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<br /> . :� �riD[�1f��vm��u d�e�norr ar he�kc«edea+oq we p�orQe,►.�ua au�ani�:�•� ;
<br /> tixp�rs�aow a 6a�aR�c..s prt of the popnty. AIt �aad addit� sbaU aiw be cuvaed Di►Mis Ser�ay
<br /> ` �eat.All o[the toc+eaoio�isiefamd�a ia�lus Sec�itY Imbsm�at aa the'Prup�enjr•'.. �
<br /> _ - _- —�--_- — . � • ��taact_hacd�e�.m-lt�t-tod--- - - .
<br /> . .._.., . . - _ _-
<br /> _.�p,�et�t-aad_�hst tbe�ty_is tu�eoc.vmbeced,exoq�t for enamb�anoes of�eoord.Bonuarer wamcts atd�1 �� ,
<br /> - � defedd�aaa11Y the dtk w the P�apeity ag�inst a91 cisims�snd dem�ds,�subjQat to�ny encnmbr��T�� . _ ,
<br /> � YAIS SECURITY'INS7RiJMENT oombias'tmiform mve�ats for�tiomi usc�od twn-unifnrm rnvzronts witb timitad�
<br /> � ��Y I���ta�stitute.S�uniftxm.s�utity i�amd�t cavering real pivpercy - ; ,
<br /> . tr�oRaa ava+»rrs.��id���L.c�ce.�: �w� �t�ay �� �t�,a�a,�
<br /> �• �� � �M� ` Rnenc and lau`c6azges a�e under ux xou.
<br /> . Pnncipd of uid inteiest un tbe de6t cvidaioed bY the Note and anY P�)
<br /> 2.Fi�is tor Tasa sd ia�Snbjat to applipbk taw or.to a writteo waiver-by L.ender.Borrower smll pry to
<br /> Lader an the dsy monthlY P�Y�s�due onder We Note,wati!tde Nate is paid'u►full..s sum('F�nds")for:(a)Yeu1Y�z�s
<br /> �ad assessmaits wlrid�may�ttain p�iotity over this Saa�iicY h�ume�as a iien on the Prapercy;(b)Yearty teauhold payn�en�s
<br /> . cr Sround nyxs on the Propetty.if aay;(c)yea{tY�d or pc��e�Y incutaace p�+eminms:(d)YeulY Aood insurance premiums,
<br /> if any:(e1 Y�Y�rt8�1aW�Premiue�s,if a�,aa�d Efl�Y�PaY�Ie 6y Borrowu to t�end�er.ia acoordaz�e wiW
<br /> � � the pavisions of pqu�gr�ph 8.in tieu of tbe p�ymenc of mottgaga iawrana premiums.Titese items a�e cailed"EsCr�iu:='Ct�s.' ,
<br /> Laoder msy.at any time.ootldx and hoW Funds in aa amo�nt not to exoeed tlu tnaxiamm an;autrt a Iendec'�a,ra�ral3y -
<br /> tel�ted aw�tgaSe la�n may requiTe far Borrower's escmw axoant ander the.federat Reai E.�ate.rp,ro�a�t,�,:.,-�s Act o£.; = •
<br /> 1974 as amet�dod fmm tinoe[o tune. 12 U.9.C. Sxtion 2601 et s�q. ("RFSPA'�,�nless�'fa���;iplies to ttie Fnnds
<br /> sets�e lesser�.If so.La�det may.�t stny time,caltat-aad 6otd Ftusd�s in�a amo�ia�:flnt to exceed the les�er ampuuc. .. ,:.
