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<br /> 'DQCi�'PH�R 1�JITH all tlic lmprovementn notiv an c�rclfte8 cr�cted on d�e properly.end cdl a�semc;nts,eppurtcnanccs.and
<br /> fixtur�s nati��or licreatcer a p��.rt of[lic�pr��:.riy.AU ecplc.ccnicntn G�d t:ddittions ch�1l etsn be ctivcred by this Sccuelty I�suus��cn8.
<br /> f tha forc oin is r�ferred ta in this 5ecurity Inswment n9 th�"PropertY.° �-
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<br /> BORROWER COVENANCS thst Borrovrer is l aw En l ty s e i s e d a f t h e e s t n t e h c r e b y c o n v c y c d a n d h a s t h e r i g h t w g n ui t and
<br /> convay the Prope�ty and that the ProP�nY is unencumbered,excapt for encumbrances of record. B�nower warrants end wi11
<br /> defenQ geacraily tho dde tn the Property aBelnst NI clalme and dcmands,aubJect to any encumbrunces of rExord. �^�_
<br /> THIS SECURITY II�iSTRUMBNT combines unlfonn covenants for naUonal use and non�uniform cavenants with limitec! o
<br /> varlations by judsdiction to constitute a uiiifa.�i�secueiry in�icument eovering ren�l property. �-_
<br /> __���a.�......�..e��o�.i oorMe aa fnllnwA:
<br /> UNiIrY3lifvl l,:�visid.^st i�.Gc:e��re5 c�:c+-••.•�•••••,•.••••••••••—._-�___— whcn dIIC fiiti .
<br /> 1.Poyment o!PrincipAl�Iid Interest;I'repayment ws�d LAte Ch�rges. Borrower shall prompuy pay _
<br /> nrincipal of ar►d lc�t�erest on the debt tvidenccd by the Mow and any prepaymant uc►d late chnrges duo under the Notc.
<br /> 2.Funds for Taxcs And InsurAnce. Subject w applicable law or to a written waiver by Lender, Borrower shaU pay to
<br /> Lcnder on the day monthly payments arc due under the Nato,undl the Note is paid in full,a sum("Funds")for:(a)yearly taxes _
<br /> end assessments which may attair�priority ovcr this Security Insuument es a lien on ttae Roperty;(b)Y�ly leasehold payments `
<br /> or gronnd rents on the Property,if anY:(c)Yearly hazard or property insurance premiums;(d)yearly flood insurence prcmlums,if _
<br /> �►Y�(e)Y�v'lY mortgage insuxance gremiums,if any;and (�eny sums payabte by Bunuw�i� u►I.�ndc:,in:«,cordance��•;th t!,e
<br /> provisions of pacagreph S, in lieu of the payment of moctgage insurance prcmiums• 'Ihescs items are called "Escrow Items:'
<br /> Lender may.at anY time.collect and h�ld Furi�s in an a��w�t not w exex�J Ghe ma�imum amount a lender for a federaUy relut�d
<br /> mortgago loan may rcquire for Bonowu's escrow account undcr the fedcral Real Estate Scttlement�roccdures Aci of 197A as
<br /> A�endod from dme to time, 12 U.S.C.Secdan?b01 et seq. ("RESPA").unless another l�w that appllcs to the Funds sets a lesser _
<br /> amount. If so,Lender may, at any time,collect and hold Funds ia► an e�a�unt not to cacc:,�l�he�esr:r amoun� �ndp3��Y
<br /> csamace the amount af Funds due on the basis of current data and reasonablo Esdmates uf expendidues of fuwre Escrow Iteroa or ..
<br /> otherwise in accordance with appllcable law. —
<br /> Tkte Funds shall be held in an institudon whose deposits are insured by a feiieral agency.instrumentality.or endty(lncluding
<br /> I.ender,if I..cnder is such an insdwdon)or in any Fedesal Home�o��.�a�����e�oW���o���8
<br /> Items.L,ender muy not eharge Borruwer for holding end applying Y
<br /> the 8scrow Iums,unless Lender pays Boaower intuesc on the Ft�nds end applicabla law permits Len�tr to make such s chargo.
