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<br /> l__ [S�wce Above 7TiL9 lAnc For Recurdfng Datu] ��yC�7��?7G��o�r�
<br /> ��NQR�IIESYDANKNEBRASfUi ���� C��F �CPUS� 1� "� �
<br /> Po aox saoa �j��f?`�
<br /> Oh1AHA,NE 6B103
<br /> ATTN:SHIRLEY WILI.IAMS -\�
<br /> THIS DEED OF TRUST("Security Instcument")is made on MAY 7, 1996 .The trustor is -
<br /> JAtIB A BIRKHpLZ� A SINGZI3 PERSON, AND BETTY' A GUMM. A SINGLL+ PERSON
<br /> ("Borrower").The trustee is
<br /> NORWBST BANK NEBMSRA.NATIONAL AaSOCIATION .
<br /> ("Trustee").The beneficlary is
<br /> NORWE3T BANR �TEBRASKAr NATIONAL ASSOCIATTON ,und whose
<br /> �h}�r};pra�?�w�?r}ct��o��nder the laws of THI: i]NITBD STATPS OF AI�RICI#
<br /> address is 2p2 WEST THIRD 3TREET� GRANDISLAND, NEBRASKA
<br /> ("Le�ider").Horrower owes I.ender the principal sum of
<br /> PIFTBBN THOUSAND DOLLARS AND NA CENTS **************�`** Dollars(U.S.$**15,000.00*k )•
<br /> This debt is evidenced by Borrower's note dated the same date as this Security Instcument("Note"), which provides for
<br /> monthly payments,with the full debt.if not paid earlier,due and payable on MAY 7, 2001 •
<br /> This 5ec:urity Instrument secures to Lender: (a)the repayment of thc debt evidenced by the Note,�vith interest,nnd'ull renewnls,
<br /> extensions and modifications of the Note; (b) the pay►nent of alf ather sums, with interest, advanced under para�raph 7 to
<br /> protect the security of this Security Instrument; and (c) the pertbrmance of Borrower's covenants and agreements. F'ar this
<br /> purpose, Borrower inevocubly grants and conveys to Trustce, in ttust, with power of snle. the following C uncy Nebrnska:
<br /> located in HALL
<br /> THS SOUTHERLY G6 FSST Ok' LOT 1, BLOCK 6s CHARLES WASMER'S ADD"LTI4N. CITY
<br /> OF GRAND ISLAND� HALL CQUNTY, NBBRASKA
<br /> THIS AEBD OF TRUST SECUR$S AN OPEN BND REVQLVING LINE OF CRBDIT.
<br /> SBE A'TTACHBD HOMS EQUITY LINE OF CRBDIT RTDBR
<br /> which has the nddress of 112 SO BROADWBLL, GRA2ID ISLl1I�1D (suee�,C�cyl.
<br /> Ntbrnska 68g03 ("Ptoperty Address");
<br /> [zip�oac)
<br /> TOGETHBR W[TH all the impmvcments now on c�rcaftcr crccted on the property,and all cascments.appurtenances.and
<br /> Cxtures now or hereafter a part of the properly. All replacements and additions shall also bc caveied by this Secutity
<br /> Instrument. All of the foregoing is referred to in this Scc:urity Instrumcnt as the "Property."
<br /> BORROWER COVENANTS that Borrowcr is luwfully scised of thc est�itc hercby conveycd and has the right to grant and
<br /> convey thc Property and thnt the Property is uncncumbemd, exccpt for encumbranccs of rccord. Hona�ver warr►nts nnd will
<br /> , defend general.ly tlie titte to the Yropercy against all cluims and demands,subjcct to any encumbranccs of record.
<br /> THIS SECURITY INS1'KCJM�NT combines uniform ravenants for nntional usc and non-uniform covenanu with limited
<br /> variations b,y jurisdicdon to constitute a unitonn securiry instrument covering rcal property.
<br /> UNIFORM COVENANTS.Borrowca and Lender covcnant and agrce as follows:
<br /> �. Payment aC PrMcipal and Xnterest; Prepaymcnt and Late Charges�Bo}rohA Qne du und s�thc IVote.�len duc the
<br /> princ�pal of and intcrest on tne aem evidenccd'oy inc i:vic a���p�,�N••.rar•••��••""�'�- °'—�--
<br /> Z. Funds[or Taxes u�td I��surance. Subject to upplicnblc law or to i�written wnivcr by Lendcr,Burrowcr shnll pay to
<br /> �- Lender on thc dny monthly payments urc due undcr thc Notc,unti!the Notc is paid in full,a sum("Funds")for: (a)ycarly tuxcs
<br />- and assessments whicF�may attain priotity ovcr this Security Instrumem as a licn on the Propeny;(b)ycacly Ic�►s�hald payment+
<br /> nr ground rents on the Property,if a�iy;(c)ycarly hazard or property insurancc prcmiums;(d)yc:�.�ly tluod insurancc prcmiums.
<br /> - if any; (c) yc�'►rly mort6agc rosur.mce prcmwms, iF uny: nnd(� uny sums payublc by Borrowcr to Lender, in accordnnce with
<br />-_4 the provisioas uf paragrnph 8, in lieu of tlic�ayment uf mortgage insurancc premiums.These items are called "Escrow Items."
<br />_� Lcnder may, s�t any time, collect and hold Fwids in an amount not to cxcced the m;iximum amount n Icnder for u fcdemlly
<br />`�:� reluted mortgage loan may require for Borrower's escrow nccuunt under the fcdenil Re�11 Estate Setdement Proceciures Act of
<br /> -y 1974 as amended from timc to time, 12 U.S.C. Sectiun ZGOI et seq. ("RESI'A"). unless unother law that appiics to tlic Funds
<br /> A sets a Icsscr cunount. If sa, i.ende�may, at any timc, coltcct and l�old Funds in an umaunt not to exceed the lesscr amount.
<br />_,-; I.cndcr may cstimatc thc amount of Funds duc on thc b.uis uf curccnt dAta und reasonablc cstimates of expenditures of futurc
<br /> - Escmw Items or othenvise in nrcordance with applic:ible luw.
<br /> NEBRASKA•Sinplo Fumily-Fennie MeelFreddie Maa UNIFORM INSTflU(iAENT Form 3028 9180
<br /> �NI 12T97 MTO VMP MOPTGAGE i0RM5 131312r3 8�00 i000i�2+��ai rogo i oi a • Amended 6191
<br /> �
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