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<br /> � ` . ` ZqGETf�t wmt an a�e itnpra�rem��.e�►a��aea«�uie pc�opercy.�nn an e�sements.�. - - _ `
<br /> apd fixdrRS iaw ar 6etafta i�pct of ttie p�petty. All t+epl�cemeflls and addutiaa4 s6�it aiso 6e covecod b3►this Sau�it�!.
<br /> . 7a�e�tt. All of tLe ftxeaoi�is rtkmed to jn tans Securiry tastna�est�tbe"PtapenY."
<br /> _� _— ----- -- - - . ._ . �v ' andlu�the.�m F.b,t `
<br /> - - - - �af�e.l�ee�- tY�1.
<br /> ^ aod coovry th�Ptopect9�td d�t d�c Ptepaty is uomt�uabe�ed,excppt fa encambances of iocad Bamwei wa�rsnt�and•.v- --- —
<br /> an71 defad�mna11Y tt�e 6de to the Y[opetty agairtst aU ctaims and demand,s.sub�ect to any encumbr�nca of ceconf.
<br /> 7TiI5 SECURFI'Y INSIRUMENT combioes u�ifatw wvenant� foc natioo�l•use and noii-unifurm covea�nts with
<br /> - lim��od vatiiatioas!�y�asdicaon toconstiNie a nnif�a sccvri�y insn'ument coveriag real prvpeay
<br /> IINlPORM C�dVENANTS. &xmwer ana Leada caven�at and a�ee as foUows: wer shall P�P��Y WY wfia�due 4h�
<br /> �, �j�t d Pri�ct�t a�i I�est;Pr�eW7�t ad Late C�ar�rs Borro
<br /> priocipat of and inte�est on th�de6t evidaiced by tAe Notc�nd anY P�Y���tate ch�rges duc under th�Note.
<br /> - � Fiwb/ac Tases a�i I��e� Subject w appiicbbk 1aw a ta a wntten viraivcr by i.endcr.Ilorrower shaf!pay to .
<br /> ' I,aider m tbe day momdlY WY�$are due under thc Note.una'I d�c Note is paid ia full,a sum t"Fwrds")for.(a)Y�Y
<br /> tua�nd u���Y�P���'over this Suvsity Inar�maR as a liea on the Property;(b)Y�Y� ' .
<br />-- � �tyme�or grn�d�dtts on the Praiperty. if any; (c) Yt.�tIY hazud o�.[xaP�Y �� P��wt�c:(dl yearly flaod .
<br /> inAaanx Remiwns.if aay: (e)Y�9�8�8e ias�uance p�miuros.if any;sad(fl�Y�P�Y�d3►Barawer to
<br /> -- l.erder,�accadmca with the provisions of patag�aph 8.in lieu of tGe payment ot moctg�ge insurancc premivms- 'Ifx.'e
<br />- items a�e caDed"Fsciavr it�eau." Lender may.at aoy ttme.coUeet am hold Fands in�n amoumt not to excad the maxunum
<br /> amount a koda fa a fedeFaUy�elattd mostgage laon may requue fa Bamwer's esctow accaunt under tbe feder�l Rc91
<br /> = Estate SeWement Ymcedutes 14:t of 19T4 as amended fran tiu►z to wne.12 U.S.0$2601 et stq.("R£SPA'�,unkss anotl�r-- .
<br /> - law that aPPlies to the I'vnds sets x ksser amoun� If so,l.eeder may.at.ury rime,collect smd hotd Fi�ods in�n anwutu not to� _
<br />= exeeod tbe lesser amouut. l.ender may estimate tbe amount of E'vnds due on thc basis of cunent data and Rasa�a6ie --__
<br /> estim�tes of e�cpadituns of futm�e Escrow Items or otheswise�p accardu�ce with applica6k Iaw. ,
<br /> = The Ru�ds sh�l!be held in an instia6an whose depo�ts a�insured bY a faleral agency.insaumentality.or endty ---
<br /> ` (including l.ender.if L.eader is�such an instiwtioa)or in any Feder�l Home L.om Hanl�. Lender stuil apply the Funds to paY
<br />- , t6e Eutiaw Items. L�ader may�rat d�rge Horrower far hoiding and appiying thr Fimds.anaually anal�ing'the escmw
<br />_ �;'a verifying the Escrow it�ms.aatess Lendar paYa Borrower interest an the Funds and appticable 1aw permits - -
<br /> I,ender m make sach a cAarge. However.Lender mayrequice Burruwer.to gay a ane-time charge fa an mdeperKlent real ��;_
<br /> ' estat�tax repatia�service used by Lender in connection wltb this toan,unless applicabie law provides otl�envise. Unless an =%====
<br /> estatC �_..-�.__
<br /> - ageemtnt is n�le or appticable law cequires interest to be paid.ixndet;sAaU nat be s�equic�d to pay Borrower any intecese ot �.-__
<br /> eamings on the Funds. Barrnwer and l.e��der may agroe in writing.however,that interest shall be paid on the Fund4. lxnder ���--
<br /> e� -—
<br /> s6aI1 give to Barmwer,without charSe,an amival aa�ounting of the Fu�dsti showing c[edit's and debits to the Futlds and Ihe �,:��r
<br /> .�4:, Au�{wse fos which each debit to tfie Funds was made. The Funds are pledged as addirional security for�l sums secared by ��j!_
