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<br /> �� S.Hazaed or Property Yasurancc. Bonower sh�ll k�p tho impnnvcmEnts nnw cxisdng on c�rcafter erec[ed on thc Prope;cy _
<br /> iosured nnninst las� by Eiro, hnaauds included withtn the ter�� "extcndcd cavernge" and cu�y other hnznrds, lncludIn�floods or -
<br /> • floaiing,for which Lcncicr requties insumnce.'�his insurance stiall iso mainfaincd in the tunount�nnd far tt�c periods that Lender [_
<br /> ; �ti;. requires.'Iha insuranw cariier providing the insurnnco shall be chosen by Danawer subjece w Lender's appraval which shall not
<br /> � �• bc unrra.wonebly withheld, if Ror��wu fails tn maimtaln coverege dcscrlbed ehove, Lertdcr may, at Lender's option. obtain
<br /> �� covt;ragc to protect Lendcr's rigAts in thc Propany in nccordarica with pnrngraph 7.
<br /> ��"��.'.: Y� AU insurenee po�Cies 9nd cenewals sheU be acceptui�l�cu LFa}d�and shfilt trclud�a atsrdr,r�mortgage clsur.e.Lender shr.11 �-
<br /> I�ava the rlght to hold th�palicles And renewals.If Lender roquires,Dorrowu shal!promptly givo to Lender all reccipts of paid _
<br /> ,.._._ .��___� � . n....�,..... �hotl nivw t�mr� f n�tlrA�fMn tlICtICAl1C!CA1T1C1 tlll[I IL'R{IPl.T�qdPl
<br />.� pta�iiuiu�mw wu�w Tav Cw.lI:iliV�r�iy�.Of��.;,............t .»..o.._r.....j!.
<br /> ;�=';"� may maka proo�'of los�if not mada prompdy by Borrower.
<br /> Ualess Lender and Borcower otherwisc ngree 1n writln8�insuranc�Pmceods ahall be applied W restoration or repair of the
<br />- --��l��r,"� Property dameged,if�he restoration or npair is economically feasible and I.endu's securtty is not lessenul.If the restoradon or
<br /> :�. :.;;.� repair is not aconomicully feasible or T.ender's secority would bo lessened,the insurance proceeds shnU be applled W the sums
<br />''�` "� secured by this Security Instrument, whether or not then due, with eny excess paid to Borrower. If Borrower abandons the
<br />�,�.;.:.:. .
<br />_..,-,,,.,.,� , property. or doea�nat answer within 30 days a notice from Lender that the insurance carrier has offered to scule a claim,then
<br /> -'�����,-,�—�� Lender muy co1lc;Gt tho insurance pmeeeds.L.ender mny use the proceeds w�epair or restore the Pcopert'y or to pay sums st�ured �
<br />:7�;.� :
<br /> _,-r: by this Securiry Instrument,whether or not then dtte.The 30-day period wW begin whcn the nodce is gtven.
<br /> �-�"�` � Unless Lcnder sind Borrower otherwise ag�roe in wribng,sny appl3catfon of procecds to principal shall nat extend or postpone
<br />- a�.�:
<br />- --_ -- tha duc datc of the monthly paymcnts referred w in paregraphs 1 and 2 or chsnge the amount af the puyments.If under paragmph
<br /> - `;,��� 21 the Property is acquired by Lender,Sotrower's right to any insurance pollcies and pmceeds resuldng from danQage to the
<br />;,=:,;;��;."' Prop,,rry prEor w ths ccqutsition shall F�s to L�nc�er to the extent of�he sums secured by this Securiry Instn►mcnt immediateiy
<br />-.r:�!"�� • prbr to the acquisition.
<br />_;,�;;,-�;�;�'� 6.Occuparicy�PresRrvation,Maintenxnce aad Prntectian ot the Property; Borrower's Loan Application;Leaseholds.
