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<br /> �. :�1.�'Ire.�M�i�M OfMer tb�aei 1�e•`Boqror�ra shdl imuc�e rli impravemeiu.+an the Pmpe�ty,w6�fia�pow io�. �
<br /> exislenct or sub�equrdly ere�loQ:wainet�ny bazards.cawahiss.tnd c�►titinssncies:�iacluding 8ta. fix wbich E�d�da n�itr� . �
<br /> ` inwwnae: 'liiis,in�ur�nee sl�it be msi�uained jn thc�nounts and far the periads chat l+endet rcquircs. Borrower s1W1 alsa � .
<br /> lmwre rll imptuvam�ts an thc Pmpaty.wixtt�tr now in aistence ur subscquendy eroctal.�ainst toss by ftnoAs to the extaK �
<br /> nx�uir�ad by thr Sac�uy. All inwnnoe s6a11 bt curiud with compaeies apptoved by i.cnder. 71x insuranoe poticies.ui�i any
<br /> rcnewats s6iU be Aeb by Lendet and sltatl inctude toss pyabte clwses in favor of.aad in a fonn acocpable to,i.eadtr.
<br /> �.
<br /> - in tbe tveat of Wsc,Hurmwer s1W1 girc I.earder immrdiuc mtice 6y m�il.Lender inay a�ke praa[of loss if not�r0e
<br /> p�omptly by Baruwer.F.nc6 taw�ance oompany rnna�rned is RercbX authori�ed a�dirocted to make prymrnt for such loss `
<br /> dimtly to I.ender. inuead of to Horrowtr and w lrender jointig.A!1 or any part of tGe lnsurmce procoeds may be npplied 6Y
<br /> [.ader.at its oQtioa.ejttKr(a)to the roduction of the indebtodnes.g under the 1Vote and this Security Instrument, first to aay
<br /> deli�queu amo�uNs applied in t6e onder in pu�rnph 3.and tlur+to prepaymeat_of Q�incipaf.ar tb)to thc restor.aioa or n�ir
<br /> of the damaged P�opMty. Atty applicatson of the ptoceeds to tht principal shdll mt exteod ur pastpvne the doe date of Q�e
<br /> � uionthlr psyments which s�ne rtferted to in�ragrapt�2,or chaoge the aawnnt of such payment�.My excess insunnce proceods
<br /> � ovra w.�nt rcquired to pay all outstaading iddebtedness nnder the Note and this Security instr�ument shall he ptid to the
<br /> e�tg kgaNy mtitled therao.
<br /> In the e�ent of foreclosure of Wis Security Instnunent or ot6er tiansfer of dtte to the Propcny that extinguisl�the�
<br /> indebtednas�all cight,title�sd inte�t af Eornuwer in and to i�uitr,�nce poliries in force sUall pass to the pu�+chaser.
<br /> 5. Ooeep�sc9, Pt�x�atior, �ta� � Pr�otedla� ai t6e Ptopety; Borru�s I.aan AppBeatio�;
<br /> E�d�olds. Borrower s6atL�ou�,.euablish,�nd vse the Pmpeity as Borrowtr's principal residence witFiin sixty days�Rer
<br /> the exaa�tioo af t6is Sxuricy�mee�aof.shall eonanue to uccupy rtra.PrapeRy as�omawec s piincipaf nesfdenx for ac[ast
<br /> :a�e year,a£�s�ie date of o�cSr.unk�'ihe Secretary determines t3�'seqniseaa?t will cause�mdae Isardsbi�i @ir Bortnwer.•
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<br /> _ ..;.ti�.�.,,.ess;�nating'cir� e�cist which are beyond Ba�.�r's c�i�.:'I�orrower sha11 notify T:z��ers of any .
<br /> .�;,',, :�ng arcurt�st�.�wec sl�all not comuti���.os destc4p.dazn�age��.a�.�stantiaUy change the�or allow_ ,.
