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<br /> TOGEI'H['sR WITH sU thc in�ro�cnx:nts tu�u•or tu:reaRer eruttd on the propehy, aixl xll u+scnxnts, appurteiwuu�c.;ux!
<br /> iixtun.s �ww ��r herrafter a part of th� pruperty. HII replacements arxl wiciitions stull also bc ca��erc�l by this Security
<br /> Inst►vment.All oP U�r Pairguing is iefarra-i ta in this Scrurity I�uuununt as the "Nroperty."
<br /> l3Ultltt)Wk:R L'OY6NAN'�S ihat k��rrower i�Ixwfully s�i.eJ nf t6k. eslat�h�r.by�ci�m•eyed aixl ha►the right tu brant an.i
<br /> com�cy the Rroperty anc! that the Pruperty is utx�xumhereii, ercc�t far encumbr,uues uf���ord. t3urrower u•ari•ants wxi K•il! -
<br /> �efaxl�,rnerully the tille to the Prapeny asainst all clain�.c;uul Jemands, subject to any en�umbr�ec af rtrarJ.
<br /> TIi1S S�CURITY INSTRUb1ENT combinrs uniforni covcnants for nation;�l usc and tx�n-unifunn covei�ants wich Gnutcci
<br /> variationc hy juriuliction t�ti rnntititute a unifarm security i�utnu�knt cavcring re.al property. =
<br /> UNIF'URA1 COVF.NANTS.Bairower anf I.ender rnLeiur�t and agrec ac fi�lluws: __
<br /> 1. �yn�eut of Priucipa) wuI luterest; Hrepaynleut and l.ate CharRes. Borrower tih•rll prumptly pay when duc the
<br /> prine:ip:sl uf and inizrzst on thc d�tu:�•id:nccd by the Ni�te anci any prePayment und late chargc�due under the Notc.
<br /> 2. �nds for T�xes und lasuraiue• Subject ta applicable law or to a written waiver by� I.encler, Barrower �hall pay to
<br /> L,endzr on the day monthly payments are due under the Nate,until the Note is paid in full,•r s�m("Futids") for.(�l y�,arly taxes
<br /> and assessments which may attain priority over thi�Security lnstrument as a lien on the Propeny: (b)yca;ly le�chold paymeuts
<br /> or ground rents on thc Property.if any;(c)yeariy haz.ard or property insurunce premiums;(dl yearly flood insur�tice premiums.
<br /> if nny; (e)yearly martgage iasurance premiums, if any; atui (0 any sums payable by Barro�t�er to L�:nder, in accordan�:e with
<br /> the provisiotu af paragraph 8, in lieu of the paymznt of mongage insurance premiums. 'the.ce itemc are calletl"Escrow Items.'
<br /> Lender may, at any tim:, collect and hold Funds in nn amount not to exceed the maximum amount a lender for a foderally
<br /> rtlated nwngage loan nu►y raquire for Barrower's escraw aceount under the federal Real Estate Settlen�ent Procedures Act of
<br /> 19T4 as amendod from time co tin�e. 12 U.S.C. Sectiun 2601 et seq. ('RESPA"a, unless anoiher law that apglie.s to the Funds
<br /> sets a less:r amount. If co. Lender may, at ony timc, calicct asx'd tx�ld Fu�uis in an amount su>t to exceed tti: lesser amount.
<br /> I,ender n�. �timate the amount of Fuculs due on the basis of current data and reasonable estimates of expenditures of future
<br /> Escrow Item_:c�r otherwise in accorci�uk�with applicuble law.
