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1.. . '..__�^+�^..---�^l^:—r�. <br /> . •:�fsaea-%M]v914lJ1N1•Ir�m!�. � _._. <br /> L•�.. . ' t...1VJ�7AYi'f�f/1W�tL�iti�ai�-. ... ' �.. .�.�'f:Ai.._�y��.-_A:�._=...�_�.. �-- <br /> ..L...1if�14V'•-'.fi'Ftla:- . :5' . � .. . _�ll�nrv��l:5: <br /> ..._.'� '_..._ ���}��r��k. . - � — -- --- --�r�µ��? 4"•— __ <br /> - � r+l►.�e,�s,.farr�---� - '-_-_-s•m . <br /> . . � _..._. .. . .... <br /> ai, .,. .. __.. .....::�� ..�.r..' <br /> _t.'._ .,,.....r-• r � .�. _ . .......... <br />- :_�_. __..._,., - �� xm.o�r.+�..�-.�..�..-r.'�.: 4.,-•-'.>7•'3::"�^7'.--•.:-. --- - �- <br /> 96_ �.C►�t9�� <br /> TOCFTffiEII3 WITH nll the imprc�veynents naw ar hen,�fter erectcd an tho properiy,and nll esuements,eppurtenances,and �_ <br /> fixs�rc��ov�or tic-re�ft�r n part of t�te�rog�ny. Ail raplcccsnen4�cnd edditians shnll c�lsa 6c covcrccl by this Secudty instrumcnt. � <br /> A 11 af the forcgoing is refened to in this Sccurity instrument u,v the"Property." � <br /> BOItItOW13R GOVHNANT3 ittat Banowcr is I��vfully scis�;d of tho estat�hcrcby convcycd and hns lho rlght t�o grant nnd <br /> wiwey u7e Fra�erry and d�at tlic Pmpr,rry is unencumt�retl,excep! for encumbranccs of record. P1�rrower w�rraats ert�l will � <br /> dcfcnd Rene.�ally the titio w►he Property ag�inst a11 clatms und dcmarsds,subject W any cncumbrances of rccord. <br /> THiS 3FCURTTY IIVSTRUNiEIVT cornbines uniform covenant� for nadonal use md non-uniform c�vcnents with iimited - <br /> vtuiatioaa i�Y.i��cu���nsUwte a uuifarsn rccuriry insmur.ent c�verin�cer�propenY• � <br /> UIYIFORM COiBNANTS.Borrowex and Lendu cnvenent anQ agroc as touows: <br /> i.PAymcnt�f Principal and Interest;�repaym�nt And 1 ate rhargea. Borrower shall promptly pay when due tho <br /> pr(nclpal of and interest on the debt evidenced by the I�Ious and eny prepayment and late chargcs due�under th�Note. <br /> 2.FYmds for Taxes and IasurAnee. Sub,ject to applicable law or to a written watver by I.ender, Borrower shall pay w <br /> Lcnder on thc day monthly payments are due under the Nate,undl tha Mote is paid in full,a sum("Fund�")for:(a)yearly cnxes <br /> and assessments which may auain prlorlty over thls Security Insm►ment es a Ilan on tho Pro�terty;(b)ycarly leasehold payments _ <br /> or ground rents on tt�e Property,if any;(c)ycarly 6azsud or property lnsurance premiums;(d)ycarly flood insurance premiums,if _ <br /> any; (o) yearly mortgage insurance premiums,if any;and(�any sums pt►yable by Bono�ver to Lender,in accordanca with the <br /> provisions of pazagraph 8, in lieu of the paycment of moxtga�e insurance premiums. These items are called "Escrow Items." <br /> L,ende.r may,at any time,collect and hold Funds in an amount not to exceed the ma�cimum amount a lender for a fedcrally related <br /> mortgage loan may requue far Boerower'�escrow account undu tha federal Real Estata Settlement Procedures Act of 1974 as <br /> amendr.!fsom dme to Nm�, 1?.LI,S.C.Secaon 2601 et seq. ("RESPA"),unkss another law that applies W the Funds sets a lesser <br /> amount If so,Lender cnuy. at any dme, collect end hoYd Punds in an emount uot to exceed lha lesse: aniaunt L.cnder may - <br /> esdmate Ihe nmonnt of Funds duc on the basis of current data and rea5onable estimates of espenditures of fuwre Escrow Items or <br /> otherwise in uccurdance with appUcable law. <br /> The F�nds shall be hcld in an instia�don whose d�posits arc insun,d by a federnl agency,instrumcntality.ar endty(including <br /> I.ender, if L�nder is such an insptudon) or in any Federal Home Loan IIank. L.ender shall apply the Funds tc�pay the Bscmw <br /> Items.I.en�or may not charge Boaower for holding and applying the runds,annually annlyzing the escrow account,Qr verityitfg <br /> tho fiscrow Itcros,unless