<br /> lsoder may estimate t6e amount of Funds dae an the basis of'wrnnt data ud r�rsonali?e�spmates of expaditdn��F fuhue ., —
<br /> Bscruw Items or otbetwise in a000�danx with agplicable�law; . � :�:, •._
<br /> Tt�e Fuids s1�a11 be beld in an iastitudai whose deposits are insurod by a federal agency, ���^t�lity. ar entity� -
<br /> _ (inctuding Lrnder.if Irmrkr is such an in�ution)or in any Fedeml Hqme Loan Bu�Ic.I:ender shal!a�ly the Funds to pay t1�e :'� ;`.:::
<br /> -- Fscrow Iums.T.snder may nat charpe Bom►wer for hol�ng and apptying the Fnnds.annually analyzing the�escrow account,or
<br />- - --v��jr;�g the E�crow it�u.udes�1�d�r�ay�Barroy�r�r i�eiest on the Fwids and applipble law peraiiu Lender ta mzk�such _
<br /> ' a cbarge.However.l.ender may require Borrower ta pay a one-time charge for an independerrt real estate taa reporung s�-ice _
<br /> �sed by Lender:in connection with this toan, unless applicable !aw provides otherwise. unless an agreeaunt is made'ar _
<br /> ' applicabte law requires interest to be paid.Lende*shaU not be required to pay Borrower nny interest or eamings on the Fuads. �y
<br /> . gorroy�ar and I,a�flay agiee in wriUng.however.that interrst sball be paid on the Funds. I.ender shall give to Borrower, _
<br /> - '�' w��e�arge. an annual acceu�ng of tht Funds.showing�vdits aad debits to the Funds and the purpose for w�:cb each
<br /> '�'': debit tv tbe Funds was inade.'Jt�e Funds are pledged as additiQaab security for all sums securod by this Secvrity Instraca�st.
<br /> tf the Funds held by Lender eucead ihe amounts permittbd to'be hetd by Applicable taw.Lender sh�l1 aocount ta Borrower
<br /> for the eaccess Funds in accordance witb the requi�ements o!appticable law.If the amonrrt of the�un�lield by I.eMer at any
<br /> tjme is not suiticient to pay the Escrow Items when dve.Lender may so potify Bonower in writing,and.in such case Borrawer s
<br /> shall pay to Lender the amount necessary to make up the deficiency. Bormwer shall make up the deficiency in no mare than
<br /> twelve monthlY payments.at I.ender's sole discretion. _
<br /> IIpon payment in fuU af all sums tecurut by this Security instrument. Lender shall promptly refund to Boaawer any _-
<br /> Fundc held by Lender.If.under paragraph 21.l.ender shall acquire or sep the Praperty.l.ender.prior to the acquisitian or sate __
<br /> � - of the Property.sha�l apply any Funds hetd by Lcnder at the time af acqui�ition or sale as a credit against the sums secured by _
<br /> this Sowrity Instcument. `� -
<br /> �- 3.ApplicAtbe o!P�Yments.Unless applicablc law provides othcrwise.All payrrtents receiveA by i.ender under paragraphs =
<br /> � 1 and 2 shall tie applied:fitst.ta any prepayment charses due under the Note:second..ta an�out�ts payable under para�aph 2: _
<br /> 5 third.to interest due:fourt6,to principal due:and 1ast.ta any late chargcs dae under the Neste. � _
<br /> I.Cha�ge�I.ieas.Borrower shali pay atE taxes,assessments,charges. fines and impositions asa-�5utabte ta the Property _
<br /> which may attain priority over ihis Security instrument. ana teasehold paymentti or gra�::�d renu, if any. Borrawer shall pay
<br /> these obligations in the manner provided in paragraph 2.or if not paid in�hat manaer.Barrowcr shall pay them on timc directly =
<br /> � ' to the person owed payment. Borrowcr sha11 pr�r:r►pdy furnish to l.ender ali notices af amounts to be yaid under this paragraph. -_
<br /> . ;;�',l If Borrower makea these payments directly,Sorroa•er shall prampqy fumish to Lender reccipts evidencing the paymentc. ' _
<br />= Bonower Shall pramptly discharge su►y 1'recr which has priarity over this Secu�ity Inytrument unle�c&�rrowcr:(a)agrees in _
<br /> '.' �� tvrit�rt�cc�the payment af the obligation secured by the lien in a manner acceptable to Lender:(b)contest�s in gaoci failh tfie lien ^
<br /> =:�-� by. �r+�fends against enforceinent of the lien in, legal proceedings which in the Lender s opinion operate to prevent the
<br /> r enfar�ent of the iien;or(c)secures from the holder of►h:licn an ugrcement�tisfactory to Lcmdcr subardinating the lien to ;-•
<br /> ,� this Security lnstrament. if Lender determines that any part of the Property iti suDjec�ta��lien which m�y attain priority over �
<br /> � °` this Security Instrurttent,Lender may give Borrower a notice identifying thc lien.FltmowCi shall satisfy the lien or take one or
<br /> � more of the actions set forlh aboce within 10 days��f the�i�ir.g of nntice. ``
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