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<br /> �3, l,w�p Chorges. U ihc loan xecured by this Security Ins�rumcnt i�ruh�cr��a a law which uty muzimum loan E • � »
<br /> chor�es,and that law ia finally intcrprcted��►thul the inlere+���r�xhcr laan churgc��uU�rtcd��r a•he rullcctrJ in runncclic�n �
<br /> !� wilh the loan excced the permitted limits,then:lal any such loan churge shaU i+c mJureJ h} the amount ncre,sary t�►reduce
<br /> •• the charge to the permitted limit;and(b)rny sums ulreudy collected from Hurru��rr N hirh ra.eeded perminrd hmu+will ��
<br /> � � be refunded to Bc�rtower.Lender may ch�xise to make thiR refund hy reducinE the prinripal owcd uudrr the N�xc��r hy muking —
<br /> ;` u direct payment to Borrower. If a refunJ reducer p�incipal,the redurtian n iU bc trcan�d:i� a parlla) prcp:��•m�•nt withuu�
<br /> - any prepayment chargc under the Note. �'
<br /> ' 14. Noticex. Any natice to Borruwer pmv�deJ fi►r in�his Serurii� In�trwnrm �h:�ll hr �iven b� JrlivcnnN i� ur
<br /> �, � by mailing it by firat claxs mail unletis applicable law reyuirer uu uf ano�hrr m��h�xL Ph� nut��c yh�ll he Jirrcted tu the
<br /> �= Property Address or any other address BuRi�wer desigaates Uy nwice to I.enJcr Any nnnc�tu lAnder.hall hc given by
<br /> ��� first class mail to l.ender's address s[ated herein nr any other address[.ender J�•���natc,h�•nuticc�u Burrower. Any naice
<br /> � � pravided for in this Security Instrument shall bc dcemed[o have 6een given u�Hnrr��wer or l.cnder when Fiven as pruvided
<br /> ;t � in thib paragraph.
<br /> '�j 15. Governing Iaw;SeverwbiNty. Thia Security Instrument shull tx guvcmcd by tcdcral I•ru•and thc law• nf thc
<br /> jurisdiction in which the Property iti lacated,In the event that any pravisiun�►r clau�r ui th�,Securiq�In,tniment��r th�N��te
<br /> b� conflicts with upplicabls law,such conflict shall not affect other pravisiuns�H ihi� Scrurity Instrumcm��r the Nut� which
<br /> # can be given affect without the cantlicting provision.To this end the p�avisions nf thi�Security lnstrumrnt:u�d thc Nute
<br /> 9 are declared to be severabla. , , A
<br /> �� � 16. Borro�ver's Copy. Borrowcr shall tx�given one coni'ormed�upy ol tix:Nutr ur�l uf thi+Sccurily I��.trument.
<br /> 17. TransPer of the Praperly or a Beneficial interesl in&►rruwcr. lf all ar.iny�part af the Prnp�ny ur any
<br /> � inleresl in it is sold or transferred(or if a henePicial interest in Borcower i,.��IJ ur tran+f�rrcJ and Burrowcr i+rnn a naiurnl .
<br /> i person)without I.ender's prior written consent. L.ender may, at its option, requirr immeJiu�c puymcm in full uf ull.um+ .
<br /> secured by this Sccurity Instrumen[.Hawcvcr.�his aption shall not be cxcrcised h} Lrnder d cxcrcise is prohibnrd hy tederal "
<br /> � law as of the date of this Security Instrument.
