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<br /> 5. Hazrrd or �'o�wrty iawrat�e. 13:�rrow•cr shall lap the impru�rn�ua sww• cxistin� 6hrroafter erat �w� tt�r
<br /> Property insuraf ays►inst loc�by firc, ht=aniv i�tuclecl within the terni"cztc,xial iuvcrx�e" +ukl wiy ��ttkr t�r:r.i�. in:tuc!!n�
<br /> floads or flooding. for whirh Ln�der rayuirc�: incurw��c.This iruurarke sha!! bc isulnl�i��o�)in tfk Wiwwiu.�uw) I�w Uw���a�i.
<br /> itw: 1..;.r::r r..auir;..s. Th� insarssicc carricr pervidiF�p t1+G inwrsacc slull be clwscn by B��rn+wcr wbi�'���� �x��'y Wy'^��+�
<br /> wfii�h shall not be unrcas�nably withheld• If Borniwer f;cils tu n�aintain cu��cr�e Jrxrit+M1 �1x���e, tanJcr uuy, rt I.ww1c+'�
<br /> optinn.obtaiie covera;c to pr��tect LenJer's rights in the Piope�ty i����'cNtilxtka w•ilh p�:tru�tr�plt 7.
<br /> All inwc�:{wl'uies�! e�ene�.•als shall br ae��eptaNte to Laxler r►nci ahall in�ludr w.twrl�nl nwut�uy�r d�ua► 1.�+.kr
<br /> shzll Na�•�the right tn hotd the policics and rcnewYtv. ii l.enclrr tc��uiizs,rix�i.uw.�w►iii�ruii�iit}�i���ta�t.�:t�:.rt: < < r.`.'
<br /> paid prenuun:c and renewa�t►otires.In thc evc�u�f lo�..,Banuwcr s.hxll{�ive pam��t exNicc to�hc iiuurmwti�iuricr wkt iaiwkt•
<br /> Lender may malce pmaf��f loos i1�x��»ade pr.x�tptly by Borrow•cr.
<br /> Untesa Leiuier mxi Borrower otherwise ttrrx in writing,insurrrk�e prik�cedc+twl1 b� ;y►pUa! �u rest�►r�i�u�ur i•c�u1i•u(thr
<br /> Property dan�ed,if the reston►tion or re�ir is aonanuc�lly fracible cux! Lendcr's sc�urity is ixu Iessc��+J. If thc nu.u�iw��K
<br /> repair is tu�t cconaoiically feasibte or l.e►kier's security would be It�se��a1, ttu ii�.wrui� pnkee,is�lwll hc:y�pital lu d�c wo�u
<br /> secured by this Securiry irucnunent, whether or not then due, with any excess {�i�1 tu &�t�nia•er. {f li��rn�w�ar���uw tt�r
<br /> Property,ar 3oes not answer within 30 days A notice fram l.ec�der�h�t the irtiwr:uxr wrrier tws ��i7eraf to�rttl�u clYiiu, tlx��
<br /> Lender n�y collect the in.wrance praceeds. Lender nwy use the pmceects to repair ar rcuorc the Prupert�� �u tu r:ty �uuuti
<br /> securad by this Seeurity Instrument,whethcr or not thCn due.'f'iu 30-day periad will besin w•hen the ixwice ia yivti�.
<br /> Unless Ixnder azxf Borrawer otherwise agree io writing, anY applicatior� of proceuds ta pritxipa! a!w!1 nW �xtuxl ur
<br /> postpo�u the due date of the nwnthlY paYmcnts referred tu in paragraphs 1 arwi 2«r change thc�uncw�u ui'the {►:+ymuu�. If
<br /> under pu-a�ranh 21 the Propeny is xquirod by Lender,Be�rrower's right to any i�uurutiee pc�licic:.v ruxl pnxoais irsultii�1'r�u��
<br /> dan�ge to the Property prior w the xquisition shall pass to Lendtr to the exteni of the wn�s saural�y this Socurity In�ttuuteuc
<br /> immediatdy prior to thc acquisitiaa.
<br /> 6.Occupancy,Preservatbn,blaiateaa�ce�nd ProtecNoa ot the Pfroperty;B�rroK�er's l.o�n Appiic�tioa:Lea�eboldr.