<br /> However,L.ender may require Borcower to paY a one-timo cherge for an independent real estato tax repocwig s�vi�e used by
<br /> Lender in connection with tt►is loar►,unless appllcable la���provides otherwise.Unless en agreement is msda or appllcable lr►w
<br /> requires intcrest to be paid,r.cnder shall not be required W pay Hormwer eny Int,erest or eamings on the Funds.Borrowa and
<br /> I.ender may a8rec in writing,however,that interest shall be Paid on tho Funds.I.endcr shall gtve to Horrowu,without charge,an
<br /> annual accoundng of the Funds,showing crcdits and deoiis iv:��o LLids�C ika puc�°w faz�l�.h�?�'h�P}+�!m the Funds wes
<br /> made.The Funds arc plcdged as addldonal securlty for ail sums sccured by this Securlty InstrumenG
<br /> If the Funds held by Lender�xc�eed the amounts permitud w bc hcld by appllcable law.L.endcr shall account to Barowu for
<br /> the excess Funds in accordar►ce with ti►e requirements of applicable law.If tho amount of tha Funds heid by I.cndcr at any pme is
<br /> not sufficient to pay the Escrow Items when dus,Letider may so notify Bonower in wridng,and,in such case Borrowa shsll pay
<br /> ��d�r the amaunt nc�essary to muYe up the deficiency. Borrower shall mako up the deficiency fn no more than twelvo
<br /> monthly payments,at Lender's solc dlscretian.
<br /> Upon payment in E'ull of all sums sxcured bY this SecuritY Insuument,Lender shall promptly refund to Borcower any Funds
<br />- held by Lender. If,undu paregreph 21,Lendu shall accluire or sell the Propeccy.Lendu.pdor to thc acquisition or sale of tho
<br /> Property,shall apply any Funds hcld by I.et►der at the dme of ecquisidon or sale av a credit against tho sums secund by tfiis
<br /> - Securlry InswmenG
<br /> 3.Applkxtion ot Poymeats. Unless applicable law provides othcrwise.all paymentv received by Lender undu paragraphs
<br /> 1 end 2 shall be eDplied. first, to enY Prepayment charges due under the Note;second,w amounts payable unda pacagreph 2;
<br /> thicd.to intenst due;fo�,tp�rtlnatpel du���r►a la�ti�°an9���g�due under the Note.
<br /> 4.Chtrr`es;Lkna. Borrower shall pay aL1 wxes. assessmcnts,charges.C�nes and imposidons auributable to the Propercy
<br /> which may attain priority over this Se�urity Insuument,and leaschold payments or ground rents,if any.Borrowu shall gay th�se
<br />_ obligaaons in the manner provided in paragraph 2,or if not paid in that mannec.Borrowec shall pay them on dme dtroctly w th4 ,
<br /> , pers�n owed paymcnt Bormwer shall pmmptly fumish w Lender ell nodccs of amounts W be paid under this para�graph.If
<br /> „ Borcower makes these paYmcnts d�racdy,Borrower shall promptly furnlsh to Lendcr rcceip;s evideacing thc payrtae�ei�.
<br /> Boaowu shall promptly dischrsge any lier�which has prioriry over th�s 5xnricy Instrumei►t uniess Borrowu: (a)agroes In
<br /> ' wribng w tho payment of the obligation ceciued by the llen in a manncr acceptable to I.ender;@)conusts in good fu[th the llen
<br /> • by. or defcnds against enforccment of the•lien in, legal pracc�clings which in tho Lender's opinion operate to prevent the
<br /> °� enforcenient of tho lisn;or(c)sa:uces ftom the holder of the Uen an agrex.nc►er�t sauisfxtory w Lender subordinating�hs Ilen to
<br /> this gecurisy InstrumenG If Lender determines that any pact of tha Prnperty is subject W a lien which may ettain pdorlry over thi�
<br /> gocurity Ynswment,I.cnder may give Borrowcr a notice identifying the licn.Bormwer shall satisfy the lien or take one or more
<br /> — of the actions set for�h above withii►10 days of the giving of nodce. � Form 3021 0/10
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