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..,_;., ; _ _ . _ <br /> . � . -x <br /> �,- .— -f - . --- _ , ��:;.�.z =__ -- - <br /> " � � i % _t � _c.. _ ' _ - . .-. .a - - <br /> _ �_. . ' . ;.. . .j � `_ `t � < . , . � - . . . � . , ` : <br /> -- - _�� : , - - .� : _ � ..- _ � - � - ��_,. ������� : <br /> , � ( Toc�ER wnrd�u the`;rnpnwe�i�eots naw a,he�a�e�ea w tt�e p�pe�cy.ana elf easta�e�.app�r��. � � ' <br /> ,�aa fism�rs now or eeratter a pprt.of tAe.p�opedy. nu cepiacemeras ana aaataons smu also tie eov«ea by this S�cun <br /> � . � , <br /> , ,—_�R�f� ' ' t..s�..�...� pt�e��--- ' ° __ <br /> — - _ .�' --,� �_._.�— <br /> -- __-- <br /> • $ORR�R►EA CdVENAI�ITS[hu Borrower is ltwfulIy seisN oI the estate he�ebY rnrneyed�nd has ti�e right to grant �- <br /> • - wd cor�vey the Y�oputY and Ihat tfee Pmperty is utyencumb�ed..ea�ceQt far ea�umb�nres of recoid. Barawer wurmts and . <br /> . ��, w�ldefa�d g�tne�all�r the title W the Property ag�insi�II claimt and dem�nds,subjax to any eacum6cances of record � . <br /> , TfIIS SECURiTY INSTRUMEN'F cambines unifam covenutu tor national use and non-�niform cpvenants widi <br /> �timited vanstions by jarisdictian to ca�tiinte a uaifomt sesusity insuumeat cavering teal psnperty. _ - <br /> LfNIFORM COVEI�iANTS. BoRawas and l�ender�cove�am aod a as foUaws: - <br /> � � �. Pfiy*a�t ot rrLcip.t a.a L�taest;Prep�y�t a�d�� B«rower shau�vmmp[ty pay wnen aue ure <br /> re <br /> =prukipal of�d inurest oa tAe debt evidr�ced by the Naattee and anY P�PaY�ei►�tied Iate charges due�u�der the Kote. � <br /> L Fwbs tor 1i�es�i I�rs�oa Subject to apptipble law or to a wri�en waiver by Lende�Barovver s6a11 PaY to , <br /> ' Lender on the daY��Y WY��are dac vnder ti�e Note.until_the Nau is paid in fa11.a,swm("Fiu�ds")for.(a)Y�Y . <br /> taxes and assessments whic6 m�y attun prioc�tS+over this Securiry[m;umnent as a t�ci on the Property;t�f y�r-�erow <br />-- . paymtnts or�amd renis on tl�e Ptopetty,if aAy: (e)YeutY.hazard or pmperry insut�ance Pcemiums: (� Y�Y f� <br />_- insurance ptanimns. �f any;(e�YeaeiY mortgage insu�ance prtmiums,if u�y:md(�any sums payabte by Ba�ower w <br />- Lender.in xcordance with the phivisians af parrgraph 8.in liw of tbe payment af moagage insursnce pcemwms. T6ese <br />-- itans are called"Exrow Itenns." txnder may,at�iy tane,rnlIect arx!hotd Tunds in an amaaat aot to eaceed ttre muim� ` <br /> - amaunt a len�kr fa a federally retated�ge loan may reciuire for Borrower�escrow acconnt wider tUe federal l�eal <br /> Estate Seulement Prvicedu�es Act of 1974 as atneaded fiom tune to time,l2 U.S.C.§2601 et s�q.("RFSPA"j.unlGCS aoot(�er <br /> . taw thzt applies to the Funds sets a hsser amount If so;I.ender may.at any time.coUect aM hold Fvnds in an aawunt na to <br /> - exaeed the ksser amaunt. i,epder may esumatt the amount of Funds due on tha bzsis of cament data and teasanable <br /> �:of expenditures of futuie Escmw Items or otherw'�e in 3ccordarice with appiicable law. <br />�e�� 'Fhe Fands ahali be heid in an institution whose deposiu ara insured by a fedaai agen�.y.insavmentality.�s.�t5r . <br /> �(�cladiag Lender,if Lerder is suci�an institu6on�or in any Federal Ha�me Loan Banic. Lender shall apply the Funds oupay . <br /> uc <br /> � the Fscrow Items. I.ender may not charge Borcower for hotdiag and applying th�Fand-s,annuaUY �Y�B��y!'--: <br /> �,°� . .• �n�or verifyring the Escrow Items. w�tess i.ender pays Borrower interea qn tbe Funds and a}�plicable law penait�: .� ` . <br /> _�,` ��du w�make such a charg� I�wever.Lender.may tequire Barrower to pay a on�sime charge for an independent neal : <br /> .. �tax repartit►g servloe used by Len�Ter in coru�ectioqwitb this loan,unless appli�sie�:�w provides otherwise, Untess aa --- <br /> ' ag�eesneat is made or applicabte!aw reqaires ime�st to be paid,Lender shall not be�ufredto pay Borrower any inte�st or `. <br /> g es <br /> "� eatnings on the Funds. Borrower and Lender may agree it►writing,however,that interest shall be paid on the Fvmds. Lendet � _ ____ <br />. - ��� ` _ shatl give to Borrower,withaut charge,an a�ral accounting of the Funds.showing czedi�s and debits w the Funds