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<br /> payments iic�y no lnnl;cr bc eequieed,nt the option of Lendcr, if mortea�e insurnnee covera,e(in the nmoum nnd for elie p�riad ,�,_
<br /> tl�at L.cnder requires)providerl by an insurer npprovui by l..cndcr a�:�in bacumcs avnilt�ble und is oGiaincd. Dorr��vci� shall p�Y = _
<br /> the�remiums rcqulrcd tu ntaintain mortsagc insurance in effc�t,OC IO PfdVl(IC 11 IUtiS iCtiL'PVC,until the rcyuirement far murtgage —
<br /> insurance ends in accordancc witn uny written agreemcnt betwcen Dorrov�er and L.cnder or applirable Inw. `
<br /> 9. Inspectlan.I.endcr or its ngent may mnkc rcasouable eutrics upan nnd inspcctians of thc E'rapcny, L.cuder sliafl �fve
<br /> porrow.er notice nt the cime of or prior ta an inspection specifyfng reAS�nable cuuse for the inspe�tion.
<br /> l0. COfifiSiiiiiHLlGiil. T(�e procccds ot:�ny n�vnrd or claim for dnmages, direct nr consequcntial, in cannection wlth nny
<br /> ���,.iPmnarinn ar other takine of nny part of thc Property.or for convcyancc in 11cu af condcmnntio�s,urc I�creby nssign�d und
<br /> shall be paid to I.ender.
<br /> in thc event of a total taking of thc Property,the procecds shall bc applicd to thc sums sccured by this Security lnstru�ncnt.
<br /> �vhethcr or not then due,with:►ny excess puld to Borrawer. In the evcnt of a patiKial taking of the Praperty in wliicli ttie fair
<br /> markct vnlue of the Property immediotely before the taking is equnl to or grcatcr thun thc mnount of the sum9 secured by this
<br /> Security Iustivn�ent imrnediately before the tnking, u�less eorrowcr and Lender otherwise agcee in writing.th�sums saured by c
<br /> this Secudty Instrument shn�l be rcduced by the amount of tho procecds multiplicd by thc following fraction: (a)the total
<br /> amount of tk�e sums sr.c:u�ed immuliately before the taking, divided by (b) thc fair market valua of the Property immedintely _
<br /> before the taking. Any balanco shall bc pald to Bonower. In the event of a purtial taicfng of thc Propeny in which trtc fuir
<br /> ma:ket��al�e of thc 1'mpe�ty immcdiately before the taking is Icss than the amount of Yhc sums secured immediately before thc
<br /> taking, unless Bonowcr und Lender otherwise agree in writins or unless applicablE iaw otherwl�a�,rovid:s,th:.pr�•�!�shQ�!
<br /> b� applied to che sums securcd by this Security lnstrument whether or not the sums are then due.
<br /> If the Prolx;rty is abandoned b}�Borrower,or if,a�er notice by Lender to Horrower that the condemnor offcrs ta make an
<br /> award or settle a claim for damages, Borrower fails to respond to Lender within 30 days aftcr the datc the notice is given,
<br /> Le^.ncl�r is authorized to collect and apply the proceeds,at its option, eilher to restoradon or re�air of the Property or to the sums
<br /> sccured by ehis Security Instrument,whed�er or not then due. ���tion of roceed� to principul shall not eatend or
<br /> Unless Lender and Barrower othcrwise agrec in writing, any apP� P
<br /> postpone clie due date of the monthly payments referreci to in par�graphs 1 and 2 or change the amount nf such payments.
<br /> 11.Burrower Not Released;Forbearance By Lender Not$WaivPr.Extension of the timf; f�r payment or modi�cation
<br /> of umortizution of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall
<br /> not operate co release the IiAbility of die original�orrower or Borrower's successors in interest.I.ender shall not be rcquired to
<br /> commenoe procecdings against a�ry successor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums secured by this Securily Instrument by reason of any dernund made by the original IDorrower or Borrower's
<br /> successors in interest. nny forbear.u�cc uy i.c��:t��j�.�^cn=�=nS°��npr'- nr rPmedy shrill not be a waiver of or preclude the
<br /> cxercise of ar.y right or remedy.
<br /> 12, gpccessors and Asslgns Bound; Joint and Several Liabllity; Co-signers. ihe covenanEs and ag�ee►�ncnts of t:eis
<br /> Secw'ity lnstrument snalt bind and beneCt the successors and assigns of I.ender und Borrower, subject to the provisions of
<br /> paragraph 17. Bonower's covenants and agrcements shall be joint and several. Any Borrower who co-signs this Securlty
<br /> I�strument but does not execute the Note: (u) is co-signing this Sccurtty Instrument only tc mortgoge, grant und cor�vey chat
<br /> Borrower's interest in ths Property under the terms af this Security Instrument; (b)Is not pecsonally obligated to pay the su►ns
<br /> secured by this Fzcurity Instrument;a�d(c)agrees that L.ender and any other Bonower may agree to extend.modify,forbear or
<br /> make any accommodations with regard to the terms of this Security Instcument or the Note without that Borrower's cansent.
<br /> i3.Loan Charges.If the loan sec��red by this Security Instrument is subject to a la�v evhich sets ma�cimum laan charges,
<br /> and that law is finally interpreted so that the interesl or other loan charges wllected or to be collected in cotuixtion with the
<br /> loan exceed the permitted limits. then: (a)any such loan chflrge shall bc reducecl by the a�nount nacassary to reduce the charge
<br /> to�he permicted limit;and(b)anY sums already collected fram Borrower which exceedod permitted limits will be refundec!to
<br /> Borrow�r. l.cnder may d�oose to make this rcfund b,y reducing the principal owed under the,Note or b}r'malcing a direct
<br /> payment to 13orrower. If u refund r�cluces principal, the reducGon will bc treated as a parttal prepaymeat without any
<br /> prepayment chargc under thc Notc.
<br /> 14.Notices.Any notice to Bonower provided for in this Securiry Instrument shall be given by delivering it ur by tnailin�
<br /> i=by first class mail unless applicable law requires usc of another method. The noticc shall be directed to the Property Address
<br /> �.. __.:,... .,, r....,�e. e�� t1nfICP, tn iender shall be Aiven by first class mail to
<br /> Of 8[ly OLilCT AdUfCSS tX1I1VWG[ UWl�uaiw �y ..v•r- -r -^-•�-_-. ....
<br /> T..ender's address stated herein or any other address Lender desi�;nates by notice to Boirawer.Any notice provided for in this
<br /> Security Instniment shall bc decmed to liave been givcn to Borrower or Lendcr whcn given�s provided in this paragraph.
<br /> 15.Govcrning Law; Severability. 17�is Securety lnstiument shall be govemal by fcderal law and tlier law of the
<br /> juriscliction in which!he Property ts locate.d. In the event that any provision or clause of this Security Instrument or the Note
<br /> �. conflicts with applicable law.such conflict shall nat affect other provisions of this Security Ynstmment or the Note which c�n be
<br /> �iven effect without the conflicting provision. Tu this cnd the provisions of this Security Instrument and the Note are declared
<br /> , to be severable.
<br /> 16.Borrower's Copy.Borrower shalA be giveai one confonne�copy of the Note snd of this Sec�rity Instniment.
<br /> Form 3028 9/80
<br /> Pa,Sro 4 of 6
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