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<br /> S,k�azard or�'roperiy I��surance. Bor,owcr sh�lt kcep It�a I�npTavemenGn naiv exlsUng or itercuf[cr crc�:tcd on U�c!'ropce�y _
<br /> insurcQ against loss by firo,hwardy includcd within thc tcrm "cxtendcA covemgc° und any other ha�aaeds, includ!ng flcwcis or
<br /> Eloodfng,for which L.cndar rcquirc9 ineurance.Thia insuiancc shall bc malntuincd in tha nmounGV and[ar tho perlad�that l.�;ndcr
<br /> r�quires.Tho insuranco cstrrtGr providing tho inFU:anao shall bo choscn by 6orr�wcr eub}cct W L.cndcr's approval whtch shall nut
<br /> bo unrcason�bly wtthl�aid. If Dorrowcr fails W malntafn covcrt�a dcscribed a6nvA, I.cndcr may, at Lcndcr'A optlon, nhtaln
<br /> covcregc w pratcct Lcndcr's riglns ln thc Property in accordnnco with peregruph 7.
<br /> n��iia�iia�w�+"v�ICI"w"w'it�:.�iiCt;�:�:.:,�i:::�::�jJ'«�J!�i4!!!!'!^_S".R'L� ohnll in�l�uln n aumdxrd murt�uuo c4ww.LC11dCP e�itl�l �
<br /> havc thc dght to hold the pollctcs and renewals. If Lendcr requlrea,Borrawcr ehall prompUy give to Lcndcr atl rcccipts af paid
<br /> prcrniums and rencwal nodccs.In thc cvcnt of loss,Boaower shaU givo prompt notfco t�thc insurancc csrricr and Lcndcr.Lcndcr
<br /> may maka proof oF loss!f not madc prompUy by IIonowcr.
<br /> Untess I.endcr and Bonowcr othcrwlse agrca in wr(ting,insuranca procccds shall bc applied to restaration or repa�r of the
<br /> property damagcd.if tho rest�rntlon or rcpair is economlcally feasible and Lcndu's sccudry ia not lescencd.If tho restoretion or
<br /> repair is not economically fcasible or I.endu's securiry would ba lessened,the insurance pmceeds shail be applicd to the sums
<br /> sccurcd by thIs Securiry Insuument, whethcr or not thcn dua,with any oxcess paid w Bormwer. If Dorrower ebendona thc
<br /> Pro�xlty,or docs not tu►swcr within 30 daya s nodco from I.ander that thc insuranw canicr has offcred to sculo a claim,thcn
<br /> L.ender roay collcct tha insura��ce procceds.l.cnder may usc tha procceds to repair or restorc tlio Pm}xcty or to pay sums securcd
<br /> by thls Sccuriry Instrumant,whether or not then due.The 30-day pcdod will begln whcn thc nobce is given.
<br /> Unlas.9 Lender and Bonower oti�envise agrec In wridng,any applic�tinn of procecds W princlpal shall not cxtcnd ar pastponc
<br /> th�duo dato of thc monthly paymenta referrr,cl tn in parngraphs 1 and 2 or chango the amaunt of thc paymcnt�.If under paragraph
<br /> 21 d�e Property is acquired by Lcnder, Borrower's right to�►ny inssirance policies and pn►cceda resulting from damage to tho
<br /> Property prior to Ihe acquisition shall pa.ss W Lender to the oxtent of the sume sccured by this Security Insmrment immedietcly
<br /> priot w the acquisition.
<br /> 6,QccupAncy,Preservatbn,Mnintenance and Protection of the Property; Borrower's Loan AppUcatbn;Leas¢hoWs.
