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<br />   		�`�,  "  			T(K1�THER WI'('H ult �ho impravcmcni,now ur hrrcuitcr�r�cl�d ua �hr pru�xny. and:iU eu��iucntti.uppurt�nunccti.     	m5...==--
<br />   ,.    	�•;  �    �    		and fia�ure. now or hrreut'ter a part ol'1he pr���ny. AU r.plucenun�,und udditiun, +hull ul.a 1m covered hy ihi.Sccuri�y
<br />       	.       			(n+trumcnt. AU nl'Ihc ti�rcgoin�Z is rcfcircd Ic�m Ihi�Soruril��In,lrumrnt a.�Fx:"F'ru�xny."      					_
<br />   �     �		' 			BORROWER CUVENANTS Ihut Horruw�r i.lnwl'ully +ri�cd of Ilir e,U�ln c�rrhy ronvey�d��nd hu�tlic ri�thl tu�rimi     	�_.��
<br />      					un�l cunvey the Pru{+erty u�d thu�the I'ru�xny i.unrncumixrr+l.rrrep�li�r encumhn�ncr,ol ncurd. Hurcower wurrum,u�xl		�,�
<br /> 		„    			will dcfcnd generully tFw iiUe u�ihc Pru�xny ii�uinsl ull cl�iim,und dcmand.,.uh�r.t w airy cnrumhnmcc.ul rerurd.  			'�.  	- -
<br />    		.      			THIS S
<br />    							ECURITY INSTRUMENT comhinr, uni(orm ruv.�mml, li�r nu�innul o+r an.l nan-unilorm cov�:nun1� wiih     	�`:�.'���
<br />      																						..::-.:4,.
<br />     			. 		limitcd vuriutions by jun�dicuun u►cun,iilu�r u unili�nn.�:urity iu,uum��nt cu�cring rcal properly.       				�      -_
<br />		'   				UNIFnRM COV ENANTS. B�uwrr and l.�nJcr ruvenunt und��grec t��fnU�►w�:
<br />    						l.  Payment oP PrMcipal end Inlerer�tt Prepuymenl u�d I.ale l'hurµey. Hurmwrr�hall prumptl}�p�>�wlxn dur du:      	;,� �
<br /> •       		"    		principul of auJ imcrc�l un thr deM evidcncrJ hy thc Nu�r und uny pr�p:rymcnt.md lutr chargc�Jur undrr Ihc Nutr. 			_    �_
<br />    						Z.  Fundg for Taxer�and Insura�ce. sun�«<u�:���n�u�+i�iuw�,r���u W��n�n Wu��.r ny i.cnder,Hurcciwer.hall pa�•io       	�!�_=__
<br />  			• '  		Lender�m thc duy munthly puymorns:�rc duc unJcr Iha Nutr,until Ihc Nutr i.paid in full, a+um 1"Fund�"1 lirr:lul y�:trlp      	'. �'r��
<br />			'      		tuxc,und a��cs,mems which muy atwin pri�,riry uvcr th+x Sccurit�� Im�rum�nt ux a licn�►n th� I'ri��*:rt)•:Ib�y�arly I�a�chc�ld		;:;ti��-:_----- __,,
<br />      					puymcntx or ground �cnts �m thc Praporty. if uny: �r► Ycurl} haiurd or pruperq imuruncc premium•: Idl y��rly II�K�I  		:.'••�;t•--   ___
<br />      					insurancc premiums, if uny: Ic)yrurly m��rtgu�CC in�,urancc prcmium+, il'uny; ur� Ip uny �um+ p•r)•ablc by s��rn�wcr to      	;y�„r;.�,�.,'►?_�'�.��
<br />      					Lender,in acmrclunce with th4 pmvisiunn of para�raph K.in licu of�hc puyirant,of.mcn1gagr imurun�e prumium�. Thc�e       	,     ;:.:.,-�F•,==;,T
<br />																								, ,sor,:,�, .
<br />      					items ure culled"E�urc�w Itrmh.' L.endcr muy,at any timq,collec�und hold Fund�in an:�mvunt nc►t ta rxceed Ihr mutimum, 		.  ` �.�.--„�,,,r
<br />    		'    �   , 		amount a I�nder Tor u feder�ll7 rela�ed murlga�Cr I�nn m•rS� rcyuirc f��r Borrowcr� c�crow acc��unt under th� 1'�xleral�Rcal     	(
<br />       	'       			Eitat¢Setd�mnnt Pr�:cdureh Act of ly7d ati amondcd fmm umc tu timc. 12 U.S.C.�26U1���si-y.("RESP.A"1.unlc�s unothtr     	,      		.
