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<br /> . ' �`{'�G�i'f�R WilH alt t4e�i►emmts naw ot n�aectea.in the propectyL .�d �
<br /> atdfiuw�es mw_or herafkr s•p�t of tUc pcope�tyt AU iepl�cements and additionc shaE!also 6e c;overed by this 5ecuritY
<br /> ��......�.....� �n.�f.h.f.,�soin�icafeseed�o_inihis�itylnsti7ltneat�sthe"Pr�eR�. � ' `
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<br /> � BOttROWER CdVENANTS that Barower is lavvfally seised of the eslate de�eby convsyed_a�fias t7-ie- n�g t to&rant
<br /> ` and conrey t�e pioperty and d�,tf�Frapcty is s�et�m6eted.-exeept��branas�f s�ecord. B��m�erer wartuits and -`<,. : .--
<br /> vrn'U defea�d gmetally the title tatbe�topetly ag�tn.st alt claims.nnd demands.su6jact to any tacumbranoes of Txwd .
<br /> • � 71ilS SF�CURITY' INS'1RiJ11�N'['combiues unifarai covenant�foi natioaa} use�and narunif�m covenants with �
<br /> limiud vaitistions irylmisdictia�Ru coastetatt a m�iform sec�uity instrtunentcavecing�s!pro�e�tY• • .
<br /> i)NTPORM(:OVFN/1N7'S_ SuRUVrer at�I t.ender cavenaut and agtee as fallo�wer s6�11 when due the
<br /> � i. R�sat at Prl�cip�1 a�d L�terest:Frep�J�t a�d Lsh C6ar�e� �1Y PaY
<br /> � pincipal of and intecest on the Qe6t evidaood bY the No[e and anY P��Y�t and latc chargeadue ander the Note.
<br /> � �y��q'���`Su6jact to appticable law or toa v�ritten waiverhy Leader.Bamwer sha!!pay to
<br /> . �.e,nder on th�dsy.maMh1Y PsY���uoder Il�c Note.uotil the Note is paid in full.a sam("Funds"?for:ta)Yea�Y .
<br /> - taxes aod a�nents whicb may att�in priaitY over this Securiry Iriswnient u a f"ien au the Ptoperty:N)Y�Y kasehold
<br /> ptyments a ground ients an ttie PtnpRty, i�u►Y. (�) Y�Y ���Pr�rtY�gcenuum� t�Y�Y � ,
<br /> " insutaoce P�emiums�if�nY:(e)Y�iY �8a8e ����P�miums.if aay.and(�amY suns Parabk bg Bormwet to
<br /> -- . L�afder,in accotdance with the p[av�sians of paagtaph S.in lieu of the p�yment of nar�gage insuiance Premiums. 'iliese
<br /> items arc called"Ese�ow ttem�c.° Leider may.�t.any time.coUect and hotd Fimds in an amnunt not to eaceaf the maximeim
<br /> - amount a teader fa a federaliy_neTaud mactgage loan may�eqttue fa Borrawer's esaow acca�nt under tNe fodetal Real
<br /> Estate Seulemenc Procedmes Ace of 1974 as amended fmm nme w um�12 U.S.Ct§2GOt er scq.("��►'7,wsless anotixr •
<br />=� ' taw that applies to the 1'vnds sets a lesser amouat. If so,Lender may.at any time.collect aM hoid Funds in an ainount not to •
<br /> easeed the ksser mnauW. Lendec may estimate the amo�mt af Pot�ds due ao the basis of comnt data and reasonable. ,:__;,.�',;
<br /> _ . • es�nstes of expenditunes of fature Escmw Items ar aherwise in accondance with applicabte taw. ' ,-.
<br /> • 7Ue Funds s�holl be held in�n instiNtion.wiase deposits ue insuted by a federat agencY•instrumentality.oc auity
<br /> - (iac l u d i n g[.e n d e r.i f I x n d e r i s s u c h a n i a u i w t i o n)a i n a n y F e d e r a l H o m e L o a n Sanic. Lenda shaU a p pi y the Funds'to pay � . -
<br /> '�' t6e Escrow Iums_ l.ender rn�y not charge Borrowa for holding and a}�Qlying the Funds,annually analyzing the escrow .
