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<br /> � ' . ` ToGE1HER wrfH au me�pror�eaa oaw ar eenifix ececua«i tt,e p�+apeny.and ali ease�s.appWCen�c�.
<br /> - _______ _. .-All- aoemmt�s and additiaos sh�tl also be covecsd bY,1tis SocucitY
<br /> - - ,—=...:�.a.'tss+esaas�etfrdr�tt:'R,►.�,�t�#h'�+E�_._. � —_
<br /> ,. Tdstnuna�t All af the faegaiAg is refated tP ia dus Sec�mty Iaswmau as �� �,•-- . � ------ - - --
<br /> $ORROWFR CaVENANIS Q�t gnnrowa is tawfuUy seised of tht estate hereby conveyed and has the rig6t to gr�!!k.
<br /> � bod cmv�y the prope�ty and ihu the Prnperty i�wcenc�nbe�ed.except for encumbrances of rccord AoRUwer w�ranu and, ,
<br /> � will 8efaid�a�etaliy the titk to the Pro�eity against aU ctaims�d demand.�.sabjoctto aay eqcum6ratxes ot ceccoid. .
<br /> � THIS SE�CIRTTY iNS7RUMF.NT�b�oes unifanm mven�nts for natio�l use and non-unifarm cavert�ncs wit1, `
<br /> - limited wuiatian4 by jiu'isdiction to cautituu s anifam secuiiry�nswmeAt covering real prope�ty. , .
<br /> UNIPORM CQVENANtS.�Barawer ancl I.ender coven�nt and ag[ee as folloars:. 'wiyen due the
<br /> . L Pl�yne�t ot Prhkip�I�d/rtee�es�PreWTmeet aed Late Char�es. Boc�wer shall PmmptlY P�Y
<br /> p�l af�nd i�qn the deht evidaxed by the Kaoe aad anY R�Pal'�nt and tate charges due under the Nata
<br /> 2. Bads foe?a�[es aM!� Subjxt to appiicxbic law a to a written waiver by L.ender,Barowar sdall pry to
<br /> ' I.ender on dre day�uoat6ty PaYments are due unckr ttie Notc.unn'!ifie Nate ig paid in full.a sum l"Eimds'�for:{a)yeacty
<br /> taxes�d assesmnents whicb may attain priaity over this Searity Insnnm�ent as a lien on the PivpectY+(b?Yearly teasdtold
<br /> payments a gmund ients on the Pmpeny.if aa3,(c) Year1Y husrcd or p[aperty insurance'p�emiarns: (d� Y�Y �
<br /> - insurancc•p�erni�ms. �f ar►Y• (e)Y�Y�8�8�ias�u�TM�p�eminms.if aay.aud(�anY sams MYablc by�ortuwa to
<br />-- � Ltnder,in accadance wit6 the pcavisions of paragrapf►8.ia liw of the paymeut of mortgage insuranoe.pcemiwc�s- 'lbesc
<br />= : itcmc are callod"F.sc�uw Items." i.ender may,at any time,coUect and hoid Funds in an amount not•w exceod tbe maximum ,
<br /> - amo�mt a Ieader fa a fedecalty rctatod ma�tgaage loan may requue for�oaowe.�§escrow accorn►t�nder�hc•feder+l Rsai :
<br /> _� ma tg
<br /> -- — Fsace Secdement Pmcedw�s Act of i974 as amcoded from time to tune,l2 U.S G.$2601 et seq.("RFSPA°),untess aiwtbor .
<br />=a'. ' law thatapplies w tbe Fands sets a tesses amamt If so.I.ender utay.at a�►time,cdtect and hold Fuads in an arnount_�tto .
<br /> exceed t6e lesser amoant. Lenckr may esdmate the amouac of Fvnds dae on the basis of cument.data and ieasna�ble
<br /> -° — estimanes of espe�dtunes of futune Fscmw Tfsa�s orahemise�4�with applicabte law. � _`�.
<br /> `=:� � 't7�Fands shatl 6e hetd irt an iastitutian whose depasits are insund by a federal aSenc�'•insauma►taiity.qf eaury' .
<br /> -- tinclodiug I.ender,if Lender is such an itutiadoa)ai in any i'ederal Horne Loa�►Baak. Lender shall apply tlie Fw�ds w PaY
<br /> " the Eccmw Items._I.ender ma�mt charge Borrower for holding and applying the FuMs,anuuallY�Y�B��'Ow' � .
<br /> ! �t,ar verifying the EsccoF�items.uniess Le�tder pays Bomnwer interest a►the Cainds and applicabie taw pertnits
<br /> l.eades to maice such a charge. However.Leader may requin Borrower to pay a one-time charge fc►r an independerrt t�al
<br /> 'r � . - . est�te tax reparfin8 service used by I.eader in conzxctioa witb d�s ta�m,atdess app}icable law provides otherwise. Unless an ...:':-:.
