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<br /> .� -. � ' TO(lETHER WITH ull the improvements now or hercafter crectcJ on�he property,unJ all casemcnt+,uppunenun�:c+. �---���'`� �
<br /> _�e��r"n._�1*'��=�-'�' und iixwres naw or hereafier A pAn oi'the property. All rcplacements and uddi�ion�shull ul�►lx:covered by Ihis Security
<br /> , `'� Instrument. All of the toregoing ia reicRed ta in this Security Instrumcnt ux thc"Prapeny."
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<br /> ��'� � BORRdWER COVENANTS that SoRowcr is luwfully sciscd af the cswtc hc�cby canvcycd und ha+�hc rigM to grum
<br /> ;� • °: and convey the Properry nnd thut Ihe R'operty is unencumbered,except far encumbrunces of record. H��rrower wurruntti�nd �r,,,�.�,_y�
<br /> � ,,� will dePend generAlly the title to the F'roperty uguinst ull claima und demands,s:ubject la uny eacumbrunces of record. " ;°�,,.
<br /> .i� . . • _ - . THIS S�CURITY INSTRUMENT combines uniform covenunts fcx nutionul u+c and nan-uniform covcnuntti wilh !"''��� _�
<br /> <� - ' � • � , limited vuriAtions by judsdiction to con�titute u uniform tiecurity instrument covcring reAl pmpeny. -�- �__� � �
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<br /> ' � UNIFORM COVENANTS. Borrower and I.ender covennnt uncl ugree us fallows:
<br /> -�_ � . 1. Payment of Principal and Interest;Prepaymenl and Lale Charges. Borrower shall promptly puy whcn due the ,.;�,w�;� .��:.�;
<br />_-- ,; "- ^'1 prineipal of and interest an�he debt evidenced by the Note und any{xepAyment and lule chsuges due under 1he Note. � :•��.;.�.>�•� .,-_
<br /> �r�i ,�,. �• , 2. Fiunds Por Taxes and lnsurnnce. SubJect to upplicuble law ar to a wriuen waiver by l.ender,Borrower shall pay ro � ' '
<br /> .�•�';�r ���.��';�•:; I.ender on thc day momhly payments are due under ihc Nato, until Ihe Note is puid in full. A sum l"Funds") ic�r:(u1 yenrly '� : � i n �+�4
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<br />.,:,� ` .�,.•+.+���•.:r• ,•, taxes und ussessments which may attain priority over this Securiry Instn►ment us a li�n on Ihe Pro rt ;(b)ycurl Ieasehold �!�•. �;�M. �.
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<br /> ,•,_ pn m e m s o r ro u n d rents on the Pira rt , if nn ; (c) yearl haxard or ra n in:�uronce remiums; (d) year l fl o o d r,��;,;� :;.�'z•.��r�°:'�`;
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<br />-�?fr �?i�w ��•.` i nsurance premiums, if any; (e) ycarly martgnge in+urancc premiums. if any; nnd(f� uny xum� puyublc by Borzawer to ,; .,.;,��i�;i' �,,;,,•:;,
<br /> � �;i L e n d e r,i a a cc a r d a n c e wi t h the provisians of puru gra ph 8,in lieu of Ihe pnymont of monguge insurance prerniums. The�e � ' �,f �� �,f,';;.>
<br /> . . . items are called"8scrow Items" Lender may.at uny time,coUact und hold Funds in�n amount no1 to excced ihe mnximum �,�, '_t a'���h
<br />-A �' � `-;.�;, :.,�-;� amount u lender for a federally related mortgnge loan may require for Borrower5 escrow account under the federal Real �.i '',_�,..._ -
<br /> ` ��"' r1 ��`"'� r �'' � Estate Settlement Procedures Act of 1974 as amended from tlme to time.12 U.S.C.§26(11 et seq.l"RFSPA"), unless another
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<br /> ;,;;` •'",.�'�, , law thnt applies to the Funds se�s s►lesser amount. If so,Lender may,ut uny time.collec�And hold Funds in un nmaunt not lo � -
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<br /> . exceed the lesser umount. Lencler muy estimute the �mount of Funds due on the busi, of current data and rcasonuble . .� � "_—
<br /> -� � estimates of expenditures of f uture Escrow Itemx ur otherwixe in uccordunee with applicuble luw. �
<br /> .• �� The Funds shull be held in an inxtitution whose depo�itti ure insureJ by u federrl ugency, inxlrumentality,ur entily :4_�.��;p _�-..��.
<br /> (including L.endrr,if Lender is+uch un instiwtion)or in uny Fc deru l Homc l.oun Hnnk. l.ender.hull u p pl y Ihr FuMI+lu puy '+"�►i
<br /> � thc Escrow Itcm�. Lendcr may not churgr &�nowcr for hoiding und upplying the FunJti. unnuully unulyiing thc r.cruw ° '7 =`' �_
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<br /> ., uccount, or vcril'ying Ihc �scrow ticm+. unlc., l.cnJcr puy, BuROwrr inierc,i un�hc Fund+ �wJ s�pplicuMc luw �xm�ii, rF�:�. �:y..--
<br /> ' . Lcndcr lo mukr+ueh u char�c. Nuwcvrr, l_endcr muy rcquirc Borruwrr U�puy u onr-tim�rhargr li�r iin inck�xndr�u rcul E.�.:.;.��,s•_;: '—
<br /> cz�ute�ux re�xming.crvicc u.rJ hy IAixlc�in cnmuctiun wilh this Inon.unlr+,+i�licuhlc luw pr�widr�nthcrw ire. I inlr�.�m �'�"'�:'�:�''�,
<br /> ugrecmem ih mude ar upplicuble luw iayuirr�inkretil lo Ix puid,l.ender+hull um Fx rryuire�l t��puy N�►rrawer uny intcrrti��K �
<br /> ., .�� curning�un Ihr Fundti. Hcxrawrr und L�ndcr muy ugrcr in wnting,howevcr.�bnl iincrcrl r.hull Ixr puid on thr Hwid,. I.rndcr � .,,��.�..
