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' . - s:N�ei.c lk�rtt r��`�oe.Bormaa eL�ait yB,,e.�e�py��tbe impeor�oa�no�v e��aJi c�be�alla a�Aea a tMe`�. <br /> , . ������"���s L1iiW�.��N,WW Yi.�i�w��.�i�iY�'a��w�� <br /> , }{noda a tfoodin�,for xhich i�eeder teqaues insanoce:7bis i�aurm�aU b�uaidairted in tbe anmuns md fa ti�a paiuds . <br /> � t6�t Is�oda�eqa�ces.'Ibe insaraoce cazcier providinB the inwrAaoe s6aU be cho`sen by Barrower subjact ta[.eeder'8 ap�OVal .L <br /> ' .wfbid�a�U not ha mrc�soaablY.�`vithbetd.�If Bor[av�rcr futs to m�iiM�in oove:agc described above..I.es�dei st�!•�t i�der'� . � <br /> �optipa.abt�in oovaay�t�P���'s rig6ts ia thc Pmipetty in aooar+�noe with p�ragt�ph 7. <br /> , wp�u�ooe po(icia`�nd teoewaLs sh�U be iooept�le W I�ndes and�all inctude a standatd matg�ge cl�ust. l,enddc <br /> r = slaU heve the eSM to hokl�he pdicies md nme�rat�.If Let�der requins.Bortowa�Q p�vmptly Sive to t.eader atl.roaipts of <br /> P�P�!�e�wai uotices.In the event of lo�s.Bort�uxa siWl givo p�ompt notia`to t1rc iASUrance carri�r a�d Le�r: . <br /> � . L�ender mRy m�ke peoof of loa+if not mde pmmptlY 6Y�ormw�*•' <br /> Unk+s�l,ender snd Botrcwa otl�e�vi�ae a�cee in writing.insur�naa Pcooeeds�all beLapplied to restnration or r�ZUr of tUe <br /> p�ppty d�nr�otl.it tbe�a�a�tion or rcpir is eooaomirilJY fe�ibk and Lender's sxunty is not lesse�d.if the teswndion or <br /> :i�ir is not eoaoomic�ily taabir or Lendei's securiry would bc tesse�ed.�the inwrnrce pr000eck shall be�pptied to t6E sams <br /> eecvrod tiy this Security'i�st�umrnt, wl�dher or not then due.witb any exoess psid-te�Srmwtr. if Ba�t�wer a6mdons•the <br /> Pmpaty.ac Qoa not�rn,w�et wittun 30 drys a tatice from l.sada th�t tbe iasuraxe carrier 1�offened w settk a clai�t.lha� <br /> Gend�ec may aol{xt the insurance procfeds. i.ender m�y use tbe proceeds to tepvic o�nstorc the Property�or to pRy surr� . <br /> sen�rod bg t6is Se�vrity it�stniment,whetber or not tliat due.Tl�e 30�day�r�siod will begia whw tLe notia is given. <br /> � Unlcss L,ender� Homawer otherwist agnee in writing, any app�ictition of prooeeds to pcincapai s6a11 rat eatend or <br /> poslQoee.the due d�Me of the monthty p�yments nferred to in paragraphs 1 and 2 or change tbe emount bf the p�ymaa.s. If <br /> tu�der puragtaph'21 tbe Ptup�aty is acqnirod by I�der,Borrower's ris,ht to any iawrance poticies and praoeeds resuiting f�om <br /> �un�C to tbe propeny prior ta the�aqnisitiRau shall pacs w tRader m tAe extent of the sams soeored by this Seairity Iastt�uoene <br /> i�edi�tely prior to the aapisitioa. <br /> i.OoerpMCl,lte�n�sadao.Msi�taawe�aed Ptat��dlon ot tUe A�ope�t7:Eor�oRe�s Loaw Appliatioa:I.ea�oids. . <br /> Barmwer sis�ll oav�y,establish,and ase t6e Propaty as Bartower's princip�l residenoe witbin sixty days after tbe exeatiaa of <br /> this Security Instrameot and sball corninue to oxnpy the P�opercy as Bomower'�1�rinciP�i��fPr at le�t one ye�r after <br />— ' the dace of occupancy,unless L,ender ot[x�wise agnes in wridng.whic6 cdnsent shalt not be nnieawnably witt�held,or anless � <br /> = . - exta�r�ng cincumuances-e�dst wl�ichaa heyoid Bosmwer's conu+ul. BarroKer shall not destray, daznaSe ar impair the _ <br /> -= P�vpetty.apow the Prvpetty to deterior'ate, or c�mmit waste on the PtapeKy.Borrower shall be in default if any forfeiture , <br />- . setioa or praca�ding.whettfer civll or criminal.ts begun tt�at in Lender's goad faitb judgmects oautd rest�It in forfeiture of the <br /> - { propetty or otherwise materially imQair