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<br /> v�"'�,QD�.l6�i�iK 1? -�_
<br /> �r.�ymeiyts may no lonacP l�c ec�uieed,at the�ptlon of l.enclee,lf nioetgnge insur.u:ce coverage(in thc nrlowu n►itl foe the�ierincl
<br /> thnt Lcndcr rcqulres)providcd by en ineur��r apprc►vcd by I.cn�lcr agnln Ixcamcv avnllnblc und Is abtaincd.ID01iYU4VCP fI1L1II�l.�y thc ��_
<br /> prcmfum� requlred to maln�aln mor�gago ineuranco in effcct,oe u� provtdc� u loss rescrvo, 1��'a��uirement for mor�t{n�a _
<br /> inRUranco cad.r in�occoedanco with nny wrlttr.n�QOCmcnt bctwu.n flormwer end I.cnder or app
<br /> 9,In�pectbn. l.cndcr or itn agcnt naay mako rca.wnab{o cnUlav upan and fnsga:Unns of tho Propc,ety.I.cnAcr Qhall gtva 4
<br /> �orrowcr notice at tha timo ot or prlor ta en inepoction sRcclfyin�rcawnablo causo tor tha inspocdon.
<br /> f0.Ce.»e:�r.s»llo�. The pr�nc�r..Aq af eny nwnsd or claim for dam�tges, dircct ar consequcntlnl, in cnnnectlon with any =
<br /> °-- +^1f Cf C0:l�nrn�a�inA,nrti hcccby t�vyiK�tcit�UIitJ
<br /> coixkmn�don or athcr taking af eny part oi�no Properiy,or w� w�����a'�w��� �
<br /> shaA tw pald ta Lcnder.
<br /> In tho event of a total wki��g of tho Propcny�thc procccds ehall bo sppllcd to Iho sums sccurcd by this Sccuriry Insuumcnt,
<br /> whether or not U�en due,with any excess pald to Doaower.In tha eve�nt of A pacilal taking of the Praperty in which the falr market
<br /> valuo uf tho Pcaperty[mmerfiutely bcfore tho taking is cyuel to or grcatsr then lho amount of tho sums sccured by this Sccurity
<br /> Insuumcnt immediatcly before thc taking, unless Banowcr und l.cnder othcrwisc ngrec in wridng, the sums securcd by this
<br /> Security tnstrumcnt shall be reduced by the nmouat of the pror,ecds muldplied by Iho following fracdon:�a��ci�tktal�forettho —
<br /> d�a sums secured immecliatcly before the l.�Icing,divided by (b) the fair merket value of thc I�ropertY '
<br /> taking.Any balance aha11 be puid w Barrower.In the event of a partial taking of the Property in which the fair market value nf tha
<br /> property immediatcly beforc thc ta{cIng is lesa thun the amount of tho sums secured immedfntcly before the taking, unless
<br /> Borrower and L.endcr otherwlse agcco in wddng ar unScss appllcabla law otherwisa providcs,the prceeeds shall be applied to the
<br /> sums socured by ttiis Security Inswment whether or not the sums are then duc.
<br /> If the 1'roperty is abar+done,�l by Boecower.or if,after rtotice by Lendcr to Rorrower that the condemnor offers to�n��
<br /> award or sealc a clalm for damagcs,Borrowc�fnils to respand to I.en�cr w�ithin 30 days aftcr the date the nopce is given,
<br /> is Authorized co coAcct and apply the proceeds.nt its apflon,eithcr to restoratIon or repair of ihe Property or to tho sums secured
<br /> by this Sccuriry Insuument,whether or n�t ther�due.
<br /> Unless Lendcr and BoR�wer oih�crwjscs a8ree in writln8.s�ny aPPllcat�on of procecds to principal shall not extend or pastpone
<br /> the duc dAte of the monthly payments refernd to in paragraphs 1 nnd 2 or changu the amount of such payments.