<br />       					luw that applia�+to th�s Fvnd�ticts u Icsscr umount. (f.+o.l.cn<kr m•ry,ut any timc.colle�t und hnld Fund+in un amount not io    	!    	, ____..__
<br />    '   		"      		exceed tha le��er umount.  Lendcr may e�timute tM: unx+um of Fund� dur on ihe basi� of current datu and rcusonat+le     	, 	_______
<br />  -�   					e�:timates of'expendi�ure+of future E+crow Items or utherwi�c in accordunce with•applicable luw. 					�  	•�''�'���^=r���
<br />    						The Funds ,hall be held in vn ins�itution who,r Jepoxit, are imureJ by u fcdcrul agency. ins�rumrntality, ur rntily
<br />   																								t
<br />       					(including Lendcr,if Lcndcr ir ,uch an inytiiwionl or in any FrJrrsd Homc Loan Runk. l.cndcr.hall apply�hc Fundx to pay     		.   t�,._:  �
<br />       	•       			the Escraw Item�. LenJer m:�y not churgr Borrowcr fur h��lding and upplying thc Fund.r, annuully analyr.inF ihc r�crow     	'		__   _
<br />       					uccount. ��r verifying Ihe �ticrc�w I�em., unle.s Lendcr pay. Borrowrr intere.t on Ihe FunJti anJ applicahle Inw Exrmitti     	I   	�
<br />       					L.ender w make such u charge. Howevcr. Lcndrr muy rcyuirr B��rcawcr io pay a une-timc rharRe ti�r an inde�xndcm rcal       			•��i
<br />    	�  				etitute tux repor�ing service u�ed hy Lender in connrrti�m with thi+loun,unle�x upplicuMe luw providc.othrnvi,r. Unlrs.un
<br />       	°   	�   		ugreemem is made nr upplicuble luw reyuires intcrctit w�paid.L�ndcr+hull not ix rcyui�cd to pny Borrowcr any intcrest�x     	�    	����
<br />      	�				cuming�on �hc Fundti. Borrowcr und l.endcr may ugrcc in writing,huwcvcr,thut intrrest shi�ll hc paid on thr FunJ.. l.cndcr 			'�ri�f
<br />      			�		shall give 10 Borrowcr,wilhuut chargc.an unnual accnunting nf�he Fund,.�howing creditx und drhilx lo thc Fund� and the     	�    	�,y�
<br />       					purpoxe ior which cach debit tu ihe Fundti wu.mude. The Fundz ure pledged��x uddi�ional security For ull �um�sccurcd by     	`    	�
<br />       					�his Security Intitrumcm.       													4
<br />  		- 						d b  l.rnder excced �he umuuut, �kiilillta'.�iO tk hcld b}� applicahle latti�, l.ender shall �icc•�►nt In     	L  	--.-�jk
<br />    						If the Funds hcl   y															• -�      •
<br />       					Borrowcr for�hc cxcc��Fundti in uccordimrr with thr r�yuiremrnl+af upplicuMe luw. 11'Ihr amoum uf the Fund+ Ixld hy   			:
<br />       					Lender ut uny time iti not .ufficirnt to pu�� the G�cn►w Ilcm� when Jur.Lcnder muy+o n�itit'y Borrower in writing,und,in 			. .
<br />       					�unc �uxe Barrower tihull pay k� Lender the umounl nrce,xury to mukr up Ihe detKicncy.  Bnrrawer shall make up the
<br />		•�;.    			dcficicncy in n�i mnrc Ihan�wclvc immlhly paymrnt�,ut l.cndcr:,olr Ji�crcti�m.  									t�
<br />    						Upan paymem in full of all .umti xcured by ihi.Srcuri�y Im�rument. Lender shull promptly refund to Borrower any     	�
<br />     			'  		Fundx helJ By Lcndre 11',under purugraph 21. Lender�hall ucyuim or.rU ilx I'roprny.Lender,prior to the acyuitiitiun ur     	�		� � .
