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<br /> �,k �: �.,.�. A new interest rate calculaced in accoMence with Ps�rngraphs (C) and (D)of'thi�Rider will become efiective on Ihe �_ __
<br /> ,,r���;�_�y;:=,�.���.. Charige Date. Borrower shall make a payment in 1he new monthly amount beginning on the first pAyment dute which occurs __ —
<br /> - � �"��'"�''�` at least 25 days after Lender has given Borrower the natice of chang e s req u i red by Paragruph(F�of this Rider. Borrower �--
<br /> �� �`��� •'"' " shall hnve no obligation�o pay any increase in the monthly puyment amount calculated in accordunce wi�h Paragraph(B)af "_ T
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<br /> °� `'��''��� ���,`�� this Rider for an a ment date accurt�ing less than 25 days after Lender hac given the required natice. If the monthly
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<br /> "�" -� '.; � ;;� of the decrcase and Borrower made any monthly payment anounts exceeding the payment amount whicb ahould hnve been _�
<br /> , .���:.���.•ht!��;;:'.:::"', stated in n timely notice,then Borrower has the option to efiher(i)demand the relurn to Borrower of any excess puyment. �_�__,____
<br />��� � y�• ��'''�` with interest thereon at the Note rate(a rute equal to�he interest rate which ahould have been stated in o�timely notice).or lii) ---�_,_�,�
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<br /> ' �•��• ''�� request that any ezcess payment, with imerest thereon At the Note rnle, Fx: upplied as payment of'principal. Lender�
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<br /> ��•'''�+-^��`�, obligaiion to retum any ezcess pnyment witb intercst on demand is not axsignuble even if the Nate is otherwixe uxKiyncJ ��,_-�• ---s,M,
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<br /> '' ' before the demand far return iA mude.
<br /> �'�'-'i:�_• �: BY SIaNINa BEL.OW,Horrnwer ucceplx and ugreex lo Ihe lerms und covenunt�cantained in pugcx I und 2 0(Ihix _
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