<br /> - this Savriry Tasarument. ��'-`�r-
<br /> If the Funds held by Lertder exceed the amoants pemiiued to be hetd by appiicabte 1aw.Ler�er shaU account to ���-
<br /> BoROwer far the excess Funds in accordance v�ritL the nqu�n�tnents of appGcable taw. If the amouat of the Funds tieTd by
<br /> l,ender at aay arnc is not sufficient to pay ihe Escrow Items when due,Le�der may so noafY Bomn`ver in wrifing.and.i�s =-
<br /> sueh ease Borrower shall pay to Lender the araouat nteessar3+to make r�n.►�e defieiency. Bosr�w�shaii maice up the ----
<br />' . deficiea�y in no more than twelve manthIY pa}�'s�ts,at 1.ender's sole discn��t. - _-_-__
<br /> ' LTpon payment in full of atII sums se�,.i'ry this•Securit�Insdument,I.cnder sTsalt pcamptly refund to Borrower any _�-�°'°'W
<br /> • - a � -
<br /> Funds fictd by Lender. If,under g��raph��.�.ender shatl acquire or sell the Praperty,k.endei:lmor to the acquisition or ._
<br /> ,;-.
<br /> sate of the Propesty,shal!apply any�snds FrR-�by Lender at the time of acquisitian or sale as a credit against the sums ��'��• -�
<br /> , �..• 'r':3fx.�2+:g._
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<br /> SCCUI��LftiS SCC{ItlLy T1{SlNT11CIQ. . •. f�'••.
<br /> ' 3 Applkation ot P!�'meats. Unless applicable law provides otherwise, all payments roceived by Lender under :'<_--�`'�,��_-
<br /> .� ` paragraphs 1 and 2 shall be applied:first.to anY prePayme��ci�arges due under the Note:second.to amounis payabte under . ,.
<br /> _ par�aaph 2;third to interest due;fourtb,to'principal due:ared Fast,to any late charges du�ander the Note. �`°-'�'_;��
<br /> .`. 4. Clw�Liens. Borrower shall pay all taxes, assessments.charges, fine�a:13 impositions attributabk to the -%�--°.
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<br /> , f� Prope�ty wluch r�ay anain priariry over this Security instrument,and tease��S�paymertts dr ground renu.if any. Borrower ;• �:�_.:
<br /> • �� � shall pay these obligations in the manner proL�ded in paragaph 2.or if no���.`d in that ma.-�ner.Borcower shail pay d�em on � ��:.�_�
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<br /> �.��� � , time directly to the person owed payment. Bmr��r shalt promptly fumuts r�l.ender a��:ices of amounts eo be paid under ,.., ;,,::,,,• ,
<br /> . • =% this paragraph. If Barrawer makes these�z�:.�sss dim,ctiy.Borrawer shall promptly f�u��`s to Lender mceipts evidencing . ,
<br /> � �� the PaYments. ,�'�--
<br /> � Borrower sha�D prompdy discharge any t��u•hich ha�.�riority over this Security Instrument unless Borrower.(a)agrees �;�., „��
<br /> sha'D
<br /> in writing to the gayment af the obliganon se�.ej hy the lien in a manner acceptabte ta Lender.(b)Contests in goad faith the • w��
<br /> � - - llen by,or defends against enforcement oi'the��.n in.legal proccedings wtuch In the l.ender�opinion operate to prevcnt ihe :•:�_�-��__
<br /> enforcement oP the tien;ar(c)secures Prom the hotder of t he lien an agreemem satisfactory to Lender subordinaan g the lien __ _.
<br /> to this Secudty Instrument. If Lender determines that any part of the Property is subject to a lien which may pttaica p�r�ritS+ �=K"�'`"�'
<br /> <<.�, .,
<br />� . � ovet ihis Securlty instrument,L.ender may give Borrawer a noace identifying ihe Ilen. Boirower shall satisfy the lie�er sake '=��...
<br /> � �'- one or more of tltie xtions set fort6 abovc w�thin.l0 days of the giving of�a.ix. � s� :
<br /> �,• S. Hazard or PropertY Insurance. Scs:rower shall keep thc impr�:��zrn.•nts now existing on c�r�fter erected on the . � • ; �
<br /> ��fis-��:� ' PropeRy insurecY against loss by fae.hazards i:�sluded within the tetm"exte-�'�:d cover�ge"and any�:h°�f�azards.including . •
<br /> ftoods or tIooding.for which Lender:equires insurance. Thiq insurance shall be maintained in the�.�rrounts and for the
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