<br />    			`  		salc of thc Proprny. �hall upply tmy FunJ�Ixld hy Lcndcr at thc�imc��I'ucquisition or sulc u+ i� crcdit aguin�t the�umx     	�  		J
<br />     			'  		secured by thi+Securily In+trunxnt.
<br />    						3.  Application of Paymenls.  llnlc.s upplicaMr law pruviJr� i�thrrwi,r. all puymcm� received by Lencirr undcr     	i
<br />       					parugmphs I urxi 2 shull tx •rppli�d:1'ir.l,to any prcpaymcnl rhargr�Jur undcr thc Notc:�rc�mJ,to amount+pAyablc unckr     	'  		-
<br />       					p•rrugruph 2:IhirJ,io inlcrcxl Juc:G�urth.lu principal duc;and lu.t,lu any latr rhurgc�Juc undcr thr Nutc.
<br />     '      					�1.  Chorges; Liens.  Burruwrr +hidl puy all taxcs. ati�cti�mcnls, chargc,. finc+ and im�xisitiom atlrihutable to Ihe
<br />       					F'ropeny which muy .utain priuriry nvrr thi+ticcurily Intitrumcnt..md Iu�,cholJ puymcnt�or ground rcntx. ii'�roy. Borrowcr      		�•   	-
<br /> •      					,hall pay thc.sc uhliEaliam in thc manncr pruvidcd in paragraph?.,or if nol paid in Ihat munnrr.Borrowcr sh�dl pay them�m			., •
<br />       					limc Jirertly lo the�r+on��wrJ puynunl. Bi�rrowrr,hall prumptly furni.h tu l.endrr all nutice.uf amuuntti to Ix paiJ unikr   			.
<br />       					Ihi�parugruph. If Born�wrr makrs Ihex paymrnt�direcUy. Hurrowrr tih:dl prrnnptly t'urni+h�o Lrnder rrceip�ti eviJencing     	,     	.�  . .
<br /> •     					thc p�yment�.   																�     '
<br />   			...			Borrowcr.liull prumptly di,rh•rrgc any licn whi�h ha.priurity uvrr Ihi,tirrurity Imtrumrnt unlr��Borrowcr:�a�u�.rcc+
<br />						in writinF to ihc paymcnt of thc ohliEu�ion,rrurrd hy ihr lirn in:�mannrr arrrp�ahlr tu I.rndrr:�b�runtcst,in EcHKi f'•ri�h ihc
<br />						licn by,ar dcl'rnds a�•rin,t rnfurcrmcni ul thc lirn in.Ic�al pr�xrcJin�+which in thc Lcnikr;upinion uExralc to prevent Ihc  			.'
<br />       					cnti�rcenx�u of�h�licn;or Icl xcur��from thc haldrr uf ihc lirn an a�rcrm.nt.atisl'artory• t��l.cndcr�uhcmlinating Ihc licn     	,
<br />						to thi.Sccurity Insirum�nt. If Lcrxlrr dctcmiinr+tha�uny purl uf Ihr Pro�xny i,,uhjert a�u licn whirh muy attuin priorily 			.
<br /> 	� 		,    		over�his Securiry Instrumenl. L�nJcr may givr Burruwrr a n��iicr idcntifying thr lien. Harr��wcr.hall�rli,fy Ihr licn or takc
<br />						onc or more of thc actiimx,ci t'�xlh�itx��•r�vilhin 10 day�uf lhe giving uf n�Hirr.
<br />    	�					5.  Hazurd nr Property Insurance. Horn»�•cr.h:dl I.r�p Ihe improvemrm+ nu�a cri.tinE on c�rcaftrr rrcrtrd on�he
<br />  	� _   				Pro�xny insurcd:iEaintii la..h�•fire.hai:�r�l,includ�d wilhm Ihr �rnti°rxtrndcd.u<<raEr" and:u►y�nhcr haiards.including
<br />						fl�xxlx or tla�Jin�. t'or�vhirh�LrnJcr «yuire, imuranrc. '1'hi, in+ur:►nrr .hall hr m:um;uneJ o� thc amuunt� and 1'or dx
<br />    																	Fnrm M12!{ Y/4D il�uer:�qnp.�¢��i
<br /> .   	�     																	�_       _   	—	-       -
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