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<br />      				.       ' �`{'�G�i'f�R WilH alt t4e�i►emmts naw ot n�aectea.in the propectyL  .�d      	�
<br />    					atdfiuw�es mw_or herafkr s•p�t of tUc pcope�tyt AU iepl�cements and additionc shaE!also 6e c;overed by this 5ecuritY
<br />     				��......�.....� �n.�f.h.f.,�soin�icafeseed�o_inihis�itylnsti7ltneat�sthe"Pr�eR�.		�  '     	`
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<br />     				�    	BOttROWER CdVENANTS that Barower is lavvfally seised of the eslate de�eby convsyed_a�fias t7-ie- n�g t to&rant
<br />					`    and conrey t�e pioperty and d�,tf�Frapcty is s�et�m6eted.-exeept��branas�f s�ecord. B��m�erer wartuits and  -`<,. :  .--
<br />    					vrn'U defea�d gmetally the title tatbe�topetly ag�tn.st alt claims.nnd demands.su6jact to any tacumbranoes of Txwd .
<br />       				•    �     71ilS SF�CURITY' INS'1RiJ11�N'['combiues unifarai covenant�foi natioaa} use�and narunif�m covenants with 	�
<br />    					limiud vaitistions irylmisdictia�Ru coastetatt a m�iform sec�uity instrtunentcavecing�s!pro�e�tY•  •   			.
<br /> 						i)NTPORM(:OVFN/1N7'S_ SuRUVrer at�I t.ender cavenaut and agtee as fallo�wer s6�11      	when due the
<br />     					�    i.  R�sat at Prl�cip�1 a�d L�terest:Frep�J�t a�d Lsh C6ar�e�		�1Y PaY
<br />  					� pincipal of and intecest on the Qe6t evidaood bY the No[e and anY P��Y�t and latc chargeadue ander the Note.
<br />  						�  �y��q'���`Su6jact to appticable law or toa v�ritten waiverhy Leader.Bamwer sha!!pay to
<br />       				.    �.e,nder on th�dsy.maMh1Y PsY���uoder Il�c Note.uotil the Note is paid in full.a sam("Funds"?for:ta)Yea�Y   	.
<br />					-   taxes aod a�nents whicb may att�in priaitY over this Securiry Iriswnient u a f"ien au the Ptoperty:N)Y�Y kasehold
<br />    					ptyments a ground ients an ttie PtnpRty, i�u►Y. (�) Y�Y ���Pr�rtY�gcenuum� t�Y�Y �     ,
<br />					"   insutaoce P�emiums�if�nY:(e)Y�iY �8a8e ����P�miums.if aay.and(�amY suns Parabk bg Bormwet to
<br />       				--  . L�afder,in accotdance with the p[av�sians of paagtaph S.in lieu of the p�yment of nar�gage insuiance Premiums. 'iliese
<br />     					items arc called"Ese�ow ttem�c.° Leider may.�t.any time.coUect and hotd Fimds in an amnunt not to eaceaf the maximeim
<br /> -  					amount a teader fa a federaliy_neTaud mactgage loan may�eqttue fa Borrawer's esaow acca�nt under tNe fodetal Real
<br />     					Estate Seulemenc Procedmes Ace of 1974 as amended fmm nme w um�12 U.S.Ct§2GOt er scq.("��►'7,wsless anotixr  	•
<br />=�       				'  taw that applies to the 1'vnds sets a lesser amouat. If so,Lender may.at any time.collect aM hoid Funds in an ainount not to •
<br />     					easeed the ksser mnauW.  Lendec may estimate the amo�mt af Pot�ds due ao the basis of comnt data and reasonable.    ,:__;,.�',;
<br /> _    				. •    es�nstes of expenditunes of fature Escmw Items ar aherwise in accondance with applicabte taw.   	'     		,-.
<br />   				•      	7Ue Funds s�holl be held in�n instiNtion.wiase deposits ue insuted by a federat agencY•instrumentality.oc auity
<br />  -  					(iac l u d i n g[.e n d e r.i f I x n d e r i s s u c h a n i a u i w t i o n)a i n a n y F e d e r a l H o m e L o a n Sanic. Lenda shaU a p pi y the Funds'to pay      � .  -
<br /> '�' 					t6e Escrow Iums_ l.ender rn�y not charge Borrowa for holding and a}�Qlying the Funds,annually analyzing the escrow     .