Lender pAys Borrower interest on the Funds end applicablc law permits Lender to make such a chArge. <br /> Howcver,Lender may nquire Borcower to pay a on�ti�ne charge for en independent real estate ta�c reportin8 service used by <br /> Lendu in canncction with tl�ls laan,uNess applicablo law provIdes otherwlse.Unless en agreemer►t is made or applicabk law <br /> requires interest to be paid,I.ender Fhall not bc requIred to pay Borrowu eny interest or eamings on the Funds.Bon�wer and <br /> LLesnndei may ag�ee in wrldng,however.that interest shall be pa�d on tho Funds.I.endcr shall give to Borrowet,without chazge,an <br /> Alllll]AI ACCdUJitllt�Of tT10 t'UIW9�StlOWillg CICQli9 BIlO(SCOItS 1�D IfIC FUiiu'S iti�u'u`�c Niit�r'v5o�v�wiii��1��i LjC�3�i ia iliC�iiR���.'.° <br /> cnade.'�'he Funds are pledged as addIdonal socurity for all sums secured by this Security Instrumen� <br /> If the Funds held by I,ender exceed the amounis permiued w bo held by applicable law.Lender shall account to Borrower for <br /> tho excess Funds in accordance with thc requirements oF appllcabla law.If the amount of the Funds held by Lender at any bmc is <br /> not sufficlent w pay the Psceow It�ems when due,Lender may so notjfy Borrower in writing,and,in such case Bonower shall pay <br /> to I.ender tha amount necess�uy to maka up the deficiency. Boaower shall mWce up tho deticiency in no more than twelvc <br /> monthly paymenis,at Lender's sole discretion. <br /> Upon payment in full of aU s�uns secured by this Securlty Ir�strument,I.ender shall promptly refund to Borrower eny Funds <br /> held by Lender.If.under pw�raph 21,L�endcr shall ecquiro or scll the Properiy,Lecider.pdor to the acquisition or sale of tho <br /> Propaty�shall apply any Funds held by L.ender at the time of acquisition or sale a9 a credit against the sums secured by this <br /> S�ecuriry InstcumenG •' ,+�. . <br /> 3.Applic�tbn ot Ihnnenl�. Unless applicable law provides otheawise,atl payments roceivod by Lciidei under �paragraphs <br /> 1 �f 2 shall be s�pplied;tirst,co any prcpayment charges due under the Note;second,to amounts payable under paregraph 2; <br /> [hird,W irttcrest due;fcwrth.to principal due;end last,to any Iato charges due undcr the Note. <br /> 4.C6argeei Liens. Barower shail pay atl taxcs,asscssme,nts, charges, fincs and imposidons atiributablc to thu Properry <br /> which rtiay attain priorlry over this Sccurity Instrumsrit,and lcasehold payments or ground rents.if any.Borrowu shall pay these <br /> obligations in tho manner providcd in paragraph 2,or if not paid ir+that manner,Borrower shall pay them on d�ne directty tn tho <br />_ �,n �w�xl�ayment Borrowcr shall ummptly furnish w Lender all notices of amoimts to be paid under this paragraph. If <br /> Borrowu mekes the�o paymentg directly.aoaower shali�romDUy fumish to I,endcr nceigts cvidcocL�g trie paymer►ts. <br /> Borrower shaU promptly ciLscharge any llen which has pdorlty ovcr this Socurity Instrume,�t unless Borrower.(a)agrces in <br /> wdtinng to tha payment of tha obligadon securetl by the lien in a manner ecceptable to I.ende�:(b)contes�s in good faith the Ikn <br /> by, or defends against enforesment of the licn in, legal pcocadings whkh in tho Lender'a opinion operate to provent the <br /> enforccma�t of the lien;or(c)sec�res&om tP�c holder of[he lien an agrcxrnent sntisfacwry w I.ender subordinating thc llen to <br /> thi�Sxuriry Instrumen�If Lenda deurmines that any part of the Property is�ubject to a Ifen which may attain priority a�ver this <br /> Socurity Instrument,Lcnder mAy give Borrower a nodccs idcntifying tha Gen.Borrower shall saUsfy the lien or take one or mor� <br /> af the nctions sPt forth above within 10 days of tho giving of nodce. 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