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<br /> '�PDt3�r'CF�R WITH aU cbo uuprovau�us �,ow on c�rafa;r c+a.i�a-1 un tt�prup:xty,:.na cu1 c:r:nscnts.agpurtcnaaccs.�nd °
<br /> i'ixwres tww ot trer�eaiter a pa�t of tlse property.All repfactmtnts�tul addition�cl�aU also bo cavercd by Ihla Socurily Instrurnen�
<br /> ��pf�lus f�er�ning ia rnfrrnv)tn in this Security Ifl�ttutltent as ihe"Pt+041G1tV."
<br /> aOkROW6R COVfiIVANi'S thu Be.�rtow�a is lawfully sel�ed af thc cstue haeby convayod u�d has tbe ri�ht w Qn�ru�nd _
<br /> convey tho Prosxrty and ihai Iho Prt�eety is un�ncumberod. exc�t for encumbran�rs of rocotd. llcurow•cr warrrntz/�d will .
<br /> deieud gearrslly thc titic to the Pr�e'nY a�sst all clairns t+�i d�a�w�d�.wb}�t ta any eucus��br�uc..s oi rxcrd. -.
<br /> `I 1{(S S�I:URri Y IIVSi�2U"MBN i comoirus uniicam wvc.�wiur fur ��iii»�1 uk: �+x1 aan-uuir`air,:,;w�u�s wit� ::mii:..;
<br /> v '^�1ri�i1S by jUT�tid:Ct+0.'1 i0 CA�'1i:iiuiC 9 W11f01`.I�SCC:liity incmim�nt CQVt7tilp I[El ptOF!'11y. -
<br /> UNIFORM COV6NANi�.Bortowcr aad L.etuler covc�ant�d agrtc ac fallows: °
<br /> 1.Paymeat ot Principal aad Laterest3 Preptiymeut�d Lak Cl�r�es. Horrowcr sbaU prcuuP�Y PaY wheti due the
<br /> principal of and iaterest on�he debt evideaa�by the Note and anY P�Yment wul fatc chargrs dua w�der the Note. _
<br /> 2.Funds for Taxes and Insurana. S�rbjoct to applicable law or w a writtea waiver by Lender.Borrower ahaA pay to _
<br /> l,entier on tlse�d�y monttilY WYments are due uader che Note.until the Ncue is paid in fuU.A sum("Funds")for:(a)Yearly taxcs -
<br /> and assessments which may att�in priority over this Security Instrument�s a lien on tha Property;(b)Yearly kaschoW paymeuts =
<br /> ot g[�owid ratts on the Pro�xa'ty,if any: (c)Yearly ha�ard or propaty insu�nce premiums:(d)Yearly flood instunnce ptrmiums,if
<br /> anY: (e)Y��Y�888���'�Pcemi�uns. if any:aad (�anY�WYable by Bo�rower ta I,ender�in accardance with the
<br /> � provisions of paragraph 8,in liw of iha payment of mortgage insurance pcen►iums. These items are calbd 'Fiscrow Ite�as."
<br /> l.ender may. at any time,collect and hold Fwu�s in an amosu►t not to cxceed the ma�cimum amount a IeiuYer for a federally rel8t�d _
<br /> moctgage loan may require for Borrow�r's escaow acco�l nnder the federal Rea]Fsstate Setil�meat Procedurrs Act of 19?4 as _"
<br /> amendod from timme w dme,12 U.S.C.Sectiw�2bOl er uq. ("RESPA"),un1es9 a�other law tt�t applies to the Foads sets a lesser -
<br /> �nouat If so�I��der rnay. �t aay time,collect ar►d hold Funds in an amount not to excced the lessa�cwunt I.ender may
<br /> zssimato the anwuat of Fw�ds due on the bzsi,s oi curtwt data and reasoaab1c estitaates of e�cpendiwres of fuuue F,scrow Itr.ms oc
<br /> odurwise in aocadance wuh applicable law.
<br /> iao Fwuis slwii bz i,�4i;�aa�w��.a�s a:,iasur�d by�fe�...���;enc;.�ash+�men��lity.cK e�n6ty(in!�t,�ct;�g
<br /> Lender,if L�c,ader ic suct�an instiWiiw�)or in aay Fu�leial Home Loan Baak.L.e�ck,r shall apply the Fuads W pay the Fscrow
<br /> lteau.Leades may not ct�rge Borrowu for holding�ul applying the Futxlc,anaually analyzing t�e esauw�ccouat,or veatfytins -
<br /> the Fscrow Iums.unkss I.ei�der pays Barawer intatst oa the Funds and�ppticahle law pumits Leader to m�lce such a charge.