<br />     					accoun�or verifying the F.sanw Items.unless Lender pays Bamwer aiten,st on tlx Funds and applicable!aw pertnits �
<br />   - �					I.eader w make sucb a chatge. However.Lender may require Ba►mwer to pay a one�time charge for an independent real
<br />   			�•.,      	estate tas npo�rua8 service used by l.ender ia cannection with Wis toao.nntess app�cable law provides otiierwise. Unless aa_  _  	_
<br />     					agrement is made or appucabte law requ'ues interest ta be paid,I.eader sUail not be required to pay Borrower any irife�est or
<br />    			�.:.      	rarrings on ttx Fuads. Boirower and i.endes may agree in writing,however.that iat�shall be paid on the F'vnd� i.:ender      	- ----
<br /> �   			-      	�shall give to Barrawer.without eharge.an azmual acc.ounilag of the Fund�,sRowirig�redits and ctebits to the Funds and d�e    	=_-
<br />   			'�` `      	pucpose for which eacfi de6it ta the Funds was made. The Funds aze pled$ed asadfidonai security for all sums secnred.by    	__—_-
<br />   			::,:											,   							--     -_--
<br />     			-       	this Sawrity Instrumen�       					•	. •. .  						-       —
<br /> '						If the Funds held by Lender excecd the amaantg pemutted to be held by a,�-'�'scabte law.Lender shari acc9uat to    	=—__
<br />   •  					Bomuwer far the excess Funds'•i�accordance with the requir�ments of applicabTe 4a� If the amount of the Funds held by 		_
<br /> �   					Lender at any time is not su��aent to pay ihe Fscrow Items�rhen due.Lender mna��so notify Bomower in writing.and.in    	�_��e
<br />  �.  					such case BaRarbwer shall pa���'o Lender ihe amaunt aecessary to make up the deFieiency. Borrower shall make up the    	�_�-
<br />     			,       	deficiecKy in no more tf�an twetve monthly payments,at Lendet's sole discretion. 						.       •'4'i•�'l��
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<br />  						Upon paymen[in fuU of all sums secured by this Security lnsavment,Lender sliall promptly nfund to Borrower any     	�_:. --�=-=_,_
<br />  �   					Funds held by Lender. If,under paragrapb 21,l.ender st�all acquire or sell the Properry,Lender•Pnor to the acquisition or     	"�`� �
<br />     .      		.� .`     	sale of the Ruperty.shall apply any Punds held by Lender at the time of acquisition or sale as a credit against the sums       	•',;,�;.��: �
<br /> ,.  	�  	{    °       	secaced by this Security Instrumen�
<br />    	��     				3.  AppGcation ot PfAyments.  Untess applicable law proviAes otherwise.ali paymenu received by Lender under   		, -  .�
<br />    	t 		"      	paragtaphs 1 and 2 shall be applied:Grst,to any prepayment chazges due under the Note:second,to amounts payable under 		_    ,,. -
<br />   �	-       	�' -     	patagraph Z;th'scb,to interest due;fourth,to pnncipal due:and last,to any late charges due under the Note.					�J''°=
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<br />    	,    	.  ;;_   		4•  C6araes;L1ees. Borrower shall pay all taxes. assessments. charges. fines and impositions amibutable to the   		: .   -
<br />    _.      		-�       	property which may attain priariry over this Security instrumen�and tcasehold payments or ground rents.if any. Barrower       	-��;:,_,:�_'-
<br />     					shall pay�hese obligations in the manner provided in paragrap h 2,or j f not pai d in t ha t manner.Borrower shall pa y them on       		. =
<br />     					Hme dlrectly to the person awed paymem. Borrower shall pmmptiy fumish to Lender all notices af amounts to be paid under 		�,  .
<br /> '  r �, �    		'•		thls paragraph. If Borrower makes these paymenu dimc�ty.$orrawer shall promptly furnish to Lender receipts evidencing     	., .
<br />    ,:,.,.   		'�:    																			.   .,;,
<br />   .;•��       		�.      	the payments.																:, .,.::
<br />   �'•'��-.�     		�    		Borrower shall rom tly ctischar e an  lien which has riorit over this Securit Instrument untess Borrower.(a)agrees 			,
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<br />  • •t•�t     				ed�seting to the payment of the obligatian secured by the iierr m a mannes bcceptable ta Lender.lb)contests in goat faith the
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<br />  ::',,;1�� :.     		-;-      	1'i�r by,or defends against enforcement of the lien in,legal proceedings which in the Lender s apinion operate to prevent the  		Y��
<br />', rs.;�;��    		.1�,     	enParcement of ttae 1ien;or(c)secures fr�the holder of the i�en un agrcement satisfactory to l.ender subordinating thc lien  		�-'``�F='_
<br />   �`•�,;.,�;    		:r�      	to.this 5ecurery•��rcament. If Lender determines that any part of the Praperty is subject tv a lien which may attain priority.  		.
<br /> .   			�   '   	over this Sec�11�strument,Lender may give Bocrower a notice idcntif}irtg the lien. 8onowet shall satisfy the lien or take       	,•  .
<br />      		�,,. ,    ;       	ane ar more of the actions see foNt abave within 10 days of thc giving of notice. 					�. '       	�+-�-:�:'  � .
<br />     		*   �  �     		S.  Hazard or Pra�perty lnsumnce. Bonower sh�ll kecp the improv�nernes cuow eaisting or hereafter erected on the    	�f'�` '
<br />     '   	". '*. �•�°�•       	Property insured against loss by fire.hazards includcd within ihe tcmn"extea���;.d covcrage"and any other hazards,incluQa�    	t  `��
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<br />     :       	; '_`•�,		tloods or fl o o d ing,for w hic b L e n der requires insurnnce.  Thi9 insurazcce shall be maintained in the amounts and for 9ite  		.
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