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<br /> T�G�'fl3�lt«'�1'lt :dl th:in�ruti•:rix�ts naa�or hortafitr trected on the�m�etty. ���i all es�ement�, a��purtenences. ynd
<br /> fi�tures �tinw• on c�ruftcr � pat� of thc prapert��. All rcplacenzents a��d ;uklitio�, �h:►II ;also tx cu�eral by thls Secu�iry
<br /> G►struuxnt -�►I1 oF the i'.►r¢oing i�r.fcn.�!ta in this Scrurity lnurumcnt ic thc"Pr�ipcn}•."
<br /> BOFRUWGIt COVENANTS thxt&uruw•er is law•fully`eiuti!oF the estate herehy cunve)tri:uxl ha�tt�e right to grant and
<br /> run��ey ttu Property uxl ttwt thc Pn�peny i� unencumbercJ, cxcept tor eixumbr;uxe�uf retiorJ. &�rrow•er w��ur.uu� :uul wiU
<br /> �i'u�gerkr.�l{y th�Nd.^,to thc°rop:.:tY:�aiiut:ill rl�ii�u�n�3 denLUU1s,wbjert ta:u►y eiuumhr.uues nf remrd.
<br /> 1 t�iJ Jl:�..L1��Tt ��S�nvn�4i�i��niwiiw:i uiiifv�i��►'�i:�iii�Fi3 if3T iwi:.l:lw �:'.�:.'�.:3 r:J'.�:�f�'^:........`.^::: ::':I�: �:!!'_:S�'�
<br /> v;ariulions by ju�isJirti�►n to runctitutc :►unifium�ccurity inun:axnt r:n•cring rc:il property.
<br /> UNIFORAI COVENANTS.dnrcow•cr;ctxll.cndcr ca�•ctumt ond agmc as follow•s:
<br /> 1. PAymeW of Priacipal aad lateresh. Prepaymeut and I.Rte Chat�es. Banaw•cr shall promptly pay when due the
<br /> principal of and interest on ttte JeM evide�x�1 hy ihe N�te a��d any pre�yment urid late charge�due undec the Note.
<br /> 2. �ntic fos T�:es autt itzwrsu�ce. Subjoct t��applicable law ur to a written waicer by Lerxler, Borroa�er shall pay to
<br /> Lender on the day rewnlhly payments ate due under the Note, until tltie Nc�te is paid in full,a sum("Funcls")for:(a)yearly taxes
<br /> ard assessments which n���attain priarity over this Security Lsstnmient us a lien an the Property; lb)yearly Ieaschold payments
<br /> or g�auncl renu on tho I'roperty, if any;(c)yearly t�•rard or property insur:u�ce premiums;(d)yearly flc�od insurance premiums.
<br /> if any; (e)ye:uly mong;�e insurance premiunu, if any; and (�any sums payable by Borrower ta l.endcr, in acco�•dancc W�ith
<br /> the provi>ions of paragraph S, in lieu of the payment of mongage insur,uue premiums.Thesr items an called 'Escrow Itenu."
<br /> Lcoder m�y, ai u►y time, collect;uu� hold Funds in an amount noi to excced the maximum amaunt a lender for a federally
<br /> related mortgage loan nny ��quire for Borrow•er'�eserow xecwnt uoder the federal Real Estate Settlemenc Procedures Act of
<br /> 1974 as amendod from time to tin�e. 12 U.S.C. Section 2601 er seq. ("RESPA'), unless a�wthcr law that applies to the Funds
<br /> seu a lesser amount.If so. Lcnder rtwy, at any time, collect and hold Funds in an anwunt not to exceecl the lesser amoant.
<br /> Lender may estimate the anwura of Funds due on the bacis of current d�and reasonable estimates of expenditures of future
<br /> Escrow Items or othenvise in accordarue with applicable Iaw.