<br /> If I.ender exercises this option.LenJer shall give Borruwer natice of ar�cicr.�iion. 1'h.noticc+hall provide:� �xriud
<br /> 1� af not less than 30 days from the date the noiicc ic Jclivered or mailed wi�hin uhich Borruwer nm,t pay uU �nm,�crured
<br /> � by this Sccurity Instrument. If Borrower fails to pay these.rums p�ior t�i the cxpira�iun uf thu Fxri�xl. lw��xMr mav invnkc
<br /> any remedies permitted by thiti Security In�trument without further notirc��r.knumd�m Horn�w�r. �
<br /> , I8. Horrower's Right to Relnxts�te. If Borrower meets ccrtain c��nditiun..Nurro��cr,hull huve�hr nght tu have
<br /> enforcement of this Security Instrument di,cuntinued at any time priar a�th. eanc�r��t: �a)5 duy. lur.uch ��ther peri��d
<br /> • �s applicabk Inw may specify for reimtutement)t�efore sale of thc Propeny punuum���a��v����•cr uf+alc rnntuincJ in this �g
<br /> � , Securay Instrument: or�bi cn�ry uf u judg��i�nt enforcing this Suurit}• ln�.trumc��t. Tlr�«• �:��rnhn��n.:�rc thut &�rrower: -'.$T�
<br /> (a1 pays�nder all sums which then wauld br Jue unJe�this Securiry In�trumcnt und ihc Nutc u� ii'n�►acccleration had
<br /> �xcurred;(b►cures any def'ault of any��ther covenbnts or ugreements;Ic1 payy all.�x�xnse+inrurrrd in�ntbrcm�thi�S�curiry
<br /> Instrument,including,but nnt limited to. rcas�mc�blc•rttorncys'fcex:unJ(d1 takc,+urh acuun a,LenJer may rc•r,onably
<br /> � require In sissure ihat the lien��f thi.Securi�y Inxtrument. L.ender's rightti in th�Prc�pert� .�nd Nnffu��Cf'���t+liga�i��n u�paY
<br /> the xums ticcured hy this Security lnstrununl.h•rll rontinue unchanged. Upon rein.uucmrnt hy Burmw'er,tbi.Securnp In-
<br /> stniment and the obligations secured hereby.hall rcmain fully effectivr as if n��accclerauan had�xeurrul. H��wever,thix
<br /> right to reinstate shull not apply in the case uf acruleration undeer parugraph I�.
<br /> 19. Swle of Notet Ch�nse of Loan Servicer. Thc Notc or a panial inic��•��w ihr Nu��•�t��gcther with thi.Sc�uriry
<br /> Ina�rument)may hc aold onc nr murc time.wuhout prior nuticc tu Bnrrowcr. A ..dr�u.�� rr,ult in a.h:�ngr in�h�rntity .
<br /> lkn��wn a.r �he "1.���n Servicrr"1�hut c��llect� manthly payments Juc under Ihe I����� .wd �hi� ti�curitp ln+[runxn� There
<br /> . also may Nc onc ur morc chunEc+of�hr Luan S�rviccr unrcluted ro a �alc af dtir !���i�• U ihrrr i, �rhangc �d ihc Li�•rn
<br /> � Servicer, Borrower will be given written nouce uf the rhung� in ucrordancc w iih ��.n.q�rn}�h la aiwrvc anJ appliraMe law.
<br /> The notice will slate Ihe ns�me •rnd adJress of the ne�v L��an Servicer•rnd the ad�irr,.iu�vhich pa}•men�s should he made.
<br /> � ' The notice will als�� rnntain any other inform:�tion required by upplicaMc la�v.
<br /> p. 20. Hazardous Substances. Burrowcr xhAll not causc�tt permit thc prr��•n;r. u�r.di+pn�•rl.rtoru�:r.��r rcica+c
<br /> � ��iany HazurdousSubrlunccx un or in thc Pr��peny. Bnrrowcr�hull not dn. nnr.il�.��� .u���ro. ,�l�r t��Jo,unything:�ffcctinE
<br /> f , the Properiy tha�i. in viulnUon ut'uny Environmenrrl Law, The prerrJmE t����„•ntrn.r�. •.h;dl uot upply ta the prr�rnre.
<br /> use,or stotagc an the Propeny ut'+mull qu;mtiuc,nf Hazurdi�u.Suhstanca thai.u.��:�•urr.il�� rrcu�n��eJ 1��h�rppr��pnule
<br /> to normal residentiul u�c+ •rnd tu mumtenaurr �►1 the Property.