<br /> • However,Leader may roquire�omower to pay a ooe-ame charge for an indepasdent real estate taa reporting savice asod by
<br /> I.eadel ia coaaoction with this bw.�Ness applicable law provides othcrwise. Unkss an agroe�s,•,at iv a�ade or applicab}a Zaw
<br /> � roquires intatist to be paid,I�eacfer si�all aot be required to pay Barrowa any inurzst or eamis�s on the Funds.Borroa er,.ad
<br /> I.e�sde7 cwy agree ia writiqq,howevu,that i�st st�ll be paid on the Fwtids.I.eackr sha11 give co Bamwer,witbout ctiar�e,an
<br /> annual acaounting of the Amds. showing credits arid drbits W the Funds and the putpose for w•hicta eacd d�it ta tne Fua3s was
<br /> made.'The Ftmds sre piedgod as addidooal secwity for all swns secured by this Security Intuumont
<br /> ' If the Funds beld by La�der exceed the amants pcimiued to be t�e3d by apptic�bb l�w,I.end�r shall account to Boaowrr for
<br /> . the eacass Fuads iu accordance with the requirearaits of applicable law.If the sunou�nt of We Fu�ds heW by l�ender at say time is
<br /> • oot su�cieai to pay tbe Bscrow It�as whm ciue,Leadcs may so notify Bomowa in a�itiag.aad,in sucb case Borrower shali PaY
<br /> ' tn 1�4+r thn frntitnt tfecLr.R�V N tOa1tC UD tbC �ICYaCY. Boaowe7 shall malce uo tlse d�eficieocy in no more ihan twelve
<br /> � ��Y WY�•at Le��'c sde di;��hn.
<br /> UP�P�Ym+eat ia full of�ll sums sec�ced by ttus Socurity Instrument,Ieader sball promptiy refi�ad to Bomowar aay Fuuds
<br /> � he3d by Le,ada.If,nnder p�rag�aph 21,I.eur3er shall xquire a sell the PcioQerty,I.eader,Prior w tlia xquisitioa or sak of We
<br />. Prop�ty.sLall apQty aay Funds hekl by l.eix3a at tha wme af acquisition or sak ac a cc+edit��ut the sums socured by this
<br /> • Seauiry Ia�utneat.
<br /> • 3.Appiieatior ot Pa9deetc. Unless appL'cable law�nvidrs othe�wisc.ail paymeats rece,ived by Lassdet under p�graphs
<br /> � 1 aad 2 shal]be applied:frrst.to anY P�Y� �'8es due u�sdu the Note; seco�xl,W amouats payab3e undtr p�gn�ph 2:
<br /> third.b iutatat dre:foweth,w priacipal due;and 1�st,to aay late cb�rges due under tbe Note.
<br /> 4.C��s;l.ieat. 8orrowa shall pay a11 t�s.assess�.c�ar8es.fiaes�d imposirioas�utaWe to the Ptopaty
<br /> wfiicl,may saain priority over►his socuriry rastruoornc.eaa kasehaia parmeats or s�+o�ad reats.if�,y.soaowa shall pay these
<br /> obligations in the tnanaa providod ia pan�2. or i€aot paid in that manner,Borroatr sh�ll p�y the�oa time d'uocdy co tbe
<br /> peraon owai P�Y� Bort+ower st�ll promptlY furuish to Ixader all uotiors of au�oiuus w be paid tuider ttus p�r�h.If
<br /> - Bomowa makss d�ese pay�airaxly,Eorroaa st�all proa,ptly fiaaish to r,.asaer receia����+�8�PeY�
<br /> Baa+owc shall P�P�Y�Se any lir�wbich has p�iority over this Socurity Iast�umu�t udess Baroaar:(a)�gtees in
<br />- �vridag to the paymeat of the obligatinn soc�ued by Q►e tiea ia a manaer acceptabk to I,rnda;(b)cmteus in good faitb tbe tiea
<br />- by. a dtfasds agaiast tafc�neat of the liea ia,legal pnoeodiags whicL in the I�enda's opiaioa opaate to p+evest tlie
<br /> eafo�ent of the liea; a(c)secures from ttse ho�des of the liea an�g;reunent s�tisfactory w L�eader sub�cdiaating the liea to
<br /> du�Seauity Iu�wment.ff I.eoJa dete�aiaes t1�t aay par4 of the ProQaty is subjxt to s liea whicL may attaia priarity ovu thir
<br /> Security���!.l.e:sda may give Barowar�notice ideatifyia�the liea.Barowrr s�ha11 sarisfy tUa liea ar nice oae or moc+e
<br /> of the ictioas set fo�th above w;tbin 10 days of tbe givin�of not;ca.
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