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<br /> � THIS SECURTfY INS"TRUMEN�cum6ines unifam ooremnts fas t�atiami nse a�n�orm cova�s�,
<br /> _ lnaited v����►�a�ifmnsmuit�r i�ument c9verinB real�oQeny' — - - . - - — -- -
<br /> . t1N1faURM C�OVENAN'I S. Bamvres aad L.ender cova�aat aod agree u foilaws: wf�ea due the- ' ',
<br /> ' I, !lq�e�t ai Pd�t1r1 aM I�'s�MI��awi Lale C�'�e� Bamw�ab�A�romptt,Y P!Y �
<br /> pincipd of and ima�est an the de6t evidencsd bY the Pioee a�d anY P'�WY�wd iate c6arges d�e no�er ttie Nott -
<br /> Z I�i�i trir't3u�es ar�i Ld�ra■�t� Subjoc�w aPWic�b�law ar m a wntoen vraivu by Lender,Baeowa shaU pay w .
<br /> I.endrr oo the day moo�htS►P�yments arc due aider the Nate.�mn'1 ti�c.Na�e is pid'm faU.a wm E"�'�far.ta)Y�Y
<br /> hxes�06�s.xsaneots which may as�n pr�oritY mrer this Securiry la�as a lirn an d�e RopatY;(b)lrc�Ty�Id
<br /> oc groaad�ts oa thc Ftopaty.if aay:(c)Yeu1Y Aaz�Cd a'ProPettY i�u�ace Pc�u�ns; (dI Y�Y �
<br /> 'm�ca�i�ce P�'enuwas.if aay:(e)YetrtY nart8�e in�P��f�►y:aod tt}.�►9 �P�Y�dY�1Q �
<br /> Lender,ia accordmce with ti�e provisions of Pangaph 8,in lieu of tbe payment uf martB�Se iawr�ce p�- 'if�ese
<br /> items�[e caiied"Esemw It�n.�." l,ender may.at aay tune,colbet and Uo1d Iimds ut an aa�ount not to excxed tbe mumaan
<br /> amo�•s lender fa a fedenUy aWed mortEaBe loan maY ne4uue for Barower�s escmvr acaoao�:under dte foda�at.Rea1 T
<br /> Fstate Seulement Proceduces Act of 1+174 as amended fran time to wne.12 US.C.§260I ct se¢:;�"�EESPA'?,anlesc anotha
<br /> ' • liw tAst appUes to tiK Fwds sets a lesstr an�oune: Ifso,I.ender msy,�t any turie;colkct aad C�oki'�"vsds ia an amamt aot to =
<br /> exceed the ksser amoaat. l�eader may estunabe the ama�mt of.FvMs due ao tbe basis af ee�aa dat��rd cra5on�ble _ . -
<br /> of e tua+es of fata�e Fscnnw Icert�s ar otUerwise in accordance with app�e lavr.;,, : .
<br /> est�mates xpen� �,� "ts are in.wzed hy a fe�F agencY..��;'��Y
<br /> ' 'ffic Fauids ah�111x heM in m instiNtian depos►
<br /> (iocluding[.aider,if I:ender is such an institatian)ar in aay£ederal Home Loan B�dc'iender sh�tl aPP1Y ti�e Funds W P�Y
<br /> • ttha Fscmw Ttnn4. l�ender may not charge.Borrower fo�hoW6�g and appiying the�Fnnd�.aauwlty sa�alyzing��►
<br /> accau��oc verifjang tAe Escmw Itetas,�S�wn������ r„oas�a� P�
<br /> Lender to m�ke suc1�a chuge. However.Lender may re4uirie Borrower to pay a��-time charge for an independent real
<br />=- estate t��epabtt8 Service used by Lender in ca�nection with this loan.,ualess app�'i.'�.'�51e law provides otl�ecwise. Unkss an
<br /> agroement is made or appUcabtc law roquites iaterest tu 6e paid,I.ender shall not tse teqtri�m pay Borrorwet�y intc�est ot
<br />.-��: eamings an the Funds. Barower and Lender ri�ay agree in wntmg,however,that irrceitst shall be paid an the Funds. l,ender
<br /> sha�l give tn Bomower.witiaut charge,an annual acc�ntm8 of thc_Tvnds,stwvvisig cr�dits and debits to the Funds and the
<br />_;- • pt�posc for which each debit to tfie Funds was made. 71�e Funds are ptedged as additioaal securiry for all s�ms sec�ued by .
