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<br /> p,►ymcnis muy n�longcr bc requi�cd,nt tlic uption of I,c:ndcr, IP IllOfi(Il1�;C IIlS11Yt1111'C COYC�II�C(III lI1C[lI1lOU6t UIIII f0l'[IlC�)C�oY �—.
<br /> tluu l.cnder rcqidrew)provE�leA liy nn iits��rer appruvcd by l.endcr ugiifn becomes avniliiblc nnd Is�htnincd. Iinrrowcr;�hnll ►
<br /> thc premlwiiy rcqulrcQ to nuiintu�n mortgnga Insurancc in cifcet,ur tn pr�widc ci lu.r•s rescrvc,until N�c rcqulrc��icnt for mortgt�sc
<br /> insurunce en�ls in nccor<Innce with uny writtcn ugrc�:mCnt betwcen f➢i�rr��wer and[.ender�rr upplicnblc In�v. ����cr tihnll �ive
<br /> 9,Iny�xctlnn. I..cndcr nr its agcnt may muke reaso�ai�le entrles u�xm nnd inspecUony uf the F'roperty. b
<br /> Burruwcr swU�c ut thc elmc of or�rrior�u a��inslx:c►��m.;p;.clfyfn�rcasonnhl�cuunc Por thc inspcction. ,_
<br /> 1�,Condcmnatlon. Thc rrocceds of nny nward or ciuim lui uuu�n�y�;� u�r:.: :::CL`:2CP_�'!fntlnl, in collnecUoll \4llh RpY
<br /> c�ndcmnut8on nr�rihcr tnkin�}�if iiny puct af thc Pruperry, or for convcyuncc in IiGU of condemnutiim, urc Ixcreby usyibncd and
<br /> shnll!�c pnid to Lcndcr,
<br /> In the event of a tntnl tnking of thc Praperry,the procceds shnli be upplicd to tlie sums secured by this Security Instrument,
<br /> wl�cthcr or i�ot tlicn duc, with any cxccss paid to Darrowcr. ln thc event��f a pnrtiul tnking n(thc Property in �vhich die fuir
<br /> mnrkct vulue uf the Yroperty immcJiutcly befora thc taking is equal to or Lreatee thun the nmount of the sums scciared by this __
<br /> Sccuriry Instrument immcdintcly before thc taking,unlcss H�rmwcr nnd Lcndcr othcrwisc ugree in�vriting,the sums secured by
<br /> this 5ecurity instcument shnll be reduceci by tiie nmowu cif the praceeds niultlplied by th� following lraction: (n) the totnl
<br /> amount of ttic sums sccured i►nmedlately beforc th� tnking, dividcd by (b) the fair markct valuc of the Property immedintely
<br /> before the tnking. Any balance shall be paid to Honowcr. In thc cvent of u partial taking of the Prope�ty in which the fuir
<br /> market vntue af the Property immediately before the taking is Icss thun thc amount af the sums secured immediately beforc the
<br /> tnking,unless Horrower and L.endcr otherwisc agree in writing or unlcss applicable Inw otlierwfsc provide�, the praceeds shull
<br /> bc applfed to the sums secured by thls Se:curity Instrument whether or not the suu�s aee then due. -
<br /> if►he Property is nbandaned by Horrower,or if,after notice by Lender to Honower that tlie condemnor offers ta mlke an
<br /> award or settle u claim for damuges. Bonuwer fails to respond to l.ender within 30 dnys aftcr the date the notiw is given,
<br /> Lender is Authortzed to callect and apply the procecds,at its option,either to restoration or repair of thc Propeny or to the sums
<br /> secured by this Security Instrumer�t,whether or not tlien due. �i�tion of rocccds to principal shall not extcnd or
<br /> Unless Lender and Borrower otherwise ngree in writing, nny App P
<br /> postpone the duc datc of thc monti�ly payments refcrred to in pArugrnphs 1 and 2 or changc the nmount of such paymcnts.
<br /> 11. Borrower Not Released;Forbcaranee By Lender Not a Waiver.Extension of the time for payment or modificacion
<br /> of amartization of the sums secured by this Security Instrument granted by Lender to any succcssor in interest of Borrower shall
<br /> not operate to relensc the liability of the original Borrower or Borrower's successors in interest. Lender shall not be requlred to
<br /> commcnce pioceedings aguinst any successor in interest or refuse to extend t�me tor payment or oth�e�rc w�e.r�f o gon welr's
<br /> of the sums secured by thls Security irstrument by reuson oi any dc�►�u��u ����3c �1 t�� ���o•n� -----
<br /> successors in interest. Any forbcarance by Lender in exercising any riglu or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Succcxsors �nd Assjgns Bound; Joint and Severnl Liability; Co-signers. Ti�e wvenants and aEreements uf this
<br /> Security Instrument sliull bind and benefit the successors und assigns of Lender and Bonower. subject to the provistons of
<br /> paragraph 17. 19onower's covenants ond agreements shall be joiut and several. Any Borrower who co-signs this Security
<br /> Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to mort�age,grant and canvey that
<br /> Borrawer's lnterest in the Prope�ty under the terms of this Security Ins�rument;(b)is not petsonsilly obligated to pay the sums
<br /> secured by this Secudry Instrument;and(c)agrees that Lender und any other Borrower may.agree to extend,malify.forberu or
<br /> make any accommodutions with regarcl to the terms of this Security Instrument or the Note without thnt 13orrower's consent.
<br /> 13. LoAn Charges. If the loan.secured by this Security Instrurnent is subjeet to n law wliich sets maximum loan charges,
<br /> and that law is finally interprcted so thut tiie intcrest or other loan churges collected oT to be collecte,cl in connection with the
<br /> luan exceed the permitted limits,then: (a)any such lonn ctiarge shall be reduced by the wnuunt necessary to redua:che charge
<br /> to the permitted llmit;and(b) any sums already collected from Bonower which exceeded pennitteci limits will be refunded to
<br /> Bonower. Lender may choose to malce this refund by reducing tt�e principal owed under the Nate or by making a dircct
<br /> payment to Borrower. If a rcfund reduces principul, the reduction will be treated as a partlal prepayment wittiout any
<br /> prepayment ch�e under the Note.
<br /> !a: N�!ir�. Any notice to Borrower provided for in this Security Inst►vment shall be given by delivering it or by mailing
<br /> it by first class niail unless applicuble law requires use of ano�her method.The nouce shaii be direcieci io i«c Fro�:tY^ddr"w°
<br /> ur any other address Bnrrower designates by notice to Lender. Any notice to Lender shal! be given by first class mail w
<br /> I.ender's lddress statecl herein or any other flddress I.ender dcsignates by notice to Borrowcr. Any notice ptovidcd for in this
<br /> Security Instrument shall bc deemed to have been given to Bonowcr or Lender when given as providcd in this paragraph.
<br /> I5.Governing Law; Severabllity. This Sccurity Instrument shall bc govemed by fedcral law and thr, luw of the
<br /> jurisdiction in which the Propetty is lacated. In the event that any provision or clnuse mf this Security Instrumant or tho Note
<br /> conflicts with applic;►ble law. such conflict shatl not affect other provisions of tt►is Security Instrument or the Note which can be
<br /> given effect without d�e conflicting provision.To this end tlie provisions of this Security Instn�ment and the Note are de�larecl
<br /> to be sevemble.
<br /> 16.Bormwer's Copy. Borrower shall be given one conformcd copy of tlie Note and of this Security Instrument.
<br /> ' Form 3028 918D
<br /> Pepe 4 of 0
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