<br /> ' Borrower shall p���mpdy givr�_cnder wnucn notice of uny im�r.tiE:wun..I.�uu.�I����i.uul. la���.un ur uthcr aruun hy
<br /> �
<br /> any governmental or regulut��ry :�gency or private puny involving thc Pn���r�n .�nd :my HatarJ��u� Suh,tance �ir
<br /> Environmental Law of which Borrowcr ha�uctuul knowled�e. If&�rraHCr Ir.u�».��r i� n��tdird ht any �uvrrnnuntul ur
<br /> ( i • regulatory authorily.that uny rcmuval��r��thcr rcmcJiatian uf any Ha��rJou+tiuh,t.m<<•:U t�•�un}th�• Pru{x�rty i,ncrc+.ury.
<br /> � Borrower shnll promptly takr:�II necc.ti:,ry remeJial artions m ar��ttd:�nrr ��iih f u�u�mm�•ntnl I a�.�
<br /> As used in this paragr•rph���, ��Huzarduu.Sub�rrnrrti'�JR'(hU�C tillh�IJllu'���Clltlr�l.�ti I��C1�uf I1J/:ICIIUU\�UIIMJI1CCti
<br /> by Environmental L:►w and thc ti►Ilowmg,ub+tanrcti: gas��linc,kcru+enr.��thrr tl;uiim.d�l,•, � i��ri.�x•troleum pr�xlui t,.t��xir
<br /> � pestici.les and herbicides. vala�ilc .ulvent.. ma�cri:►I,tontainin�; :uhr,�n.„� t��n�i.d.l,i��,�� . .�n�l i.�d�uart�cc ma�enal, A,
<br /> used in�hisparagraph 20,"Environmcntal law"nkun+fcJcral Iaw+anJ L��titi���dn iwn,l�.t��m��•hcrc thc I�ru�xny i.l�xatcd
<br /> that relate to health, xafety or cnvironmcmal prolernnn.
<br /> � NON•UNIFORM C'OVENAN Iti H�ttr��wrr.�nJ LrnJcr lutlhci :�����n.ml.�n�l n�ar• .�• t��llrnt�..
<br /> 21. Acceleration;Remrdics. I.rnder+hall girc notice to Borrower pri��r tu urrrl��r:idnn iiiDoHin}�HurrnNer'+
<br /> � � bre�ch of eny covenant or aRrerment in this tiecurltv Insirumrnt �Mit n��� prior to urccler:��i��n under paray;ruph 17
<br /> � , unless ppplkable law provides otherwi�cl.The noUcc sh�ll�p�tiif}�: lul th��d��fiiull;Ib��hc:,ctinn rcyuirrd to rurc thc
<br /> defoult; (cl A date, not less than 30 da�•ti from the d�te the noUrr i.�icen tu linrrn.t�•r, b� �Uikh thc default mu.t
<br /> hP rur.yle ond Idl that f�ilure tn rure the default�►n nr brfore the dute��xY iPi�•d in tha nulir�•m�� re�ull in uccelrration
<br /> of the�ums secured by this tiecurity Instrumrnt and,alr�►f'the P�o�xrt}. 1'I�e i►ntire tihalt furtncr inturm Kurrnaer
<br /> of the right to reinstAte uBer acccleration und Ihe ri�ht tu brin�a c�wrt �iclG�n to a,.i�rf Ihe nun-eaixtenre nF u dei'uult
<br /> or any otMer defense uf Borrower to ucceleration and�ale. If lhr defuull i+nu�r��red un ur I►��fure the dute.�citicd
<br /> ; , ' in the nottce,l.ender at its option muy require immediate payment in full ol',dl unu.�ccared h�Ihi�tircurit�In�t�umcnl
<br /> ' without further demand and mey invoke the M�N•�r nf wle and am•�►ther rrnu•die+�x�rm�0�•d b�uppRcuble luw. Lcndrr
<br /> shall be entitled to collect all expen�e� incurrrd in punuinR the rrmedie.pr���id��d in �hi. p.�r:�};ruph 21. inrludin�;.
<br /> � but nol liroited to. reasonable nttorneys' fers nnd costs oi'tftte cvidenrc.
<br /> Form�028 9/90 ipnvr�.��s p�iu�•�1
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