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<br /> ,. 'j�j��`�ihG�nON Qi�R e�CtE�o�1�1G�Opd'ty.��1!�.�+�
<br /> futirca�r acr badQec a,.p�t of the.p�opecty. iUl �piaoemaots an�additians s�a11 also bo aa�vaced bY�S Se�aiih► ` ..
<br /> � �,-lnp�mmt.Ail`of the fboa�oit�is tefamd to in this Seca�tity L�uu�t as tUe�P�pa�tX-� . �-
<br /> HO#tROWF.R C+OVENANT3 that Hort�awu is lawCully seised of tbc arote 6e�ebY aomreYod ard has t6e right w gnoot tod .
<br /> • ownrey tLe Pmpert�aad t[nt the?ropeRy is�.ex�pt for ena�mbranoes of ceoa�d.Bormwa wuwots aad wHl: ,
<br /> � defad genen119`tbe aRle wthe Pnnpacy ag+unst all ctaiim�nd demands.subjoct to�u�Y�of Roor�
<br /> • 9ffiS SECURtFY INSfRiJMEN't'c�mbines aniform ooven�ats for�tiona!use aad uon-uniform�oavenants with timited
<br /> v�iations 6y jurisdictip�to oot�stitate a unifomt saauiRy i�rument wYerin�Tal P�'OP�KY• '
<br /> �FNII�OItM COV@iANTS.Botmwer ud Lender covenan[�d sgroe as fo[taws: j whea due tLe '
<br /> . l.Plryaast ot Pth�dp!ad Ltermh, PIrcP7a�at a� L�te C�. Bar�wer shail Pmmp Y WY
<br /> pri�ip�of�d i»erest on t�.debt evidenced by the Note and anY P�Y�arri late chuges doe undcr the Note-
<br /> 2.Fid�far Ts�es�i Lw�a�oe-Subjoct to�pplic�ble taw or to a wdtten waiver by t.eeder.Bortawer shal!pxy w
<br /> �,p���dy monlhig�aymrncs are due nnder the Note.wrtil twe Nae is p�id in fult,a sum t'Funds"�for.(a1 yc�Y t�sa .
<br /> aad ss��wiiarcs wfiich msy attain piiiority ova this Saurity Ins�a�t as a lien an thG PrupertY:{b)'yeuly fcssetiofd ptyma�ts - -
<br /> or grwnd ra�ts on the propertY.if�y:'(cl yeuly l�uard ac pmperty inwronce pran�aa�:!d)Ycarly O�xt ir�sunnce prenuumr.
<br /> if any:fe).yeuly�mo�t�e iasut�nce prcmiums.if arty: and(fl any sums payabla by Ebrtawer to L.rnder.ie aceanfance wilb
<br /> tbe provisions of puasr�pb 8.in lieu of tbe paymeiu of m.,rtg�ge ir�sursu�ce prcmiums.Tfrcce items arc catlod'Escrow[teat�s.'` .
<br /> Lender m�y.at any time. rnlkct aad fwtd Funds�n an amount not to r�caed the maaimum wrKwM a Iender for A foderally
<br /> eet�ted nwrtg�ge toan mry Rquire,for Boernwer's escraw ac�unt under the fodea+t Itcal Est�ce Sdttement Procodum Act of
<br /> 1g/4 as ameodoA fcom timt ta tima 12 U.S.C.Section 26�1 a srq. !"RFSPA"1.untess anotlxt taw th�t applies ta the FunQs
<br /> aas s ksser amwnt. It so. Lerder snay. at any dme. collort ant hotd Funds in on amouM aac co escecd�tesser amoun�:`
<br /> '�,eoder tnay estimitt the amaunt of Funds due on ilx basis of cument duat and reason�ble estim�tes pf eapndicures of�fuuiro
<br /> Escma Itert�ar dherWise in accord�nca wilh applicabte taw. ; .
