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'�1���� .. ..._...., ."`" -- — _ <br /> �e+��Y.,:. . _--_____-- _ -- -- _T_�__�: <br /> �- � � - <br /> „ _....:,�.,.-:'---� <br /> TQt',El['UGR Wl7'I!ult thc impru�•a�tents tww or t�nsfter etectal an l 9r�►{+erjty�ixt���nticntc.�}wrtrn:ux�.s,aixl <br /> fixtures now cu hereafter a �rs uf Q�c property. All replaccments u� �dditians �tull ;ilu► b�: �u�cr�vl by this Sr.urity <br /> I�utcument. All oP tire t„regoing iv rePerral tu in this Securi�v lnstrunknt a�the"Propen��." <br /> BORROWER COVBNANT'S that Bonawer i�law fully sei�exl��f tt�e eswte hcrcby convcyad aixl h:�ti thc right to grs.�t ui�d <br /> rrnivey the Pr��pe:ty :uu1 that thc Propertp is u�ncu�nberai, erceEx for encumhr�ukr� ��P rc.orJ. &��•r��w��r wa=^r.�nts,uul�•ill <br /> drf'c�nJ ge��ers�lly the iitle to�t►e Pc��x�ap�g:+iitie�li clai�u�cui S�u;uul�.auhj:t t�a�y encumbrancev c►f r��ur�l. <br /> Tuic ca:�t)RIl'Y IN�SRtIlLifNl'c�unbines wufurm wvet�us fur �wtianal use urxt nnn-unifurm cu�•u�nts with linuted <br /> v�ri:iions o��jurisciiciiur tu cut��iiiuir a uuiiviii�:i�u�::y in:i:srn:.r,i::.Yffif:�^.f:s!prr•�ri;. <br /> UNIFORAI COVENANTS. &�rrower wxi l.ctidcr cavenar�t:uui agree a.c fallowc: <br /> l. P�ynuat of' Priocipitll �oad Iuteresi; Preps�y'sueut Aud l.s2e Chut�cs. Barrow�er shall pramptly pay when due the <br /> principal oP and interest on the detu eviderued by the Neue suxi uny prepaymeni and late charges duc under the Notc. <br /> 2. F�utds fuc Tpxes and Insurauce. Subject t�� applicable law or to a written w•aiver by Lcnder, Borrow�ee shall pay to <br /> L,erxler on Q�e day monthly payments are due uruirr the Note. until the Note is paid in full,a wm('Funds"?for:(a)yearly taxes <br /> and asses,anenu which may atGVn priority over thic Security Insttument a.�a lien on the PropeRy;(b)yearly leacehold p�yn�ents <br /> or ground rents on the Propeny, if any;(c)yearly hazard or propeny insurance premiums;(dl yearly flood insurancc premiums, <br /> if any; (e!yearly martg�e insutance premiunu, if any; and (t� any sums Fayable by Borcower to Lender. in accordance with <br /> the provisions of parngraph 8,in lieu af the payment of mortgage iasur�nce premiums. Thesc:items are calted"Escrow Iteir�s.' <br /> Lender may. ut any time, collect and hold Funds in an urrwunt nat to exccad the mauimum amount a lender for a federally <br /> nlaied mo�bagc i�wu nw�y �r,yu��c fa� L:,rr�w"'s w:.:�w ac:aunt w:,�::tk� f�eral .°.r.al Est�!s S�rt�°:r._r.t p!�eeAdures Act �f <br /> 1974 ac amc:ixled from time to timc. 12 U.S.C. Section 2601 et see�. p"�IES�A"),unless another law that appliea to the Furuis <br /> sets a lesser amount. If so. Lender may. at any time. collect and ho.:�Funds in an amount not to excoed th; l�:sser amount. <br /> Lender may estimate the a�raunt of Funds due on the basis of curcenc 3ata and�ea�anable escimates of expenditw�s of future <br /> Fucmw items nr otherwise in aa�ordance with suaalicable law. <br /> The Funds shall be held in an inseitution wfwse deposits am insured by a f�deral agenc.y, instrument�ity, or entai�• <br /> (itticludin�Lender.if I.ender is such an institution)or in any Federal Home Loan Bank. L,eniier shall apply the Funds to pay the <br /> Escrow Itertu.l.ender may not chuge Eorrower for holding and applying the Funcis,annually 3nalyzing the escrow account. ot <br /> verifying the Escrow Items. anless Lender pays Bottower inierest oa the Funds and applicable law perntits I.ender to make wch <br /> a charge. tlow�ver,Lender may require Borrower to pay a one-time c:�urge ior an indeperKieni n.