcanamicaUy feasi'bte and I.ender's setunry is aot tessened. If the , <br /> � `ratoratim�or�pair is uat eeaaant�siIy feasibk or i.ender�see�ity wcsntd be le.cse�ed.tne ins�rmxe�mceeds sk9ll be. <br /> appti�to tde sums se�ued Hy this Secusiry Inswme��whetha or not then due.with aay eiccess paid to Bamwer; If <br /> Bormv�rer abandons the P�operty.or.das aot answer within 30 days a naiee fcom Lender tbat the insuranee cartier'hac <br /> - — ' otfe�ed to settle a ciaim.then Lender may coltect the iatiuraace prviceeds. l,.ender may use tGe p�+nceeds ta.tepair or nestoie <br /> - tbe Ptope�ty or to pay sutns secmed by tfis Security Immunen�whetl�er or not tlxn due. 71u 30�day peaad w�l begin w6rn . <br /> -" the tptice isgiven. . . <br />== Unkss Leader and Barower-atherwise agree in writin8��Y aPP�on of proaxds to principal si�a11 aot extend o� <br /> �V pos�pone the due ct�te of the monthly paymeiffs tefined to in pa�agr�pbs 1 and 2 or c6ange the art�o�nt of d�e payments.' If <br />°�'�± uader paragrapli 21 tbe PtW�ertY is acqaired bY Ix�nder.Bomow�r's right to any inswance policies amd proc�eeds r�sulting <br />°'` froin damage to the Property prior to the acqaisition shall pass w Ixnder to the extent of the sums secured by this Sec�uity . . <br /> - lnsuwneat immediatety priar to thc acquisitiort. � <br /> . 6. Oocapaacy, Premvalloe. Maistenance 9nd Prutection of tbe Property, Borrower's i.osn ApplicatIoat � <br /> --- l,e�cehold.� Borrower shal!accupy.establish.and use the Propecty as Boimarers principal.resideace within sisty days after <br /> � the ra�ecutian of this Securiry Inswment and shat!continue to occapy t8e Y�perty as garrower's princip�l residence for at - -- �-- - <br /> kast one yeac after die date of arcupancy, unless l�der atl�wisr agnees in writing, which consent shall nat 6t <br /> t -'; F,• uru�tasonabty witt�hela.or auiess extenuating circumstances exist whicit aie beyond Barrower's sontrol. Borrower st�all not <br /> destiuy.dama8e ar uapair t6e Aoperty.allow ti�e Prape�tf to deteriorate.ar commit waste oa tise Ptoperty, Barower shaU <br /> be in defaWt if aap forfeiture action or procceding.whether civil or criminal,is began that in Lender§goad faith judgment <br /> �; could nesult in fafeiture of the R+openy ar othenvise matetially imp�r the lien created by this Secutity insttument or <br /> �= ?-=:" Lender's security'caterest. Borrower may care such a default and reinstate,as provided in paragraph 18,try causing the action � _._ <br /> � '�<�. ' or pmceeding to be dismissed with a ruling thac.in Lender's good faith detertnination,ptecludes forfeidue of the Bortower's � <br /> ' -_ ' - interest in the Property ai'other material impairment of ehe lien created by this Security lnstivment or Lender's seeurity , ��,:�'n� <br /> �-� • <br /> • .;' S,�:t �' inte�st. Borrower shaIl also be in default if Borrower.during the loan application process. gave mateiially fatse or .. -.;._,: <br /> Y��:�:: • . inaccurate informadon or statements to Lender tor failed to provide Lender with any matenal informaaonl in connecuon with . .��L."•:•-- <br /> - ..�F��. ' the toan evidenced by the Note. including, but noe limited m_repeesentations conceming Borrawer's occupancy of the :��..j,`-- <br /> �'�'�t�_�`��� Ptoperty as a priacipal sesi dence. I f t his S e cu c ity Ins t r u men t is on a l e a s e h o l d.B o r r o w e r s h a l l c o m p l y w i t h a l l t U e p r o v i s i o n s <br /> j�'`•'-"• of the tease. If Bpmnwer acquites fee tide to the Pcoperty,the teasehold and the fee title shalt not merge unless Lender agrees <br /> �`� _ to the merger in writing. • , r` �"�`'� <br /> - . ,',..�'_ � protectbn of Leader's Rigbts in the Propetty. If Borrower fails to perform the covenanu and�nts =�!'i�' = <br /> s>- w - • contained in this Securicy Insuumen�or there is a legai pmv�.►ing that may significantly affect Lender's r,i`-�� in the ��� `�" <br /> , �.:.;,. . . '.: <br /> . f;; 1 � � . Property lsuctti aS a pcoceed'mg in bankroptcy.prahate,for cortder.',.*cari.aaa vr forfeiture or to enfor�e taws or reguf�9as).then ' 'y�'�1,_�; _."� <br /> •, , ,-'_ ,. .?