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<br /> {E� • '�p(iSTIiER WITH all Ihe improvements now or herFaft,er erected on the propc�rty, and aii eusen�ent�,uppucts:,�w�cw,�d ___
<br /> [ixturc.9 nav�on c�rc:titcr c►p�.tt of thc propeRy.All rcplecemcnGV and nddiUons sh�tll plso bc covcrcd by this Sccuei[y Instrumcnt. r� �
<br /> "� Al!of tho f�regoing ts
<br /> rcfencd to in thls Security Ins�um�nt as the"Property." �,;.:.
<br /> ""` BQI2ROWBR COV!�NANTS �hat Tlonower is lewfully seiscd of�he estnte 6ereby conveycd nnd has thc right to grant and �,-;
<br />'� convey the Pcoperty and �hat the Pmperty is unencumbered, eacept for encumbrat�ces Qf record. Bonower warrtu►ts and will
<br /> =x� defead generaUy tha titlo to the Pcoperty�g�inst all claims and demunds,subject W any encurnbranees of rccord. _._.
<br /> �� THIS SIICURITY WST�tUMBN'f combines unifonn cnvenan�s for nadu��e1 use and non-uniforn► cot�en�n� with I_mitr.�
<br /> �� variations�y)u,isclicdof�to consdtute a unifomi sa'udry inswment cavering rcal pxoperty• �'
<br /> � jTN1FORM COVSNANI'S.Bormwer and I.endu covenani.ru�u aa.eo a�f�1lawo: --
<br />.__ i.PAymeet ot PrlacipAl and Interest=Prepey�nent and Late�b a�ment nnd lat,e charges due nde�tho Note.hen dne tha
<br /> principnl of and interest on thc debt ovidenced by tha Note and ar►y p p Y
<br /> -" 2,Funds for Twces and Insuranee. Snbject to applicsble law or to a wr[uen waivcr by L.ender, Aorrower shall pay to
<br />.`�� Lcnder an thc day monthly payments ere due under the Nuk. unW thc Note is paid in full,a sum("�unc4s")for.(n)ycarly taxes -
<br /> and a�sessnients which may attain prlority over this Securiry Instrumene as u lien on the Property;(b)YctulY leaseh°�d pAymencv
<br /> T-.�.� or ground rents on the Propeny�if any�(o)yearly hazard or property lnsurancc premiums: (d)Yetuty floai insuraz►ce premiums,if
<br /> -_ �y: (e)Ycar1Y mert888c in5�uance premiums,if any;and(� anY sums payable by Horrower to I.ender,in eccordance witl�the
<br /> �� provlslons of paragraph 8, in lieu af the payment of mosgage insivance promiums,Thsse itcros ere culled "Ess.roW Items."
<br /> -- Lender nmy,at eny tima,collect and hold Funds in an amount noi to exceed the maximum emount a lender for a feder�lly reiated
<br /> — mortgage loan may require for Borrower's escrow account under the federal Real Estete Setdement Procedures Act of 1974 as
<br /> � amendecl from timo eo tia►e,12 U.S.C.Secdon 2601 et seq. ("RESPA"),unless another law that epplies w the Funds scts a lesser
<br /> == amoun� If so, Lender may, ac anY time.coUect a+zA hold Funds in at►Eunount not to exceed the lesser amoun�. I.ender may
<br /> -' esdmate the amount of Funds due on thc basLs of cument data and reasonable esdmaces of expendiwms of future Escrow Items or
<br /> - othenvise in nccordanc;e with npplicablo law.
<br /> � The Funds shaU ba held in an insdwdon whose deposits an insured by a federal agency,instrumentality,or enttry(including
<br /> I.ender,if Lender is such en insdtuflon) or in any Federal Hame Loan Ban1c•1.ender shall apply the Funds to pay the Escrow
<br /> '�—� Items.Lender may n�t charge Borrower for holdi�g and applyL�g the Funds,Qnnuelly enalyzln8 the escrow xco�mb or ver;fying
<br /> the Escrow Items�unless Lender gays Bonower interest on the Funds end applicable law pe�mits Lender to malce such a charge.
