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<br /> .a S./fazePd ar 5'roperTy Y��surance. f3nrrowep sball kc�:p thc lmptovemcnt�noa cxistir.g on c�reaPtee eeectc.J on�c Froperty
<br /> cd within Uic term "extendeci covcrnga" and nny othcr hauirds,1�r►cluding floods or ��.
<br /> insurcd sguinst loss by fire, hc►zArds mclud -
<br /> `�•`��� flooding,for which I.ender rcquires insurancc.'i1�is insurtmcc shall bc maintaine6 in thc umounts and for the pedods that Lendcr ---
<br /> w �� rcyulres.Thc insurnncu carrricr providing tho Insuranco shall bo chascn by Borrov�cr sub}cct w L.cnder's�gproval whfch chall not `.,:
<br /> ;�:...;� bo unre,�so;iat�ly wtt,'theld. If Barmw:,r f«ils W �nrint�fn tove�e dc�ribe�t ebove, Lcnder may, at I..cnder's option, obtain G
<br /> .�� covcrnAe to protect I�:ndeY's dghts in tt�o Property ln aocordnnce wfth parnRraph 7. �.
<br /> -==°- !tu insu[wux{�uui;ira niw iwiuwdlo aw!!!'..',...�..N�.w:�ew t�;;d,.,.�qA wh,a�.li �nrin�in n c�andnrd mnrtnaae clduse.LCndCt&Ilall _
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<br />�""T�� have the dght ta hold the policics and renewals.If Lcnder rcquires,Borrower ehap prompUy give to Lcnder all recelpts of paid -
<br /> _,;;�� premlums and renewal not{ces.In the event of loss,Borrower sh�ll give prompt nodce to the Insurence cerrler and L.ender.Lender
<br /> y may make proof of loss if not made prompdy by Borrower. -
<br /> � Unless Lender and Borrower oU►erwisc egree in wridng,uisurancc proceeds shall be appliGi to rzsto�ration or repair of tho
<br /> ;";r Pcoperty damagcd.if the restoradan or repair is economically feasibla nrtd I.endcr's sccurity is not lessencd.Tf the restoration or f
<br />;'�.�4�� repair Lv not oconornically feasible ot Lend�r's scxucity would txs lessened.Ihe insurance procecds shall be applied to the sums
<br />�a's_;%�;� secured by this Securlty Instrument, whether or not Ihen due, with sny excess paid w Borrower. !f Barrower abandons the
<br /> Property,or does not answer withln 30 days a nodcc from I.ender that the lnsurance carrier hos offeaed to scule a claim,then
<br /> ����� Lender may collcxt the lnsurance proceeAs.Lendcr may usc tho proceeds to repa3r or restoxa the Property or to pay sums secared -
<br />�=� -��-�� by thls Securiry Insuument,whethu or not thea due�.'Itie 30-day pedod wiU begln when tho nodce is given.
<br />-�-- ° Unless Lender and Borrowcr otherwise egree in wrlting,eny eppl3cadnn af procecds to princlpal sball nnt extend or postpone
<br />--='-�;,; thc dua d:te of the monthly payments refened t�in p�rn,graph.4 1 and 2 or cf�ange thc omount of the payments.If under paragraph -
<br />°=-'='��� 2� the Property ls ucquimd by Le�►der,Horrower's dght to any insurance policies and pmcte�ls resulting from damage w ths
<br /> —��: Property prior to the acquisiaon shaU pass w I.ender to the extent of the sums secured by this Securiry Instrument immediau:�Y
<br /> -`�:}'�'� pdor to U�c acquisition. ==
<br /> 6.Occupancy�x'reservatbn,Mntutenanoe and ProtecNon o�the Propertyi Borrower's Loan Applicatbn;Leaseholds. �_
<br />�=.".���- Borrower shail occupy,establish,and use the Property as Borrower's principa]residence within sixty dnys efter the eaecution of
<br />_== this Socurlty Insuument ard shall continu�to occupy tho Property ag aorrower's pdncipal residcnce for at least one year after tha
<br /> dau of occupancy� unless Lendu otherwlse agrees in wridng, which consent shall not be unreasonably withheld, or unlcss
<br />==��� extenuadng circumstances oxist which ara beyond Borrower's control.Bonower shall not destroy,damage or impair the Pruperty.
