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<br /> paynunt��may na tm�bce bc rcquircd,nt thc ontion af I.s:ndcr, if mort�;agc insurnncc covcra�c(in thc mnount nnd for dtc�erlod �.,,
<br /> thut Lenticr requires)provida;d by t�i�iusurer lpprove.�1 by I.cnd�r ugain becoitte�avaeluble and is obtained. Borrower sl�ull pay ! `
<br /> the premiurns reqalrcd ta maintain mortEngc insurunce in cffcct,or to pravide a lass rescrve,until thc requiremcnt for mortgngc �
<br /> insurnnce ends in uccorciance with nny written ugrcemcnt betwecn Borrowcr and Lender or applicable law. }
<br /> 9. Inspectton. l.ender or its ngent mny mnke reasonable entries upon and i�ispections of thc Pfope►zy. Lender shall give �
<br /> Anrrower notice ut the time of or priar ta mi inspection specifying rcasonuble c��use far the inspecdan. �
<br /> i0. Condemnatlon. Ti�c prucee�ls oP�tny awur•d or cluim for damages, direct ar consequentiel, in connection with any '
<br /> condemnation or uther tnkinr af any puat of the Propeny, or for wnveyanee in lieu of condemnation, ure IiereUy assigneci and .
<br /> shull bc ps►id to LGndcr. �
<br /> In thc evcrd of u total taking af the Property,the proceeds shall be upplicd to the sums secured by this Security Insteument, �
<br /> whether or nut then due, with nny excess paid to B�rrower. In the event of a partial takins of the Praperty in which the fnir
<br /> m«rket vulue of the Property immediutel�beforc the t.nking fs equal to or grcater than thc umount of the sums secured by this ;
<br /> Security Inshumcnt immcdiately bePore the taking,unless Iiorrowcr and Lendcr otherwist ngrce in writing,the sums secured by
<br /> this Security Instrument shall be reduce.cl by the amount of the pracer.ds multipli�d by the following fraction: (a) the tot�!
<br /> smount of tbe swns �CC:urcd inuuediately before thc taking, dividcd by (b) the f:ilr market value of the Property imme�liately
<br /> before t}te taking. Any bxlance shAtl be paid to Borrower. In the event of a paniaA takin� of the Property in which the fair ,
<br /> market vulue of the Property immcdintely before the taking is lcss than the amount of the sums sccured immed�iutely before the •
<br /> talcing, unless Borrower and L.ender othenvise agree in writing or unless applicable law otherwise provides, the proceeds shall ,
<br /> be applicd to the sums s�:cured by this Security Instrument whether or not the sums a�•e then due.
<br /> If the Prvpe►Ky is abandoned by Borrower,or if, ufter notice by l.ender ta Bonower that the conJeuinor offers to makc an
<br /> awurd or settle a c1Aim for dumages, Barcower fails to respond to [.cnder within 30 days after the date the notice is given,
<br /> I.ender is nuthorizecl to collect and apply the procceds,at its option,either to restoration or repair of the Prnperty or to the sums
<br /> secured by this Securiry Instrament, wi�ether or not then due.
<br /> Unless Lender and Borrowcr othenvise agree in writin�, any applicatian of proceeds to principal shall not extend or
<br /> postpone the due date of thc monthly paynients refened to in paragraphs 1 and 2 or change the amount of:,ucl�paymen�s.
<br /> 1!.Borrower Not Ftcleased;Forhearance By Lender Not�Wuiver.Extension of thc time for puyment or malificstion
<br /> of amortizution of the sums secucal by this Security Instrument grunted by Lender to uny successor in interest of Honower shall �
<br /> not aprrate to release the liability of the orisinal Harrower or Borrowcr's successors in interest. Lender shall not be required to
<br /> commenct,proce�dings nguinst any successor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of che sums secuned by this Secuiity Instnunent by reason of any demund mude by the original Bortower or Bonower's
<br /> successors in tnterest. Any forbearance by Lender in exercismg nny ri�i�t or remedy sh�il ,wi �a e wai�er�f cr Frxlude lt:e
<br /> exercise of nny right or reniedy.
<br /> 12. Successors and Assigns Bound; Joint und Several LiAbllity; Co-sigaers. The covcnants and agreemenu of thls
<br /> Security Instrument shall bind and benefit the successors and assigns of I.ender and Borrower, subject to the provisions of
<br /> paragraph 17. 13onower's c�►venants and agreements shall be joint and several. Any Borrower who co-signs this Security
<br /> Instrument but dces not execute the Note: (a) is co-si�ning this Security Instrument only ta mortgage. grant aad wnvey that
<br /> Ibrrower's interest in the Pcoperty under the terms of this Security Instrument; (b)is not personally obligated to pay che sums
<br /> secured by this Security Instrument;and(c)agrees that L.ender and any other Borrower may agree to extend,madify,forbear or
<br /> make any accammodations with regard to the terms of this 5ecur,'ty Insn�ument or the Note witl�out that Borrower's consent.
<br /> 13.Loan Charges.If the loa�i secured by this Security Instn►ment is subject to a law which sets maximum loan charges,
<br /> and that law is 6nally interpreted so that the interest or other loat►char�es collected or to be collectai in wnnection with the
<br /> lo:u�exceed 4he permitted Ilmits,then: (a)any such loan cha:ge shall be reduced by the amount necessary to reduce the cltarge
<br /> to the permitted limit;and(b)any sums elready collected from Bonower which exceeded pernutted limits will be refunded to
<br /> �3onower. Lender may ehoose to make this refund by reducing the principal owed under �he Note or by making a dirc�ct
<br /> payment to Boreower. If a rcfund rexluces principal, the rectuction will bc treated as n partial prepayment withaut :u�y
<br /> prepayment chacge under the Note.
<br /> 14.Notices.Any notic;e to Roaower provided for in this Security Instrumcnt shall be given by delivcring it or by mailing
<br /> it by first class msil unless ap��licable law requires use of another method. The notice shall be direct�l to the Properiy Addmss
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<br /> Lender's ad�ress stated herein or bny other address Lender designutes by notice to Bonnwer. Any notice provided for in this
<br /> Security Instcument shalt be dcemed to have been given to Borrower ar L,ender when givcn as provided in this paragraph.
<br /> 15.Governing Law; Scvetability. This Scxurity Instrument shall bc governcd by federal law and the law of thc
<br /> jurisdiction in wliicl�the Fropecty is lacated. In the event that any provisiun or clause�f this Security Instcument or the Note
<br /> conflicts with applicable 11w,sucl�confiict shall noi affect other provisions of this Security Insuument or the Note which can be
<br /> given effect without thc conflicting provision. To this end the provisions of this Sccurity Instntment and thc Note^rc declareci
<br /> to bo scvcrablc. •
<br /> 16.Borrower's Copy. Borrower shall be given one conformecl copy of the Note and of this Sccurity Instrument.
<br /> Form 3028 9190
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