<br /> The F_nds shall ix hcld in an instiwtion whose deposits are insured by a federrl agency, instrumentality, or cntiry
<br /> (including l.ender,if Lendc:r is such an institution)or in any Federal Home Loan Bank. Lender shall apply the Funds to pAy the
<br /> Escrow ltems.Lender may not charge 8urruwe:for lwlding snd apg4yin�the�Funds,annualy analyzinR the escrow account,or
<br /> � verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applic.gble law permits I.endcr to ma1:e surh
<br /> a charge. Houevec,Lencler may require Borrower to pay a one-tii�ctwzrge for zn independent real estate tax raportiag s�rtiicc
<br /> used by Lender in cannection with this loan. unless applicable 9aw pruvides othetwise. Unless an agreement is ma�]e or
<br /> applicable law requires interest to be paid,Lender shall not be required to pay Bartower any interest or earni�s on the Funds.
<br /> Borrower and Lender may agree in writing,however, that interest shall be paii on ttw. Funds. Lender shal]gi�•e to Fic�rcuw•er.
<br /> without charge, an annual aocounting of the Funds, show�ing crediu and debits to the Funds and the purpose for whicn each
<br /> debit to the Funds was made.The Funds are pledged as additional security for all sums secured by this Security Instnunent.
<br /> If the Fund.c held by Lender exceed the amounts perniitted to be held by�plicable law.Lender shall account to Bor.rower
<br /> for the excess Funds in�cordance with the requiremenu of applicable law. If tlse amount of the Funds held by Lender at any
<br /> time is not sufficient to pay the Eserow Itertu when��t,I.ender may so notify Borrower in w*iting,and,in such case Borrower
<br /> si�all pay to [,ender the a�nount necessaryr co make up the deficiency. Borrower shall make up the deficiency in ra�uore tbaa
<br /> twelve monthly paymenu,at Lender's sole discretion.
<br /> Upon payment in full of all sutns secured by this Security Inswment. Lender st�all promptly refund to Borrower ar►y
<br /> c:;s,a„�tiM3�;��.►f,��rrirr�ae�ara�F►21, I enler chall�uirc or se11 the Pt�oDertV.Le:der,prior to tbe acquisidon ar sale _
<br /> of the Yroperty, shall apply any Funds I�eld by Leudex at the time of acquisition as sat:,as�crc�it agsinsi the sums sxured by
<br /> this Securiry Instrument.
<br /> 3.Applieation of Ps�ymeots. Unless applicalsle law provides otherwise,all paymeuts te:,eived by Lander underpan�:a.phs
<br /> 1 and 2 stull be applied: fint, to any prepayment charges due un7er the Note;sa.ond, to ar�wunis payabSe under paragraph 2:
<br /> third,to interest due;fourth,to principal due;and last.to any late charges due under the Note.
<br /> 4. Chatges;Lteac. Bomower st�all pay all taxes. assasmer�.c.charges. fines ard impositions attributabk to the Propaty
<br /> which may attain priority over this Socurity Insuument, and leasehold payments or ground renu, if any. Bormwer sl�all pay
<br /> tfuse obiigations in the mattner providod in paragraph 2,or if not paid in that ma�u�er,Borrowor st�all pay them on time directly
<br /> to ttu pes�san owe�paymnt. Borro�•e�shall promptly fumish to l.ender all notices of amounts to be paid uader this paragraph.
<br /> If Borrower matces these paytnetus airec�iy.ix►rrvwer�i�rii p�v�u�,iiy iu��uai�iv u.iu"w iv:.v�t.:'e�.�:��:.:::p:�f'+�.+��+'�.
<br /> Bonower shall promptly discharge any lien which has priority over this Security Inswment unless Borrower:(a)agrees in
<br /> writing to the payment of the obligation secured by the liPn in a mamur acceptable w Lender;(b)contesu in good faith the iien
<br /> by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the
<br /> enforcemea�t oP the lien:or(c)secures from the holder of the lien an agreeme�u s�tisfactory to Lender sabordinating d�e lien to
<br /> this Security Instrument. If Lender determines that�r►y part of the Property is subject to a lien which may auain priority over
<br /> �his Security Iastrument,[.ender may give Borrower a noi�ce identifying the lien. Borrower st�all satisfy the lien or take one or
<br /> moce of the actionc set forth above within 10 days of the giving of notice.
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