<br /> �hsdl givc to Bi�rn►wcr,wi�huw churgc,un unnuul a�crouming��f Ilx f�undr.,hi�winp rrccli�+and deblh�a�lir I�uiKl,:md �hc ��,� `
<br /> purpo�e for which cuch d��it W th�Fwxlr wux mad�. The h'unJr are plydµrd u�udJitional ��wuriry litt ull+um� �ecur�d hy
<br /> - -- thla�t'rurily In��niment. . ` , . '�
<br /> If�he Fundx held by Lendcr excecd the umounts �rmiaed lo tx heW by appUcuble law, Lender shull uccount to -..-�,tiT=.
<br /> Borrower for thc excetix Flmdx in arcordunre with the reywremen�s ol'upplicubk law. If the umoum of�hc Fundti hcld by
<br /> ' • Lender at uny time is not xufficwnt to puy tlx�Escrow Ilcros when duc.Lcndcr muy +o rwtify Borrawcr in writing,nnJ, in , ; ,�,,,, .
<br /> such cuse Borrower xhull puy to Lender the umount necc,sury to makc up ihe dcticicncy. Borrower shall muke up thc :y,,��, �,�r ;
<br /> deficicncy in no more ihan twelve mon�hly payment,,ut Lernler z,olc di,cretion. ��+. �
<br /> U n aymcnt in full of all sum�.ecurcd by thi. Security In+�rument, l.endcr shull prompUy rcfund tn Sorrower uny "'" � ��"•` ��
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<br /> . • Funds hcld by Lcnder. If,undcr paragruph 21.l.endcr xhull ucyuirc�x.ell the Propeny.Lendcr,prior�o the acyui+ition or •.�.� � -• .�..
<br /> � sale of Ihe Property, shall apply uny Fund,held by Lender at the�ime oF ucquixitinn or,ulc u�a credit against the sums � � ' �
<br /> . secured by this Security Instrument. � • sa
<br /> a. Application oP Payments. Unles+ upplicublc law pruviJcs othcrwisc, ull puyments rcccivcd by Lender under _
<br /> paragrnphs 1 :uid 2 shall be upplied;first,to uny prepuyment churges due undcr�he Noie;second,to amoums payable under T_.,, . ,_�_:
<br /> . poragraph 2;third,to imerest due;fourth,to principal due:anJ lu.t,lo uny lu�r charger due under the Note. �.'J��`:..'�_;
<br /> ... . . ° 4. Charges; I.kns. Borrower shull puy ull taxcs, u.se.rments, churgex, tinc� and impositions auributubM to the -
<br /> �.�; Property which may uttain priority over thiti Securi�y Instrumunt,unJ Ieusrhold payments or ground rentx,if:►ny. Borrower
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<br /> .•r' „ shall puy thesc c�bligUtions in thc munncr pr�widcJ in purugruph?,or il'not p•rid in th�t mnnncr,B�rower tihull pny Ihem on s �...-�:,,:
<br /> ,. , time directly to the person owed puyment. Borcower shall promptly furnish to Lender all rxuice.��f umountti to t►e paid under . , , __
<br /> ' this pAragrnpb. If Borrower mukes�hcsc puyment.dir�cdy.Bortower xhull promptly furnish to Lender rcccipl�:evidencing ; .__ �.1 �
<br /> Ihepayments. � •.���
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<br /> . � Borrowcr xhnll prompUy ditichargc any licn which ha�priuri�y ov�r Ihis ticcuriry Instrunknt unlcss Borrowcr:(a1 ugrces i. • . .� �"^°--�'
<br /> . in writing to the payment af thc obligution�rcureJ by thc licn in a munncr ucccptablc tu l.cnder,(N)contests in gcxd fuith thc ! :�-;�i
<br /> lien by,or defends against enforrernem uf thc licn in,Iegul proceedinFx which in the Lendrr'.apinion operute to prevent the i '�;:�_�.
<br /> • enforcement of the licn;ur(r)tecures from tlx:holder oi'thc licn•rn ugrcrment,uti�fuctory to Lender+ubordinating the lien r_,;:�._�.,,�r•,
<br /> � � to�his Security Instrument. If Lcnde�determinrs that any part ol'�hr Pro�xrty i. subjcct to a licn which muy uttuin priority �. � � •• f.�;;z°
<br /> over this Security Intitrument.Lender muy give BoROwer u nolice identifying thc lien. Borrower�hall satisfy the lien ar tuke ,
<br /> • one or more of the actiom xct ti�rlh alxwc within 10 duyx of Ihe giving of notire.
<br /> 5. Hazard or Property Inaurance. Norc��wcr�hull kccp thc improvrmcnts nuw ex istin�;ur Ix rcufter crectcd on the .
<br /> Propeny insured aguinst lusx Ny iirr,haze�rJs includcd within the Irrm "rxlended c�wrra�r" and uny other h•rr.ards,including
<br /> „ tlaods or flooding, for which Lendcr reyuirex insurance. '1'hi, inwrunre �hall Ix nwintuirKd in thr umuunt, and far �he
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