<br />';F- this SeC7tflty LIStNtnCn4
<br /> If the Funds held by L.endcr excad the amou�ts Pemtiu�to be held by applicable law.Lender sha[I:'�ount to
<br />- Horrower for the excess Funds in accordance with the requ��u of applicable law. :f the amount of the Fa}trri�:hetd by
<br />_- - i�der at any time is not suKcient to pay the Escrow Items when�,e..�;.ender may so notify Borrower in writing.and.in .
<br /> - such case Barnwec si�ap pay to Lencier the amount necessarq ta�aP il�e deficiency. Horrower shall make op the
<br /> deficiency in no more than iwelve�monttilY Palrme�ts.at Lender's sole d�t�ifetion. .� �• • _---
<br /> - UPq�PaYment in fu11 of all sums secared by tbis Security Lnsuvment,Ler��Joer si�ail prompdy refund to Barrower any W.._.._
<br /> ' punds held by Lender. If.undcr patagraPh 2l.Lendcr sfiall acquire or se]!the Rvperty.l-ender.Prior ta the xquisition or :�.f;�
<br />- sale of the F+x�ty.shall appty any Funds hetd by l.ender at the time of acquisition or sale as a credit against the sums . ____
<br /> secuc�d(ry tTti;�SzCUnty Inspumen� ��-`�-;°�
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<br /> 3. Appiicatba d Pxymn►ts. Unless applicable law provides othetwise,all payments reccived by I.ender under ..
<br /> - paragnphs 1 and 2 shall be applied:f rs�to any prepayment charges due nnder the Nae:second.to amounu payable under ��,�;y .
<br /> ; � paragraph 2;third,to interest due:fourth.to principal due:and I��to any late charges due under t�e Note• ..- _
<br /> _ . 4. CLa�ges; Liees. Borrawer shall pay all taxes.assessrnenis. charges,fines and impositions amibutable to the �.-.
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<br /> {.,t property wt�icb may attain priocity uver ihis Security Insuutrient.and leasehold payments or ground rents.if any. Borrower � �
<br /> _ ;�;�' ahall pay these abligations in the mant�er provided in paragr�7h 2.a�if not paid in that manner.Bormwet shall Pay!hem on �. _
<br />' . , time directly to the person owed paymcnt. Borrowcr shall•y7t+a'�t}fi��sh to Lender aQ notices of amounts to be'pa�d under ,_,_ ',:
<br /> . � this paragraph. If Borrower makes these payments direaLr..T3,orruucs�s shall prampdy iumish ta l,ender receipts ev�dencing .' ,�c+;.•:._
<br /> .*_ . �the paymeats. ' s;,�: ;-..
<br /> -•= Borrower shall prompAy discharge any lien whicb has priority over this Secar.*.y Instrument unless Borrower:(a)agees �t�;.
<br /> `'� in writing to the payment of tAe obl3gation secured by the lien in a manner acceptable to Lender,(b)contes�t.c in good faith the .
<br /> iten by.ar defends against enforcement af the lien in.legai proccedin�s whic6 in t6e I.ender's apinion operate to prevent ihe __��?�4:=
<br /> 'enforcement of the lien:or(c)secures from the holder of thc Ilen an agrcement satisfactory to Lender subordinating the lien __
<br /> -- rp this Seouriry insuumenl. If Lender determines thut any pari of the Propercy is subjcct to a fien which may anair priority ..
<br /> • . over this Secutiry lnstrumen�LEnder may give Bortowcr a naticc identifying the lien. Borrower shall satiafy the lien or take
<br /> one or more of the actions sct fbtth abnve within IQ day�of thc giving of notice. , .
<br /> ' ��`'��'' '': ' ' S. Hazard or Property lnsurance. Bonawcr shaU kcep the�mpravem�c.s naw existing or hereafter erectc�d:pn thc .
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<br /> , ,+ I ;� Property icr.�:red against loss by fire.hazards included within the ee�m"vxv:nded coverage"and any other hazards,inclading.
<br /> . tioods or tivoding.for which Lender requires in+urance. This ia�ur����all �e maintained in the amounts and for dre �
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