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<br /> periods tliat I.ender ioquires. 't1�iasmanae ariier pioviding tbc ir�e�nee sh�ll be clwsen by Bam�tr subject w Latder7s ,
<br /> � . �ppmvai a6ich shall eot l!e�mteasoaaWy vrcithheld. If Barower f�7s to maintain oovenge dcs¢a�ed above.Lender mry.ai � .
<br /> --=L+rnder s_optiro�a6taia coven�e_t� Le�der's rigtts in tbe P�dperty in accad�noe with pacag�aph?. .
<br /> _-� - - , - - ' ` lause—_L.endec-. ---
<br /> . --,._._.7SII'u�uioe�- � ---- - g�c _` _ ,
<br /> sAall trave the right w hotd the policies�d trnewaIs_ t€I�der esquizes.Borrowa shall P�P�Y&ve to Leader aU rereipts .
<br /> of paid pnmiums aud ienewal aotioes. in ti�e e"ent af loss.B°rmwer sllalt give pvmpt�to the insa�ce curier aad
<br /> �I.ec�er Lender may roaks proaf of toss if no��t�ad�e P�P�Y bY�1T'ower. .
<br /> . `Unkss I�endec and BoROwer otbeiwise agcee in wri6ng,insurance pcoceeds st�all be apptied to restoration or rcpalr of
<br /> _ the�taperty•damaged,if dx iestasarinn or re�ir is eronomically f�te and�Lender3 secunty is nnt Iessened. Y�the
<br /> nesiaatisxi oc tepau is mt ecaoomica�Iy feasi6k ar Lender's securiry would 6e lessened.dr iasuranee p�oaods sh�ll be ,
<br /> applied w t6e smns securzd�y ttis Security Incn�ne�wlxther or na dxn due.with aay ezcas paid t�Bamwer. If
<br /> garower abandoas the property,or does not at�swer withiti 30 days a notlee fmm Lende�that th��nsurance carrier Aa4
<br /> offaed ro setde a efaim,then l.enc�r may wilect the insutance pmceeds. Ler�der may use tha p�ocads to repair or restore
<br /> tiie Prnpeity or ca pay sums sec�aed 6y[his Securicy Iaswmtat,w�UeWer a not theo due. T6e 30-day periad an'II begin whm
<br /> the�flotice is give� • • � . .
<br /> -- Unless Lender swd Bonuwer a6e�wise agree,in writing,aay applicaaon of piaceeds to principat�shaD not extend or
<br /> postpone�he due daa of the mantWy payments t�'errcd to in pa�agraphs I and 2 or chaugt tbe amount af tise payinents. If.
<br />-?L _ � ��p6 21 the PnnpeRy is acclui�ed 6Y Lender•BamwePs right to any inswrance policies and p�ruceeds tesulting �
<br /> .._�� from.-iiu�a$e to the,Ptoperty pcior to the acquisition sfral!pass w Lendes to the exteat of tbe swns sew�ed by this Sacmit�
<br />� ' . instrtirai;is immediately priorto tf�e acquisition. ' • ' �
<br /> - � Preservatioo..Maiatcnaace aad Pratectioe of tLe Praperty; Barrower's`l�ms Applkado�;
<br /> • 6:`Qccup�ecy�
<br /> �r:.. Lea�eroWs. Bonnwer shalt acupy.esrablish,and use the Propecty as Barower's principai�esidence witbia suctY days af[et
<br /> , ,. � . the eaecution of�this Securiry ln�mcnt and shall continue to occupy the PioPertY as Bomuwer's pcinc'spal nesidence.�:at
<br /> -� •��. teast one year after the date of ciccupancy: unless Lender atherwise ag�es-in wtitirr�.�tieh cansent s1iaU.riot..tig � •
<br /> T,'` - �uueasonably withheld.,or unless extenn�ating circumstances eaist which are beyond Bori�:staonirn�. Barruwer sinit�r�ot, _ < .
<br /> -_- ' destrny.dvnaSe or imPair the�mp�nl►•allaw the Piroperty to deuriorate.or cammit wa�e ori�Piapi�i� Bortowersi�
<br /> - be in defaWt if any faefeiture acti�n or proceeding,wlxtt�er civ�or criminal.is begun that in Le�decs"�Oad,f�ith� • .