aad the �= <br /> IS <br /> - piupose for which each debit to the Funds vras rnade. The Funds aze pledged as addiuonal security fosatl sums secured by . F�;_ <br /> tlusSecurity InsuumenG • � ' - �`�' <br />� Ifthe Funds held by Lertder exceed the amouats pemutted to be hetd by applicabte law,t.ender shail acaount to �:°`�'-�� <br /> ��: Battu�er for the excess Fpnd�ua accordance with tl�e requ�reme�tts of applica6le taw. [f the amount of the F�ada beld by = <br /> � ;�; ;:.. Lender at aay tiine.is not suffrcien;to pay the Escrow Items when due.Lender may.so notify Borrower in writting,and.in �=�- <br /> - such.case�rravQer shall pay to i.ender the amoant necessary to make ap thc defciency. Bomaa•er shall malce.up thc ' _ ._ <br />� . � defuiency in no�are than tweive monthly payments.at Lender's sote fi�on. � �����:�.��= <br /> " {T t in full oY all sums secured b this Securi lnsuument,L.ender shaf�pmmptlY refimd to Bonov�•er any � � .�'f' <br /> '� �` ^ ' ' .• {�PaY�� y tY' :. . s F;;�-; <br /> � <br /> � ;y, �,«.,:��.,� _ Funds held 6y Lender. U,under paragraph 21.Lender shall acquire or sell the Property,Lxnder,prior to tl�e acqaisiaon or C ."`•r,.n. ••; :._ <br /> � �+� � sate of the Pmperiy,shall apply any Funds held by Leader at the time o f acquisition or s a le as a cr e di t aga fi s t t he s u m s : _ <br /> ��; sec�ued by this Securitp Inswmen� � <br /> , � `_.,;:�_��'S�.��'� 3. Applieatlon o/P�yments. Unless applicable law provides otherwise.aU paymenu received by Lender under . _ <br /> ����� puagrapbs 1 and 2 shall be applied:f7rst.to any prcpayment charges due under the Note:second.to amounu payable under _ <br /> �° x.�;� paragraph 2;third.ta interest due;fourih.to principal due;and last.to.any late charges due under the Note. _ <br /> '.;�1�.�;;� . 4. C6arge9; Lieaa Bortower shaA pay all taxes,assessmenu.cbarges. fines and impositioas ami6utable to the � �%�u'�,' . _ <br /> .L„ 4}. . Praperty which may attain priarity over this Security Inswment.and leasehald payments or ground rents,if any.�Horrower _ _ <br /> ' _- ��"L shall pay these obligations in the manner provided in paragraph 2.or if not paid in that manner.Borcower shall pay them on k � <br /> '�-_� '''�°'� � nt. Borr4wer shall om tl furnish to l.ender�ll notices of amounts to be paid under = ' <br /> ,_, .., . .;. •. time directly[o the person owed paymc Pr P Y <br /> ' � '��•�°':`- •` this paragraph. If Borrower makea these payraents d'uectly,Barrowcr shall promptiy fumish to Lender reccipts evidencing .. . . <br /> ' -.:��=� ��:;'r.�r. the paymenu. � � � ��. <br /> ., .j,��,. � . <br /> ' Borrower shall promptly cFischarge any lien which has priority over this Security lnstrument unfess Borrowen(a>agrees ,•.,'?;� � <br /> ' .,.,�, . ��,; .�':�. in writtng[o the payment of the o4sligation secured by the lien in a manner acceptable to Lender.(b)contesis in good faith the � •°'" <br /> �° lien by,or defends against enfarcement of the tien in.legal proceedings which in the Lcnder�s opiniori operate ta prevent the r , <br />_. ;�. " ;'- enforcement of tfie lien:or(c?secures from the holder of the lien an agreement catisfactory to Lende�subordiaating the lien � . <br /> ' � :� : to this Securiry 1nsUument. If l.endet determir.es that any part of the Property is subject to a lienµhiCh may attaln priority t <br /> • ���'c�•'.. wer ihis Security lnstrumenti E.ender may give Borrower a notice identifying thc lien. Borrower shall satisfy the lien ar take ; • , , . <br /> � z- ''�`" "='''_ = one cr more oi the actions set forth above within 10 dayc of the giving of nouce. " <br /> .;...�,.. _ . <br /> '�� . _ 3. Nazwrd or Property Insurance. Bonower�hall keep the improvernents now existing nr hereafter erecteO on if�e : • . <br /> ' ' � Property jnsuted against toss by ftre.hazards included within Ihe term"extended coveragc'and�ny other hazards,inctuding • � <br /> -� • • . floads ar llooding. for which Lender requires insurance. This insurance shall be maintained in the amounts and for the , <br /> .,�. . <br /> ... i,,,,:. <br /> . , Fwm 30Z8 9!!0 ivux•a��h��,�e�, ! - <br /> .��� . 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