<br /> Borrower stsall ocwQy,establish. �nd use the Property as Borrower's principal n:sideiue within sixty days after�he exreudon ni
<br /> this�ecurity Inst�vmesu and shalt continue to accupY the PropertY�s Borrower'�principaJ rcsidence for at lesst one ytu�icu
<br /> !he date of accupancy.unless L.ender otherwise agrots in writing.which consent shalf nat be unnxsau�bly witltheJd, cu u��{e:c
<br /> extenuatiqg circunu:anees exist which are beyond Borrower's control. Botrow•er shall not c�stroy. dunage or impair the
<br /> Propeetv, allaw the Property to deteriorate. ar ooJr�nut wasste on the Pt�oporty. Borcower slsall t►e in default if sny f�ufeiwrc
<br /> action or proceeding.whether civil or criminal,is begun that in[.ender's goad faith judgmer�t could msult in faH'eiturc af the
<br /> Property oe otherwise matectially impair the lien crcated by this Security Iastrument or Lender's security ituereu.Bort�ower m�y
<br /> cure r.uch a default and reiastate. as provided in paragro�ph 18,by�ausiag the nction or proceedic�to bt diunissed with a nrlinQ
<br /> that. ia Lender's gaod faith determination. prxludes forfeiturc of the Borrower's �ntecest in the Propeny or�Kher muetial
<br /> imp�:m�ent of the lien crcated by this Security Instnunent or Lender 9 security intercst. Borrowu shall also be in default if
<br /> Borm��r.during the lou�applicztion process.gave n�tuially false or inaccurata infom�tion or staten�us ta La�der(or failod
<br /> to pro�ide Lrender with any muerial information)in rnnnection with the loan evidenced by the[�tote. includinQ.but not limltod
<br /> to,reprasentatiuns conoerning Borrower's occupar�cy of the Property as a principa!residonce• if this Security Instrument is or�a
<br /> teasetwdd, Borrower shall coniply with stll the provisions of the lease. ff Borrower scquirrs foe titk w the Pt+operty. the
<br /> kasehotd aad the fx titk shall not muge unIess lrnder agr�s to the mergcr in v�ri6ng.
<br /> � �■ .s__�_ss� �.•�!��L�f►.���r.. IC D.. �'w � �6�wwn�hb� �enrowMa�YMMf�Mf�!1�"_
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<br /> this Security l�nt. or tlxre is a legal pra�aeding that may signific,antty attect l.esder's rights in the PropertY(such as a
<br /> procceding in banl�uptcy.probate,for amderrutiation or forfeiture or w enfocoe laws or ngul�tions), then l,euder mqy do and
<br /> pay for whatevu is noce.essiry to protect the value of the Propeny and Lender's rights in the Properry. l,erxkr's actions may
<br /> inetuck paying any sums secured by a lien which has priority ovu this Sccvrity Insuumnt, appearing in oourt. ptYiq�
<br /> reasauble attomeys'foes and entering on the Praperty to mak�repairs.Althou�h l�ender may take actioo ui�der this pan�rapb
<br /> 7.Lender does not tuve to do so.
<br /> Any amounts disbursed by l.ender under this paragraph ? sh�ll baome additia�sl debt of Borrower soatred by thit
<br /> 5ecuriry inuruma�t. Unkss Barrower and Lender agroe to other tern�s of paymeat. these unounts st�ll bear inter�st from tbe
<br /> dste of disbursement at the Note rate and st�tl be payable, wiih interesc. upoi�notioe from I.eidar to tiormwer roquestin�
<br /> wy�•
<br /> 8.Mort�e Iasuranoe.If L,eader requirod mortrt�e insurance as a candition of making sbe loaa socured by this Sacurity
<br /> Instn:me�u. Iiorrowu st�l pay the praniums requirod to maintain thG tnortgage iruuranct in effcci. lf, for any reasoo. the .
<br /> cn�rt�age insuruxe coverage requicod by Lender tapses or ceaces to be in effoct.Borrower sl�aU pay the peea�iums roquired w
<br /> obtain co�•er�ge substantislly equiv�lent to the mortgage incur�nce previously in effoct,ai a cost wbstantially equivalau w the
<br /> oo�t ta Bonnwer of the mortgage insurance previously in effed, from �n alternate mortgs4ge insurer approved by Lender. [f
<br /> w6sw�tially equivalent mortgage insur�nce coverage is not available.Borsnwer shall psiy w Lender each month 4 sum eqwl to
<br /> onc-tu�lfth of the yearly mortg�ge iivanace premium b�ing paid by Borrowa when the inwraoce covcrage l�psed or aacod W
<br /> be in effoa,teader will accept. use and tet�in tlxse payments as a tou reserve in liw of mort�ge insuronce. Loss reserve
<br /> Form 302f �0
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