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<br /> Thc Funds shall bc hcld in un institutinn �vhosc dcposits urc insurcd hy a fcdcrsd u�cncy. instnnncnt�dity, or entity
<br /> (iricludinu I.cnJcr,if Lcndcr k such nn institution)�ir in any FeJcrul 61nmc l.uan t3t►nk, I.c:ndcr yhull apply thc Funds to pc►y thc
<br /> � Fscrow Items.lf:.ndcr may not churgc Borrowc�•fnr holding nnJ npplying thc Funds,unnually unidy�ing thc cscraw account,��r
<br /> ,, � vcrifying thc Escrow Itcros,unlcss Lcndcr pays I�orrowcr intcrest on the Punds nnd applicublc Inw permus I.c:ncicr to nmkc surh _
<br /> _ . �;��, ��chnrge. Nawever, Lendcr ntay reyuire porrower ta pay u une•�ime charge for nn independent real estute tux reportliig nervfcc =
<br /> _.R�;�j ��� used by Lender in cum►ection with this lonn, unless upplicuble linv prnvider otherwise. Unless un ubreement is made cir —
<br />�d., ,;,,, „ N� uppllcuhle l��vr��oiros intarest to be pnid,I.endcr shall not be rcquirul ta puy�orro�vcr uny ioiterest ur curnings on tlie Funds. =
<br /> � �� Dorrowcr and Lendcr may ugrce in writinG, howcvcr, thtd intarest shnll bc pald on thc Funds. l.cndcr slinlf givc to Aurruwcr,
<br /> _,_�� without chargc, an annual accaunting of thc Punds, showing crcdits und debitti to thc Fundti and thc purp�nc for �vhich euch �:
<br /> -���-� debit to thc Funds was made. i ne runds aro piciigeu u�uJJitiuuui sc�aiiiy f�:a11,um;a�:usrai b�t4:is��urtt;� r�st��,����r �
<br /> �,..,:ti;. If�he Funds hcld by Lcndcr cxcccd thc amounts permitted to be held by applicable law, I.cnder shnll uccount to Aorrc�wer ___
<br />;;yt� for the cxcessFunds in accordance with thc rcquiremcnts of appllcablc law. If thc amount af thc Funds hcld by Lcndcr nt uny �-,,
<br /> time is not sufflcicnt to pay the Escrow items when due. Lender may so notify Borrower in writing, und, in such cusc Borru�eer �
<br /> _ shall pay to I.ender the nmount necessury to mnke up the dc�ciency. Borrower shull make up the defic�ency in no more dmn _
<br />-'. ',�� twelve monthly paymcnts,at Lender's sole discretion. __
<br /> ,,.:�. ' �� Upon paymcnt in tall af all sums secured by tliis Security Instrumcnt, Lender shall promptly refund to Bonower uny �
<br /> � .. Funds held by Lender.If, undcr paragraph 21, Ir_ndcr shall acquire or sel!thc Property, Lender,pr�or to the acquisition ur salc
<br /> � � of the Property, shall upply any Funds hef� by l.ender at the time of ncquisition or sule as a credit against the sums secured by
<br /> :;;s,;;.,,, � this Security lnstrument.
<br /> -II'��, 3.Appllcation of Poyments. Unless applicablc law provides othcrwisc,all payments reccived by Lendcr undcr parugraphs
<br /> -�!`. " 1 and 2 shall be applicd: first, to any�repayment churges due under the Note; second, to amounts payable under paragruph 2;
<br /> �•" '.� third, ta interest duc;fourth,to principal due;und last,to any late chnrges due under the Note.
<br /> =;,�:�-w.,� 4.Char�es;L[ens. Borrower shall pay all taxes, assessmenis, charges. fines and impositions attributable ta the Property
<br /> _;.`;;�;�; which may at4�in priurity over this Secunty lnstrumcnt, and leasehold payments or ground ren�s, if any. Borrower stiall pay ._
<br /> :.,�;�;:;;;�:;• these obligations in the manner provided in paragraph 2,or if not paid in that manner, Borrower shall pay them on time directl,y
<br /> '���''�" to the erson owal a ment.Borrower shall rom tl furnish to Lender all notices of amounts to be paid under this paragruph.
<br /> :.i�r,1^.� P P Y P P Y
<br /> � If Borrower malces these payments dinctly,Borrower shall promptly furnish to Lcnder receipts evidencing the payments.
<br />_°;ae�t�, Borrower shall promptly discharge any lien which has prionty over this Security Instrument unless Honower: (a)agrees in
<br /> W��V.;".�,I • w�itin�ro the payment of the obligation secured by the lien in a manner acceptable to Lender; (b)contests in good faith t;�e lien _
<br />=�'-���`� by, or defends against enforcement of the lien in, legal procer,dings which in the Lender's opiniun operate to prevent the
<br /> -_���.�°r, • enforcement of tiie lien; or(c) seaures from the holder of the lien an agreement satisfactory to Lender subordinatin�the lien to
<br /> ,-� this Security Instcurnent. If I.ender det�rmines that any part of the Property is subject to a lien which may attuin priority over
<br /> ='t� this Sccurity Instrument, I.ender may give Horrower u notic:e identifying tl�e lien. Dorrower shall satisfy the lien or tuke one or
<br /> -__';,„„o� � more of the actions set forth ab�ve withir.l0 days of the�iving of notice.
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