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<br /> 5. �1�rd a' �'roperty� Iasur�uc�e. &�rruwcr chalt la.�.+ the impmvc�sis �w�w exi�ting or here:+Rer ernted ��n thr
<br /> Yrupeny i�uurc�l �ainst l��:c ��• (ire. h:uanic in�ludc�i within ih.term "rxter.dctil c���•rr,�;�' •rixf uny other hazar:ls, ineludins
<br /> flix�ds or flaxling,fo�which l.encler r��yuir�s ituurance. 7'his ins�urance�hall fk nuint�iixd in tlu�uiw�unt�a�w1 f.�r the pericxls
<br /> ttwt (x�xlcr ruyuires. 1'hc iiuu��ukc carricr prm�idin�; ttu• in�wa�xr .lull hc rh:�.cn by Flr�ruwcr �ubjctit t�. lx�xlcr's u�prc�va!
<br /> w•hich shali iwt bc unru..atiably withhelJ. If 13or�.iwer fail� u�nnin�ain �v,�•era�c described aMve. Leruter m•ry. at L.�nder'x
<br /> aEKion,obtain co�•erage to prcxect l.en�ier'>richts in thc Property in•rccard:u��c with paraFr�h 7.
<br />= All insu�.�uke palici�r u�xl rtoew;�ls�l�ll t+r :�rept:ible to Lrneirr and shall include a scanJarJ nx�rtgage clauce. l.eitider
<br />_ :!:all ha�:t":�ig;ti i:• ��!�i w ����i:9cs arn� «,irw,�i.. i;iriuici rcyuire,, nurn�w•e•r u�.ai# promptly gi��e to i,enacr aU rere�pt�ot
<br /> paici Preiiuunu wui rcsuu•al notic:s, in thc eti•ent af lacs, IA�rr�u�e�sh.all give prw�� �wtia:w tl�e i�uur:uue carrier��d L.e�xier.
<br />= Lender nny mal;e prcwf nf loss if not n�adc promptly by Borrow�cr.
<br /> Unless Lender and 13c�rrow•er otherwi�e agmz in writing, ins+itance proceeds shall t�e applial to restaratiun ar repair of the
<br /> Property cLvi�aged,if the restoration or repair is eronanueally fe.uible a�ul Leixier's secu:iry is nat les.cened, If the restoratia�i or
<br /> repair is twt economically fcasible or Lender's security would be lessened,the i�uuranc�praecxls shall be applied to the sums j
<br />- secured by this Swvrity Instrunu.nt, whether or not then due, with any ezcess plid to Barrou•er. if Borrower abandanc the '
<br /> Property, or does not ans���er u�ithin 34 days a natice from Lcnder thzt thc insuran�c casricr h:s offc-��to ser.te a clairu, thei�
<br /> Lender may collect the iruurance praceals. Lender n�ay use the proceeds to repair or restare the Property or tu�y sumc
<br /> secured by this Security Instrument,whether or not then due.The 3U-day period will begin when the ncuice is given.
<br /> Unless Lender and Borrower otherwise agree i� w�iting, anY apPlication of praccods to pdncipal st�ll ruu extencl ��r
<br /> postpone the due date oi the monthly payments referred to in patu�raphs 1 and 2 or chanee the amount �f thc paynwntc. if
<br /> unc.er paragraph 2t the PropeRy is acyuir�cl by Lender,BoROwer's right to any inw►�nce policies and proceeds r�lting from
<br /> damage to the Property prior to the acquisition shall pass to l.ender ta the extent of the sunu secutd by this Security Instrument
<br /> irtunediately prior to the acquisition.
<br /> 6.Oocupancy,Preservatioa,h���a rrocac��p of tae�o��cy;Borrow�er's Loxn Applic�tion; Le�cebolds.