<br />- `_;_:.,�,� Bonower shaU occupy, establish,end use the Prope,rty a4 Hflnowcr's principul residence within sixty days after the cxecution of
<br /> ihis Securiry Inswment and shall conti�ue to occupy the Property as Borrower's principal cesIdence for at least ono year after thn
<br />--`'-� date of accupsu�cy. unless Lender otherwise agrePS in wrldn8� whir,h consent shall not be unreasonubly withheld, or unless
<br /> �,-�� extenuating cir�umstaRCes exist which are beyond Borrower's contrul.Bo�rower shall not destroy,damage or impair the Property,
<br /> _;�;� albw the Prope.ny w deteriorate, or wmmit waste on the Property. Borrower shall be in default if any forfefture acdon or
<br /> "---- procecding,whether dvil or criminal,Is begun that in I.end�.*'s good feith judgment cauld result in forfeiture of the Property or
<br /> otherwlse materially impair tho lien created by this Security Inswment or I.,ender's security inteaesG Borrower may cure such a
<br /> � default and refnstate,es provIded tn garngraph 16.by causing thc actIon or proceeding w be dismissed with a rulirig that,in
<br /> ----= I,�;�'�e.L;;�f� ra •.,A�n,pr�r_.fi�rir_.c fnrfeltute of the Botmwet's u�t�etcst ul thC Pxoperty or pther matetiellmpaimlCRt of
<br /> ___n�:,,� �e����by this Security InsFiument or Lender's socurity inttres4 Horrawer shall elso be in default if Socrowu,during ihe
<br /> loan applicedon proass.gavo materiall,y falsa or inaccurato infam�ation or statements w Lender(or[ailed to providg Lender with
<br /> _ eny maoerlal infonnadon) in connecdon with the loan evidenced by the Note. including,but n�t Wnited ta, representslions
<br /> -- conceming Bormwr.r's occupancy of the�opaty a9 a principal cesEdence.lf this Securiry Instn�ment is an u les�sehold,Bomower
<br /> shall comply with all the provlsbns of the leuse.If Bocrowu acyuires fa title to the Properry,the leasehold and the fa dile shaU
<br /> not merge unkss Lender egrees to the merger in wridng.
<br /> 7.prutectioe otl.ender's Rlghts in the Property. If�otrowu feils W perform tho covenants and agreemonts contained in
<br /> this Securiry Inswmu►t,or thua is a Icgal proceeding that may signiticanAy affect Lender's righis in the Pro�crty(such es a
<br /> pcoc�oding in banlwptcy,proi►au�,for condunnadqn or forfeiaue or to enforco laws or reguladons),then Lend�x may do and pay
<br /> for whacevu is nocessary to protoct the value of thc Pcoperty and Lendu's rights in the Property.Lendu's acdons may uklude
<br /> ptying any sums secured by a lIen which has prtority over this Saurity Instrument,appearing in cawrt,paying nasonabk
<br /> - atomeys'fers anc!a►tering un tha Pmperty to make npairs.Although I,.enda msy tako acdon ander this paragraph 7.Lan�cr
<br /> - docs nM have to do so.
<br /> Any amounis disbursed by I.ender undu ttds paragraph 7 shall become addidanal debt of Borcowcr sccurecl by this Securlty
<br /> - Instrumeni. Unlcss Borrowu and Lendcr agree to othu tcmis of payment, these amounts stwll bear intcrest from the daus of
<br /> disbursemcat at the Nota rat�e and shall be payable,with intuest,upon nodcc from Lendu w Borrowu requestin8 paymcn�
<br /> 8.Mort�Age L�suraace. If Lender requimd mortgaga insurana as a wndidon of making the loan secuced by this Stcurlty
<br /> Instcument, Bortowa shall pay the premiums required w malntain the martgage 6�surance tn effxG If. for any reason. the
<br /> - mortgage insurance covuage coquircd by Lender lapscs or ceascs w So in effec�Borrower shall pay the premiums roquired W
<br /> .�� obr�in coverage subsrandally equivalent ta the mortgage insurance previously in effect,ai a cost substantlally equivalent to the
<br /> ::..= cost to Borrower o[tho mo�tgage insuranco previously dn effect, from an altemtuo mortgage insurer approved by Lender. If
<br /> —= substa�tiaUy equtvaient mortgagc insurance coverap,e ia not avallablc,Borrower shall pay to I.ender cach month a sum equal w
<br /> - = une-twclfth of the ycarly mortgage insurance premium being paid by Borrowu when Ihe i�surance coverage lapsed or ceased to
<br /> —'- be in effecG I.ender wiU accept, use and retain these payments es a losa rescrve in lleu of mortgage insurance. Loss reserve
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