<br />."`s. ..,` �;t,+`�e� r�deteriorate.�sonable wear and teaT eae�sted- Lead'er.-ina � 'the Pro rty if the �vacant or
<br /> Propertg: . Y ��P�. Pe �P�`_�
<br /> , . = at�azdmkd.�'ifie toan is in defauIi. Lec�er.�;ay caYe.rr�sonaBl��a��n to protect and.preserve such vacaist,F?;abandoned
<br /> � � P�operty.$orcawer shall alsg be in defauE�:�Borraa-�t,'�t&e.�i�apPtication�rncess,gave materially,fai�e Qr inaccurate
<br /> . ;i�.*ii��natian ar statemeats.z:�er(os.��:e,0 Ya�'a�.i�a,���ec with any ma�r��ir�m�ation)in cannean�:�s;:�h the loan
<br /> = i::denced by the Not�a�,.�'�f'�'�,�but itef izmitad rw�:zi�'�.sentations concemirtg��<�-:�'s occupat�cy af.ti�z J?�a�etty as a
<br /> -- principal resad�-:��s 5e��itX 3c�c ..r�is aa a'te�asehold. Borrawer shatf�s��•.�zifi rL�-��ti*,�f�.�",t"u�=l�ase,I€ - �
<br />`.:_:, Borrower aC�.��ti�Fe to'ttce`Pro�:�.�.:teagehold and fee title shall nat be merged untess L�...}-i:��•��::�,t�ir.: .
<br />_"�. ��g . . , '. . . .
<br /> 6.Charges to Borrower and Protection of i.ender's Rights in the PropeAy.Borrower shall pay all govemmenta!or
<br /> municipal charges. fines and impositIons that are not included in paragraph 2. Barrower sludl pay these o6ligatians an time
<br /> ; directly to the entity which is owed the payment.If failure to pay would adversety ai'fect Lcnder's interest in the P�operry.upon
<br /> i.ender's request Boaower shall promptly fumisb to I.ender receipt�evidencing these payments.
<br /> If Se�rrawer fails ta makc thesc payments ar the payments reyuired by paragraph 2,ar fails ta pert'arm any other cave�ants
<br /> and agreements cantained in this Security Ittstrurnent.or there is a lesa!praceeding that may significanU�r affect l.ender's rights •
<br /> in the Praperty(such as a proceeding in bankruptcy.for condemnation o�ta enfarce laws or regulatiansl.then f.ender may do
<br /> and pay whatever is necessary to pratect the value af the Property and Lender's rit;htw in the Praperty.including payment of
<br /> 'taxes.hazsud insurance and ather items mentioned in para�ph 2.
<br /> Any amounts disbursed by Lender under this paragraph shall become an aCditinnal debt of Borrawer And be secured by
<br /> - , ` this Security lnstcument.Thesc amouats shatl bear interest from the date af disbursemcnt.at the Natc rate.and at the o,xio�of
<br /> I.ender.shall be immediatel�•due and payable. .
<br /> � � T. Condemns�tion. Tn:proceeds of any award ar clalm for damz�e�_���e:ar conscquential. in connectian with any -
<br /> �ondemnation or other takr.ng vf any part of the Property.nr far mnveya.r�i�p'aa:of wndemn�don.tuc hereby assigned and
<br /> shall6c paid to Lcndcr to the extent of thc full�mount of ihe indcbtedness that r:�ains unpaid under the Note and this 5ecuriry
<br /> • . +;;.� lnstrument.Lendcr shall apQly such prixceds ta the reduction af the indebtedness undct the Note and this 5ecurity Instrument.
<br /> �` first to any dellnquent amounts applicd in the order provided in paragraph 3. and thcn tv prepayment of principal. Any .
<br /> � `• applfcation of the procecds•tcr the principal shall rtut e�tenif nr po�,tpone �he due datc af the manthly payments, which are -
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