�i eaiaiC iaa�c�n,�u�ig �-�::_ <br /> used by Lerxier in coru�ection with this loan. unless applicable law provides otherwise. Unless an agrecment is made or <br /> applicable law roquires interest to be paid,I.ender shall not be required to pay Bwt�wer any interest or eamings on the Funds. <br /> Borcower nnd Lender may agree in writing,hawever, that inierest st�all be paid a�the Funds. Lender shall give to Borrowu, <br /> without charge, an annual accounting of'the Funds, showing credits and debits ta the Funds and the purpose for which each <br /> debit to the Funcis was ntade.The Funds are pledged as additiwtial security for all sums secured by this Security Instru�t. <br /> If the Funds held by Lendor exoeed the amoonts pernuttad co be held by applicable law,Lender shall account to Borrower <br /> for th-excess Funds in accordance with the requirements of a�plicable law. If the amount of the Funds held by Lrender at any <br /> time ic not sufficient to pay the Escrow Items when due,l.ender may so notify Borrower in writing.and.in such c�se Borrowu <br /> ,�t►ail nav to Irnd�.�r the amount nocessarv to malce uP the deficieacy. Borrowu shall make up the�cieacy in uo alore than <br /> twelve monttdY PaYrc►�nis,at t.cndcr's solt discrciion. . . _. <br /> Upon pzyment in full of all u►ms securod by this Security Instrument, Lender shall promptly rcfund to Barrower s�ny <br /> Funds held by i.er�der.If,under pangraph 21,Lcnder shaU acquire or sell the Property,Lender.prior to th�acquisirion or sale <br /> of the Prcperty, st�ll apply any Funds held by l.ender at the time of acquisition or sale as a credit agaitut the sums secured by <br /> this Securiry U�strument. <br /> 3.Applicatioa d Ppyments.Unlcss appiicahle law provides otherwise.all payments received by Lender un�kr paragnphs <br /> 1 and 2 shall be appliod:first,to any prepayment charges due under the Note: secondi.to amounts payable uacir.r parognph 2: <br /> third,to interat due:fourth.w principal due;and last,to any late chuges due under the Nou. <br /> 4. Ct�s�qes;Liens.Harrower sh�ll pay all taxes.assessments. charges. fincs and impositions�itributable to the Prop`rty <br /> which may attain prioriry o�er this Sxurity Inurumeat,and leasehold payments or ground reats, if any. Borrower sha11 pay <br /> these obligatioac in the mtiutier provided in paragraph 2,or if not paid in tt�at nuntur. Borrower shall pay tlum on time directly <br /> to the person owed paymeni.Borrower shail promptfy fumish to Lectider all nodces of amounts to be paici uixler i�iis p�+r�agrapi�. <br /> If Borrower m�lces these payments direcdy.Borrower shall prompt{y fumish to Lcnder rexipts evidenciag the paymaus. <br /> Borrowu st�all promptly discharge�ny lien which ha5 priority over this Security Iiutrtunent unless Bottower:(a)atgrees in <br /> writing to the ps►yment of the obligation securad by the lien in a manner accept�ble to Lender;(b)conteus in good faith the lien <br /> by, or defends segainst enforcement oF the lien in, legal prc�cee8ings which in the Lendu's opinion operate to prevrnt the <br /> enforounent of the lien:or(c)secures from the holder of the lien an agreement satisfactory to Lender sulwrdinating tt�e lien to <br /> this Securiiy Instrument.If Lender deternvnes that any parc of the Property is subject to a lien which may attain priority over <br /> this Socurity Instrument,L.ender m�y give Borrower a notice identifying ti�e lien.Borrower shall saiisfy the lien or take one or <br /> ma�c of the xtions set forth�bovc within 10 days of the giving of notice. <br /> Fw�302a 9190 <br /> Py.sas <br /> -- '��� "�i��-a,����.�';;-r•��' -��_ -—_- ---_- <br /> .�.�ti�r���;ti• � � �-r - � -� � -- -- <br /> -'""`,� �:' r� *�.*,`�'�'�'.� �,,';:„ � f;:'��.4��:�n; ,*�- - <br /> ��e� 'd.�.. . �.*� . . 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