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<br /> 1�OC7�Sl�EZ Wf 1H IIll 11t�1fYIjlY6VCfilCiliB(tOtV OT{tCfi,Q1([C!�:PCC[C�OYI lI1C�1'0�3LSiy,ns�d ull c�ti.emc;iGS, 11�pUi'ICilt�it{;C�,cuid
<br /> �xtures now or he�eafter a part of tho praperty.All replecements nttd culditions ah�ll also be wven:d�y thia Securlry InstrumenG � -
<br /> All of the foregoing ie nfcnxd ta in this Sxur[ty Instrument as�he"Prcrysaty:' :--
<br /> HURRdW�R CQJVENANTS thnt norrower is lawfully scisecl af tho cstnto hcreby convcycd nnd hae thc dght to grnnt and ;,;
<br /> convey the Pro�erty and that U►o Property is unencumbered�oxcept for encumbrancas of record. Boaowu warrants and wpl --
<br /> defend geners►lly Ihe titla to tho Property aga3nFt aU cktims and dcmands�subjoct W any encumbrancc:s uF record. �:
<br /> 'IgIIS SECURIT9l INSTRUMBNT combines uniform cnvcnants for nadonsl uso end non-uniform covcnants with limitui --
<br /> � vr�-L-tu�,-�s�y�'w:�d�attun�c�s�tutr.�unuarm sxuciry:.�str.::nene co:•adng rs�s proir�. �-
<br /> UNIFORM COVfiNAIVTS.Horeowcr and Lender covenant and agrce av follawe: �-
<br /> 1.Pqyment of Princip�l and Inter�st;Peeppyment And L�te Cliorge�. Boaower shall prnmptly pay whcn due tho __
<br /> princIpal of nnd lnterost on tha debt evidenccd by the NoLe and any prepaymcnt end lete charges due undcr the Note. _
<br /> 2.Funds for Taxes ond Insuraaa. 5nbject to applicable law or to a wdtu;n waiver by Lcnder.Borrower shall pny to =_.
<br /> Lender on the day monthly payments ara due under�ho Noto.undl tt►o Note!s paici in fuil,o Rum("�'unds")for: (a)yeariy taaes _
<br /> and Ps�ments��rhlch tnuy aUain prlority over this Sxr.riry instmment as a lfen on the Property;(b)yearly leasehold payments -
<br /> or ground rents on the ProPerty,if any;(c)yearly hazard or property insurence premtums;(d)yearly flood insuractco premium�,if
<br /> ' any; (e) yearly mortgage inaurance premiums,lf any;end(� eny sums payable by 8orrower W Lender,in accordance with Ihe
<br /> provlsions of paragraph �, in lieu af�¢he payment of mortgage insur�nce premiums.These items are cetted"Escrow Itc;ma." -==
<br /> Lender may.at any time.collect and hold Funds in an amount not to exc�ed tl�e maximum amount a lender for a f�derally related
<br /> mortgage!os_n may rec�nire for Bormwer's escrow accc�unt under the federnl Real Fstate Seulement Proce:lures Ace of 1974 es _
<br /> amended from time to Hme, 12 U.S.C.Sr,cdon 2601 et seq, ("RESPA"),unless another law that applles to tha Funds sets a lesscr
<br /> amaunt If so,E.ender may. at any Hme,coUect end hold Funds in an amount not to exceed the lesset amount Lender may
<br /> r;stlmate tho amount of Funds due on the basis of cunent data and reasonable esWnatrs of eapendittures of future Escrow Items or
<br /> otherwisa ln accordance with epplicable law. _
<br /> The Funcls sha11 be held in an Insdtution whose depasi�s are insured by a federal�gency,instrumentaliry,or endty(including =
<br /> � Lendu� if L�ndu is such en insdtudon)or In any Pederal Homo Loan Hank. Lcndes sball apply the Funds to pay the Escrow
<br /> � Itaus.Lender may nat charge Borrower for holding end epplying the Funds,annually analyztng the escrow account,or verlfying
<br /> . the F.scraw It�ems,unless Lender pays Bonowu interest on the Funds and e�pllcable law permits I.ead�r to ma3ce auch e charge.
