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<br /> 96-�,03�.'7'7
<br /> S. li�wrd or Pru�si� iuwr�ux�. B�nr�iw�+• st�all lc�p th: impm�•cn�rnts nc+w txicting or hereattcr rrcrtrJ �+o the �
<br /> 1'rc�rty incurcd:�aiitu Icus by fi�e, h�uuds iixlu���!w•ithin tl�c trrro "c�t�nJ.�l �u��r�e" ;uxl :u�p uth:c h�tzrdc, incltu�linr _
<br /> flaxlc ar flaxiing, f��r whir�l.cixicr rcyuire�i�.ur+�xr. 'Ih�.insurance shall hc m:iinuirial i�i�iw ;u�u,wu.wwl fur tik Ek�i� -
<br /> �Fwt l.encler rcyuirea. Tix iitwr�uki�•arcier pro�•iJing the in�uraoce xhall be ctw�e�t h�� &�rc��w•rr tiubjcct tu l.etxle�'�apputiva!
<br /> whirh siwll �wt bc unrusa�ubly withhclJ. If&�rro�ticr fail� tn nnintain cu�•erage Je�crihed atxn•e, i.eixkr �nay, at l.ciuier's =.
<br /> �uuaui.obG+in wvcr►er w on�t�tit l.c�xlrr's ri�;hts in thc Pruperty in xcur.l;uxc wiUi par.►��•rph 7. __
<br /> � All incurance Q�>>icicc an:1 rcne��:il� ctull t+c:xcepuble to 1.enJer :nx� slwll inelttde a strixldrJ nxwtgag.cl:wse. Lender �
<br /> shull li:n�e►he right ta huld thc polici.s a�xl r�nca�als. IP l.e�xier reyuires, Borruwer�hall pramptiy�ive ta Lcfklcr all R�ript�uf _
<br /> p:iid ptemiaiu:uul��i�ewa! noci�YS. I�i tt►e e�•ent af lo.s.Bc�rr�w�cr�I!bire prompt notiec to the ituutanee carrier and Letxkr. _
<br /> Lender may n�►l•e proof of loss if nat made pmmpily by Hc�rrowe�. —
<br /> Unlesc Lcixter;uid Iiorrower othcrwise agrcc:in writing, ituurance proccecis chall be applial to rcstorntic�n or repair of the �
<br /> Pmperty dam:►ged,if the restor�tion o�re}�air is oconomically feasible mu1 l.eiuler's security is nw IesseneJ. If the restorition or _
<br /> repair is not economiea�ly feasibte or Lender's security would be le.csened,the iacurrncc ptoe�ds shall be applieci to the wms
<br /> secureii by this Security Insttunteot, whether or not then due, with any excess paid to Borrowcr. If Borrou•er abandons thc
<br /> Propeny, oe does not answcr within 30 days a notice f'rom l.ttuier that the in,curance carrier has offered to settle a claim, then
<br /> Lender rn�y collect the insurance proceeds. l.e�xler n�y use the procceds to npair ov resture the Property ar to pay sums
<br /> secutc�by this Sexurity Insuument,whether or not then due. The 30-day period will bcgin whcn the notice is given.
<br /> Unles.c Lender �ul Borrower otherwise agree in writing. any application of proceeds to principal shall not extend or
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<br /> NwiNuiK i�'ic uuc�diC iii Cjii.�TiOiiu�Iy P.�YiTt:.Ti:; i:.�.::� tti a�lSal'wY�t 2 :2(� 4. 31l0_ [}H_' !!?i�! P_
<br /> under parag�h?I the Property is acquired by Lender, Bc�rrower's right to any iasurance policies and proceeds resulting from
<br /> dsn�e to the Property pri�r to the ar.quisition shall pass to Lendcr to the extent of d�e sums secured by this Security Instrument
<br /> immediately prior to the acquisition.
