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<br /> S. Nazru•d or 1'ro�►erty Iusurwnce. t3orrowcr shnll kcep the improvements now cxistin�; or hercaftcr ercctcci on thc
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<br /> Froperty insured against loss by firc, hazards inclucicd witiiin tlie tcrm "extendcd covcrege" and nny athcr haanrcls, including
<br /> flocxis or floodin�, for which I.enJer requires insurance. This insuran�e shnll be maintainul in the umaunts und foe Qic perlods
<br /> thut I.Gnder requires. The insur�ince carrier providing th� insurnnce tihull be chasen by �orrower subject to l.ender'w npproviel
<br /> which shall not bc unreusonably withhcld. If Borrower fails to mnintnin covcrage described nbove, l..endcr mny, a1 I.cndcr's -
<br />; option,obtnin covernge to pmtect l.tnder's rights in the Propeny in uccordnnce with paro�raph 7. ,
<br /> nii iuSiiidi�ii Nulii,ics di�d icPicwul5 5i�d1i uc uu:cNinulc iu 1.cu�ci d�iu' SYall iuwiauc a otan�w3 ����,.g'.ig"i::.1uu;c. :..:.�w�,C� -
<br /> shafl havc thc right to hold the palicies and renewals. If I..ender requires,Dorrower shall promptly give to I..endcr nll reccipts of
<br /> paid premiums and rene�val notices.ln the event of toss,Borrowcr shnll give prompt notice to the insurancc cnrrIcr und I.cnder.
<br /> Lender may muke nrnof of loss if not mnde promptly by Bonower.
<br /> Unless Lender and Borrower otherwise agree in�vrlting, insurancr pracee<!s shall be applied to restoration or r+epuir of the
<br /> Pcoperty damaged, if the restor�tion or repair is oconnmicully feasible and I.ender's security is not lessened. If the restorati�n or
<br /> repair is nat eeonomically feasible or I.ender's security wcruld be lessened, the insuranee prceeeds shall be Applied to the sums
<br /> secured by this Security Instrument, whether or not then due, with any cxcess paid to Borrower. If Borrower ubandons the
<br /> Propeny, or does not answer within 30 days a notice from I.ender that the insurnncc carrier has offcred to settle u cluim, then
<br /> I.cndzr moy collect the insurance procccds. Lender m1y use thc proceeds to repair or restore the Propeny or to pay sums
<br /> securcd by this Sccurity Instrument,whether or not then due.Thc 30-day period will besin whcn the notice is given.
<br /> Unless Lender uncl Bonowcr othcrwisc agrce in writing, any applicAtion of proceeds to principal sht�ll not extend or
<br /> postponc tho di3e date af thc monthly puyments refair�.d ta in paragraphs 1 a�id 2 0�•change the amount of the payments. If
<br /> under parageaph 21 thc Property is ncquired by Lender, Borrower's right to any insurance policies and procceds resulting from
<br /> damuge to the Property prior to the acquisition shall pass to Lender to the extenr of the sums sscured by this Security Instrument
<br /> immcdiately prior to thc ucquisition.
<br /> 6.Occupancy, Pceservatton,Muintenance und ProtecNon of the Pruperty;Borrower's Lonn Appltcatfon; Lefaseholdy.
<br /> Borrower shall occupy,establish. and use thc Properry as Borrower's principal residence within sixty days after the execution of
<br /> this Security lnstiument and shall continue to accupy the Property as Borrower's princlpal resid�nce for at least one year after
<br /> the date of occupancy, unless L.er�der othenvise ag�ees in v�riting, which consent shall not be unreasonably withheld,or unless
<br /> extenuating ci►•cumstnnces exist which are beyond Barrower's control. Bonower shall not destroy, damage or impair the
<br /> Property. allow �he Property to deteriorate. or commit waste on the Property. Borrower shall be in default if nny forfeiture
<br /> action or proceeding, whether civil or criminal. is begun that in Lender's good faith judgment could result in forfciture of thc
<br /> pZC�lSj'Jt II�SC^:'S.°..°.521:.fCii«�!�2:7Y.^.:::�.^. !IC:CiY�:..°��Sjf lliiS.c.wilfitj'�TiStiiSiitCTit vi u.ii�i:i�S Saw,"iSr:y IiitCiwi.uv��rci�iwY
<br /> cure suci�a default and reinstate,as provided in parngraph 18,by causing the action or pra:ecding to be dismissed with a ruling
<br /> that, in L.cnder's good faith determination. precludes farfeiture of thc Borrower's interest in the Property or ather materird
<br /> impairment of the lien cr�:ated by this Security Instrument or Lender's security interest. Borrower shall ntso lre in default if
<br /> Bottower,during the loan applicaeion process,gave materiaily f�lse or inaccurate inforn�ation or statements to Lendar(or failed
<br /> to provide Lender with any material information)in connection with the toan evidenced by the Note,including.but not limitod
<br /> to, represenu►tions conceming Borrower's occupsncy of the Property as a principal residence. If this Security Instrumenc is on n
<br /> lcasehold. Bonow�r shall wmply with all the provisions of the lease. If Borrowcr acquires fcc title to the Property, the
<br /> lcasehold and the fee title shall not merge unless L,ender agrees to die merger in�vr'stin�. .
<br /> 7.Protoctlon of Lender's Ltights in the Property.If Borrower fails to perform tiic covenants and ugreements contained in
<br /> this Security Instrument,or there is a legnl praceexling that may significandy affect Lender's rights in the Property(such as A
<br /> proceeding in bankruptcy, probate,for wndemnation or forfeiture or to Qnfarce laws or regulations), tften Lender may do and
<br /> pay for whatever is necess:uy to protect the value of the Property and Lender's ri�iits in the Property. Lender's actions may
<br /> include paying any sums sccured by n lien which has priority over thi5 Securlty Instrume►►t, appearing in couct, paying
<br /> reasonablc attorneys'fecs and entering on the Property to make repairs.Although Lender may t�11cc action undcr this parngraph
<br /> 7,l.cndc;r does not havc to do so.
<br /> Any :unounts disbuTSed by Lender under this paragrdpl� 7 sliall become additional debt of Borrower secured by this
<br /> Security Instrument. Unless Borrotver and Lender agree to other tertns of payment, thcsc amounts shall bear intcrest from the
<br /> date of disbursement at the Note rate and shall be paynble, wuh mtcrest. upon notice teom i.ender to Honower rcqucsting -
<br /> puy ment.
<br /> S.Mortgage Insuranet.If L.ender requircd rnortgage insurance as n condition uf making ttte loan secured by lhis Se�:uriry
<br /> Instrument, Borrower shsll pay the�Snmiums required to maintain the murtgage insurance in effect. If, for any reason, the
<br /> mortgage insurance coverage required by Lender lupses or ceases to bc in effect. 8onower shall pay the premiums required to
<br /> obtain coveragc substantiully cquivnlent to the mortgage insurance previously in effect,at a cost substantially eyuivalent to the
<br /> cost ta Borro�vcr of the mortgage insurance previously in effect, from un ulternate mortgage insurer approved by L.cnder. If
<br /> , substantially equivalent mortgage insurance wverage is not available,Borrower shall pay to Lender each mor.th a sum equul to
<br /> � one-twelfth of the yearly mortgage insurance pr�n�ium bcing paid by Borrower when the insur2nce covernge'lapsed or ccased to
<br /> � be in effect.L.ender will accept,use and retain these p�ymcnts�ts a luss reserve in lieu of mort�agc insurance. Loss rescrvc
<br /> ; Form 3028 9l90
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