c6e lien cr¢atod bg this Security li�suument or Lender"�s��rity irite�es�Borrower may <br /> ; wn sach a default and ninstate.as pmvided in paragraph 18,by causing the action or proce�tf���co be dismissed witb a ruling <br />-= tJ�at, in L�ender's gaod faith detenni�tion, Prectudes forfeiture of the Borrower's intetest iri the Praperty�or other material <br /> '- imprimiait of the lirn c�eated by this.Sunrlry Incuunxnt or LeMer's security interest. Bamuwer shall also 6e in default if ,. <br /> - Borrower,daring tbe loan a�plication p�aces.4,gave materially futse or inaccurate infam�ation or statements to L.ender(or failed <br /> - to pe+nvide L.ender vvi�h any matecia!i���ation)in conneetion wisF��e loan evidea��d by the yote.including,bat not limi[ed <br /> w:l'- to.rePnsentations conceming Borrower's ocat�arxy of the Prope�.as a princip�l residence.If this Se�c�rity Instrum�mt is on a <br /> teasehold. Horrower s1ia11 compty with all the provisions of the tease. lf Borrower acquires fee titte to the Property. the <br />��'_'` leasehold and the fa titte shall not merge uale�l..endar agrees to the merger in writing. <br /> - 7.prat�etlon o[I.enda�'s Rights 6cttbe PropertY•If Boaower fails ta perfarm the coveAants ar�d agreemenu contained in <br /> this Security Instrument. or there is a 1�,proceeding that may significandy affect Lender's::�ts in the Praperty(such as a <br /> proceoding in bankruptcy.probate.for.^.andemnation or farfeitnre or to enforce laws or re�?lz7ons), then Lender may do and <br /> pay for whatever is nacessazy to protect the valae of tbe Ptoperty and Lender's r'sg1►ts in the Property. L,ender's actions may <br />-i�'r'. jnclude payiag any sums secured by a lien which has priority over this Setumty Insnvment. appearing in caurt. paYing . <br />- - reawnable attomeys'fees and enterisig cin the Praperty to makc repairs.Atthough L.ender may take actian under this paragrapt� <br /> - F 7.Lerider does nae have to do so. ' � <br /> .-•�' � My amounts disburSed by Lend�r under this paragraph 7' si�all becomc additional debt of �orrower secured by this <br /> :���;-�:; ` Security Insttument. Unless Borrowet and I.ender:;�;:ee ta ather tertns of payment.these amounts shall bear interest fram the <br /> ,��_,,,,. <br /> - �. date of.disbursement at the Nate rate and shall �e payable, with interest.upon naticc from Lender to Bamawer requesung <br /> ':'�'.�' payment: <br />,,-,,,4 <br /> -:_r 8.Mortg,t�e insueabce.if l.end�tequired mortgage insurancc as a condition of makin�the loan secured by this Security <br /> ����` lnsmunent. Borrawer shall pay X4:,�:miums rcyuired to maintain the mortgage insuranee cn effect. If.far aay reason. the <br /> =" mortgage in.surance coverage re�»�c:+�l by Lender lap.se.c or ceases to be in effeet. Barrower shall pay the premiums required to <br /> - -- - obtain caver�ge substantialiy equiva9ent to the mortgage insurance previousl� i�.effect,at a co,r•t�ubstantially equivaient to tho <br /> • cnst to.Bonower af the mortgage A�.c�rnnce previously ln effect, from an�i�ate martgage insurer approved by Lender. Tf <br /> sutrstantially equivalent mortgage ir�sur�nce wverage is not available.Bonau•er shail pay co ERnder each mvnth a sum equal to <br /> mtatwelflh of the yearly mortgage insurance premium bcing paid by Borrowes whcn the incurance coverasc lapsed or ceascd to <br /> -� =. be in offect.Lcnder wiU accept.use and.relain the�e payments a� a lass reservc in ileu of mottgage insut�nce. 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