<br /> -- Howevcr,Lender may rcquine Bonower to pay a one�tiuno charge for an independent real estate tex rPportin8 s��bl�laW
<br /> - L.endu in connecdon with this loan,unless aPPlicabla law providcs othenvise.Unless an ngreement�made or epp
<br /> requiraq interest to ba paid,I.ender shall not be required to pay Borroaer any inceres�or e�min8s on the Funds. Borrower and
<br /> —' Lenttu muy agree in wridn8�however,Rhat intcrost shall ba Pald on the Funds.I.ender nhall glvc to Borrowcr.wtthout chargo,an
<br /> annual eccounting oi the Funds,�nuwui��'�i�and tletslL°=�t4s�F�'--�tf1°�!n��►�°�s�for which e.ac:h debit to tho Funds was
<br /> made.11�e Funds are plcdged as nddidonnl secudry for all sums sccurcd by t�is Security Insnumcnt.
<br /> _-- If tho Fimds held by Lendec exceed the amountv permittecl ta be held by opplicablo law,Lender shall accounc to Bonower for
<br /> the excess Funds in eccordance with the requiraments of applicable law.If tho amount of the Funds held by Lcndes at nny dmo is
<br /> not�suf�iclent w pay the Bscrow Ite�ns when due.I..ender may so notify Borcower in wridng,and,ln such casa Borrower shnll pay _
<br /> to I.,ender the amount ncxessary to make up the deficiency. Borrowei shaU make up the deficiency in no more than twelvo
<br /> monQilY payments,ac Lender's solo discrcdon.
<br /> Upon paym�nt in full of all sums sccured by this Security InsM�mcnt,Le,nder shaU pm►nptlY ref�nd w BoiYOwer any Funds
<br /> held by I.ender.If�undcr ptuagcaph 21.Lender shall ncqulne or scll the PropeitY�L.endel,Pnor to the acqnlsiflon or sale of the
<br /> Pcopecty,shall apply any Funds held by Lende,r at the ame of ecquisidon or sale as a cmdit egainst the suma sec►ued by thi�s
<br /> Sacurlty InstrumenG
<br /> 3.Applicatbn ot Paymente. Unless appllcable law provides otherwise,a11 payments received by I.ender under paragraphs
<br /> 1 and 2 ehali be appllsd:fust,to enY pregayment charges due undcr the Nota;second. co enlounts paYable under P�B�Ph 2�
<br /> third,to interesc duo;fourth,W principal due;and last,to aay lai�cdarges due undcr tho Nou.
<br /> 4.Clurges.L{en�. Bonnwer shall PaY all taxcs, assessments. charges, fines and imposidons attrlbutable w thc Proptrty -
<br /> wt�ich may auain priority over this Securley Instrument,and leasehold payments or ground rents,lf snY•Borrow�r she11 PaY thesa
<br /> obllgadons in the mnnner providrxlls►Paragraph 2,or if not paid in that manner,Borrower shall pay them oA dmo dicecdy to the
<br /> resson owed oayment Bonower shail prompdy fumish w Lender �il nodces of amounts to be paid under t1�is par�CaPh. Yf
<br /> Bo�rower makes these payments directly,Bonower shtill promptly furnisi�to Lendes�eceipt�E�ridcitcing ihc payments.
<br /> gn�W�shsll promptiy discharge eny lien vihich has prioriry over this Security Instnunent unless Boirower:(a)agrees in
<br /> writinng W tho payment of the obllgation secured by the llen in a manner accepmble to i.ender:(b)wn:esis in good faith the lien
<br /> hy, or. dcfc.�►ds ageinst cnforcemcnt of thc lien in, legal procccdinBa which in tho I.cnder's opinion operatc to prevent thc
<br /> - enforcement of tho licn;or(c)secures from tho hnlder of tlie llen an agrccmenc sadsfacwry to�ndcs subordinadng t1►c llen w
<br /> this$ccuriry Insocument If Lendcr determir�cs 6'�ut enY P�c of the PropertY is subJect w a Ilen which may auain prlority over this
<br /> � Security Instcumeat,Lender may give Bo�rowcr a nodcc identifying the llen.Bonower shell sadsfy the llcn or take one or moro
<br /> —i of the acdons sct forth abovo withiri 10 days of tho glving of notice. �orm 902!9/90
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