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<br /> `-�` ' � �•�.:�• TO(lETHEN WITH all Ihc improvcmcnt�now�x hcrcalicr crecicJ on!hc pruperly.und ull ru+cmrni..uppuncnuncc+. -
<br /> �..s,:�r�.�:•�Ux�.�.i• und fixtures now or hercuf�cr u pun��f�hc propeny. All replaccmrm.and udditiuns tihtdl also be a►vercd by�hix Secunry �:��y,.Y.�_�
<br /> ..�s"�`"'`.� Inxtrument. All of thc foreKaing i�refcrred to in thi�Srrurily In�:�rument ar thr"Pn►pcny•"
<br /> � BORROWER COVENANTS�hat Bnrrowcr i�lawfully.ri�cd nf Ihe c+�utc hrrchy cimvcycd und hu�thc righl lu g�unt `a
<br /> ' , � ,,.. und convey the Propeny and Ihut�he Propeny iy unrneumhured,rxcept far rncumhrunre.��f�ecorJ. BaROwur wun�ms und __ ,
<br /> will defend generally the tiQe�o�hr Propeny rguinst ull claim,und demu�xlti,wbjrrl w uny encumhrunce+��f rccord.
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<br /> THIS SECURITY INSTRUMENT comhincti uniti�mi rnvcnunt+ fiir nn�iunul u.e und Mm-unil'orm covcnantY wlth _ _
<br /> � - - " limiled vpn��iunx by juri,dictiun tu ce►n�+iilutc a unifurm.rccurity in�trumcnt cuvrring renl pr�rykrly. �-=_T,.._,.s-..,=,-._
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<br /> • �' •;'' ' UNIFORM COVENAN7'S. Borr�.wcr und Lender ruvenant unJ u�srec ur foUow,:
<br /> ,� ' l. Payment o�Princ(pal And Intercwl;Prep�ymenl�nd I.Ate Chs�rscw. Burc�►wcr�hull pnnnptly puy when duc�hc --
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<br /> �� principal af and interest on ihe debt cvidenceJ by Ux�Nnte and any prepuyment unJ lute rhurges dur under�hc Nrne.
<br /> .� • � ,. 2. Fu�ds for Taxes And Insurance. Subjcct to applicublc luw ur ta u wrinen w�ivcr by Lenekr.Horrower shall puy to _
<br /> Lender�►n thc day momhly puymcm,arc duc under thc No�e.until thc Note i+puiJ in full,u�um 1"FunJ.."1 for: (ul ycurly _
<br /> � taxes and u,�e�timents which may suuin priority over thic Securily In+trumen�u+u lien on ihc Propeny:lbl ycurly Icusehold _ _
<br /> � payments or graund rents on the Propeny, if uny: (cl ycurly huzurd ur proprrty in+urance premiums; (d1 yeurly flaui -�------------ �
<br /> • . insumnce premiums, if uny: le) ycarly monguge in�urunce premium,, if uny: and ifl uny ,ums puyuble by Bonower to �`��z�•�-
<br /> � L.cndcr,in accordance with ihr provisian+of pc�rn�rnph R, in licu af thc puymcnt of murtgu�c inyurunce premiums. Thesr `_s_� _
<br /> ' � '� items ure culled "Escrow Items." L.ender muy,ut uny timr,collecl und hold Funds in un umouni n�t to exceed the mnximum =
<br /> umounl a Iender for a tederully reluted mongage lusui muy require for Burrowerti e+craw uccount under 1he federul Rrul �`�.,
<br /> • Estute Seltlement Procedures Act of 1974 ati umended fmm time to timc. 12 U.S.C.# '-����'r sey.l"RESPA"),unless another _
<br /> � Iaw that applies to the Funds scts u lesscr amount. If so,l.endcr muy,ut uny time,collect und huld Funds in un amount not to �—�- �
<br /> � cxcecd the Icsser z►mount. Lcnder mAy e��imAte the nmount of Funds due aa 1hc busis i�f current duta and r+eotionable �,
<br /> estimutes of expenditurcs of future Escrow Items ur otherwixe in urcordunce with upplicuhle luw. ' ' . "`�j�=__,:�-
<br /> . The Funds shall be held in an insii�ution whose depoyits are insured by a i'edcrnl ugency. instrumentuliry,or emity �+.," �•�•�.-_
<br /> (including Lender, if Lendcr is�uch un institutianl or in uny Fcderul Hume Lnun Bunk. Lendcr,hull apply the FunJs lo puy y,,- � •
<br /> the Eacrow Items. Lender muy nat charge Borrowrr f�x holdinb und upplying �he Fu�xls, unnuully unr+lyring the eccrow � ' •�"
<br /> ". accounl, or verifying the Escrow Items, unkss Lenekr pa��x Borrower interest on the Funds unJ applicuble law permiu ����
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<br /> �� Lender to muke such a ch:uge. However. Lendcr muy rcyuirc BoROwcr w puy a one-timr churgc for an independent reul F�. _„�.