<br /> However,Lcnder may require Domower w pay a one-tima chacge for an independent rcal estatc Wx reporttng scxvice uscd by
<br /> Lertdu in connection with this loan,unless appllcable law provides othecwLse.Unless an agreement is mada or appllcable law --
<br /> , r�rauims Interest w be paId,I.endu shall not be resauired W pay BoROwer any interest or eamings on the Funds.Bonower and
<br /> Lendu may agree in writing,howevcr,that interest shall be pald on the Funds.Lender shall give to Aomower,without charge,an
<br /> ennual sccounting of the Funds,showing credits and debits tm Iho Funds and the purpose for which each debit to the Funds was
<br />_ � made.Tt�o Funds are plodged as additional securlty for all sems secured by thir�Securiry Inswmen�
<br /> If the Funds held by I.ender exceed tho amounts permiued to be held by appHcable law.Lendu shall eccaunt to Bomnwer for
<br /> the excess Funds in accordanco w3th the nquirements of applicable law.If the amaunt of the,Funds lield by Lender at any d�ne ig
<br /> not suff'�cient w p�y the�scrow Items when due,Lender mny so nodfy Bonower in writinng.and,in such casa Borrowci shall pay -
<br /> • to Lend«tho amount ne�essary to make up the deficfuwy. Bocrowu shall make up the deticiency �n no moro than twelvc
<br /> monthly payrnaits,at Lendu's sole discrcaon.
<br /> ' Upon payment in full of all sums secured by this Security Inswment,Lender shall promptly refund to Bomnwer any Funds
<br /> � held by La►da.If, �nder pnragraph 21.I.ender shall ncquire or sell the Prope:ty,Lendcr.pdor to the acquisirion or sale of tha
<br /> , Pc�erty,ehall apply any Funds held by Lendu at the dme of acquisitbn or sale as a credit against the sums securod by this
<br /> Socurity Instrument.
<br /> : 3.A.pplicxtion of Pwyments. Unless appllcablo law provides othernise,aU payments receivcd by Lenda under paragrapha
<br /> . 1 and 2 �hall bc appliod: first,w eny prepayment charges due undcr the Notc;second,to emounts payeble undcr paragraph 2;
<br /> • third.to intanst due;fourth,w principsl du�;and last,to any lato charge,9 dua under the No:e.
<br /> 4.Clurges;Lieine. Borrowa�haU pny aU taxes, a,sessments, charges, Cnes end impositions attributabio to thc Propaty
<br /> which may nttaiu�priodty over thls Security Insuument, and le�sehold payments or ground rents,if any.Bocrowex shall pay these
<br /> �. , ohtioatinna in the manner provi�lcd in naragraph 2.or if nat oaid In that mannei.Boaower shall pay them on timme directly tn the
<br /> peison owed paymanc Sormwcr shall promptly fumi.sh w Lendu all rtoiices of amounts to be paid unda this paragraph.Yf
<br /> Bomower makes t�ese peyments dhoctly�Borrowcr shall promptly fumish to I.endu receipts evidencing the pstyments. �
<br /> Borrower shall promptly dL�hargo any]ien which has priority over this Security Insaument unless Borrower:(a)agrees in
<br /> � ' wriCing W tbe paymcnt of tha obllgation secured by the lkn in n mannu Accepteble to Lender;(b)contests in good faiih the lien
<br /> by. or defaids egainst caforceincne of the lien in,legel proceedings which L� the Lender's opinion operato w prevent the
<br /> enforcement of 1he licn; or(c)scxuces from the holder of the Iicn an agctxment sadsfoctory to I.enfier sulmrdinadng tha ticn to.
<br /> " this Soc�uity Inswment�If x.endu determines thut any pact of Ute Property is subjeet w a llen widch may auain prlority oveir this -
<br /> • Security Ins�umer►t,Lendrr may give Bonnwer a nouccs idendfying the lien.Boirower shall satisfy the lien or take one or moru -
<br /> af the acdons net fornh ubove widiin 10 days of tho giving of nodce. ��
<br /> ' Form 902e 9100
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