<br /> 11.Bor�ower Not Re�eased►ForDenrance By Lender Not a WatvEr. Extension of the dme far payment or modificadon
<br /> of amortizadan of t�e sums secured by this Securiry Instrument granced by Lendu to any successor in inYCre.at of Borrower shall
<br /> not opuate to release thc liability of the odginal Borrower or Botrower's successors in intecest.Lender shnll�►ot be rcquired to
<br />- commancc pr�oceedin&s against any snccessor in interest or rcfuse to eatcnd time for payment or otherwlse modify amortizntion af
<br /> ths sums secured by this Security Instrutnent by reason of any dtmand made by the origin�l Boreowe,x ar Borcawer's successors
<br /> tn interes[.nny iorue�uania Gy i�eit��is�:.x��a�S�;��i�r T!''-"-r�ty chall not be a waiver of or precludo tho exercise of any
<br /> right or remedy.
<br /> 12.Succeasors and AsslgnA Bound;Jolnt and SevRrAl Liabillty;CMSigteen. 'il�e covenants and agrcement� of tlzls
<br /> Securiry Instcument shall bind and beneflt the successors and assigns of Lender and Borrower. sub,�CCt to the provisions of
<br /> para�'aph 17. Horrowu's covenants end agreements shall be Joinc and severel. My Borrowu wbo co•st�ath�Y6 ur�
<br /> Instrumcnt but does not oxecuta thc Note:(a) is co-s[gning this Security Instrument only to mortgago,Arnn Y
<br /> Bormwu's intuest in the Property under the tcims of this Secuciry Instrument;lb)is noi personally obligeud to Fay the sums
<br /> sxurod by ihis Securiry Instrument;snd(c)egras chat Lendu and eny other Bomowu mnY agree co oxtend,modify�fafiear or
<br /> m�CO�ny accpmmodations with regard to the t�rms of this Sectuity Instrumuit or tho Note wt�hout that Borcowar's consen�
<br /> 13.Lo�n CharRes. If[hn loan socured by this 5ec�uity Insaument is suhjc�ct w a law which sets maximum{oan ch�rgea.
<br /> and tlwt Iaw is finally interpreted so that tho interest or othu loan charges cailocted or eo be coilxud in connxdon with the lann
<br /> o�ccad the pamiqed limit�,then:(a)any s�xh loan charge sh�ll ba reduced by the emount nocessary w roduce the chs�rge to tha
<br /> permiued limit;end(b�any sums elready callec.ed from Bortowa which cacaded pemtiuod Wnits will be refunded to Barrowar.
<br /> I,enckr may choosa co make this nfund by reducing the principal owed under the aom�tb�Y��i�y���Y��g
<br /> Borrower. If a refund reduce.g principal. the reducdon wiU be treatod es e partlsl P F Y
<br /> unckr the Note.
<br /> 14.NoNces. Any notice W Borrowcr providcd for in this Secarity Insuument shup be given by dalivaing ft ot b Amai�'��t
<br />— by C�i c aQy a,S� Ln�ra9 Qn�yliCA111C 4'1W[CQItIfC:S U96 OF MUII1Ct RlOtI1�0(�.Tho nodce shall bo dlrected W PropcxtY
<br /> any other eddress Borrowec designaros by no tice W L e t�d e t. M y n o d c e w L e n d e r s h a l l b e given b y first clus ma�1 w Lendu's
<br /> address stated hereln ac any other address 1-ender designates by notke to Borrowu.Any nodca provided for in t1�is Srcurity
<br /> Instrumcnt sha116a deemed co have bcxn gtven to 8orrowcc or Lendu when given as providcd in this paragraph.
<br /> a5.Goveraing La�v;Severpb[Iity. lhis Security Instru�ncnt shall be govemed by faleral law end the law af Ihe
<br /> jwisdiction in which �ha PropeccY is locatul• In the event that eny provlsion or cL�use of this Securlty Instrument or the Noto
<br /> conflicts with appllcable la�v,such conflict shall not affect ot�er provistona of this Security Instrument er tha Notc which caa be
<br /> givcn atfect without the confliceng provislon.To this cnd the provisions of this So�udty InsuumGn and thc Nok ere declared w
<br /> = bc sevorablc. '
<br /> — Form 302! 9/00
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