�'.; ,, ., r, � -.� <br /> ,,,,�.,�a•f�„��:,�_ • ;;� Lender may c�and pay for whatever is nece�sary to pmtect the va,���cne Yroperty and Lender's ci�hts in the�roperty. ���=?. _. <br /> ,F, °����,�ti•#. �!! Lender's acrions itiay include paying any sums secumd by a lien whicn C�a��riority over this Securi:�Instramen�appearing ' <br /> � ��;,.;�.,(�; .r. • �;.c,�...•._:�..::;�.. <br /> • ,, ;.,y�.•�.::,. in caurt,paying reasanable attomeys'fees and entering on the Propeny t��alce re�irn.Although l.ender may take action ,,,..',:,•. _�-,Y <br /> "`•` under this ' <br /> �. •,.: �,_f.h�'�t.: P�S�Ph 7.Lender dces not have to do so. :"�'�-,- ;�r�-� <br /> = . .-�.'��� Any amaunts disbursed by Lender under this paragraph 7 shall berome addiziaa�debt af Bocrower secured by this .. , r-� <br /> � Security Inmumen� Untess Barrower and Lender agree to other tem�s of paymen�these amaunts shall bear interest from the • � ���° <br /> ��` � , >� - r.. + °- <br /> � w��?�°���-°��r date of dis6ursement at the Note rate and shail6e payable,with interest.upon notice from l.ender ta Borrower requesting h ���`� <br /> =:�s��?��.:'-�.,' a nt. � - • `. �^=- <br /> PY� _ <br /> ,�� � ;.:?:�1�� S. Mortgage insumnce. If Lender required mortgage insurance as a wndition of making the loan secured by this _� <br /> °• Security lncuument,Borrower shall pay the premium.�raquired eo maintain the mortgage insurance in effeet. If.for any . �`-�_- <br /> , �:�. � . - _ <br /> : - � ""�- ' Y•: �son. the mortgage insurnnce coverage reqmred by �ender lapses or ceases ta be in effect, Borrower shall pay the _.-.,� <br /> :��_:��:• . .. <br /> premiums required to obtain caverage su�.�.tiially equivatent ta the c�sortgage insurance previousty in effec�at a cost 4-?1'�`�` <br /> ;�.:.x r. . � . <br /> � -w�y �.=.�- "° substantially eascivalent ta the cosK ta Bosr�.A°�r of the mongage insura.rz�previousty in etfect.fr3:�ean attemate mortgage `'-%��<= <br />. � ��_FA�J �.f5�, ' •_C•_..— <br /> ,•;�,E.,'��`,� __.Y insurer approved by Lender. lf substantially equivAlent mortgage insurattce roverage is not avaitaE":.Borrawer shall pay to '•. .� <br /> , � +a ea�::�.t':' l.ender each month a sum eqw;t to one•twelfih of the yearly mortgage insurance precr�ccm being paid by Borrower when the _.__.__ <br /> -�� ��=;'�;=��:� insuranee caverage lapsed cxc��ed to he in effec� L.endcr will aecept.use and reta�cC�'se paymen�s as a toss reserve in lieu • �"ffi=' <br /> ''a���� 's`'� a ' �'^ �- <br /> �'�: ��.,�,w..;,�. of mongage insurance. t.ass reserve payments may_na longer be reyuired.at the aptian of I.ender,if mortgage insurance ' ��.�i,R:-' <br /> _ coverage lin the�r�nunt and for the periad that Lender reyuircy)provided by an insurer approved by l.ender again becames ;�"" <br /> � ;;'�t,:�� �_` � avaitable And is obtained.Borrawer shall pay thc premiumr re�{uired ta maimain mortgage insumncc in effec�.or to provi�a .. � . <br /> . �`��'% "� �` la�w reserve.unti!the requirement for mortgage in.eurance endv in�ccordance with any written s�greement between Borra�a��c , <br /> . `��,''� •.,�"�i,�`'.i„-.'- �:: arut�.endcrorapplicabtefaw. � . - <br /> . ';; ,.,..,:�:,��:�;� . • . , <br /> - �,.,.;,�,. 9 lnspectbn. l.endes or its agent may makc rear•onable cnuies upon and inspec�ions af'the Property. 1.�.�:-:a:s shail [ . <br /> , ',',� �`! -• • . • give 8oaower r.�-ce at the tirne of or prior to an invpection specifying reasonabte cause fnr the inspectian. `� . <br /> . ;� = � - 10. Cond�Eion. The proceeds�f any award or claim for ct�unage�.direet or canseµuential.in cunnection with�ny , <br /> ��'.•� i,'., r , ,'. • . Smgtc F.unily..F�mk�faeiFreddie�fac Gti1f/1R�fiVSTAlt�1F:ti7'--t'mfotmCoccn.vn� 9190 �pa�c��,/h pu�est �' • . <br /> ` Ueat lalre BawKee vams.Ix.■ 1 .. <br /> ` , To[Kdtita0:f6W:�737!Ll 7A{61�7nt�1131 � ' ,' <br />. , i;}'i � o� - , . <br /> . i5 <br /> ., - `t ' ' , . . •- .� • . ' . <br /> . t . . <br /> . .• � , ' � . " . . • <br /> , , y <br /> . , _ r_ ,; . : ' . • .. _.y _' . - . .--. . - . _ .. .. . _ . . � . .. - ,- . . <br /> . . �. . <br /> . ., .. _•i �. . . . .. .,.. _ �_ ._�_ . <br />