<br /> The Funds stiall tx: hcld in an institution w•hosc deposits :ir� insut� by a federa! agency. instromentulisy, ar entify
<br /> (including i.ender, if Lender is such an institution)or in any�=ederal Home L.oan B:u�lc.l.ender shall�pply the Funds to pay the
<br /> Escrow Items. I.encter may not chuge Borrower for holding and applying the Funds.annually analyzing the escrow xcount,or
<br /> vorifying the Escrow Items,unlesc Lender pays Borrower interest on the Funds and applicable law pemuts l.ender to make cuch
<br /> a ct�arge. However, l.ender may requice Borrower to pay �oiie-time chuge for an independent real estate tax reporting service
<br /> used by Lender in miu�ection with this toan, unless applicable law provides othenvise. Unless an agreemeut is roade or
<br /> applicable law requires interest to be paid, Lender shall nat be required to pay Borrower�ny interest ur earnings on the Funds
<br /> Borrowtr and L.�x.:.r tn�y agree in writing. however,that interest shall be paid on the Funds. Lender shatl give to Bc�rrower.
<br /> without charge, an aiuwa! acccwnting of the Funds, slwwing crodits and debits to the Funds and the putpose for which each
<br /> debit to the Funds wu m�de.The Funds are pledged 3s additi�na!s�ecstrity for sll sum4 securod by this Security instrfunent.
<br /> If the Funds held by Ixnder exceed the amounts permitte�u*be held by applicable law, I.ender shatl xcount to Borrower
<br /> for the exeesc Fw�ds in accorctar�ee with the re.�ui�ecnents of applieabte law. If the amount of the Funds held by t.ender su any
<br /> time is not sufficient to pay Ghe Escrow Items w•hen due, Lender may so notify Borrower in wridng,and,in such case Barrowu
<br /> st�all pay to L,en�kr the anxwnt nu�esstiy to m�ke up the deficiency. Borrow•er chall m�ke up the deficiency in no morc than
<br /> twdve n�onthly pzynxnts,su L.enrkr's sole d�ccretion.
<br /> Upon payment in fuii oi�ii snmc secured oy this �eceiricy L�Ctrumem. i.ender siiaii praa�tiy reiand to isotrovver atry
<br /> Funds held by lender.If, under panigriph 21,Ler�der shall xquire or sell the Property, i.eider,prior to the xquisition ot s�le
<br /> of the Property.shall a�ply any Funds held by Lender at the timc of xquisition or s�le as.crodit a�vnst tbe sums socutod by
<br /> tbis Security Instrucnent.
<br /> 3.Applicatba of Psymwts.Unless applicable law provides othenvise.all payments received by[.ecxier under paragranhs �
<br /> 1 �nd 2 s1�11 be appliod: first. to anY P�Y��+'Bes due undu the Nou: second,to amounts p�yabk under paragr�h 2:
<br /> third,to interai d�e:fourth.to princi�l due:and last.to any late charges due un3er the Note.
<br /> 4.Chsrg�s;i.ims. Borrower si�ll pay�Il t�ces.�sessmenis.charges. fines and irrspositio�u attributabk to tho Propeity
<br /> which may attain priority over �tis Securiiy Ius�cwneau. and le�selwld p�y��us ae ground rents, if an��. Borrower sfi�ll pay
<br /> these c�li�3tioru in the marufer pntKiciai in paragraph 2.or if not paid in that ma�uxr.Borrowu shall pap on time direetly
<br /> to�he rx.-son owed paymer�t.Borrow.°r shall prompt{y fumish to l.ender all notices of amounts to be paid nn�.r this pzr�raph.
<br /> If Borrowu m�lces these payments dircxxly.Borrower shall promptly fumish w I.ender receipts evidenciug tbt p�y�t�ects-
<br /> Borrower sl�all promptly discharge any liea v:hich has priority over this Security Instrurneni unless Boarower: (�)a4groes in
<br /> writing to the payment of the obligation secw�ad b}r the lien in a ma�u�er acceptable to Lender;(b)cwuesu in good faith the lien
<br /> by, er defends against enforcuneni of the lien in. legal proccedings which in the Lendu's opinioo operaie to prevent the
<br /> enforccYaent of the lien;or(c)sonu�es from the holder of the lien an agreement satisfacwry to Lender subadinating the lien to
<br /> this Sea:ri!y Iaurument. If L.ender�tennines that any part of the Propesry is subject to a tieo which may attain prioriry ovu
<br /> t}tis Security Ic�n�r�nt,Lender may give Borrower a notice identifying the lien.Bonower sh�ll satisfy the lien or taice one or
<br /> more of the acxions set fotth above within 10 days of the giving of notice. �
<br /> Foaw 3Q?8 9190
<br /> r.o.:a�
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