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<br /> ' S,��(]2[�6�aa ns 9Taa��`•ty Is�sti�ni�ce. Dorro�ve�r,hnll ltecp!h�lni�fravciiicnt�no���cxlsUnB on c�rc�fter crcctcd an�4ie Property �-
<br /> io�surccl a�uinsl los9 by firo, hn•r.suds inr.ludctl withln tho term oxtcnded caverage" wid nny other ho7.ards, inclading floocls or ;,
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<br /> lloading,for:vhich l.cndar rcqutres insuranco.This insursnco eP►all ba maintaincd in thc amounts and for thc periads Ihat Lendcs
<br /> reryuires.'Iho insurwica carricr providing tho insurenw�sha11 bo choscn by Bonower subject to I.cndcr's nppraval wliich ehaQ not
<br /> bo unrcavonably withhcld. lf Ilorrowce falls ta malntaln covcra�o dcscrlbcd a6uvc, Lcndr,r mny,at Lcndcr'R apUon, obuiln —
<br /> COVC�agO t0 p�otcct Lcn�icr a rlgiiWl lii t�iG Fiu�,i:i�y iil GC;,Oiitu'1Cv"WI'�Jl p�,pgeapy 7.
<br /> AQ insues�ico policias cu�ci ecuowals ehall b::.cccptablc to l.cndcr nnd shnll include a st�►dard mor��nge alnnsr..I.CTIC�Cf SIIRII ,
<br /> �_u.�._ U_7__�.. �C�nnA�.«.nuiw►. LI �u��� el�e� f v a vA t �R 1!f AII fMR{'`11N QP f�IAI(J '
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<br /> premiums nnd tenowal noticcs.(n the event of Boss,Bonower shall givo prompt nouce to the insurenco carcier nnd L.ender,l.ender
<br /> may m�iro proof of loss if not msdo promptly by Borrnwcr.
<br /> Unicss l.cndcr t►nd Horrowcr othcrwisc agrce in writing, insurnnca procecds shall bc uppltcd to restnmtIon or rcpair of thc
<br /> Proporty da�r+agcd,if tho restaration or repair!s cconomlcally feasiblo and Lcnder's securiry is not lcsscncd.If the restorndon or
<br /> re�air is not economically feasible or[.ender's securiry woulsl be lessened,the insurancu prceceds shall be appfled to iho sums
<br /> securaf by this Socurity inswment, whether or not then doo, with any oxcc.ss paid w Bercower.If.Bonower abandons the
<br /> Propcny,or does not answcr withln 30 days a nodco from Lxndcr lhat tha insurance cardcr has offcred to settle a claim.thcn
<br /> Lcnder may callect tho insuranco proceeds.Lendcr may uso thc pracceds ta rcpalr or restora thc Property or to pay sums sccumd
<br /> by this Sceurlry Inswment,whethex or not thcn due.Th�30•dny peciod will begin when the nodce is glven.
<br /> Unless Lender and Borrower otherwise sgroe la wddng,any appllcadon of pnxeeds to princlpal ahall not extend or postpone
<br /> tho duc daus of thc monthly payments refertcd w in paragraphs 1 end 2 or changn thc amount of the paymcnt�.If under parugraph
<br /> 21 the Propeny is acqu'ved by L�der, Horrower's dght to eny imsurance polictes and procecds resulting from dama�e tu tt►e
<br /> Property pdor to thc acquisidon shall pass to Lender to the ext�nt of th�sums secund by this 3ecurity Instrument immaliately
<br /> prior to the scquisition.
<br /> 6.Occupancy�Preservatbn�MQintenance and Protectbn of the Propertyi Barrower's Loan Applicatbn;LeASeholda.
<br /> aonower shall occupy,establlsh,and uso the Property as Borrower's princlpal residance withln sixty days after tho ezecudon of
<br /> this Socurity Instrument and shaU continue to occupy the Property ac Borrowu's pdncipal residence for at Ieast one year after the
<br /> date af occupancy. unlcss Lender othGrwlse e�rers in wridng, which consent shall not be unreasonably withhcld, or unless
<br /> extenuatinng circumstnnces�aist whlch aro beyund Horrower's control,Horrower shall not destroy,damage or impair!he Property.