<br /> could r�esuh 9n forfe►wne of the Property or othcrwise materially impair t6e lien cneated by this Sdg�ty InstnimenE,a' • _ _
<br /> Lender�security interes� Bo�sower may cure such a default and�einstate,asprovided in paragraph i8,by cansing tbc ae�o�
<br />" or proceeding w be dismissed with a ruling that,in Leader's good faith determination.ptecludes forfeiture of the HamRePs
<br /> y- • ` interest io tT�e Fropertv or otner material impairmert of the licn creatsd bq this Secwiry Insuument or Lender§saarity
<br /> ti� intetest.. Borrower sha11 atso be �n default if Borrower. during the loan application process. gave materialiy false or'
<br /> inaccu�ate informatin�or statements ta Lender ior failed to provide Lender with any material information)in connectiaa with:
<br /> ihe loan evidenced isy the Notc. including,but not limited to.representations conceming Borrower's occuPas�9 of ibe
<br /> -_ _' ' pro as a rinciyal residence. If ihis Security Instrument is on a leasehold.Borrower shall compiy with all the provisibns
<br /> y `�; ' of the�easel . if Bormwer acquires fee titte fo the Peaperty.the leasehotd and the fee title shall aot merge unles-q�.ender�gtees .
<br /> ,t � to the merger in writing. .� �
<br /> _ 7, Protection of Lender s Rights in tde Property. lf Bomnwer fails to perform the covenants and agreemenu
<br /> ' contained �n this Se�uriry Insuument�or there is a legal praceeding that may sigtiificantly affect Le�ader's rights in the
<br /> �4. Property(such as a proceeding in bankruptcY.Probate,for condemnation or fprfeiture or to enforce laws or regutations).ttKn
<br /> l.ender may do and pay for whatever is necessary to pmtect the vatue•of the Property and Lenders rights in the Ptopetty. _
<br /> �'r F,-�''�"��� ' Lc�der's actions may include paying any sums secured by a lien which has priority over this Security Instrument.appeanng
<br /> ����:;:.,+� ��-. - in court.paying rea5ona61e attameys'fecs and entering on the Praperty to make repairs. Although Lender may take a�ction —_-
<br /> ;-��,y ;,_.. -� under this paragraph 7.Lesder dces not have to do so. °-;--��
<br /> _ . . ' Any amoiu►ts disbur�ecl by Lender under[his paragraph 7 shall become additional debt of Borrower secured by this
<br /> ��.;�,:�: `' Security Instniment. Untess Barrawer and L.ender agree to othes terms of paymenR these amoun�s shall bear interest fram the
<br /> ` ':3'.�s,�,;::=""` dafe of disbunement at the Note rate and+hall be payable.with interest,upon notice from L.ender to Borrawer requesting ���='�'--
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<br /> ' '` _ paymen� —
<br /> �d - 8. Mort�ge lasurance. If I.ender requirecl martgage insurance as a condition of making the Ioan secured by this
<br /> ��.s.__..- Security Instrument.8orrower shall pay the premiums required ta maintain che mortgage insurance in effect. If,for any � - _ _ _
<br /> � --= sj��:r� f reason. the mortgage insurance coverage requiced by Lendcr lap� or ceases [o be in effect. Borrower shaA p�y the
<br /> ,"- `' � '4 remiums uired ta obtain coveruge substantialty equivalent to thc mortgage insurance previously in effect.at a cost -
<br /> -:F•_.: . : , P recl .
<br /> ; ,�., ,�;:.�� _ . substantially equivalent to the cost to Barrower M'the mangage insurance previously in effect.fram an altemate mortgage . _
<br /> '�'-"'- insurer ApproveQ by Lender. lf substantially eyuivalent mor[�e insumnre coverage is not available.Bartowcr shall pay to
<br /> _. :. ,�: � .. ,:
<br /> ��- l.ender cach month a xum equal to one-twclfth af�he yesuly mnrtgagc in.rurancc premium being paid by Borrower when the
<br /> '=�""� insurance coverage lapsed ar cea+cd to be in eifect. Lender wil!accept,use and retain the�c p�ymcntti as a loss reserve in lieu , ,
<br /> - of martgage insurance. Los�retiervc payments may no longer be reyuired,at thc option of Lender,if mortgage insurance , ,
<br /> ���_- coverage(�n the amwnt and for�he pertod that Lender reqaires)pravided by an insurer uppraved by l.ender again becomew
<br />-• � �.� available and i�obWlned.Borrower shall pay the premiums reyuired to maintAin m�»gage in.rursu�ce in effect.nr to provide a
<br /> ' "�. �`;° loss.rescrve.until thc reyuirement far mortgagc intiuranre ends in accurdance with any writtcn agrcemcnt bctwee�Boaower �
<br /> ,�r.�-.,:;';r: • � � . .
<br /> ;�..:�,,;�..:.: z. und Lender ar applicabie law. '
<br /> � ,. 9. Inspectioa. l.ender or its agcnt may make rea.��nable entrics upon.tnd inspcctions uf ihe Property. Lender shall , .
<br /> � give Bortowcr notiee at the time nf nr pri�r to an inspec�ion sperifying reascmable cau.re for the inspeetian. j
<br /> � �' ' �' �` �-� 10 CoademesUote. The proceedr nf any aw<ud or cl:iim for Qam�ge�,direct or conseyuential.in ccanec�i�n with any i
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