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<br /> 1�DLiE11�IFR WI'!'H sll t6e imptovea�at�naw ar lr�+�enxted on�the p�+npaty.�ad all ase�i�aus.appmta�snces.
<br /> � sod fixwrcs po+v or haaflar s pat of thc papErty.`A���aqd additioos s6�i1 also 6e cove�d by tfiis Securiry
<br /> ` Uat�meat. All.of iirs.fo�oina is refacM to in this Savnty instnunent u the"Ropcety., . -
<br /> � ' BORROWF.Et C�VENAI�jI'S ii�t Boit�wa is IawfulJy seised af t!k esiue haeby aonvey'ed and hu thr dgbt to g�ant. �
<br /> aM oamrey tht PropertY u�d�thu t1�.RopatY is ta�ena�mt�eead.eaixpt far axumbnnces ef racnrd. Bormwet warr�nts and .
<br /> w�l�fmd ge�aaIIy tbe titie w tLe Ptape�ty a$�iast gll claims and demuids.subject to aay er�cum6rances of reco�d. .
<br /> - 'iHIS SF.L'URITY INSIRUME1�iT w�abinea�nifann cuvcr►�nts for�sa1 use asd aoa-aaitatqs covenants with - �- --
<br /> i�tedyui�ioas by jmis�to co�stiWte a uaifams sec�itg instrutnent covering ieal pcopmy. - -
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<br /> UNFFORMtOV�NA1�iTS. Bo�mwaandl.eedercaveaantand`agreeasfoQows: -
<br /> � ' l. Plywt o!PtidpM�sd I�taest,Prsp�Y�acst a�d Late C�'ies Bonower sdali P�P�Y PaY when due the .
<br /> princigat of uid iata+esc ao thc debt evidenced by the Nate wd anY P�WY�nt and[ate c6arges due under tht Nate.
<br /> Z, F'�is[ur'i�sa�d Iawa�ea Subject to applicabk law a to a writtea waiver by l,ender.BoQOVVa sball paY to
<br /> -- L,eader on t6t daY maotidP PsY?�ac+e due nnder thc Note,imu'1 the Note is paid in fuU,a sum t"Funds")for.(a?Y�Y:
<br /> tues aod assasmdNS wind�mry attam griaity ova d�.c S�arity h�unxnt as a i�en at the Prnperty:{b}Yearty lesxhold�
<br /> : .Psymaus ur gro�wd mus nn tt� Property. if anY+(c3�Y4�Y�a ProP�l' insurance l�semiums; (d}.yeuly flood.;
<br /> i�tuance pemiums.d aay;(al Y�Y�8�8���P���if any;and(t}anY s�s PaYahle 6y�.�tvwer to�',
<br /> . �.-�Lafd�er in accar+dsoce wNrthe pmvisioas of puagrapb S.in lien of the payment of mortgage iasura�ce premtuma These ,
<br /> -- . �ns ore callod"�scrow Ite�:". I.ender may,u ang mne.coUect aad hold Fvnds�n au a�na+�nt not w exceed the maaimmn
<br /> ' �.�nt a lender fa a federariX nlarad mortg?ga loa�ft inay teqai�for Borrowerk'escmw�aeoouat uncler tho fedcial Reat
<br />- Fstate Settlement Ptocedwes Act of 1474 as.�ae�ed.�nna timeto t�me.12 U S.0$260Y etar9•�t"R�SP/4'3,urtless anottcer - :
<br /> = law thu applies to tl�e E�nds sets a tes§er amatuti�.t��ai l.endas fiay,at any wne.collect and lald Fui�ds in an amamt not to : .
<br /> -_ � exaed the�essar�mams::�?�i msJ!�es".imare`t6e;ari�aunt of•Ftiu�s due an the ir�sis of cumat data aa�ieasonable
<br /> _ — �of expeadi�of Cut,�Essmvk Itemc or aditiaise"in acaeocdanee with agplieable law. � ,
<br /> — . - 'll�e s�U=b�:�itl�.�iit ari.mstitution whoee deposits atae ira�red by.a fede�al agency.it�s�ume�a��Y.or en[ity .
<br /> - . ftnclud'p��,if l.eudeir is sNCTi iut.uistinmon)ar in au�y FtAerat Hane koatt Bantc. l.ender shaU apply tife Funds to pay'
<br /> the Fscra�r atRhs. Lender may not ch'arge Borrower for lalding and,aPP�B ilie FuMs,anaually analyzing ihe escrDw .
<br />----� — � •account,or verifying tbe Esc�aw Items,uakss l.ender paYs Barrower interest a�ihe.F�tids and applicable law pe�mits -
<br /> �.a�der to make such a cUarge. However.Lender maY naiare Botruwer to pag a�ne-time charge for an indegendent s�
<br /> � estate tax repottin8 service used by Lender in cantKttian with this toan.�nless aPPlrcabie!aw provides od�erwise. �.Tn1es�an ' .