<br /> estate tux reportin�service used hy Lender in connection wilh thir laan,unle.x upplicuble law provides othcnvise. Unlesx un ....,,, ; '
<br /> �• agrecment is made or applicable luw rcquirex interest ta bc puid,l.endrr shall nut l+e requircd to puy Borrower any interr�t or ,�-
<br /> •� enrnings on the Pond�. Borrawer und Lender muy ugrcc in writing.Ix�wever,thut imercst shall t►r paid on thc Fund�. Lender •• ;�_,
<br /> • shall give ta Barrower,without churge,un annuul uccaunting of ihr Funds,showing credil+und debitti to ihe Fundx Und thc d� . . , -
<br /> • purpose far which euch debit to the Funds wux muJe. The Funds urc pledKed as udclitionul s��urity ti�r all sum.�ecured by ~.�
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<br /> this Sccurity Ins�rument. .
<br /> -�--------- it the Funcls hcid by LeuJer ���eed ihc amouni'. prrmtsted to be htld t�y applicahl� I��w, I.endrr .hall uccaunl to ,_ _:
<br /> � Borrower for�he excess Funds in arcordunce wi�h thc rryuirements of applicuble luw. If the amount of the Funds held by •+'�' ' ': •
<br /> Lendcr at uny time is�xit wfficicnt �o pay the Escrow Itrms whcn due,l.ender muy +o notii'y Borrower in wriling, and,in �_ -�� ,�
<br /> suc h cuse Borcower x hu l l pay to Le n c i e r t h e u m o u n t n r r e.,a ry t o m r k e u p t h e i k.t w i e n c y. B n n o w r r s h u l l m u k e u p t h e •
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<br /> deficiency in no more than twelve monthly puymen�x,ut Lendcr.sole dixcrelion. �,'���?����•. :
<br /> Upon pAyment in full ot'ull.umti+erumd by thiti S�curity In�trument. LenJer shull prc�mpUy rcfunJ to Barrower any 'tr'T' ' � ;; .
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<br /> Funds held by l.ender, If,under purugraph ?I, Lendcr shull acyuire or tirll the Properly.Lrndcr,prior to thc acyui�itiun or ` �
<br /> snle of the Propeny, shall upply uny Fund� hcld by Lrndcr ut the tink of ucyuisitiun or tiul.,ix u credit ugainst the suma
<br /> ' secured by this Securiry Inslrumcnt. ��
<br /> 3. Application of Pwyments. Unlr�+ upplic�hlr I;iw pr��vidcz othrrwitic, ull puymentx nceived by l.ender under
<br /> parugraphs I and 2.shull bc upplicd:firsi,to uny prcpaymem rhar�cs duc undcr thc No�c:+cc��nd.lo umountti payuble undcr !- i�;,. -
<br /> ' paragraph 2;third,to irncresl du�:ti�urth,to princ�pul Juc:und la+�,to any lutr churgcx Juc undcr Ihc Notc. � -����
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<br /> 4. Charges; l.iens. Burrowcr +hull pay all �rxr.r, u�,r+.mcnlz, churgc.. fine+ and impositions attrihutuble io the , ° :`_.
<br /> • Prupeny which ms�y attuin priurity uvcr thi.Sccuriry Imtrumrnt,unJ Iru.rhulJ paynxnc�or ground rentti,if uny. BoROwer ( ,y�._�.:'
<br /> shull pay these obligationti in thc munncr provideJ in puragruph?,or il'nol paid in thul manncr.Borrowcr shull pay them on t '^��.r,
<br /> time dircctly tu thc per.un owrd puymcm, Bnrrowrr+hall promptly fumi+h to L�ndcr all �x�iicc,of•rmuunls tc�he paid urnler : ' . .. +• f
<br /> thi.purugruph. If Borciiwer make.the.e paymrnt.r dirrcUy,Borcowrr xhall promptly furnish to Lender receipts evidencinF ;
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<br /> . the payments. °-,=s:
<br /> . Borrowcr shull promptly ditirhur�c any licn whirh ha.prioriry over thi�Security Instrumcm unlc,>Borrower:la)agrces i '�sr'
<br /> " in writinF to the p�yment of the i�bligation.rcured hy thr lien in u manner uceeptaMr�o Lendrr.l b1 come+ts in goal faith the � �.''�''"'
<br /> � lien by,or defenJ�ugainxt enfc�rcemrnt ul'Ihe liru in.Irgal pnxccJings whirh in the LcnJer ti upini��n operatc to prevent the .
<br /> ' enforcement of ihc licn:ur Ir1 sccure, 1'rom tlxr holdcr of the licn an ugre�ment .ati.l'artury• to Lender.utxirdinuting the licn ,
<br /> to this Securily In,trumem, If Lendrr�ktcrniinc,�hut cmy pan of�hc Pro�xny i..ubjrct w a lirn which may uuain priority
<br /> ovcr thi,Securi�y Inctrumem.Lcndcr muy givr Borrowrr a nutirc idcmifying thr licn. BoR��wcr,hall tiatisfy the li�n or take R .
<br /> one or more uf Ihc actions.e1 forth alx�vc wnhin 10 duyti of thr giving uf notice.
<br /> 5. Hazwrd or Property Insurance. Rurraw�rr+hall kcrp thr improvement.now•ezi�ting or Fxrcaftcr rrectrJ an thc �
<br /> Proper[y insured uguin�t los.by firr,ha�ard+inrludcJ within thr t.nn°rxtrndr.l ra�cr:ig�":inJ�n} ��thcr haiard�,incluJing
<br /> flaods or tlaxiing, tur which l.cndcr nyuircc in.uranrr. Thi. in.urancr .hall Ix ma�mu��ieJ in thr amounts and for thr
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