<br /> b.()a�upancy, Pnservatiou,blaInicn�nce aad Protaction ot tbe Pro�rty:Borrower's Loan Applicatiou;Lease6ioltic. _
<br /> Borrower shall occupy,est�blish,and use the Property as Borrower's principal residcnce within sixty days after the ezecution of
<br /> this Security lnsttument and shall wntinue to occupy the Froperty�Borrower's principal tesidence for at leau one year after
<br /> the date of occupancy,unless I.ender othetwise�rees in w•riteng,which consent shall noi be unreas�nzbly withheld, or unless
<br /> extenuzting circunutances ezist which are beyond Borrower's ;,ontrol. Borrower shail noi destroy, damage or impair the
<br /> . Property, sillow the Property to deteriorate. or conunit waste an[he Pmperty. Borrower shall be in default if any forfeiture
<br /> action or proceeding, whether civit or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the
<br /> - Property or otherwise cn�teri�lly emaa:r the lien created by tnis Su:urity Iivaw»ent or L,ejxler's security iraerest.Borrowar tttly �
<br /> cure such a default and reinstate,:s provided in paragraph 18,by causing the action or proceeciing to be disrnissed with a�vling
<br /> that, in Lender's good faith determination, preclud� forfeiture of the Borrower's incerest in the Property or ott�er materipl
<br /> impaimietu of the Eie�creatal by this Security Iastrun�ent or Lender's security interest. Borrower sh�ll also be in default if
<br /> Iiorrawu,during t�+e�oan application process.gave materially false or inaccw�ait information ar stztemenu to[.ender(or failed
<br /> , to pmvide L�ender v►•ith any material information)in co�ocd with the loan evidenced by the Note, iocluding.but not limited
<br /> - to,re�resent�tians ooncerning Borrower's occupancy of the Tr'�vperty as a prineipal residea�e. If this Seeuriry Ic►uniment is on a
<br /> leacet�ld. Sorrower st►a11 oomply with all the provisions of the lease. Ff Borrower a.�uires fee ticte to the Property. the
<br /> � .. . lL�:.�:•s!�Ww�I.�.�,.f.�.�rl:chs 1 �nt�e.nnikc i rnrirr arorrrc tn thr.mr.n�et in writin¢. . _
<br /> . 7.Protectioo of Leader's Righis iu tbe Froperiy.If Borrower faiis t�pe,-fom�the wvenants aad agra.m�us cvrst�in�ia
<br /> this Serurity Instrumer�t, or thete is a legal proceeding diat may significantly affact Ler�der's rights in the Property (such as a
<br /> 4 proeeeding in bankruptcy, ptobate. for condenutiation or forfeitun or to enforce laws or regulationc).then Lettider may do and
<br /> -`� pay for whatevu is neassary to protoct the value of the Property and Lender's rights in the Ptoperty. I.ender's actioas may
<br /> inetode paying any sums securod by a lien which has priarity over this Security Instniment. appeuing in court, payiag
<br /> reawnable attomeys'fxs an�l en[ering on thc Property to make repairs. Aii;�ough Ixnder eaay take actio�n under this pzr.�nph
<br /> ' 7.I.eader does aot t�ve to do so.
<br /> Any amcwnes disbursed by Ti,e�er under this parigrats[i 7 st�all become additioa�l debt of Borrower sec�uad by this
<br /> Securiry lnstnuneat. Unless Borrow-er and Lendu agree to ot��r termc of p�yment,thesr��niounts sl�ll brar interest from the
<br /> date of dishurs�mr�t at the Note rate atyd �ll be payable, with interest.c.pon notioo from Leada w Borrowv roquestiu�
<br /> ..—. �y�ot.
<br /> ' 8.Mort�aYt Lt4tranoe. If Lender required mortgage inwrance as a conditiiin of m�king the loan securod by this Socurity
<br /> j° � Iiutrumuu. Bottower shall pzy tl�ue preiniums required to mtintain the mortgage ins::r.r�ce in effect. If. for any r-awn, the
<br /> mortgage insurance cuvtrage nquired by Lender lapses or cezses to be in effoct.Borrov.�r sh�ll pay the premiums e�uired to
<br /> ., obtain covcrage substantially equivalent to the mortgage insurance previoasl� in effect.at a cosi�,��*�^�:��lY equiti•aleni to the
<br /> , oost to Borrower of the morcgage incuru�ce prer-iously in effact, from xxr+ altemate mortgage insum�,pprovui by I.ender. If
<br /> substantially equivalent mongage iasurance w�•erage is not availabie,Borrower shall pay to L.ender each month a sum equal co
<br /> one-twelfth of the yearly mortglge insurarue premium beiag paid by Borrower when the insurmce coverage lapsed or oeased to
<br /> be in effect.La�der will xapt,use and retain these paymescts as a loss nesuve in tieu of mottgage insurana. Loss reserve
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