<br /> - . agreement is made or appllcabte law requites inteiest to be paid,Lender shal{nat T�:�ir�ed to pay Borrower any its�srar'; —�s�
<br /> , qming,s on tbe Fuads. Borrower and I,ender may agee in wntiag.iawever.that inte�+est shall be paid on the Funds. I.ender �=�i
<br />- shaU give to Bortnwu.witGout citarge.an annuai accouating oi t1�e Funds,showing cr+edits and debits to the E�inds and i�e ..: �:
<br /> purpose far which each debk to the Fvnds was made. The l�mds are pledged as a�ditional securiry for all sums secured ti� .�.,,
<br /> . �:this Sarority lnstrumcnl. ��
<br /> � � � If the Funds hetd by Lender ezceed tiu amaunts pem�itted to be hef��eti•.aPPlicabte law.Lender shaR account to ��"-
<br />�;}:, � .�orrower for tlie excess Funds in accadance with the reqmrements of appiira�e 3aw. If the amount of the FuIIds hetd by ---
<br /> - � • Lender at any dme is not suf6cient m pay the Escrow Items when dae.Lea�may so noGfy Bortower in writeng.and.u; �Lw=..�-
<br /> .: such case Botrower shall pay to L.eride�the artwunt necessary to a�,Ice up the�ciency. �otrawer shari make up i� •�0•"�'
<br /> deficiency in no more tban twetve monthIY payments.at l,ender s sc�ec3iscrction. : "°"=a:k>T
<br /> Upon payment in full of all sums secured by th�s Security fi�savment,l.ender shall prompdy refund ta Barrower any _ _��,,:
<br /> • Funds held by l.ender. If,under paragrapb 2i,L�.mQer shall acqu'ue or sell the Property.Lender.pnot to the acquisition or �T•-;•-Y-�,�
<br /> ` sale of the Property.sh�ll apply any Funds held by l.ender at the time of acquisiaan ar sala as a creefit against the sums ' '.�'r"
<br /> , '"'` secured by this Security Inswmen� . `;-J y��=T
<br /> 3. Appiicatlon o�Htyments. LJnless applicable law. provides otherwise,all payments received by l,et�der under _ �"'���
<br /> paragraphs 1 and 2 shall be a�glied:first,to any prepayment charges due under the Note;second,to amounts payable under '__,; �.�: .,,
<br /> ' puagraph 2:thirQ to ince�sc duc;founh.to princ�pal due:and last,to any late cha..�es duo und�r the Note. . .r r _;_:_
<br /> ' q. Cp�r�es;L i a s. Boaower s ha l l pay a l l t axes.assessmen t s.c h az g c�.f t n c s a n d i m p a s i t i o n s a u ri b u t a b l e t o t h e ••:°� �-;: .
<br /> - � -. Property which rnay attain priority over this Secur+ty Instrument,and teasehold payments or ground rents.If any. Bolrower '�•-ry'�:��•' ''
<br /> •'<• f�` shall pay these obligations in the marmer provided in paragraph 2,�sif not paid in that manner,Bortower shall ps►y them on :s±���fi:i''f,;
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<br /> t�me directly to the person awe d payment. Bartower s h a l l promp t iy ftunish to Lender ali notices of amounts to be p aid under •-,f' :. ' `
<br /> ��.. this paragraph. lf Borrower makes thasepayments directly,BaramR���shall prompdy fumish to Lender reCeipts ev�dencing „--:?(;;;-t: _:`
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<br /> � � thePaYments. ';:.':;:;�:,:: •,,
<br /> • ` Borrower sha11 prompUy dlscharge any lien whit:�has priority over this Security Instrument uNess Sas�wer:(a)agrees �• ' •
<br /> ... . �'�� in wclting to the paytaent af the obligation secured by a;ne lien m a manner acceptabie to l.ender,(61 cantests in good faitb the . `�•,`�' ��:
<br /> '� ;�_. llen by.or defends against enforeemem aP the Ilea in,legal proceed'sngs which in the Lender3�opinion operate to prevent the -�.';';�;`
<br /> � � ,y`: enforcement of the lien;or(c>secures from the hotder of the i'sen an agreement satisfactory to I�nder subordinatiag the lien . ::1<•
<br /> -; to this Securlty Inswmen� lf Lender determines that any Qart of the Pro�erty is subject to a fien which may attain prioriry '"
<br />- �i''� over thls Secudty lnsuu�ent.l.ender may give Borrowcr a notice identifying ifie I"rc�. Hoaowee shail satisfy thc Hen or tatce
<br /> � � ane or more of the actions set fcxth above within 10 days of the giving of notice-
<br /> '.. �•' . S. Haurd ar Properly lasaranca Boaowcr ahall keep tlxe improvemcnts now existing or hereafter ercctcd on the
<br /> ,���•����:;;-� , Property jnsured against lass by�rc,hazards inciuded within the i�m"extcnded wveragc"and a.�y other hazards.including � �
<br /> �-"""�'�''";`� floods or tlaoding,fot which l.ender requires insurunce. This insrarance shall be m�intalned in the amounts and for the � .. .
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