<br /> - � alloa the Property to dateriorate, or commit waste on tho Property. Horrowei shall be in default if any farfciuve acdon or
<br /> - procading,whether civil or criminal�is begun that in Leadcr's good fuith Judgment could result in forfeiwrc of the Property or
<br /> ' �M.;;,��,�ry;,�;�pa�r�hr_.Hen crear�l by this Securlty Instrumcnt or Lender's sGCUriry incuesG Bonower may cure such a
<br />- ---a default and reinstato,es providu!ln paragraph 18.by causing the acdon or proceoding to bc dlsmissed with a ruling that, in
<br /> Lender's good faith determination,precludes forfeiture af the Boirower's intcrest�n tho Property or other materinl lmpairment of
<br /> - thc llen crratod by this Secudty Instcument or Lender's security interest.Sorrower schall aLso be in dcfault if Barrower�during the
<br /> lonn applleution process,gave maurially false or inaccurate infortnation or statements to Lencle�a(or failed to provide L.ender with
<br /> - any matuial information) In connecdon with the loan evidenced by tho Nnu, including, but not llmited W, represe�►tatlons
<br /> - conceming Rorrowu's oceupancy of the Faopecty as a principal residence•If this Sxurlty Instcument is on a leasehold.Borrower
<br /> shall comply with all the provlsions of the kaso.If Borrower ecquices fa tttk to the Prepecty.tha leasehold and the fee dde shall
<br /> not merge��nlcss Lcrider a�res tn the mcrgu in wrlting.
<br /> 7.Pratrctbn ot Lenrlcr'e Rl�6fs in the Property. If Borrowu fails to perfarm the cavenants and a$teements contained in
<br /> this Sxurity Inst�ument,or there is a legel proceeding that may signif'xantly affect I.er►du's rights in ths Property (such as a
<br /> pcococding in hankcuptcy.probate,for condemnation or forfeihue or eo enfore,t laws or reguladons),than Lendet may do and pay
<br /> for whateva{s necessacy W pratect the valae of tha Propaty and Lender's rights ie the Pcope�ty.Lendu�s acdons may include
<br /> paying any sums secured by a llen which has pdorIty over this Secudty Instrument, appearing in court. paY�B ���
<br /> aitomcys' fees and entr.ring on the PYoperty w make repairs.Although I,,ender may take ncdon undu this(�atag�raph 7,L.enda
<br /> - does not have w do so.
<br /> My amounts disbursed by Lcndcr und�,r this paraigraph 7 shall Uecome addidonal debt of Bormwer securod by this Socurity
<br /> ----- InsuumenG Unkss Borcowu and L,ender agroe to uther tem�s of pnyment,theso amounts shall bear interest from tho dau of
<br /> -- d�sbursement at tha►�3ot�zat�:nris si�a�t1 uc psyal;lG�wtLy i��u:c,��,�,�s a��ce fro.:,*..,^r�,,:G;Ber:a�:�sr re�u ^�^.�gsyc�al.
<br /> S.Mortg�ge InsurAnce. If Lender roqulred mnrtgaga insivance us a condidon of making the lam secured by this Security ,
<br /> Instnuntnt, Borrower shell pay thc prcmiums required to meintain the moctgage insura.�cc in effcc� If, for en�y reason. the
<br /> mortgage insurance covecage required by Lender lapses or ccases to be in effect,Borrower shall pay the premiams noquired to
<br /> -� obteue coyerage su6stantially cquiv�lent to the mortgage insurance proviously in effect,at a cost substantially oq�ivalent w th�
<br /> - cost w Horrower of the mortgage inswanw prcviously in cffect, from an altesnate mortgagv insurer approvcd by Lender. If
<br />��- substantis�lly equivWens mortgago insurance coverage ts awt availablo,Borrowcr shnl!pay to Lcnder cach month a sum equal w
<br /> � onatwelf'th of the yeacly mortgege insurance premium being paid by B�rrower when the irsurance cov�aaga lapsed or ceascd W
<br /> _ —� be in effec�L.endcr will nccept, uso and retein these payments as a loss reserve in Heu of mortgage insiva�►ccs.Loss reservo
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