<br /> accoun�or verifying the F.sanw Items.unless Lender pays Bamwer aiten,st on tlx Funds and applicable!aw pertnits �
<br /> - � I.eader w make sucb a chatge. However.Lender may require Ba►mwer to pay a one�time charge for an independent real
<br /> �•., estate tas npo�rua8 service used by l.ender ia cannection with Wis toao.nntess app�cable law provides otiierwise. Unless aa_ _ _
<br /> agrement is made or appucabte law requ'ues interest ta be paid,I.eader sUail not be required to pay Borrower any irife�est or
<br /> �.:. rarrings on ttx Fuads. Boirower and i.endes may agree in writing,however.that iat�shall be paid on the F'vnd� i.:ender - ----
<br /> � - �shall give to Barrawer.without eharge.an azmual acc.ounilag of the Fund�,sRowirig�redits and ctebits to the Funds and d�e =_-
<br /> '�` ` pucpose for which eacfi de6it ta the Funds was made. The Funds aze pled$ed asadfidonai security for all sums secnred.by __—_-
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<br /> - this Sawrity Instrumen� • . •. . - —
<br /> ' If the Funds held by Lender excecd the amaantg pemutted to be held by a,�-'�'scabte law.Lender shari acc9uat to =—__
<br /> • Bomuwer far the excess Funds'•i�accordance with the requir�ments of applicabTe 4a� If the amount of the Funds held by _
<br /> � Lender at any time is not su��aent to pay ihe Fscrow Items�rhen due.Lender mna��so notify Bomower in writing.and.in �_��e
<br /> �. such case BaRarbwer shall pa���'o Lender ihe amaunt aecessary to make up the deFieiency. Borrower shall make up the �_�-
<br /> , deficiecKy in no more tf�an twetve monthly payments,at Lendet's sole discretion. . •'4'i•�'l��
<br /> �� �-���=-._.
<br /> Upon paymen[in fuU of all sums secured by this Security lnsavment,Lender sliall promptly nfund to Borrower any �_:. --�=-=_,_
<br /> � Funds held by Lender. If,under paragrapb 21,l.ender st�all acquire or sell the Properry,Lender•Pnor to the acquisition or "�`� �
<br /> . .� .` sale of the Ruperty.shall apply any Punds held by Lender at the time of acquisition or sale as a credit against the sums •',;,�;.��: �
<br /> ,. � { ° secaced by this Security Instrumen�
<br /> �� 3. AppGcation ot PfAyments. Untess applicable law proviAes otherwise.ali paymenu received by Lender under , - .�
<br /> t " paragtaphs 1 and 2 shall be applied:Grst,to any prepayment chazges due under the Note:second,to amounts payable under _ ,,. -
<br /> � - �' - patagraph Z;th'scb,to interest due;fourth,to pnncipal due:and last,to any late charges due under the Note. �J''°=
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<br /> , . ;;_ 4• C6araes;L1ees. Borrower shall pay all taxes. assessments. charges. fines and impositions amibutable to the : . -
<br /> _. -� property which may attain priariry over this Security instrumen�and tcasehold payments or ground rents.if any. Barrower -��;:,_,:�_'-
<br /> shall pay�hese obligations in the manner provided in paragrap h 2,or j f not pai d in t ha t manner.Borrower shall pa y them on . =
<br /> Hme dlrectly to the person awed paymem. Borrower shall pmmptiy fumish to Lender all notices af amounts to be paid under �, .
<br /> ' r �, � '• thls paragraph. If Borrower makes these paymenu dimc�ty.$orrawer shall promptly furnish to Lender receipts evidencing ., .
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<br /> .;•�� �. the payments. :, .,.::
<br /> �'•'��-.� � Borrower shall rom tly ctischar e an lien which has riorit over this Securit Instrument untess Borrower.(a)agrees ,
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<br /> • •t•�t ed�seting to the payment of the obligatian secured by the iierr m a mannes bcceptable ta Lender.lb)contests in goat faith the
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<br /> ::',,;1�� :. -;- 1'i�r by,or defends against enforcement of the lien in,legal proceedings which in the Lender s apinion operate to prevent the Y��
<br />', rs.;�;�� .1�, enParcement of ttae 1ien;or(c)secures fr�the holder of the i�en un agrcement satisfactory to l.ender subordinating thc lien �-'``�F='_
<br /> �`•�,;.,�; :r� to.this 5ecurery•��rcament. If Lender determines that any part of the Praperty is subject tv a lien which may attain priority. .
<br /> . � ' over this Sec�11�strument,Lender may give Bocrower a notice idcntif}irtg the lien. 8onowet shall satisfy the lien or take ,• .
<br /> �,,. , ; ane ar more of the actions see foNt abave within 10 days of thc giving of notice. �. ' �+-�-:�:' � .
<br /> * � � S. Hazard or Pra�perty lnsumnce. Bonower sh�ll kecp the improv�nernes cuow eaisting or hereafter erected on the �f'�` '
<br /> ' ". '*. �•�°�• Property insured against loss by fire.hazards includcd within ihe tcmn"extea���;.d covcrage"and any other hazards,incluQa� t `��
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<br /> : ; '_`•�, tloods or fl o o d ing,for w hic b L e n der requires insurnnce. Thi9 insurazcce shall be maintained in the amounts and for 9ite .
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