<br /> . agrameat is made ot applicuble law requices interest to be paid,�Lendcr shatl itOt be required to pay Borrower any intenest or
<br /> ��.,� _ eamings ua.the Funds. Borrower and L�ender may agcee in a�riung.however,that interest stiall he paid on the Funds. Lender
<br /> E'• '.� shall�re fo Bomower,wiiliout charge.an annual aceounting af the Funds,s6owing credits and debits tQ the Fands and tha
<br /> ':,`,,; :�i. . purpaseTor which each debit to the Funds was made. The fiimds are pledged as additionai security for all sums secured by
<br /> f,�, thLS SCCU[Ity 1q51tU111Ct1[. `•
<br /> If tha Funds held by Lender exceed the amounts perrniued to be held by applica61e law, �+3er shall accoum to
<br /> " ' `�`" Botrower for the exces.s Funds in accordance with the reqwrements of applicable law. lf the amount of the Fwids hetd by •
<br /> - _,_ Lender at any tim�is not sufficient to pay the Escrow Items whea due,I.ender may ro mpfy Borrowet in writing,�nd,in :
<br /> , ��_; such case Hotrower shall pay to l.ender the amount necessary to make up the deficieacy. Horrower shall make up the: . ',• . ,
<br /> - s. , deffc.�cy in no more than twelve monthly paymenu,at I.endeis sole discretion. ' ____
<br /> ,;, ,� , ri:�ron payment in full of atl sums secuted by this Security Insaument,Leader shall promptly cefund to Borrowerany
<br /> ,;•„�:� �� ,i F��.ae13 by l.ender. lf.uader paragcaph 21,L.ender�haU acquire or se}I ihe Property,Lender,prior to the acquisition or ��-
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<br /> sa:e of the Property.sha11 app1Y anY Funds held by L.ender at the�time of acquisition ar sale as a credit against the sums :;�„�.��:-,-
<br /> �. '� .,�• ;;. , } '°� � sec�zdby this Securiry Instrument. �=,1.,��
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<br />` � 3: Applkation o�Pl�ytnents. Unless applicable law provides otherwise.al!payments received by Lender under � . <,•_-
<br /> -- parqgraphs 1 and 2 shall be applied:first,to any prepayment charges due undcr thc Note:second.ta amounts payable under '�-�'��-�-_
<br /> , > „. paragrapl�2;third,to intecest due;fourth.to princ�pal dae:and las�,to any late charges due under the Note. •�
<br /> ' 4. Clwrges;l.kas. 8orrower shall Qay all taxes,assessments,charges. fines and impositions attributable to thc .:
<br /> � �. • property which may attajn priority over this Security Insuument.and IeaselioId payments or ground rents.if any. Borrower ' . �<_�-;
<br /> ` . " - � � shal!�m.�y these obligatians in ihe manner provided in paragaph 2.or if not paid in that manner.Borrower shal!pay them on , : . _
<br /> . � time c��tly to the person owed payment Horrowcr shall promptiy fumiah to Lender ali natices of amounts ta be paid under �,.,,.
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<br /> •� thls�graph. If Horrower makes these payments directly,Barrawer shall promplly fumuh to Lender receipts evidencins ���:�:�.:
<br /> �:.�.,.,
<br /> .``� the paymenu. ' � �`-
<br /> .�-� �._ , Horrower shall promptly discharge any lien which has priority over tdis Secudry Instrument unless Bortower.(a)agrees . ,z_
<br /> % � ia writing to the payment of the obligation secaced by the lien�n a manner a�eptable to Lender.tb)contests in good faith the '''''�
<br /> lieo by,or defends against enforcement of the ticn in,tega l proc e e dings w hic h in t he L.enderk o pinion o p erate m prevent the . ,_
<br /> ' enfor�cement of the lien;or(c)seeures from ihe holder of the Uen an agreement satisfactcsry to Lcndcr&ubotdinaling the lien .
<br />" to�h6s Socuriry lnstrumenG lf l.ender detertnines that any part of the Pcoyerty is subject to a lien which may attain priority ��
<br /> ;, '�,i oveeshis Securiry Instrumen�i.ender may givr Boaower a notcce ldentifying thc lien. Borrower shaU satisfy the Iten or take � .. •
<br /> ' ,;•:i. � one or more os the actions set forth above withm 10 days of the giving of notice. �
<br /> � �'-��- � S. Aaz�kd ar Property Iasurance Borrower shaU keep the�myrovements now existing ar hercaftcr erected on ihe { ' �
<br /> 1� '' '� ' Froperty insured against loss by fire,hazards included within the�erm"extended coverage"and any other hazards,including k _
<br /> :ir>.,��'�•.- ' _ .j floods or fiooding,far which 7.�eder requires insurance. liiis insurance Sha11 be maintained in the�mounts and for the
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