<br /> allow the Propaty to detuiocate, or commit wagta on the Proputy. Borrawu shttll be in default if eny farfeiture actton or
<br /> proceeding,whether civII ar crlminal.is begun that in Lender's good faith judgment wuld c�sult in forfefture of the Property or
<br /> otherwise matcrially impair tt�e lien Gret��ted by this Security Inswmcnt or Lender's security interes�Sorrower may curo s�ch a
<br /> default and reinstate,es provided in parngrapn ia.ay causing tha acaon or procoeding io oe oi�mis�c�i wiu�e ruiu�g i;wi,u�
<br /> Lei►dcr's good Caith dc?crminadon,precludes farfciture of tha Borrower's interest in the Property or othr.r muterial impairment of
<br /> tha liea creaud by this Securiry Instrument or Lender's security interos�Borrower shall also ir in default if Borrower.during the
<br /> IQan applicadon prc,cess.gave materially fa3se or inaccurate information or statemeats W Lender�or tailed to pmvide Lender wtth
<br /> any mate.r�t flnformadon) in connecdon with the loan csvldcnccd by the Note. including, but not Iimlted W, represenfations
<br /> coneeming Borcower's oceupancy of the Property as a princ�pal residence.If this Se;.urlty Instrument is on a leasehold�aomowrr
<br /> shall comply wlth sU the provLsions of the IcaSC.If Borcower acquires fee dtle ta the Property.the leasehold and the fee dtle shall
<br /> not metge unless Lendcr agrees to the merga tu�wrI[ing.
<br /> 7.Pratectbo ot Leader'6 Ri�hts in the Property. If Borrower fails to perforcn the covenents end agrecnunts contauud in
<br /> this Sociuity Insuument, or there Is a legal proceeding that may signiGcandy affect Lend�r's rights in tho i'roperty(such ag a
<br /> �rocoecling in bankruptcy.probate,for condc�nnadon or forfeiwro or to enforce laws or reguladons).ihen Gender may do and pay
<br /> for whatevcr is nocessery to pmte�t the value of tha Prope�ty end Lender's rights in thc Pcoperty.Lcnder's actions may includo
<br /> paying any sums secured by a lien which hac pdoriry over this Sccurity Insuumcnt, appearfng 1n court, paying reasonablo
<br /> auaneys' fas and entering on tho Pcoperty to make repairs.Alttwugh Lcndex may take acdon undcr this naragraph 7,Lcnder
<br /> dors not have to do so.
<br /> Any emounts disbursed by Lender undcr this psiragro�h 7 shall txxome addidonal dcbt of Bormwet sec�rcd by ihis Securiry
<br /> Instnunen�Unless Hamwer and Lender egree to ct�.0 te,�ms of paymcnt,t3icse emounts shali bear intcrest from the date of
<br /> disbursement at the Note rate end sh�11 me payabk,with interest,upon notice ftom Lender to Borcowu requcsting paymcat
<br /> 8.Mortg��e Inaurstna. If Lenda requiral mortgage insi�rance as a condidon of macing the losn secnred by this Security
<br /> Insvumcnt, Bormwcr shall pay th� premiums roquircd to maintain the mortgage insurance in effec� If, for any reason, the
<br /> mongage insurance caverage mquired by Lender lapses or ceasrs to be in effect,Borrower shall pay tho premiums requised to
<br /> obtain covuage substaatiaUy equivalent to the mongage insurance proviausly in effect,at a cost substantlally equivalent to the
<br /> cost ta Borrowcr of tt+n mo�tgage insurance previously in cffect,from er►a7temate mongage insurer approved by L.cndcr.If
<br /> substant�ally equivglcne mortgage insuraacc�coverego is not avsuiable,Sorrower shall pay to Lender each month u sum cqual w
<br /> one•twcifth of the ycarly mortgaEc insuranca prcmium being ps�d by Borrowcr whcn thc insurance covcrtigc lapsed or ccase:d to
<br /> be in effecG Lender will accept, use and retain these payments ctv a loss reserve in lieu Af mortgage s9urance.Loss reserve
<br /> Form 302e 9f10
<br /> �•OR(NE)fo�121.ot Pap�9 0l e InNaic_----
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