<br /> an.�'SaiOU�i����il�ly.c'5��15ti.and ux t;.e�r�;c�iy,u nu��uwc�'�wriiu:ipal residea�e within sixty days aiter the execution of
<br /> this Securiry Instrun�ent and s1w11 wntinue to occupy the Property as Borrower's principal residence for ai least one year after
<br /> the d�. of occupancy, unles,c Lender otherwise agrers in writing, which consent shall not be unreason�bly withhcld.or unless
<br /> extetiv:atit� circurnuan�es exist which are beyond Borrow�ec's wntrol. Borrower sltall not destroy. damage ar impair the
<br /> PfOpCRY. �{OW the Prnnerty tn iiM��ratr, nr rnr�it u�gqt� fln r};� P��;���. A��.'��i��: �j= �,iauif ii Fulj+ tV ll CttY�C
<br /> action or p�oceeding, whether civil or criminal,is begun that in Lender's good faith judgment co�ld result in forfeihue of the
<br /> Property or otherwise n�terially impair the lien created by this Security Inctivment or 4�er'� socurity inter�st. Borrower tnay ;
<br /> cure sueh a default znd reinstate,as provided in paragraph 18.by causing the action or pt,o.-eeding to be dismisse�with a niling �
<br /> that, in Lender's good fait� determination, prrxludes forfeitwe of the Borrower's►u:�st i� the Propeny or othcr material �
<br /> impaimtient of the lien craated by this Securitv Icistrumec�t or I,ender's �ecurity interesz. Borrower shall also bc in default if
<br /> Borrower,during the loan applicatian process,ga�e materially false or inaccurate inforniation or staternents to Ler�der(or ftilod i
<br /> to provide I,encier with any►n�teri�l information)in oonnection with the loan evidenced Ny the Note,inciuding,but not limited
<br /> to, rep�sentadons conceming Borrower's occupancy of the Property�s a principal rcsideence. If this Security Insirument is on a
<br /> leaselioid, Borrower shzll eomply with all the provisions of thc .�,,,. If Borrower acquires fee tide w the Pivperty, the �
<br /> !'��.��r^w L��:.:,i'.:l:,st�:!:.:,:n'�:..�o u��:;ss!.e„ue��g�c�.,iv u�e,�ec�er in wridng. . .. ,
<br /> 7.Proteciion ot l.ender's Ri�hts in the property.If Borrower fstils to perform the covenants aid agreetnenu oontained in �
<br /> this Securiry Instrumeni.or there is a legal proceeding that may signific,antly affeq I.ender's righu in the Property(such as a k
<br /> proceeding in baNcruptcy, probate,for condemnation or forfeiture or to enfotoe laws or regulations), tlten Le�er may da aad (
<br /> pay for wh�tever is nooessary to protect the v�lue of the Ptoperty and Ler�der's rights in the Propetty. L,endu•s actiot�s may {
<br /> include p+ying any sumc secwod by a lien which has prioriry over this Securiry lnstrumetu, appe�ring in oourt, paying �
<br /> rtaso�ble attorneys'fea and enteriag ou the Properry to malce repws.Although Lender may take actioa under tlus P��Pb �
<br /> 9. L�ender does not hzve to do so. F
<br /> Any amountc disbursed by Lender under this puagraph 7 shall beoome additioo�! debt of Borrower securod by this _
<br /> Secwiry Iiutrument.Unless Bornnxer aad Lender agree to other temtis of payment�these anwunts shall bear interat from the �
<br /> d�te ofi disburuanent ac the Note rate and siull be payable, with interest. upon ratico from I.ender w Borrower requestin� �
<br /> WY�.
<br /> 8.Mortgage Iacuranee.If Lender required tnortgage incurance ac a condition of m3Jcing the lo�n secured by this Security {
<br /> Instnunent, Borrowu shall pay t�se premiums tequired to maintain the mortgage insurance in effoct. 1f, for�ny rcason, the t
<br /> nwrtgage insw��ce coverage req�:ired by Lender lapses or ce�es to be in effect. Borrower s�,a11 pay the premiums requirW to i
<br /> obtain cover�ge substantially equiv�lent to the mortgage insurance previously in effact,at a cost subsianti�lly equiv�lent to the ;
<br /> cost w Borrower of the mortgage inwrance pre�iw�sly in effect, fram an altemate mostgage insurer approved by Leader. If
<br /> subst�ntially equivabent mortgage incurance covenge is not available. Borcower shall pay to i.ender exh month a sum equal w �
<br />� one-twelfth of the yearly mortgage insuruxe premium being paid by Borrower when the insurance coverage lapsed or ceased to �
<br /> be in effect.I.encler will xcept.use and retaan ttuse paymenu as a loss reserve in liw of mortgage i ���.�Np, � teserve �
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