<br /> � 't]�e �wtds sball be Ixld 'm an institution wlase deposits are insure�by a faderal agency. ii�tumaitality. or entity
<br /> -- ('mcl�ding i.ender.if I.ender is suc6 an iastitution)or in any Foderal Home Laan Bantc.Lender shaU apply the Funds to p�y the
<br />- — g,gccow iums.Lender may not c6arSe Borrower for holding and ap�tying the Funds.annually anaiYzinB the escrow account.oc �—
<br /> = vpifying d�e Fscrow Items.untess L�nder pays Borrower imecest on the Fwds and appiicabte I�w permits Lender to mace such =_-
<br /> a c6arge. However, Lender may require Borrower to pay a o�time charge for an independent real estace taa reporting sen►�ce __
<br /> ' used by Leader in aa�nnestion with ihis loan, unless applicable law provides otherwise. llnless an agreement is made or =___
<br />-. applicabie law rtquires interest to be paid,Le�er shall not 6e required to pay Borrower any_interest or eamings on the Funds. —�"
<br /> � Borrower and l.ender may agree in writ�nS.however.that i�erest shall be paid on the Funds. i�ender�ia11.give to Boaower. �:'-
<br />- wi'tbaw charge, an annuai accaunang af the�u�Ss:sho ,'ws��,scedits and debits to the Funds and the t�ose for which each ---
<br /> � de�r'st zo the Funds wa4 made.The Fnnds ac����e'd a4 ad�:�nal stcurity for a{1 sucnc savrod by this•Security Instrument. ,
<br /> ' �ihe Fw�ds hetd by Letxler eaceed t3t��?�unu pe�nn��.e�io be held by applicable law,l.ender shall account to gorrower
<br /> , . � . far�.'Ye exc.ess Fuads in accordance with i�z r�qviremenis of app�icable law.If the artwunt of the Funds held by I.ender at any
<br /> ttmt'ss not sufficient to pay the Escrow lte��svhen due.l�er3der may so notifY Borrower in wri6ng,and,in such case�rrawer �
<br /> shatl�Qay to Lender the amount nec�essary ta make ap the deficiency. Bormwer shaQ make up the deficiency in no caore tban -�_
<br /> � twetve monthly payments.at Lender's sole discretion. �`
<br /> _ . Upon payment in fi:ll of all sums secured by this Secudty lnstrument,l.enAer shall promptly refund to Borrower any =__
<br /> FunAs field by Lender.If,under para�°raph 2?.Lender shalE acquire or se11 the Property.Lender.prior to the acqnisition or sale f y
<br /> - of the Pro p e R y. sha11 apply any Funds held by l.ender at the time af acquisitian or sale as a credit a�ainst the sums sscured by �,?
<br /> . . this Securiry lnstrument. ' �
<br /> ' `� 3.Applicatbn ot Pwyments.Unles�applicabte law pravides otherwise,ull paymenis received by Les�der uncler paragraphs .
<br /> . f ar�A 2 shall be appliod: fint. to any pr.�rayin�ns cfsar�es Que under the Nate:Second,ta amouats payable under paragraph 2: '--•.
<br /> � thirs'�.ta interest due;fourth.to principat due:an�last.ta an�tate charges duc urtder tha Notc. , .
<br /> � 4.Clwrges;l.ien9. Barrower shatt pay all taxes.a5sessmenu,chatgcs. fines and impasitians attributable to tr�:praperty
<br /> ahich may attain priority over this Securiry Instrument. and teasehold payments ar gmund rents, if any. Borrower shall pay
<br /> these obligatlons in the manner provided ln para�rrsrph 2.or if not paid in that manner.Barrawer shall pay them an time directly
<br /> to t'he persan nwed payment.8oneswef shall pramptty fumi�h ta l.cader all noticca af amaunts ta be paid under this paragrnph. _-
<br /> . If SaTrower makes these payments c€:sectty.Bonawer yha]��:ampdy furnish ta t.ender reaeipts evidencing the paysn:nts.
<br /> �8orrawcr tihall promptly disck�arge any tien wbich hat priority ovcr ihis Sccurity lnstrument unless Barroa��s:(a)agree.s in _ �_�'.
<br /> � writing to the payment af the obligatian�cur�d!sy the iien in a m�nner acceptable to Lender;(b)coniazs in goad fauth the iien :
<br /> � by, or defends against enforcement a�the tiea in, tegal proceedings which in the l.ender'�.opirrio�operate to prevent the , '`
<br /> � 8 ' etsfareement of the lien;ar(e)securea fcom the holder of the licn an agreement�tisfuctory ta Lender subordirtatd�the lien ta
<br /> ' ,:,�y . ' this Seeurity Instrument. lf Lender cfe�znnines that any pan ai the Property is�u6jcct to a licn which may attain priarity over "�
<br /> ' , �F ilus Security lnstrument. l.ender may give Hara►wcr u nrniw identifying thc lien. &�rrnwcr shall wtisPy thc lien or iake one or t .
<br /> morc of the actlans sct forth above within tU day4��f thc giving�f n��ticc.
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