<br /> Horrower shall accupy,estublish,and use tho Pro�►erry ac Bonoaer's principal residencc within sixty daye nft�r the u.recudon of
<br /> this Security Instrument and shall continue to c�ccupy the Property as Borrowu's princlpal residence for at least one yc,�r afser the
<br /> date of occupancy, unless l.ender atherwise agrees in wdtin8, which consent shsill not be unreasonably withheld, ar unless
<br /> eatenua+ung circurr3stnnces exist whieh are beyond Borrower's control.B�rrower shall not desuoy,dnmage or impair tho P'coperty,
<br /> albw the Froperty to deteriorate, or commit waste on tha I'raperty. Barrower ehall be in default if any farfeiture acHon ar
<br /> procoaliug,whether civi!or crlminal,is begun that in I.ender's good faith judgment could res�It in forFeiture of the Property or
<br /> ��hP,wi�r marrriaity imnair the lien crcated by this Sccurity Instrument or Lender's securiry 3ntcres�Bonower may cure such a
<br /> dcfault and reinstnte,as provided in paragraph 18,by cnasi�g the acdon or proccecling N be dism9ased with a rullng that.in
<br /> L.ender's gaod fsith cletermination,precluda9 forfeittue of iho Boaowcr's interast in the I'roperty or other rnnterlAl lmpaitment of
<br /> the lien cteatcd by th'rs Security Insaument or Lesnder's sec�uiry intcresG Borrawer shall also be in default if Borrower,during the
<br /> lo��uppUcation process,gave materlally felso or inaccm�eW information or statements to Lender(or failed w pravide Lender with
<br /> any matcrial informadon) i�� conncction wlth tho loan evidenced by the Nato, including, but not limited to, ccpresentationa
<br /> conceming Horrowu's occupency of the Property es a principal re.9idenc�.if this Sa;udty Inswment is on a teasehold,Bans►wa
<br /> shaU comply with all the pmvisions of the leasa.If Borrower scquicra fx dtie w the Property�the l�sehold and the fa titb ahall
<br /> not merge unkss Lcnder ag�ecs to the mergcr in wciting.
<br /> 7.Protectbn o�Lender's Iti�hts iq the Property. If Aorrower faUs w perfarm tho covenants and egreements cont�tned in
<br /> this Securlty Insocument,or thero is e legal proceeding that may signiCtcandy effect I.endet's rights in the Property(such es a
<br /> procoeding in banlwptcy,probato,for condemnadon or eorfeituro or to enforce laws or reguledons).then L�ender may do and pay
<br /> for whakver is nece.ssuy w protoct ttre value of thc Propaty and 1�ender's rights in tho Pronerty.L,encler's Actbna may inciudo
<br /> payIng eny sums scctucd by a I9cn which has pdority ovcr thte Security Inatrumcnt, uppcaring in court, paying nea9onabk
<br /> attomeys' foes nnd cntuing on the Property to make repaina.Although Lcndcr may Wce pcHon under this paragraph 7.[.endar
<br /> docs not havc to do so.
<br /> My ameun�d�sbursed by I,ender undcr this paragraph 7 a�all bocome additional debt of Borcower socured by this Security
<br /> Inswment.Unkss Boaower and Lcndcr agnx to othc� tcm�s of paymrait,thcse amounts shaU b�sr intcrest from the daw of
<br /> diabursement at tho Noto rate and shall be payaDio,with intuest,upon notice from Leaider co aomnwer requesdng paymai�
<br /> 6.Mort�a`e Iasur�nce. If I.endcr ru�uired mo�tgase insurat�ce a�e condition of rriaking the loan socurod by Ihis Socurity
<br /> Instrument, Bcxrower shall pay tho premiums reqnireci to mair�tain �he mortgage insuuu�ce in effec� If, for any rcason, the
<br /> mortgage insurenr,e coverage roquired by I.cnder Iapses or ceagcs to 6a in eFfect,Bomuwer shall pay the premiums rCyuired to
<br /> obtaln coverAge aubstandally equivnlent to the mongage insurance proviously in effcct,at a cost substantielly equival�t w thc
<br /> cost to Bomower of the mortgage insurance proviousiy in effect, from an altemttto mortgage insurer approval by L�endtr. If
<br /> subswttially oquivalent mortgago insuranca wveaage is not uvaflable,Bcxrowcr sha11 pay u�Lcnder cach month a sum equal to
<br /> onatwcitih of the yeariy mortgage insurnnce premtum b�ing pald by Borrower when tlie insuranca wverage Lapsed or ccasesl W
<br /> be in effoct Ler�der wiq eccept, use and retain these payments av a loss reserve U� Iteu of mortgage fnsurance.Loss rese�ve
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