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<br /> p.iynicnts�ti�sy nc►lonrer be sequired,nt►he optiun of Lender, if mort�age insurance coverage(in thG nmount nnd for the period
<br /> tliat [.ender reuuires)provided by nn insurer approved by Lender c�bain becrlmes uvuilnble und is ubtc�inul. l3ur�rower shall paY --
<br /> tha prcmiums rcq��ired to maintuin martgagc insurancc in cffcct,or to providc n loss reservc,until the rec�uirement for moiyguge
<br /> fnsurancc cnds in accordmuc with uny written ngrecment bctween�arrower and Lender or applicnble Isw.
<br /> 9. InsNectlnn. Lcnder or ics ugent n�ay makc reason�ble entries upon�nd inspecti�ns oP the Property. Lender sh�ll give
<br /> Borrower notice at Nie time of or prior to an inspection specifyiag reasonable cause for the itispection.
<br /> l0a Conilemm��lon• The pmceerlt of any awnrd or clnim f�r domanes, direct ar consequentinl, in com�cetton with nny
<br /> candemnadun or athcr tnking of any pnrt of thc Praperty. OI'i0[CUfIVCydill'�u�itcu ui�vuiiCuu�wit„i�, i+i'C�.��j«••Eten�^-`2`� -
<br /> shnll bc pnid to l.ender.
<br /> ln the cvent of a total takin�;of the Prorcny,the procceds shall be applicd to the sums sccured by thls Security Instrumcnt,
<br /> whether ar not then due, with any exc�ss paid t� Borrower. In the evcnt af a p�rtial taking of tlic Property In which thc fair
<br /> markct vnlue of thc Property im�ncdlatcly before the tuking is cquul to ar greater than the nmount of the sums secured by tliis
<br /> Security Instnnnent immediatcly bcfore the taking, unless Borrowcr and I.cndcr otherwisr,agre�in writing,dic sums sccured by
<br /> this Sccurity Instrument shall be recluced 6y the umaunt of thc procceds multiplied by the folluwing fructlon: (n) thc total
<br /> nmount of the sums secured immedintely before the taking, divided by (b) lhe fair murket vulue of tlte Property immediately
<br /> beforc the taking. Any balancc shall be paid to Borrowcr. In the event of a parcinl taking of the Propc:rty in which the t'air
<br /> market value of the Propc�ty Immediately before the taking is less than the amount of the sums secured immediately before the
<br /> taking, unless Borrowcr nnd Lcnder athenvlse agree in writing or unlcss applicnble law otherv�ise provtdes, the proceeds shall
<br /> Ue appUecl to the sums secured by this Security Instrument whether or not the sums are then due.
<br /> if thc Property [s nbuodoi�ed by�orrowcr,or if,afte:notice by Lendcr to Borrower Qhat tha condemnor offers to makc an
<br /> aw�rd or settic a clalm for damages. Bo•Rawe: f:ills to respond to Lendcr within 30 duys aftcr tf►:date the notice is given,
<br /> i.endcr is uuthorized to collect and apply the procecds,at its opiion,cither Qo rc;stotation or repair of the Prnperty or ro the surr�s
<br /> secured by this Security Instn►ment,whether or not then due.
<br /> Unless Lender ttnd Barro�ver otherwlse agree in writing, any application of proceeds to principal shall not extend ar
<br /> postpone the due datc of d�e monthly payments referred to in paragraphs 1 and 2 ur change the umount of such puyrnents.
<br /> 11. Borrower�1ot Released;torbearance By I.ender Not a'�A�alvcr.Extensian of the time far paym�nt or modification
<br /> of umortizution of the sums secured by this Security Instrument gr:►nted by Lender to��y successor in interest uf Borrower shall
<br />-- noi operate to release the liaoility of the original Borrawer or Bnnower's successors in interest. Lender shal!not be requirGd to
<br /> commence proceedings ag:�inst any successor in interest or refusc to extend time for puyment ur otherwise modify amortization
<br /> of the sums secured by this Security Insuument by reason of any demand made by the original Borrower or porrower's
<br /> � Suuz�s�tv ii� iidcFcS�. niir i i�:.8t:.:S��S� I.ES:L��i!ri�!!EZ_!3!i!o ?n� �joh� or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remcdy.
<br /> • 12. Successors and A�ssigns Bound; Joint und Severnl Liability; Co-signers. The covenanu and agresmenu of tbis
<br /> Sccurity Instrument sliall bind and benefit the successors and assigns of Lender and Bonawer. subJcct to the provisions of
<br /> • paragraph 17. IIorrower's covenants And a$reements shnll be joint and several. Any Burruwer who co-signs ihis Socurity
<br /> Instrument but does not cxecute the Note: (a) is co-si�ning this Sccurity Instrument only to mortgagc, grant ar►d wnvey that
<br /> Rorrower's interest in the Property under the terms of this Security Instrument;(b)is not personally obligated to pay the sums
<br /> �` secured by this Security Instrument;nnd(c)agrees that Lender and any other Borrower may�gree to eatend, modify,forbear or
<br /> nuake any accommodations witl�regard to the tenns of tliis Security Instrumcnt or the Note wIthout that i3orrower's consent.
<br /> 13.i.oAn Charges.Yf the loan secured by this Sccurity Instrument is subject tu a law which sets maximum loan chargos,
<br /> �� and thut luw is Cnally interpreted so that the iutcrest or other loan charges callected or to be collected in connection with the
<br /> ? loan exceed the permitted limits, then: (n)any such loan cl�arge shull be reduced by the amount ne�essary to mduce the charge
<br /> to the permitted limit: and (b)any sums already collected from Borrower which exceeded permltted limits will be refundod to
<br /> Borrower. Lender muy choose to make this refund by reducing the pdncipal owed under the Note or by making a direct
<br /> payment to I3onower. If a refund reduces principAl, the reduction wili be 4reated as a partial prepayment wifhuut sny
<br /> . ptepayment charge under tlic Note.
<br /> 14.Niutices.Any n�tice:tu Borrower provided for in this Securiry Instrument shall be given by deHvering it or by mailing
<br /> f�by first class mail unless applicable law requires use of anotlier�nethal. The n�tice shall be directed to the Property Address
<br /> . or any other Address Borrower desi6nates by notice to i.ender. Any natice to Lender shJl be given by first class maii to
<br /> Lcnder's uddress statcd hereln or any othcr address Lender designates by noticc to Rorrowcr. Any noticc provided for in ti�i�
<br /> 5ecurity Instivment shall bc dcemed to hnvc bcen givcn to Borrower or I.endcr when givcn ns provided in this parngraph.
<br /> 15.Governfng Law; Severabllity. Tliis Secur[ty instrument shull bc governcd by federul law and thc law of the
<br /> jurisdiction in which the Property is locuted. In the event that rny prnvision ur ctnusE oF ti�is Sec:urity Instrument or die Idote
<br /> con:licts wiN�npplicablc law,such conflict shall not affect othcr provisIons of tl►is Security Instrumcnt or the Note which can be
<br /> � given effect witliout tlie conflicting provision. To this end the�rovisions of this S�curity Instrument cuid the Note ure decfar�
<br /> to bc sGVtrablc. '
<br /> 16.Borrower'F Copy.Borrower shall be given one conformed copy of the Note and o;F tiiis Security Instrument.
<br /> ' Form 3028 9l90
<br /> PoUO 6 of 0
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